sim Credit Card

sim Credit Card

The sim Credit Card has no income requirement and allows cash advances at various bank ATMs with Mastercard. As a welcome offer, the sim Credit Card provides Apple Gift Cards, HKTVmall vouchers, and more. The card also offers a first-year annual fee waiver. When used for online purchases, it provides up to 8% cashback, and for specified local merchants and restaurants, there's a 3% cashback, capped at HK$200 per month.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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sim Credit Card Highlights

Annual Fee
HK$ 800
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Cashback Local Online Shopping
Up to 8  %
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4 Offers Available
HK$300 Apple Store Gift Card
MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card

+ 1 other gift options

MoneyHero Time-limited Exclusive Offer

  • From 2 July 2024 6 p.m. till 31 July 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated the card via MoneyHero to get HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher without any transaction requirement.
  • Successfully complete the reward form within 7 days after applying
  • By 31 August 2024: Application successfully approved
  • MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
  • How to redeem MoneyHero exclusive offer?
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$480 The Phantom of the Negative show ticket x 2
Welcome Offer
HK$480 The Phantom of the Negative show ticket x 2
Welcome gift - HK$480 The Phantom of the Negative show ticket x 2

  • New Cardholders will be entitled to 2 HK$480 The Phantom of the Negative show tickets upon fulfilling the below requirements:

    • From 4 July 2024 to 8 August 2024 or the date that the application quota is full (whichever is earlier): New Cardholders spends with accumulated amount of HK$10,000

    • Offer on a first-come, first-served basis

HK$200 Cash Rebate
Welcome gift
HK$200 Cash Rebate

+ 3 other gift options

Welcome gift - HK$200 Cash Rebate OR HK$ 200 Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
  • New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
  • New Cardholders can enjoy HK$200 Cash Rebate OR HK$200 Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
    • Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
Up to 8% Cash Rebate
Limited CashBack Promotion
Up to 8% Cash Rebate
  • During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):
  • Types of Eligible Retail TransactionsRebate Percentages on the Amount of SpendingMonthly CashBack Cap per each Eligible Card Account
    Eligible Retail Transactions at Designated Local Merchants^3％HK$200
    Other Eligible Retail Transactions0.4％
    Eligible Online Retail Transactions*Up to 8%

  • *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

  • ^Designated Local Merchants: Adidas / @cosme STORE / Fila / matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
  • Promotion Period: from 1 May 2024 to 31 July 2024
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sim Credit Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
Up to 3  %
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flight
Cashback Overseas
0.4  %
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shopping_bag
Cashback Local Online Shopping
Up to 8  %
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Cashback Overseas Online Shopping
8  %
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sim Credit Card More Info

Cashback on all spending, local or overseas
  • Up to 8% cashback for online retail spending
  • 3 % cash rate for eligible spending at designated local merchants（Designated local merchant includes： Adidas, Fila, PUMA, @cosme STORE, Matsumoto Kiyoshi, Reebok, Tokyo Lifestyle）
  • Cashback will be capped at HK$200 per month

Terms and Conditions apply: https://www.thesim.com/en/legal
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sim Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
local_atm

sim Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$ 50  The aggregate of the following items (whichever is higher): - (a) 1% of statement balance; and (b) all finance charges; and (c) instalment amount; and (d) other fees, charges billed, overdue amount and overlimit amount. If full amount is less than HKD50, the minimum payment is the full amount.
Late Payment Charge
HK$ 250
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Retail Purchase APR
46.44  %
Cash Advance APR
47.92  %
Interest Free Period
Up to 53  days, this period does not apply to cash advance transaction.
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sim Credit Card Other Info

Association

Mastercard

Tags

sim Credit Card sim Credit Card

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