sim Credit Card

sim Credit Card

The sim Credit Card has no income requirement and allows cash advances at various bank ATMs with Mastercard. As a welcome offer, the sim Credit Card provides Apple Gift Cards, HKTVmall vouchers, and more. The card also offers a first-year annual fee waiver. When used for online purchases, it provides up to 8% cashback, and for specified local merchants and restaurants, there's a 3% cashback, capped at HK$200 per month.
Highlights
Benefits
Quick Facts
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Eligibility
Fees
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sim Credit Card Highlights

Annual Fee
HK$ 800
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Cashback Local Online Shopping
Up to 8  %
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4 Offers Available
HK$300 Apple Store Gift Card + HK$50 cash rebate*
MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card + HK$50 cash rebate*

+ 1 other gift options

MoneyHero Time-limited Exclusive Offer

  • From 30 September 2024 6 p.m. till 31 October 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher without any transaction requirement.
  • *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
  • Successfully complete the reward form within 7 days after applying
  • By 30 November 2024: Application successfully approved
  • MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
  • How to redeem MoneyHero exclusive offer?
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Up to HK$1,600 Cash Rebate
Limited CashBack Promotion - sim Credit Card Crazy Reward for Apple Fans Up to HK$1,600 Cash Rebate
Up to HK$1,600 Cash Rebate

sim Credit Card Crazy Reward for Apple Fans -

  • During the promotion period from 23 September to 30 November 2024, just register for the promotion via the website, and then starting from the successful registration date, simply make a single purchase of a specified amount# in Hong Kong dollars at Apple Store (retail stores or online store)^ using your sim Credit Card to earn up to HKD1,400 cashback.
  • Plus, you can grab up to 8% cashback with a maximum of HKD200 for online purchases, giving you a total cashback of up to HKD1,600.
  • Make a Single Net Purchase reaching below specified amount# in HKD at designated merchants^CashbackMaximum Cashback throughout the entire Promotion PeriodUp to 8% CashBack on Online Shopping** Maximum Cashback for each month
    HKD$8,000 - below HKD$25,000HKD$400HKD1,400HKD$200
    HKD$25,000 or above

    HKD$1,400

  • Registration quota is limited to the first 1,500. First come, first served, while stocks last.
  • Terms and conditions apply.
  • ^ Refer to Apple Store’s retail stores in Hong Kong and its online store in Hong Kong (https://www.apple.com/hk). Transactions made at aforementioned merchants shall be determined based on the merchant codes or transaction category assigned by the related card associations worldwide, the acquiring bank of the merchants or the Card Issuer, and may be varied from time to time without prior notice. If there is any dispute surrounding aforementioned merchants, the decision of the Card Issuer shall be final and conclusive. 

    # Not applicable to transactions made via Apple Pay, Google Pay and electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe).

    * “Crazy Reward for Apple Fans” Promotion is offered by the Card Issuer, Apple is not a participant or sponsor of this promotion. 

    ** Registration is not required for “CashBack on Online Shopping”, but is subject to specific spending requirements and the relevant terms and conditions, please click here for details.

 

EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120)
Welcome gift
EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120)

+ 4 other gift options

Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
  • New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
  • New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
    • Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
  • New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
      Spending requirement for sim Credit Card : With accumulated amount of HK$10,000

Up to 8% Cash Rebate
Limited CashBack Promotion
Up to 8% Cash Rebate
  • During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):
  • Types of Eligible Retail TransactionsRebate Percentages on the Amount of SpendingMonthly CashBack Cap per each Eligible Card Account
    Eligible Retail Transactions at Designated Local Merchants^3％HK$200
    Other Eligible Retail Transactions0.4％
    Eligible Online Retail Transactions*Up to 8%

  • *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

  • ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
  • Promotion Period: from 1 August 2024 to 31 October 2024
  • Please refer to the Terms and Conditions for details
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sim Credit Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
Up to 3  %
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Cashback Overseas
0.4  %
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Cashback Local Online Shopping
Up to 8  %
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Cashback Overseas Online Shopping
8  %
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sim Credit Card More Info

New customers

  • at the time of the application, not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer;
  • at the time of the application, not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application, used any loan or credit services of the Card Issuer or maintained any loan or credit accounts with the Card Issuer.
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sim Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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sim Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$ 50  The aggregate of the following items (whichever is higher): - (a) 1% of statement balance; and (b) all finance charges; and (c) instalment amount; and (d) other fees, charges billed, overdue amount and overlimit amount. If full amount is less than HKD50, the minimum payment is the full amount.
Late Payment Charge
HK$ 250
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Retail Purchase APR
46.44  %
Cash Advance APR
47.92  %
Interest Free Period
Up to 53  days, this period does not apply to cash advance transaction.
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sim Credit Card Other Info

Association

Mastercard

Tags

sim Credit Card sim Credit Card

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