Standard Chartered Cathy Mastercard - Priority Private
Last Updated: May 2022
$
96,000
Min. Annual Income
$
4
/mile
Local Spending - Air Miles Conversion
on eligible dining, online and overseas spending
HK$6=1 Air Miles on local spending
$
4
/mile
Overseas Spending - Air Miles Conversion
Overseas spending: HK$4 = 1 Mile; Local dining and online spending: HK$4 = 1 Mile; For the other spending: HK$6 = 1 Mile
Exclusive Offer
from MoneyHero
OFFER 1
HK$350 HKTVmall Voucher

How to be entitled to MoneyHero Limited-Time Exclusive Offer?

  • From now till 17 May 2022, new cardholders of Standard Chartered Credit Card who successfully apply for Standard Chartered Cathay Mastercard - Priority Private via MoneyHero are entitled to enjoy MoneyHero Exclusive Top-Up Offer - HK$350 HKTVmall Voucher.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification, to support@moneyhero.com.hk within 7 days of card approval. MoneyHero will verify your reward eligibility. A redemption notification will be sent to Eligible Customers via email within 90 days of eligibility confirmation, depending on the gift vendor's delivery time or other factors that may affect the fulfillment time of the Promotion Reward.
  • The card must be approved by Standard Chartered on or before 30 June 2022, subject to the Bank’ system records.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.

Welcome Offers from Standard Chartered

OFFER 1
Extra HK$500 CashBack
  • From now till 29 June 2022, new cardholders have accumulated eligible retail spending of HK$2,000 or above with the newly approved card through AlipayHK or WeChat Pay or Octopus Automatic Add Value Service within the first 2 months from the date of issuance, are entitled to HK$500 CashBack.
Welcome offer: as low as HK$0.2 = 1 Asia Mile; HK$3 = 1 Asia Mile for eligible spending on Cathay and HK Express; Limited Marco Polo Club Gold membership
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New Standard Chartered Credit Card Customers get rewarded with HK$350 HKTVmall Voucher by fulfilling the following requirements:
    Important Dates Requirements
    From 12 May 2022 06:00 p.m. to 17 May 2022 12:00 noon

    New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathy Mastercard - Priority Private via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer - HK$350 HKTVmall Voucher

    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 30 June 2022 The card must be approved by Standard Chartered, subject to the Bank’s system records.
    Within 7 days of card approval Send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • [Time Limited Welcome Offer] Extra HK$500 CashBack
    • From now till 29 June 2022, new cardholders have accumulated eligible retail spending of HK$2,000 or above with the newly approved card through AlipayHK or WeChat Pay or Octopus Automatic Add Value Service within the first 2 months from the date of issuance, are entitled to HK$500 CashBack.
  • Welcome Offer - Up to 80,000 Asia Miles

    From 1 April 2022 to 30 June 2022 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Private applications and fulfill relevant requirements can enjoy up to 80,000 Asia Miles

    Accumulate eligible transactions within the first 2 months of card issuance Earn Rate (HK$ to Asia Mile) Maximum Asia Miles Earned
    HK$1,000 HK$0.2 = 1 mile 5,000 miles
    HK$5,000 HK$0.33 = 1 mile 15,000 miles
    HK$40,000 HK$0.5 = 1 mile

    60,000 miles

    HK$100,000 HK$1 = 1 mile 80,000 miles
    Up to 80,000 miles
  • Marco Polo Club Privileges

    • From 8 July 2021 to 30 June 2022, new cardholders of “Standard Chartered Cathay Mastercard – Priority Private” who have successfully applied for this card can enjoy a complimentary 12-month Marco Polo Club Gold membership (limited quota). Also, earning 25,000 with your new card by 31 October 2022 also extends your membership status until 31 December 2023.
    • If the principal cardholders are Marco Polo Club Gold members or above, they can gift their 12-month Marco Polo Club Gold Membership to a member of their Redemption Group respectively.
    • Marco Polo Club Gold membership benefits include but are not limited to:
      • priority boarding, 15kg and 1pc additional checked baggage allowance for most flights, priority baggage handling, and unlimited access with one guest to Cathay Pacific Business class lounges.
      • Earn 20 Marco Polo Club club points for every HK$100,000 eligible transaction, up to 100 club points.
      • Remarks: You can earn Marco Polo Club club points whenever you fly in eligible fare classes with Cathay Pacific or any of the oneworld alliance airlines. The club points can be used to renew or upgrade tiers.
  • Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

    • HK$3 = 1 Asia Mile for eligible spending on Cathay and HK Express
    • HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
    • HK$6 = 1 Asia Mile for eligible spending on other categories
  • Exclusive Privé Privileges
    • Access to Priority Private concierge, gourmet privileges, exclusive benefits with Standard Chartered global luxury hotel partners and Airport Limousine Programme
  • 10% discount on Asia Miles Awards redemption

    • Hotel, Car Rental and Experience Awards;
    • Dining awards or settle bill with miles; and
    • Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
  • Cathay Travel Privileges

    • Cathay Pacific Business Class Lounge Access 10 times per year, sharable to your travel companion or Redemption Group members
    • Check-in at the Business Class counters and enjoy the same priority boarding services for Business Class passengers
    • Only available when the tactical offer of Marco Polo Club Gold membership ends
  • Annual fee waiver when you become a Priority Private client and fulfill relevant requirements
    • Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.
  • Asia Miles Time Deposit Rewards

    • From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HK$1,000,000/ US$120,000 new funds. RMB option is also available.

Need to know

  • "New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:

    • "New Cardholders" are applicants who do not currently hold and have not canceled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
    • "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third-party insurer) in the past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
  • To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Private, cardholder is required to be an existing Priority Private client or a New Banking Client who signs up for Priority Private upon card application. The cardholder is also required to maintain HK$8,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
  • Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
  • No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
  • Offers are subject to Terms and conditions.

Year-round rewards

AIR MILES REWARDS
Local Spending
$4/mile
HK$6=1 Air Miles on local spending
Overseas Spending
$4/mile
Overseas spending: HK$4 = 1 Mile; Local dining and online spending: HK$4 = 1 Mile; For the other spending: HK$6 = 1 Mile
Dining Spending
$4/mile
Dining spending: HK$4 = 1 Mile
Online Shopping Spending (Overseas)
$4/mile
Online shopping spending: HK$4 = 1 Mile
Online Shopping Spending (Local)
$4/mile
Online shopping spending: HK$4 = 1 Mile
Octopus Top Up Spending
$6/mile
Digital Wallet Spending
$6/mile

Year-round benefits

OFFER 1
Cathay Pacific Business Class Lounge Access
Marco Polo Club Gold membership is applicable to cardholders of a principal card of the Cathay Mastercard - Priority Private.

Cardholders can access Cathay Pacific Business Class Lounge 10 times per year when their Marco Polo Gold Membership ends.

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$96,000

Fees

Annual fee
HK$8,000
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$/CNY220, whichever is higher
Late payment charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
Retail Purchase APR
35.70%
Cash Advance APR
39.09%
Interest Free Repayment Period
Up to 56 days

Other information

Credit card type
World Mastercard

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