sim Credit Card
sim Credit Card Highlights
+ 1 other gift options
MoneyHero Time-limited Exclusive Offer
- From 6 December 2024 6 pm till 3 January 2025 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher without any transaction requirement.
- *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
- Successfully complete the reward form within 7 days after applying
- By 3 February 2025: Application successfully approved
- MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
- How to redeem MoneyHero exclusive offer?
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
X'mas Flash Offer Promotion
During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate specific amount on non-online spending, you can earn up to HK$800 cashback. Limited quota. First come, first served, while quotas last.
Subject to Clause 4 below, Eligible Cardholders are required to meet the following requirements in order to qualify for participation in the Promotion:
(a) registration must be completed successfully within the Promotion Period on the designated webpage (https://thesim.com/tc/campaign/XMAS_FLASH_OFFER) of the "sim Credit Card" website (www.thesim.com);
(b) a correct mobile phone number must be provided during the registration for this Promotion. The record of the Card Issuer’s computer system shall be final and conclusive.
The first 2,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD10,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD300 cashback. Additionally, the first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD20,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD500 cashback. The details are as follows:
Cumulative Amount of Non-online Transactions reaching below designated net amount | Maximum Cashback Amount | Quota | Maximum Cashback Amount throughout the entire Promotion Period |
HK$10,000 or more | HK$300 | first 2000 | HK$800 |
HK$20,000 or more | HK$500 | first 1000 |
The above promotion shall be subject to the relevants terms and conditions, please click here
sim Cashback reward up to HK$1,870
CashBack Reward* | New Customer | Existing Customer |
X'mas Flash offer | Up to HK$800 | Up to HK$800 |
Designated Local Merchants Spending | HK$200/ per month | HK$200/ per month |
Cashback of up to 6%, whether you use Apple Pay or Google Pay | Up to HK$120 | Up to HK$120 |
Welcome Offer - CashBack | Up to HK$700 | |
Complete digital ID verification within 3 hours after application | HK$50 | |
Cashback Up to | Up to HK$1,870 | Up to HK$1,120 |
X'mas Flash Offer Promotion
During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate specific amount on non-online spending, you can earn up to HK$800 cashback. Limited quota. First come, first served, while quotas last.
Subject to Clause 4 below, Eligible Cardholders are required to meet the following requirements in order to qualify for participation in the Promotion:
(a) registration must be completed successfully within the Promotion Period on the designated webpage (https://thesim.com/tc/campaign/XMAS_FLASH_OFFER) of the "sim Credit Card" website (www.thesim.com);
(b) a correct mobile phone number must be provided during the registration for this Promotion. The record of the Card Issuer’s computer system shall be final and conclusive.
The first 2,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD10,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD300 cashback. Additionally, the first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD20,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD500 cashback. The details are as follows:
Cumulative Amount of Non-online Transactions reaching below designated net amount | Maximum Cashback Amount | Quota | Maximum Cashback Amount throughout the entire Promotion Period |
HK$10,000 or more | HK$300 | first 2000 | HK$800 |
HK$20,000 or more | HK$500 | first 1000 |
The above promotion shall be subject to the relevants terms and conditions, please click here
sim Cashback reward up to HK$1,870
CashBack Reward* | New Customer | Existing Customer |
X'mas Flash offer | Up to HK$800 | Up to HK$800 |
Designated Local Merchants Spending | HK$200/ per month | HK$200/ per month |
Cashback of up to 6%, whether you use Apple Pay or Google Pay | Up to HK$120 | Up to HK$120 |
Welcome Offer - CashBack | Up to HK$700 | |
Complete digital ID verification within 3 hours after application | HK$50 | |
Cashback Up to | Up to HK$1,870 | Up to HK$1,120 |
- During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):
Types of Eligible Retail Transactions Rebate Percentages on the Amount of Spending Monthly CashBack Cap per each Eligible Card Account Eligible Retail Transactions at Designated Local Merchants^ 3% HK$200 Other Eligible Retail Transactions 0.4% Eligible Online Retail Transactions* Up to 8% *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month
- ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
- Promotion Period: from 1 August 2024 to 31 December 2024
- Please refer to the Terms and Conditions for details
+ 4 other gift options
- New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
- New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
- Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
- Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
- New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
- Spending requirement for sim Credit Card : With accumulated amount of HK$10,000
- Promotional Period: 22 October 2024 to 31 December 2024
Phase 1: 22 October to 30 November 2024
Phase 2: 1 December to 31 December 2024
Cumulative Amount of Non-online Google Pay/ Apple Pay Purchases reaching below designated amount in each phase Maximum Cashback% for Non-online Google Pay/ Apple Pay Transactions with a single net purchase amount of HKD100 or more in each phase Maximum Cashback Amount in each phase Maximum Cashback Amount throughout the entire Promotion Period Phase 1: HKD$2,000 or above 10% HKD$200 HKD$320 Phase 2: HKD$2,000 or above 6% HKD$120
- For event details: events webpage
During the promotion period from 22 October to 31 December 2024, simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to 10% cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more.
- The reward(s) will be automatically awarded to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 14 March 2025.
- If an Eligible Cardholder is issued and holds multiple Eligible Credit Cards at the same time, the accumulated Eligible Transaction amounts will be calculated separately for each Eligible Credit Card account.
- Please refer to the Terms and Conditions for details
sim Credit Card Benefits
Cashback
sim Credit Card More Info
- Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$500 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
- 3 % cash rate for eligible spending at designated local merchants(Designated local merchant includes: Adidas, Fila, PUMA, @cosme STORE, Matsukiyo HK, Sugidama HK, Reebok, Tokyo Lifestyle)
- Cashback will be capped at HK$200 per month
Terms and Conditions apply: https://www.thesim.com/en/legal
sim Credit Card Eligibility
Eligibility
sim Credit Card Fees / Repayment
Fees
Repayment
sim Credit Card Other Info
Association
Mastercard