HSBC UnionPay Dual Currency Card

Last Updated:Mar 2021
$60,000
Min. Annual Income
Benefits
Eligibility
APR/Fees

First 2 years annual fee waiver

First 2 years annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
First 2 years annual fee waiver

Need to know

In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2.4%
$4.17/mile
Overseas Spending
4.4%
$2.27/mile
Online Shopping Spending (Overseas)
4.4%
$2.27/mile
Dining Spending
2.4%
$4.17/mile

Eligibility

APR/Fees

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