MUJI Visa Platinum Card

Last Updated: Sept 2023

Min. Annual Income


Local Spending - Cashback Rate


Overseas Spending - Cashback Rate

Annual Fee Waiver

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New/existing customers of other Hang Seng Credit Cards get rewarded with BRUNO Soymilk & Hot Soup Blender (valued at HK$698) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall e-Gift Voucher by fulfilling the following requirements:
    Important Dates Requirements

    From 1 August 2023 12 noon till 30 September 2023 6 p.m.

    New Hang Seng Credit Card Customers/ existing customers of other Hang Seng Credit Card who successfully apply for MUJI Visa Platinum Card via MoneyHero

    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 30 November 2023 The card must be approved by the bank, subject to the Bank’s system records.
    Within 30 days upon card approval Make any eligible spending with the card
    • Tips:
      • ⚠️To ensure you can get the MoneyHero exclusive reward, please do not log on to Hang Seng Personal e-Banking
      • Only applicable for MUJI Visa Platinum Cardd
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
      • Terms and Conditions Apply.
  • Welcome Offer - Up to $400 MUJI Dollars
    • Successfully apply for a MUJI Card on or before 31 December 2023, and accumulate retail transactions of HK$4,000 or above with the Card within 60 days from new card issuance, new Credit Card customers can enjoy $400 MUJI Dollars while existing Credit Card customers can also enjoy $200 MUJI Dollars
  • Enjoy 10% off upon dine-in or self-pickup takeaway spending of HK$200 or above and buy 1 get 1 free on self-pickup takeaway coffee with MUJI Card in specific periods of time at Café&Meal MUJI
  • For every HK$100 spending with MUJI Card at MUJI physical stores in Hong Kong, you will earn $5 MUJI Dollars that can be used as cash for next purchase at MUJI physical stores
  • Enjoy extra $5 MUJI Dollars for every HK$100 spending with MUJI Card at MUJI physical stores in your birthday month, which equivalent to double MUJI Dollars

Need to know

  • If the customer has held a Hang Seng MUJI Visa Platinum Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
  • The extra reward for each eligible MUJI Card of this Promotion is limited to a maximum of extra $100 MUJI Dollars in the birthday month
  • 10% off Dining Offer is valid from Monday to Sunday 14:30 onwards (counted by sit-in time for dine-in and order time for self-pick takeaway respectively), except public holidays. Self-pickup takeaway coffee buy 1 get 1 free offer is valid on every Monday 14:30 onwards, except public holidays
  • MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

Year-round rewards

Local Spending
Overseas Spending


Minimum Age
18 years old
Min. Annual Income
HK$150,000 (except full-time university/tertiary students)


Foreign Currency Transaction Fee
Annual fee
Perpetual Annual Fee Waiver offer: Principal Card customer who is not currently holding or has never held any personal Credit Card Principal Card issued by Hang Seng during the 6 months immediately preceding the date of application (except The Hong Kong Jockey Club Membership Card, Prestige World Mastercard®, enJoy Card, Hang Seng MPOWER Card and Hang Seng CUP Credit Card), and who is applying for his / her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver; otherwise, One-year annual fee waiver; Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.


Minimum Payment
The Minimum Payment Amount is HK$300 or the sum of item (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of item (i) to (iii).
Late payment charge
HK$300 or an amount equal to the Minimum Payment Amount (whichever is lower)
Retail Purchase APR
Cash Advance APR

Other information

Credit card type
Visa Platinum

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