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PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. As a welcome offer, meeting a specified spending amount allows you to enjoy an OTO massage chair or a silver ion air purifier! Using the card for spending over HK$150,000 grants a 2% cashback, including local retail, dining, online shopping, and overseas transactions. There's a foreign currency transaction fee, but it also provides LoungeKey access discounts for entry into VIP lounges.
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Highlights

Interest on installment plans
0  %
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Cashback Overseas
2  %
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Cashback Local Online Shopping
2  %
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Cashback Local
2  %
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3 Offers Available
HK$400 Apple Store Gift Card + HK$200 Cash Rebate
MonyHero Exclusive Offer
HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$200 cash rebate from PrimeCredit. Terms and conditions apply.

OTO Vanda 2.0 (VN-05)
Welcome Offer
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

  • Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
  • Only applicable to Full-time University / Tertiary Student : HK$200 Cash Rebate; or

  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)
Buyandship x PrimeCredit Spending Promotion
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)

+ 1 other gift options

From 9 January to 31 March 2024

Offers:

Cardholders to enjoy below privileges at Buyandship website (www.buyandship.today) or pick-up points by spending with PrimeCredit EarnMORE or WeWa Credit Card:

Shipping Fee Up to 10% Cash Rebate

During the Promotion Period, Cardholders are entitled to 10% cash rebate upon registering this Promotion via OmyCard App and settling shipping fee at Buyandship website (www.buyandship.today) or pick-up points* with Eligible Credit Card ("Offer 1”). Each Cardholder can entitle up to a maximum of HK$100 cash rebate per calendar month.

New Member's Offer

Enroll new membership and input promotion code “WEWA” upon registration at Buyandship website (www.buyandship.today), to receive $38 Buyandship credit ("Offer 2”).

Things to consider

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Foreign txn rebate

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Travel agency offer

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Installment

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No foreign txn fee

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Benefits

Cashback

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Cashback Base Rate
2  %
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Cashback Local
2  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
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Cashback Local Online Shopping
2  %
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Cashback Overseas Online Shopping
2  %
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Cashback Digital Wallet
2  %
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Cashback Forex
2  %
Cashback Octopus Top Up Spending
1  %

Additional benefits

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Airport Lounge Access
3  times
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More Info

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Exemption of foreign transaction fees

Annual fee waiver for the first 2 years

Other things to note

  • Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2024 to 31 December 2024.
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
33.84  %
Cash Advance APR
35.96  %
Interest Free Period
53  days
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Others

Association

UnionPay Diamond

Tags

PrimeCredit EarnMORE UnionPay Diamond Card PrimeCredit EarnMORE UnionPay Diamond Card