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PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. As a welcome offer, meeting a specified spending amount allows you to enjoy an OTO massage chair or a silver ion air purifier! Using the card for spending over HK$150,000 grants a 2% cashback, including local retail, dining, online shopping, and overseas transactions. There's a foreign currency transaction fee, but it also provides LoungeKey access discounts for entry into VIP lounges.
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Highlights

Interest on installment plans
0  %
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Cashback Overseas
2  %
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Cashback Local Online Shopping
2  %
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Cashback Local
2  %
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4 Offers Available
HK$400 HKTVmall Coupon +  HK$200 Cash Rebate
MonyHero Exclusive Offer
HK$400 HKTVmall Coupon + HK$200 Cash Rebate

+ 1 other gift options

Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$200 cash rebate from PrimeCredit. Terms and conditions apply.
OTO Vanda 2.0 (VN-05)
Welcome Offer
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

  • Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
  • Only applicable to Full-time University / Tertiary Student : HK$200 Cash Rebate; or

  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)
Buyandship x PrimeCredit Spending Promotion
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)

+ 1 other gift options

From 9 January to 31 March 2024

Offers:

Cardholders to enjoy below privileges at Buyandship website (www.buyandship.today) or pick-up points by spending with PrimeCredit EarnMORE or WeWa Credit Card:

Shipping Fee Up to 10% Cash Rebate

During the Promotion Period, Cardholders are entitled to 10% cash rebate upon registering this Promotion via OmyCard App and settling shipping fee at Buyandship website (www.buyandship.today) or pick-up points* with Eligible Credit Card ("Offer 1”). Each Cardholder can entitle up to a maximum of HK$100 cash rebate per calendar month.

New Member's Offer

Enroll new membership and input promotion code “WEWA” upon registration at Buyandship website (www.buyandship.today), to receive $38 Buyandship credit ("Offer 2”).

Up to HK$1,920 Cash Rebate
Chung Yuen Electrical x PrimeCredit Spending Promotion
Up to HK$1,920 Cash Rebate

+ 1 other gift options

From 1 January to 29 February 2024

Offer 1  Up to HK$1,920 Cash Rebate

Entitled designated cash rebate by conducting single transaction of designated spending amount and registration at OmyCard Mobile Application with EarnMORE Credit Card or WeWa Credit Card at Chung Yuen Electrical Co., Ltd (“Chung Yuen Electrical”) stores in Hong Kong or online store www.cyeshop.com:

Designated Spending Amount of Single Transaction

Cash Rebate

HK$3,000 – HK$5,999

HK$120

HK$6,000 – HK$8,499

HK$280

HK$8,500 or above

HK$480

Each Cardholder can be entitled up to a maximum amount of HK$960 cash rebate from Offer 1 during 1 January – 31 January 2024 and up to a maximum amount of HK$960 cash rebate Offer 1 during 1 February – 29 February 2024, and can be entitled to a maximum amount of HK$1,920 cash rebate from Offer 1 for the whole Promotion Period.

Offer 2  Up To 70% Off on Selected Items

Remarks: Cardholders are required to register in OmyCard Application.

Things to consider

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Foreign txn rebate

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Travel agency offer

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Installment

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No foreign txn fee

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Benefits

Cashback

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Cashback Base Rate
2  %
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Cashback Local
2  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
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Cashback Local Online Shopping
2  %
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Cashback Overseas Online Shopping
2  %
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Cashback Digital Wallet
2  %
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Cashback Forex
2  %
Cashback Octopus Top Up Spending
1  %

Additional benefits

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Airport Lounge Access
3  times
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More Info

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Exemption of foreign transaction fees

Annual fee waiver for the first 2 years

Other things to note

  • Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2024 to 31 December 2024.
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
33.84  %
Cash Advance APR
35.96  %
Interest Free Period
53  days
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Others

Association

UnionPay Diamond

Tags

PrimeCredit EarnMORE UnionPay Diamond Card PrimeCredit EarnMORE UnionPay Diamond Card