Great for

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  Spending requirements	Welcome offer
  Spend over HK$8,000 or above within the first 60 calendar days from card issuance	New Customers $800 RewardCash	Existing Customers $300 RewardCash

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  Year-round spending rewards totaling up to 2.4% RewardCash rebate (equivalent to HK$4.17 per air mile)

  • Enjoy up to 2.4% (basic 0.4% + an extra 2%) RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories (Promotional Period till 31 December 2021), i.e. earning up to $6 RewardCash for every HK$250 spent
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  Enjoy up to 4.4% RewardCash rebates on online & overseas spending (equivalent to HK$2.3 per air mile)

  • Enjoy an extra 2% RewardCash rebates by registering for “Red Hot Online & Overseas Spending Rewards” programme, totaling up to 4.4% RewardCash rebates with the above reward programmes, i.e. up to $11 RewardCash for every HK$250 spent online or abroad
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  Visa Platinum concierge services, including travel information and restaurant reservations
  Visa Platinum Club provides exclusive hotel offers, car rental discounts, and more
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  First 2 years annual fee waiver

Need to know

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  The Welcome Offer Promotional Period starts from 1 August 2021 to 28 February 2022
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  The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 February 2021
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  Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2021 among your six preferred spending categories of Dining, Overseas and Mainland China Spending, Health & Leisure, Home and Lifestyle for the first HK$100,000 eligible spending
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  To borrow or not to borrow? Borrow only if you can repay!