Citi Cash Back Card
2 Offers Available
+ 6 other gift options
Valid until
25 July 2025
Valid until
31 July 2025
Things to consider for this product:
Dining rebate
Overseas rebate
Unlimited rebate
High-priced welcome gifts
Gift Options
Gift Options
- Most suitable for customer who has big spending in short period
- Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
- Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
- 2% rebate on local dining spending
- 2% rebate on local hotel spending
- 2% rebate on spending in foreign currency
- 1% unlimited rebate on other spending
- Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
- Purchase Protection Insurance
- Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
- First year annual fee waiver
- The MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
- Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Standard Chartered Cathay Mastercard
3 Offers Available
+ 1 other gift options
Valid until
31 July 2025
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+ 5 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Welcome offer: Air miles
Air miles conversion
Hotel bookings offer
Overseas rebate
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Gift Options
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
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Hang Seng enJoy Card
2 Offers Available
+ 4 other gift options
Valid until
31 July 2025
+ 4 other gift options
Valid until
31 July 2025
Things to consider for this product:
Local spending rebate
Dining rebate
Supermarket rebate
No Annual Fee
Gift Options
Gift Options
From July 01, 2025 to December 31, 2025, new customers who successfully apply for the enJoy Card can receive a welcome reward of 120,000 yuu Points (equivalent to a HKD600 reward); existing customers can enjoy a welcome reward of 80,000 yuu Points (equivalent to a HKD400 reward).
- The latest Points Rewards for Supermarket and restaurant: register, earn and redeem YUU Points
- Earn up to 2% rebate at 2000+ designated merchants
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate).
Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons
and gifts in yuu App
| Designated Merchants | Rebate Upon Spending |
| Pizza Hut, PHD, KFC, Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, MUSES, Wildfire Pizzabar, DONDONYA, Uo-Show and more | 2% Rebate （4X Rewards: HK$1=4 yuu Reward Points） |
| 7-Eleven, Mannings, IKEA, Wellcome, Market Place and Designated Upscale Stores | 1.5% Rebate （3X Rewards: HK$1=3 yuu Reward Points） |
| Shell, GNC and Designated Maxim's restaurants | 1% Rebate （2X Rewards: HK$1=2 yuu Reward Points） |
| Other merchants (including local and overseas spending) | 0.5% Rebate （HK$1=1 yuu Reward Point） |
Enjoy designated merchants exclusive year-round discount offer
- 7-Eleven: 5% off on the 8th and 18th of every month
- IKEA: Free delivery upon home furniture and accessories order of HK$3,500 or above at stores on the 1st and 3rd Wednesday of every month (Excluding Outlying Islands and Macau)
- Mannings: 6% off on the 1st and 20th of every month
- Wellcome, Market Place by Jasons, 3hreesixty, Oliver's The Delicatessen: 8% off on the 3rd, 13th & 23rd of every month upon a single net spending of HK$100 or above
- Pizza Hut: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
- PHD: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
- KFC: 5% off dine-in and takeaway orders (From Monday to Friday, except public holidays)
- Get discount offers at renowned hotel restaurants, shops and leisure outlets
- If the customer has held a Hang Seng enJoy Card as the primary cardholder / spending card within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
- If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- The relevant Designated Merchants e-Coupons and yuu Reward Points will be credited to the Eligible Principal Card Customer’s yuu App which is linked with enJoy Card and enJoy Card account respectively within 2 months after the Eligible Principal Card Customer has fulfilled the requirements. The enJoy Card account should be valid and in good standing, and being linked to yuu Reward Programme when the Designated Merchants e-Coupons and yuu Reward Points are credited
- MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested.
- Advertising information is provided by Hang Seng Bank Limited
- Hang Seng reserves the right to amend these Terms and Conditions at any time
- To borrow or not to borrow? Borrow only if you can repay!
-
Late repayment fee: $ 330
The Platinum Card®
4 Offers Available
Valid until
25 July 2025
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Valid until
25 July 2025
Valid until
25 July 2025
Valid until
25 July 2025
Valid until
25 July 2025
Valid until
25 July 2025
Valid until
25 July 2025
Valid until
31 December 2025
Valid until
31 December 2025
Valid until
13 November 2025
Things to consider for this product:
Travel insurance
Dining discount
Airport lounge
Travel agency offer
Gift Options
Gift Options
Gift Options
Gift Options
Travel Offer
- American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit- For details, please refer to American Express Travel Online Benefit | American Express Hong Kong
- Complimentary Access to The Centurion Lounges
Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance
Travel Accidents coverage of up to HK$3,000,000, Medical Assistance and expense up to HK$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
Dining Offer
Basic and Supplementary Cardmember can enjoy
- Global Dining Credit
Year-round benefit of up to HK$2,000 Global Dining Credit, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.- Promotion details please refer to Global Dining Credit | American Express Hong Kong
- NEW! Enjoy up to 30% savings at selected restaurants of Elite Concepts.
- 30% savings on the original price of the designated menu at participating restaurants, including yè shanghai – Tsim Sha Tsui/ Admiralty, Nanhai No. 1, Nanhai No. 2, Deng G Sichuan
- 20% savings on the original price for access and dining at Penthouse.
- Promotion details please refer to Elite Concepts l American Express HK
- NEW! Enjoy up to 30 % savings on the a la carte menus at selected restaurants of JIA Group, including Chachawan, Duddell’s, La Terrace by Louise and Leela
- Promotion details please refer to JIA Group l American Express HK
NEW! Enjoy 30% savings on the original price of the designated dinner menu at participating restaurants of Wooloomooloo Group
- Designated restaurants include: MOOO! – Tsim Sha Tsui, OMAROO Grill – Central, Wooloomooloo Steakhouse - Tsim Sha Tsui East, Wooloomooloo Steakhouse - Wan Chai and Wooloomooloo Prime – Tsim Sha Tsui
- Promotion details please refer to Wooloomooloo Group | American Express HK
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Promotion details please refer to Maxim's Dining | American Express HK
- Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
- Promotion details please refer to Cafe Deco | American Express HK
- Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
Earn Rewards points when you spend with the Card
- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.67%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.33%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 1%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Lifestyle Offer
- Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook
edDeli in Hong Kong.
Shopping Protection
- Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
- Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
- Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
- Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
- 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
Terms and Conditions apply.
Reminder
- The Platinum Card® Year-Round Offers Terms and Conditions apply.
- Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
- Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
- The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
- Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.
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Mox Credit Card (CashBack)
4 Offers Available
+ 6 other gift options
Valid until
23 July 2025
Valid until
31 July 2025
Valid until
31 December 2025
Valid until
31 December 2025
Things to consider for this product:
Instant onboarding
Unlimited Instant Cashback
Instant Cash Loan
0% Instalment offer
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Gift Options
Gift Options
Gift Options
With Mox Credit Credit, earn best-in-town
- Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
- Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
- Earn a total of up to 5% CashBack at selected daily merchants
- Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
- Mox disclaimer applies.
Hang Seng MMPOWER World Mastercard®
3 Offers Available
+ 5 other gift options
Valid until
31 July 2025
+ 5 other gift options
Valid until
31 July 2025
+ 1 other gift options
Valid until
31 December 2025
Things to consider for this product:
Local spending rebate
Online Spending
Overseas rebate
No Annual Fee
Gift Options
Gift Options
Gift Options
Spending Rewards - The best in town* up to 5% +FUN Dollars rebate for Online retail spending / up to 6% +FUN Dollars for oversea foreign currencies spending / selected spending categories up to 1% +FUN Dollars Rebate (Select 2 out of 3)
- From 1 July 2024 to 31 December 2025 (both dates inclusive), customers who register for Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
- Overseas Foreign Currencies Spending up to 6% +FUN Dollars rebate
- Online Retail Spending up to 5% +FUN Dollars rebate
- Selected spending categories up to 1% +FUN Dollars rebate (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
- Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
- Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of MMPOWER World Mastercard +FUN Dollars Rewards.
- From 1 July 2024 to 31 December 2025 (both dates inclusive), customers who register for Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
- World Mastercard Privileges
- Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
- If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
- +FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
- +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
- MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
- Hang Seng reserves the right to amend these Terms and Conditions at any time
- To borrow or not to borrow? Borrow only if you can repay!
*As of May 14, 2025, the monthly cash rebate cap of the MMPOWER World Mastercard® is higher than that of similar products in the market for the same spending categories.
-
Late repayment fee: HK$ 330
CNCBI Motion Credit Card
Offer Available
+ 6 other gift options
Valid until
31 July 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
Annual Fee waiver
Gift Options
- First year annual fee waiver
- 6% Cash Rebate on dining and online spending all year round
- From 1 January till 30 June 2025, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transactions of HK$3,800 of the month)
- Other things to note:
- Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
CNCBI GBA Dual Currency Credit Card
2 Offers Available
+ 6 other gift options
Valid until
31 July 2025
+ 1 other gift options
Valid until
31 December 2025
Things to consider for this product:
Overseas rebate
Airport lounge
Welcome offer: Rebate
No foreign txn fee
Gift Options
Gift Options
| Spending Category | RMB or Mobile Wallet Spending | Single spending of CNY3,000 |
| Cash Rebate Ratio | 4% | Extra 6% |
| Max. Cash Rebate per day | HK$120 | HK$200 |
| Max. Cash Rebate per Month | HK$200 | HK$300 |
- 4% Cash Rebate on RMB and designated mobile wallet spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$200 Cash Rebate per month.
- Extra 6% Cash Rebate on RMB spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$300 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
- Airport Lounge Service and Fabulous Dining
- Free Global Airport Lounge Benefit with Eligible Spending
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions.
- Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions.
- Free Global Airport Lounge Benefit with Eligible Spending
- No foreign currency transaction handling fee
- First year annual fee waiver
Other things to note
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
- Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
Citi Rewards Card
2 Offers Available
+ 6 other gift options
Valid until
25 July 2025
Valid until
31 July 2025
Things to consider for this product:
High-priced welcome gifts
Annual Fee waiver
Gift Options
Gift Options
- Rewards Points
- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
- 1% Points Rebate for all local Mobile Payments
- First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Standard Chartered Smart Credit Card
Offer Available
+ 5 other gift options
Valid until
31 July 2025
Things to consider for this product:
Installment
No foreign txn fee
Local spending rebate
Annual Fee waiver
Gift Options
- 5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like Klook and more
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- From 2023 onwards, JHC will be added as a designated merchant
- Other designated merchants include 759 Store, Circle K Convenience Store, HKTVmall, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
- Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
- No minimum spending requirement.
- The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
- Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
- Perpetual annual fee waiver
- No foreign transaction fee
- No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
- No cash advance fees
Extra CashBack Basic CashBack Total CashBack# Monthly Eligible Spending* CashBack for Eligible Transactions made at Designated Merchants Spending Cap per Monthly Statement Cycle CashBack for Eligible Transactions Spending Cap per Monthly Statement Cycle HKD 4,000 to HKD 14,999 4.44% HKD5,000^ 0.56% No Cap 5% HKD 15,000 3.80% 1.2% 5% - Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
DBS Black World Mastercard®
3 Offers Available
+ 6 other gift options
Valid until
21 July 2025
Valid until
02 October 2025
Valid until
02 October 2025
Things to consider for this product:
Travel agency offer
Welcome offer: Air miles
Air miles conversion
No expiry air miles
Gift Options
Gift Options
Gift Options
Smartphone Application Guide
- Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$50 InstatRedeem from DBS Card+. For details, please visit DBS website.
- Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
- After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
- Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
- If you want to continue applying through the desktop website:
After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$50 InstatRedeem from DBS Card+.
Suitable for customers who loves travelling
As low as HK$2=1mile and worldwide travel privileges
- Register via DBS Card+ app now to enjoy the following privileges upon accumulating a retail spending of HK$20,000 or above from the next calendar day after successful registration in a certain calendar month to enjoy Eligible Overseas Spending as low as HK$2 = 1 Mile. For details, please visit DBS website
Enjoy full year travel privileges
- Up to 8% off on hotel booking offer from Expedia.com
- Up to 8% off on hotel booking offer from Hotels.com
Flexi Shopping Black World Mastercard® Exclusive Offer
- 3 times 50% one-off handling fee rebate on travel merchant spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fsbmce.
InstaRedeem 20% off on Online / Travel Merchant Spending
- Offset your online spending or spending at travel merchants with DBS$ with just a few taps!
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
- Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
- Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
- Unlimited Cash Rebate Redemption
- DBS Black World Mastercard® Cardholder can redeem Cash Rebate at DBS$80 to HK$100 during Promotion Period. Without any spending requirement and limit on redemption quantity.
- Login to DBS Card+ > Select "Rewards" > Select "eSHOP" > Select applicable credit card > Select "20% Off Cash Rebate Redemption Promotion" > Select redemption quantity > Click "Buy Now" to complete redemption procedure
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
- Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.
To borrow or not to borrow? Borrow only if you can repay!
HSBC Red Credit Card
3 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 August 2025
Valid until
31 July 2025
Things to consider for this product:
Online shopping rebate
Overseas rebate
Annual fee waiver
Cinema ticketing
Gift Options
Gift Options
Gift Options
- Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 1% rebate for remaining spending
- Designated spending categories: 1% RewardCash rebate
- Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
- Terms and Conditions apply
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
- Make eligible transactions with single net spending amount of HK$30 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
- Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
- To borrow or not to borrow? Borrow only if you can repay!
CNCBI Hong Kong Airlines Mastercard® Card
2 Offers Available
+ 6 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Gift Options
Gift Options
- Hong Kong Airlines Privileges
- From now till 31 December 2025, enjoy up to extra 2,000 FWC points for ticket purchase via Hong Kong Airlines and mobile app
- Enjoy 10% off onboard duty-free items with the card
- 2 Hong Kong Airlines Airport Lounge Vouchers
- From now till 31 December 2025, Cardmembers who successfully activate their credit cards and make any retail purchases with the card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the cardmember or their traveling companions.
- Cardmembers can also redeem extra lounge vouchers through inMotion with a redemption fee of HK$60 per voucher (required to have accumulated retail spending of HK$3,000 or above from the redemption date to the end of the next calendar month for each voucher redeemed).
- Terms and Conditions apply, please click here for details.
- Designated check-in counter, priority luggage and priority boarding
- 50% off FWC points for award ticket redemption and business class upgrade launched by Hong Kong Airlines from time to time
- Free Travel Insurance Protection
- From now till 31 December 2026, Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members).
- When you pay entire cost of common carrier tickets with your eligible card and completed the benefit registration process prior to the commencement of the trip, you and your family may enjoy an overseas medical coverage.
- The offer is provided by Mastercard and subject to related terms and conditions. The insurance service is provided by AIG Asia Pacific Insurance Pte Ltd. For details, please click here to view the policy terms and coverage details.
- Complimentary 12 months HoteLux Elite Membership
- Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc.
- Global Hotel Offers
- One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at Booking.com.
- First Year Annual Fee Waiver
- Merchant Installment Plan
- Octopus Automatic Add Value Service
- Credit Card Cash-in Installment Program
- Card Retail Purchase Installment Program
- Debt Consolidation
- Mobile Payment Service - ApplePay & GooglePay
- Up to 57 days interest-free repayment period
- T&Cs apply, please click here for details.
To borrow or not to borrow? Borrow only if you can repay!
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Hang Seng Travel+ Visa Signature Card
2 Offers Available
Valid until
31 July 2025
+ 1 other gift options
Valid until
31 December 2025
Things to consider for this product:
Foreign Currency Spending rebate
Local Transportation rebate
Local Dining rebate
Local spending rebate
Gift Options
Gift Options
Spending Rewards - Foreign Currencies Spending - best in town* - 7% +FUN Dollars Rebate / Local Dining and Transportation up to 5% +FUN Dollars Rebate
- The promotion period of Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme has been extended to 31 December 2025. Customers who register via https://hangseng.com/travelplus and accumulate monthly eligible spending of HK$6000 or above can enjoy below spending rebates. Registered customers are not required to register again and can continue to earn extra +FUN Dollars.
- Foreign currency spending in Japan, Korea, Thailand, Singapore and Australia up to 7% +FUN Dollars
- Other Foreign Currencies Spending up to 5% +FUN Dollars
- Local Transportation Spending up to 5% +FUN Dollars
- Local Dining Spending (excludes Fast Food) up to 5% +FUN Dollars
- Rebates for Foreign Currency Spending, Local Transport and Local Dining Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar). During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
- *As of 14 May 2025, the monthly cash rebate limit for the Travel+ Visa Signature Card is higher than that of similar products in the market for the same spending category.
- Terms and conditions apply. Please visit https://hangseng.com/travelplus for details, terms and conditions of Travel+ Visa Signature Card +FUN Dollars Reward Programme.
- The promotion period of Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme has been extended to 31 December 2025. Customers who register via https://hangseng.com/travelplus and accumulate monthly eligible spending of HK$6000 or above can enjoy below spending rebates. Registered customers are not required to register again and can continue to earn extra +FUN Dollars.
- Travel+ Visa Signature Card Exclusive Offer
- “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
- If the customer has held a Hang Seng Travel+ Visa Signature Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- The extra +FUN Dollars rebate will be calculated for the Eligible Retail Spending till the last day of every calendar month. The extra +FUN Dollars rebate will be automatically credited into the Eligible Credit Card account within 2 calendar months. The credit card account should remain valid and in good standing when the relevant +FUN Dollars rebate is credited. Cardholders can log on to Hang Seng Personal e-Banking (if applicable) or call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
- Rakuten Travel Japan hotel booking offer
- From now until 15 July 2025, grab the stackable extra 10% off coupon via designated link in Rakuten Travel, and grab the mid-year flash coupon on the booking page, you can save up to 55% when apply both coupons at checkout with your card. The maximum discount per booking is HKD1,700. The offer is available on first-come, first-served basis, while stocks last. Terms and Conditions Apply.
Expedia Promotions
- From now till 31 December 2025, enjoy 9% off on selected hotel bookings with promo code “HASE9” via http://www.expedia.com.hk/hstravel
- +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero strives to maintain accurate information. If there are any discrepancies between the information provided and that found on the websites of financial institutions, service providers, or specific products, the information from the financial institutions shall prevail. Please refer to the relevant financial institution’s website for the most up-to-date product information.
- Hang Seng Bank is not the provider of the exclusive rewards from MoneyHero. The availability of the rewards and their redemption process are not related to Hang Seng Bank.
- Advertising information provided by Hang Seng Bank Limited
- Hang Seng reserves the right to amend these Terms and Conditions at any time
- To borrow or not to borrow? Borrow only if you can repay!
-
Late repayment fee: HK$ 330
PrimeCredit WeWa Visa Signature Card
2 Offers Available
Valid until
31 July 2025
+ 4 other gift options
Valid until
28 February 2026
Things to consider for this product:
Travel agency offer
Cinema ticketing
Installment
Gift Options
Gift Options
Launch of WeWa Club Enjoy endless offers and jetso
- The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
- At WeWa Club, you can:
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Enjoy limited-time offers and activities in OmyCard app
- Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
- 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
- 0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
- Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
- Welcome offers, HK$300 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200
Dah Sing ONE+ Credit Card
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
30 June 2026
Things to consider for this product:
Overseas rebate
Online Spending
Local spending rebate
First 2 year annual fee waiver
Gift Options
Gift Options
- HK$500 cash rebate Welcome offer
- Unlimited 1% cash rebate on local and overseas retail spending
- 0.5% cash rebate on Octopus reload amount
- First 2-year annual fee waiver
To borrow or not to borrow? Borrow only if you can repay
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
Terms and Conditions of Dah Sing ONE+ Credit Card
Citi PremierMiles Card
2 Offers Available
+ 6 other gift options
Valid until
25 July 2025
Valid until
31 July 2025
Things to consider for this product:
High-priced welcome gifts
Airport lounge
Travel insurance
Purchase protection
Gift Options
Gift Options
- Suitable for customers who have large amount of overseas/foreign currency spending
- Points will never expire. No service charge for mileage conversion.
- Up to 12 times complimentary access to airport lounges for every calendar year
- Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
- Free Travel Insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
- Purchase Protection
- Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$250 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
Mox Credit Card (Asia Miles)
3 Offers Available
+ 4 other gift options
Valid until
31 July 2025
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Instant onboarding
Unlimited flight miles
Travel platform consumption discount
Welcome offer: AirMiles
foreign currency transaction
Gift Options
Gift Options
Gift Options
- Introducing the all-new Mox Credit "MOXMHMILES" miles-earning code!
- Seamlessly earn an unbeatable HKD4 = 1 Asia Mile on all your spending with Mox Credit's Miles Rewards Scheme, so you can earn faster and fly sooner. Plus, enjoy 0% FX Fees, making every purchase count, whether at home or abroad!
- Break free from traditional credit card rewards scheme. With Mox Credit you can switch between CashBack and Miles Rewards scheme with ease, putting you in control of how you earn.
- Enjoy HKD4 = 1 Mile on all spending
- Unlimited Miles, Unlimited Trips.
- There's no limits on the number of miles you can earn – spend more, earn more!
- 0% FX Fees: Same great rates at home and abroad!
- Enjoy 0% FX Fees on all transactions worldwide.
- Save effortlessly on overseas trips and online purchases.
- Want to earn CaskBack instead? You can switch your spending reward mode to “CashBack” via Mox app, and start earning “best-in-town” 2% unlimited CashBack on any spending!
New customers can only use one invitation code to open an account and enjoy the welcome offer
Mox Credit transfer limit is customized every month to facilitate daily transfers
Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.
For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.
If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance
Mox Credit - Full-featured No-Number Bank Card
- Use "FPS" via Mox Credit to transfer the amount first and then find the amount.
One Mox Credit has both consumption and withdrawal functions
No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft
You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.
- Free use of "JETCO" ATM cash withdrawals
No annual fee
- “Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
You must first open a Mox account to apply for Mox Credit
Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address
Subject to Mox disclaimer.
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
American Express Explorer® Credit Card
5 Offers Available
Valid until
31 December 2025
Valid until
31 August 2025
+ 3 other gift options
Valid until
31 August 2025
Valid until
31 December 2025
Valid until
31 December 2025
Things to consider for this product:
Conciege Service
Airport lounge
Travel insurance
Purchase protection
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3.6 = 1 mile on selected online everyday spend merchants.
Local Currency Spend HK$1 = 3 Membership Rewards points
(HK$6 = 1 mile / 1% cash rebate）Foreign Currency Spend HK$1 = up to 10.75 Membership Rewards points (HK$1.68 = 1 mile）
Airlines and Selected Online Travel and Everyday Spend Merchants - Include: Trip.com, klook, Expedia, hotels.com,etc., Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE
Click Here and Register:
You can earn up to 10.75 points when making purchases through airlines or designated travel websites (such as trip.com, klook, etc.) (HK$1.68 = 1 mile)- Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 18 points to redeem 1 mile.
No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.
- You can transfer your points into 8 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
- You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.
Travel Privileges - take care of your travel needs
- Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 8 times complimentary Plaza Premium Lounge access every calendar year.
- Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.
Register for Travel Spending Offer
- From now until December 31, 2025, register for the travel spending offer to earn miles as low as HK$1.68 = 1 mile. This is equivalent to earning up to 10.75 American Express Membership Rewards points for every HK$1 spent in eligible foreign currency transactions, airline purchases, or designated travel website spending.
Shopping Protection
Spend with the Card to enjoy the following protection:- Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
Refund if you are unhappy with the purchase made with the Card. - Extended Warranty
When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase - 45 Days Cover
Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase. - Terms and Conditions apply.
- Online Fraud Protection Guarantee
Entertainment and Shopping Privileges
- 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- First year annual fee waiver upon successful card application
- Spend HK$150,000 annually with the principal and any supplementary card(s) and your HK$2,200 annual card fee will be waived for the following year.
- Travel Spend Offer
- From now until June 30, 2025, enroll to earn as low as HK$1.68 = 1 mile on Travel Spend Offer, equivalent to up to 10.75 Membership Rewards points for every HK$1 equivalent spent in foreign currencies transactions, airlines or selected online travel merchants
Things to know
- Welcome Offer Terms and conditions apply.
Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the Welcome Offer and First Year Annual Fee Waiver. American Express reserves the right to debit the original price of the Welcome Offer and First Year Annual Fee from such Cardmember’s account without prior notice.
- Gift eligibility is based on the application date of the approved application, but not approval date
- First Transaction Bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
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CCB(Asia) TRAVO World Mastercard
2 Offers Available
+ 2 other gift options
Valid until
31 July 2025
+ 1 other gift options
Valid until
30 September 2025
Things to consider for this product:
High-priced welcome gifts
Purchase protection
Free Family Travel Insurance
Gift Options
Gift Options
- Cardmembers are required to register through the Online Banking or CCB (HK&MO) Mobile App during Promotion Period once only. Posted transactions with original sales slip or official payment record conducted in currency other than in Hong Kong Dollars made by Eligible Cards will receive will receive 10 times bonus point rewards (10 times bonus point reward has included the basic bonus points given under Bonus Points Reward Programme). 25,000 points = HK$100 cash rebate.
- Cardmembers are required to register through the Online Banking or CCB (HK&MO) Mobile App during Promotion Period once only. Posted transactions with original sales slip or official payment record conducted in currency other than in Hong Kong Dollars made by Eligible Cards will receive 5 times bonus point rewards (5 times bonus point reward has included the basic bonus points given under Bonus Points Reward Programme). 25,000 points = HK$100 cash rebate.
- 15 points = 1 mile
The redemption fee for the first 10,000 miles of each Asia Miles redemption is HKD100, and HKD50 for every subsequent 5,000 miles (HKD50 will also be charged if the redemption amount is less than 5,000 miles) of the same redemption. The maximum redemption fee for a single redemption is HKD300.
To borrow or not to borrow? Borrow only if you can repay!
sim Credit Card
4 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 July 2025
Valid until
31 July 2025
Valid until
31 July 2025
Gift Options
Gift Options
Gift Options
Gift Options
- Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$1,000 in the month, Eligible Online Retail Transactions with a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
- Up to 8% cash rebate for local transportation（Eligible Local Transportation include: CityBus and Cityflyer, KMB, LWB, MTR, Tram and Star Ferry）
- 3% cash rebate for eligible spending at designated local merchants（Designated local merchant includes： Adidas, Fila, PUMA, @cosme STORE, Matsukiyo HK, Tokyo Lifestyle）
- Cashback will be capped at HK$200 per month
Terms and Conditions apply: https://www.thesim.com/en/legal
“Eligible Retail Transactions” shall not include cash advance transactions, payments of any Fees and Charges of a Card (e.g. annual fees, interest or finance charges, late charges, over-the-limit handling charges, cash advance handling fees and other charges), payment to the Inland Revenue Department and/or any other relevant authorities, tolls, road and bridge fees, online bill payment or utilities bill or all payments to and/or transactions with any insurance company (including but not limited to insurance premium payment), all donation and/or payment to any charitable or social service organizations, purchase of any cash coupon or cash voucher, payments for any unit trusts or mutual funds, casino transactions (including but not limited to gambling transactions), any money or electronic money transfer (including but not limited to transfers via person to person (P2P) payment services or mobile device, application, electronic funds transfer platform), reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe), reload of stored value accounts, Octopus top-up transactions by any means (including but not limited to Automatic Add Value Service (AAVS), online or through mobile), cash withdrawal, loan on Card, instalment amount, unposted transactions, cancelled transactions, returned transactions, counterfeit transactions or any other unauthorized transactions. The Card Issuer’s records with respect to the Eligible Cardholder on the amount of Eligible Retail Transactions accumulated from time to time are conclusive and binding on the Eligible Cardholder. All Eligible Retail Transactions shall be determined based on the merchant codes assigned by the related card associations worldwide and the Card Issuer, which may be varied from time to time without prior notice. If there is any dispute regarding any Eligible Retail Transactions, the decision of the Card Issuer shall be final and conclusive.
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
3 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Overseas rebate
Airport lounges access
Dining discount
Annual Fee waiver
Gift Options
Gift Options
Gift Options
- Sam's Club (Shenzhen) – Up to an extra $200 RewardCash
- Receive up to an extra $100 RewardCash for designated spending amount with your HSBC Pulse UnionPay Dual Currency Credit Card on Friday, Saturday, Sunday or Hong Kong Public Holidays, no matter via HSBC Reward+ App, UnionPay App or just the physical card. You can get a maximum of an extra $200 RewardCash for the entire promotional period. Remember to register via HSBC Reward+ app!
Spending Amount
RewardCash RMB500 TO RMB999 $50 RMB1,000 or above $100
- Mainland China & Macau Spending – Up to 4.4% RewardCash
Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories.
- Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau.
- Other year-round offers:
- One card, dual currency, without worrying about exchange rate fluctuations
Foreign currency transaction fee waiver on every RMB and MOP transaction
Up to 40% off at designated merchants. Please download UnionPay app for more details.
- Buy 1 get 1 free at EPURE, La Rambla by Catalunya, ZUMA Hong Kong
- Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
- First 2 years annual fee waiver
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
- In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- To borrow or not to borrow? Borrow only if you can repay!
HSBC easy Credit Card
3 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Annual Fee waiver
Local spending rebate
Supermarket rebate
Overseas rebate
Gift Options
Gift Options
Gift Options
- Welcome Offers
- Get your card instantly and link it to the “yuu Rewards” App to enjoy welcome rewards worth up to HK$700
- New credit card customers who apply for the “Card Transaction Installment Plan” after card issuance will receive an extra HK$200 yuu Points rebate
- Apply for the card and link it to the “yuu Rewards” App on or before 31 October 2025 to upgrade to yuu VIP membership with no extra spending required — enjoy 6x yuu Points at PARKnSHOP, Watsons, and Fortress
- Existing customers can also enjoy up to HK$300 welcome rewards + yuu VIP membership
- Key Features
- Enjoy up to 6x yuu Points in “Red Hot Rewards of Your Choice” spending categories, equivalent to 2.4% rebate (HK$4.17 = 1 mile)
- Up to 6x yuu Points (equivalent to 2.4% rebate)
- Exclusive Member Discount Days offering up to 8% off
- Various upgraded privileges, including free online store delivery, birthday rewards, free Watsons professional services (including registered Chinese medicine consultations and makeup services), and exclusive wine events at Watson’s Wine Cellar
- Limited-Time Offers
- PARKnSHOP: Up to HK$70 in cash or e-coupons
- Watsons: Up to HK$70 in e-coupons
- Fortress: Up to extra HK$500 yuu Points and selected items up to 50% off
- ELECTRICAppliances: Up to HK$150 instant discount and selected items as low as 43% off
- Watson’s Wine Cellar: Up to HK$80 discount
- SUPREME and 3HK: Up to extra 18,000 yuu Points for designated plans, with 6-month fee waiver or free upgrade to data usage in Japan
- hutchgo: Up to HK$100 instant discount
- From now until 31 July 2025, register for “Red Hot Stamp Card Rewards” via HSBC Reward+ and collect stamps by spending at the above merchants to earn up to extra HK$100 yuu Points
- Merchant spending offer details: https://www.redhotoffers.hsbc.com.hk/tc/latest-offers/visa-platinum-asw-promotion/moneyback/
Standard Chartered Cathay Mastercard - Priority Banking
3 Offers Available
+ 1 other gift options
Valid until
31 July 2025
+ 5 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Welcome offer: Air miles
Priority Pass
Airport lounge
Air miles conversion
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Gift Options
Cathay Travel Privileges
- Cathay Pacific Business Class Lounge Access 4 times per year
- Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements
- Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.
Other things to note
"New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:
- "New Cardholders" are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
- To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Banking, cardholder is required to be an existing Priority Banking client or a New Banking Client who signs up for Priority Banking upon card application. The cardholder is also required to maintain HK$1,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
American Express® Platinum Credit Card
Offer Available
Valid until
31 July 2025
Things to consider for this product:
Dining discount
Cinema ticketing
Travel insurance
Hotel bookings offer
Gift Options
Earn rewards when you spend with the Card
- First HK$120,000 spending within first 3 months - HK$1 = 5 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1.67%.
- Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$3.6 = 1 mile.
- First HK$120,000 charged and billed during each Program Period - HK$1 = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
- Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$6 = 1 mile.
- The spending from HK$120,001 and onwards during each Program Period - HK$1 = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
- Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$18 = 1 mile.
- All spending requirement above applicable to local retails, dining and online shopping; foreign currency shopping
- Shop online or in a store at selected merchants, you’ll earn double Membership Rewards points. First HK$120,000 spending
during each Program Period - HK$1 = 6 Membership Rewards points- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 2%.
- Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$3 = 1 mile.
- Including but not limited to Circle K Convenience Stores, city’super, DON DON DONKI, Mannings, PARKnSHOP, SOGO supermarket, Watsons, Wellcome, YATA supermarkets, Esso stations (earn up to an extra 30,000 Membership Rewards points in total per calendar month)
- Learn more Merchant list
- Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
Refund if you are unhappy with the purchase made with the Card. - Extended Warranty
When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase - 45 Days Cover
Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase. - Terms and Conditions apply.
Dining Offer
Basic and Supplementary Cardmember can enjoy
- Enjoy up to 40% savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Promotion details please refer to Maxim's Dining | American Express HK
- Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
- Promotion details please refer to Cafe Deco | American Express HK
- Buy 1 Get 1 Free at designated restaurants of agnes b, and up to 30% off on 5.5" whole cake with at least 3-day advance order.
Lifestyle Offer
- Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, city'super EKI, LOG-ON and cook
edDeli in Hong Kong.
- Enjoy 3X Membership Rewards points on the first HK$120,000 spending (as low as HK$5 = 1 mile)
- Enjoy 8% savings on selected hotel booking all year round at Expedia
- Existing American Express® Platinum Credit Card Basic Cardmembers and applicants who held American Express® Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for MoneyHero Exclusive Offer and Welcome Offers.
AEON JCB Credit Card
Things to consider for this product:
Welcome offer: Rebate
Local spending rebate
Overseas rebate
- Earn up to 200,000 AEON Bonus Points (=up to HK$800 cash rebate)
【 Welcome Offer 】
- New customer is entitled to the respective reward upon fulfilling the corresponding conditions within the first 60 calendar days after the card approval and issuance:
1. Accumulated Spending Reward
- 100,000 AEON Bonus Points (= up to HK$400 cash rebate) upon making accumulated eligible spending of HK$6,000 from credit purchase, AEON Merchant Interest-free Instalment Plan with Eligible Credit Card
2. Online Welcome Reward
- Extra 100,000 Bonus Points (= up to HK$400 cash rebate) upon successful application through “AEON HK” Mobile App and input the Promo Code “MHAEONA”.
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
- Earn up to 2% cash rebate with Physical Card (=5X Bonus Points) on following spending categories:
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025- Earn up to 4% cash rebate with Japan Spending (Registration is required, click here for details)
【 Getting more from Purple 】
- Permanent Annual Fee Waiver
- Up to 2X Unlimited Basic Bonus Points
- Extra 5% off on AEON Thanksgiving Days (2nd and 20th of every month)
- Flexibly convert your Bonus Points into rebate, miles, gifts and vouchers
AEON Mastercard Credit Card
Things to consider for this product:
Welcome offer: Rebate
Local spending rebate
Overseas rebate
- Earn up to 225,000 AEON Bonus Points (=up to HK$900 cash rebate)
【 Welcome Offer 】
- New customer is entitled to the respective reward upon fulfilling the corresponding conditions within the first 60 calendar days after the card approval and issuance:
1. Accumulated Spending Reward
- 100,000 AEON Bonus Points (= up to HK$400 cash rebate) upon making accumulated eligible spending of HK$6,000 from credit purchase, AEON Merchant Interest-free Instalment Plan with Eligible Credit Card
2. Mobile Payment Reward
- Within the HK$6,000 eligible transaction above, HK$1,000 of the accumulated eligible spending is made via Apple Pay or Google Pay, to earn extra 25,000 AEON Bonus Points (= up to HK$100 cash rebate)
3. Online Welcome Reward
- Extra 100,000 Bonus Points (= up to HK$400 cash rebate) upon successful application through “AEON HK” Mobile App and input the Promo Code “MHAEONA”.
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
- Earn up to 6% cash rebate with Mobile Payment (=15X Bonus Points) / up to 2% cash rebate with Physical Card (=5X Bonus Points) on following spending categories:
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025- Earn up to 4% cash rebate with Japan Spending (Registration is required, click here for details)
【 Getting more from Purple 】
- Permanent Annual Fee Waiver
- Up to 2X Unlimited Basic Bonus Points
- Extra 5% off on AEON Thanksgiving Days (2nd and 20th of every month)
- Flexibly convert your Bonus Points into rebate, miles, gifts and vouchers
DBS Eminent Visa Platinum Card
3 Offers Available
+ 6 other gift options
Valid until
21 July 2025
Valid until
02 October 2025
Valid until
31 December 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
Annual Fee waiver
Dining discount
Gift Options
Gift Options
Gift Options
- A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
- The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
- For details, please visit go.dbs.com/hk-eminent-rebate-en.
- Conrad Hong Kong up to 10% off
- Up to 35% discount on designated check-up plans
Flexi Shopping Eminent Card Exclusive Offer
- 3 times 50% one-off handling fee rebate on medical service spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
- Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
- New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
sim World Mastercard®️
5 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 July 2025
Valid until
31 July 2025
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- Cashback on all spending, local or overseas
Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$1,000 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
Up to 8% cash rebate for overseas retail spending (after accumulating eligible non-online retail of HK$1,000 in the month, eligible cardholders can earn 8% cash rebate for eligible overseas retail spending)
- 3% cash rebate for eligible spending at designated local merchants（Designated local merchant includes： Adidas, Fila, PUMA, @cosme STORE, Matsumoto Kiyoshi, Tokyo Lifestyle）
- Cashback will be capped at HK$200 per month
- New customers：
- at the time of the application, not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer;
- at the time of the application, not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application, used any loan or credit services of the Card Issuer or maintained any loan or credit accounts with the Card Issuer.
- Terms and Conditions apply: https://thesim.com/tc/legal
“Eligible Retail Transactions” shall not include cash advance transactions, payments of any Fees and Charges of a Card (e.g. annual fees, interest or finance charges, late charges, over-the-limit handling charges, cash advance handling fees and other charges), payment to the Inland Revenue Department and/or any other relevant authorities, tolls, road and bridge fees, online bill payment or utilities bill or all payments to and/or transactions with any insurance company (including but not limited to insurance premium payment), all donation and/or payment to any charitable or social service organizations, purchase of any cash coupon or cash voucher, payments for any unit trusts or mutual funds, casino transactions (including but not limited to gambling transactions), any money or electronic money transfer (including but not limited to transfers via person to person (P2P) payment services or mobile device, application, electronic funds transfer platform), reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe), reload of stored value accounts, Octopus top-up transactions by any means (including but not limited to Automatic Add Value Service (AAVS), online or through mobile), cash withdrawal, loan on Card, instalment amount, unposted transactions, cancelled transactions, returned transactions, counterfeit transactions or any other unauthorized transactions. The Card Issuer’s records with respect to the Eligible Cardholder on the amount of Eligible Retail Transactions accumulated from time to time are conclusive and binding on the Eligible Cardholder. All Eligible Retail Transactions shall be determined based on the merchant codes assigned by the related card associations worldwide and the Card Issuer, which may be varied from time to time without prior notice. If there is any dispute regarding any Eligible Retail Transactions, the decision of the Card Issuer shall be final and conclusive.
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Airwallex Borderless Card
Offer Available
+ 1 other gift options
Valid until
31 July 2025
Things to consider for this product:
Welcome offer: Air miles
No foreign txn fee
No Annual Fee
Gift Options
- Exclusive offers for business travel
- Airwallex Borderless Cards support international transactions in 140+ currencies - start saving on international payment
- Regain control and visibility on business spending
- Enjoy unlimited 1% cash rebate on your local and international spending
- No charge on account opening. No maintenance fee.
Other things to note
- Companies are required to apply for an Airwallex account before they can issue Airwallex Borderless cards online.
- Companies can issue Airwallex Borderless cards in their accounts if they hold a valid HKBR.
- Airwallex Borderless Card is only available as virtual card at the moment.
- Airwallex is not a bank and is not supervised by the Hong Kong Monetary Authority.
- Airwallex is a holder of Money Service Operators License in Hong Kong.
HSBC EveryMile Credit Card
4 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
30 June 2026
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Hotel bookings offer
Airport lounge
Travel agency offer
Travel insurance
Gift Options
Gift Options
Gift Options
Gift Options
- Enjoy an “Interest-free Payment Holiday” for the first two months
You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
- HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)
- First year annual fee waiver
- Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
- Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
- Lounge Access
- Jan - Dec 2025: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
- Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
- If not the spending target cannot be fulfilled, customers will be charged with HK$250
- Terms and Conditions apply
- Jan - Dec 2025: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
Insurance and concierge benefits
- Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply
Visa concierge services
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)
- Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com. T&C applies
- Flexible RewardCash conversion
- Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners
- Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners
Other things to note
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
PrimeCredit EarnMORE UnionPay Diamond Card
3 Offers Available
Valid until
31 July 2025
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+ 4 other gift options
Valid until
31 December 2025
Valid until
31 December 2025
Things to consider for this product:
Foreign txn rebate
Travel agency offer
Installment
Gift Options
Gift Options
EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."
The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.
Gift Options
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
- 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
- Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Annual fee waiver for the first 2 years
Other things to note
- Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
- Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
- The promotion period of 2% year-round rebate is valid from 1 January 2025 to 31 December 2025.
AEON CARD WAKUWAKU
Things to consider for this product:
Welcome offer: Rebate
Overseas rebate
Supermarket discount
No foreign txn fee
- Thanksgiving Days
- Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
- Enjoy more savings all year-round with the "AEON Member Price"
- Starting from 7 November 2024, foreign transaction with AEON Cards are imposed
- 1.95% of the transaction amount of every foreign transaction converted into Hong Kong dollars (included the 1% charge imposed by relevant card associations).
- 1% of the transaction amount of every Hong Kong dollar transaction conducted overseas or merchant registered outside Hong Kong (as to be charged by relevant card associations).
- For details, please refer to the terms in credit card fee schedule and key facts statement
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
AEON Card JAL MasterCard
Things to consider for this product:
Welcome offer: Rebate
Airport lounge
Supermarket discount
No foreign txn fee
- 2% Rebate (Up to HK$500 Rebate) Welcome Offer
New customer is entitled to 2% rebate, up to HK$500 upon credit spending or AEON Merchant Interest-free Instalment Plan of first HK$25,000 with the card within the first 60 days after the card approval and issuance.
- Local Spending Rewards
- Enjoy HK$6 = 1 JMB mile for spending on local dining all year round.
- Enjoy HK$8 = 1 JMB mile for spending on other categories all year round.
- 【AEON Card ．Eat Well．Go Tasty】Apart from the basic local dining rewards all year round, earn extra rewards of HK$6 = 2 JMB miles on local dining by spending via Apple Pay / Google Pay, meaning a total of HK$6 = 3 JMB miles. (Registration & Promotion Period until 28 February 2025)
- 【AEON Card ．Eat Well．Go Healthy】Apart from the HK$8 = 1 JMB mile basic rewards all year round, earn extra rewards of HK$8 = 2 JMB miles on selected local health merchants* by spending via Apple Pay / Google Pay, meaning a total of HK$8 = 3 JMB miles. (Registration & Promotion Period until 28 February 2025) *Selected local health merchants include AUSupreme, Beijing Tong Ren Tang, CATALO, Comvita, Eu Yan Sang, Vita Green and Wai Yuen Tong
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
- Accumulated Spending Amount of Each Phase HK$7,000 or above, earn HK$120 Cash Rebate (Total up to HK480 Cash Rebate in 4 Phases)
- Extra Rewards 1: Fulfilled spending requirement for 4 spending phases and accumulated spending of HK$55,000 during the whole Spending Period to earn extra HK$620 Cash Rebate
- Extra Rewards 2: Fulfilled Extra Rewards 1 spending requirement and in which accumulated Overseas Retail Spending (Overseas retail transaction settled by foreign currency) of HK$20,000 to earn extra HK$150 Cash Rebate
- Overseas Spending Rewards
- Overseas spending in Japan category;
- Enjoy HK$6 = 1 JMB mile on Japan Spending all year round
- Enjoy 5% discount offer for shopping at designated Duty Free shops at the Narita International Airport and Haneda Airport (Tokyo International Airport).
- Accumulate credit purchase spending HK$150,000 or above in 12 months upon card issuance and annually thereafter, cardmember can enjoy the designated lounge service at Hong Kong International Airport once in the coming year (cardmember need to travel with JAL operating flights and depart from Hong Kong)
Starting from 7 November 2024, foreign transaction with AEON Cards are imposed - 1.95% of the transaction amount of every foreign transaction converted into Hong Kong dollars (included the 1% charge imposed by relevant card associations).
- 1% of the transaction amount of every Hong Kong dollar transaction conducted overseas or merchant registered outside Hong Kong (as to be charged by relevant card associations).
- AEON Shopping Offer
- Earn HK$7 = 1 JMB mile for spending at AEON Stores all year round;
- Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month)
- Enjoy all year-round with the "AEON Member Price“
- Birthday Offer
- Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a grand prize of HK$10,000 Spending Credit & other amazing rewards
- First Year Annual Fee Waiver
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
- Accumulate credit purchase spending HK$30,000 or above on any credit purchase and card instalment in 12 months upon card issuance and annually thereafter, cardmember can enjoy the annual fee waiver of the coming year. Terms and conditions apply.
Citi Rewards UnionPay Card
2 Offers Available
+ 6 other gift options
Valid until
25 July 2025
Valid until
31 July 2025
Things to consider for this product:
High value welcome gifts
Airport lounge
Travel insurance
Mobile contactless rebate
Gift Options
Gift Options
- One Card, Dual Currency
- Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate
- Rewards Points
- Earn up to 3% rebate on shopping and entertainment spending
- For details, please refer to https://www1.citibank.com.hk/english/credit-cards/rewards-card
- First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Handling fee of HK$200 will be charged for redeeming Points for miles each time.
Standard Chartered Cathay Mastercard - Priority Private
3 Offers Available
+ 1 other gift options
Valid until
31 July 2025
+ 5 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Welcome offer: Air miles
Airport lounge
Air ticket rebate
Air miles conversion
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Gift Options
Cathay Travel Privileges
- Cathay Pacific Business Class Lounge Access 10 times per year, sharable to your travel companion or Redemption Group members
- Check-in at the Business Class counters and enjoy the same priority boarding services for Business Class passengers
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
- Access to Priority Private concierge, gourmet privileges, exclusive benefits with Standard Chartered global luxury hotel partners and Airport Limousine Programme
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Annual fee waiver when you become a Priority Private client and fulfill relevant requirements
- Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.
Other things to note
- "New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:
- "New Cardholders" are applicants who do not currently hold and have not canceled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third-party insurer) in the past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
- To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Private, cardholder is required to be an existing Priority Private client or a New Banking Client who signs up for Priority Private upon card application. The cardholder is also required to maintain HK$8,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
AEON SPCA Mastercard (Puppy)
Things to consider for this product:
Local spending rebate
Online shopping rebate
Overseas rebate
Annual Fee waiver
- AEON will donate 0.1% of all credit purchase amount transacted through AEON SPCA Mastercard® to SPCA.
- Enjoy 10% discount in SPCA shops including varieties of pet food and pet care products.
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
- Accumulated Spending Amount of Each Phase HK$7,000 or above, earn HK$120 Cash Rebate (Total up to HK480 Cash Rebate in 4 Phases)
- Extra Rewards 1: Fulfilled spending requirement for 4 spending phases and accumulated spending of HK$55,000 during the whole Spending Period to earn extra HK$620 Cash Rebate
- Extra Rewards 2: Fulfilled Extra Rewards 1 spending requirement and in which accumulated Overseas Retail Spending (Overseas retail transaction settled by foreign currency) of HK$20,000 to earn extra HK$150 Cash Rebate
- AEON Bonus Points Program
- Every HK$1 spent on credit purchase entitled 2 bonus point. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.8% rebate)
- Points accrued can be used for redemption offered by AEON Bonus Point Program
- Birthday Offer
- Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a grand prize of HK$10,000 Spending Credit & other amazing rewards
- Perpetual Annual Fee Waiver
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
- 10% discount offer cannot be used in conjunction with SPCA Member Discount
American Express® Gold Business Card
2 Offers Available
+ 4 other gift options
Valid until
31 December 2025
Valid until
31 December 2025
Things to consider for this product:
Travel insurance
Local spending rebate
Travel agency offer
Airport lounge
Gift Options
Gift Options
- Earn rewards when you spend with the Card
- Local Spending - HK$1 = up to 2 Membership Rewards points*
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example, it’s equivalent to 0.66% savings.
- Take 18 Membership Reward points = 1 Asia Mile as an example.
- Foreign Currency Spending - HK$1 = up to 3 Membership Rewards points*
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example, it’s equivalent to 1% savings.
- Take 15 Membership Reward points = 1 Asia Mile as an example.
- *Only applicable to the first HK$300,000 equivalent of eligible spending with the Business Gold Card within each program period. For HK$300,001 and onwards, you will earn 1 Membership Rewards point for every HK$1 spent locally and 2 points for every HK$1 spent in foreign currencies.
- Membership Rewards points can be used for redeeming cash rebate, air miles, dining offers, cash vouchers, hotel stays, Card fee waivers, charities donation and other merchandises.
- Local Spending - HK$1 = up to 2 Membership Rewards points*
Better Control with the Business
- No pre-set spending limit
- Up to 51 credit-free days when paying suppliers
- Actual credit-free period will vary based on the date of charges and the billing cycle cut-off date. While no pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
Business Insurance
- Enjoy up to HK$1,000,000 accident insurance for your business.
- Up to HK$2,000,000 Business Travel Accident Insurance
- Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection
- Up to HK$8,000 luggage delay
- Up to HK$10,000 for lost luggage
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. (American Express) does not act as an agent or fiduciary for you, and American Express may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply.
- Enjoy up to HK$1,000,000 accident insurance for your business.
- Lifestyle Benefits
- Access to airport lounges (Basic and supplementary Cardmembers are eligible to a total of two visits per year)
- Eligible American Express® Gold Business Card Cardmembers can enjoy Complimentary access to Plaza Premium Lounge (2 per calendar year)
- Access to airport lounges (Basic and supplementary Cardmembers are eligible to a total of two visits per year)
- First-year Annual Fee Waiver of HK$980 including 3 Complimentary Supplementary Cards
- From now till December 31, 2025, enjoy up to 10% savings on the original price of SHOPLINE’s unified commerce solution. Terms & Conditions apply.
- From now till December 31, 2025, new customers of iStock enjoy 20% savings on original price upon purchases of new subscriptions. Terms & Conditions apply.
- From now till December 31, 2025, enjoy 20% savings on the original price of the first 3 months of your purchase of an IWG Membership or Virtual office plan for any IWG brands and centers around the world (for new customers signing up for a 12-month contract or longer). Terms & Conditions apply.
- Eligibility Requirements
Applicants need to be- over 18 years of age;
- Gross personal income is over HK$200,000 p.a.;
- HK or Macau Residents or Citizens; and
- the owner, partner, shareholder, CEO, managing director or executive of the company.
- Existing Business Card or Gold Business Cardmember and applicants who held The Business Card or Gold Business Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.
AEON Visa Credit Card
Things to consider for this product:
Welcome offer: Rebate
Local spending rebate
Overseas rebate
- Earn up to 225,000 AEON Bonus Points (=up to HK$900 cash rebate)
【 Welcome Offer 】
- New customer is entitled to the respective reward upon fulfilling the corresponding conditions within the first 60 calendar days after the card approval and issuance:
1. Accumulated Spending Reward
- 100,000 AEON Bonus Points (= up to HK$400 cash rebate) upon making accumulated eligible spending of HK$6,000 from credit purchase, AEON Merchant Interest-free Instalment Plan with Eligible Credit Card
2. Mobile Payment Reward
- Within the HK$6,000 eligible transaction above, HK$1,000 of the accumulated eligible spending is made via Apple Pay or Google Pay, to earn extra 25,000 AEON Bonus Points (= up to HK$100 cash rebate)
3. Online Welcome Reward
- Extra 100,000 Bonus Points (= up to HK$400 cash rebate) upon successful application through “AEON HK” Mobile App and input the Promo Code “MHAEONA”.
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
- Earn up to 6% cash rebate with Mobile Payment (=15X Bonus Points) / up to 2% cash rebate with Physical Card (=5X Bonus Points) on following spending categories:
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025- Earn up to 4% cash rebate with Japan Spending (Registration is required, click here for details)
【 Getting more from Purple 】
- Permanent Annual Fee Waiver
- Up to 2X Unlimited Basic Bonus Points
- Extra 5% off on AEON Thanksgiving Days (2nd and 20th of every month)
- Flexibly convert your Bonus Points into rebate, miles, gifts and vouchers
AEON UnionPay Credit Card
Things to consider for this product:
Welcome offer: Rebate
Local spending rebate
Overseas rebate
- Earn up to 225,000 AEON Bonus Points (=up to HK$900 cash rebate)
【 Welcome Offer 】
- New customer is entitled to the respective reward upon fulfilling the corresponding conditions within the first 60 calendar days after the card approval and issuance:
1. Accumulated Spending Reward
- 100,000 AEON Bonus Points (= up to HK$400 cash rebate) upon making accumulated eligible spending of HK$6,000 from credit purchase, AEON Merchant Interest-free Instalment Plan with Eligible Credit Card
2. Mobile Payment Reward
- Within the HK$6,000 eligible transaction above, HK$1,000 of the accumulated eligible spending is made via Apple Pay or Google Pay, to earn extra 25,000 AEON Bonus Points (= up to HK$100 cash rebate)
3. Online Welcome Reward
- Extra 100,000 Bonus Points (= up to HK$400 cash rebate) upon successful application through “AEON HK” Mobile App and input the Promo Code “MHAEONA”.
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
- Earn up to 6% cash rebate with Mobile Payment (=15X Bonus Points) / up to 2% cash rebate with Physical Card (=5X Bonus Points) on following spending categories:
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025
- Earn up to 4% cash rebate with Japan Spending (Registration is required, click here for details)
【Mainland China, Macau and Taiwan Apple Pay Spending Rewards】
Promotion Period: 21 January - 30 June 2025
- Earn up to 8% cash rebate with Mainland China, Macau and Taiwan Apple Pay Spending (Registration is required, click here for details)
【 Getting more from Purple 】
- Permanent Annual Fee Waiver
- Up to 2X Unlimited Basic Bonus Points
- Extra 5% off on AEON Thanksgiving Days (2nd and 20th of every month)
- Flexibly convert your Bonus Points into rebate, miles, gifts and vouchers
DBS COMPASS VISA
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
02 October 2025
Things to consider for this product:
Supermarket rebate
Online shopping rebate
Local spending rebate
Annual Fee waiver
Gift Options
Gift Options
"Super Wednesday" Shopping Offers - Up to 8% COMPASS Dollar Rebate on local supermarkets spending
- Enjoy up to 8% COMPASS Dollar Rebate upon a single net spending of HK$300 or above at local supermarkets with DBS COMPASS VISA every Wednesday. . Rewards include the 0.4% COMPASS Dollar basic rebate under the COMPASS Card Reward Scheme and the extra 7.6% COMPASS Dollar rebate (HK$152 monthly rebate cap) under this Promotion. When calculating Rewards, Extra Reward will be rounded down to 2 decimal places and is only applicable to the first HK$2,000 Eligible Spending in each calendar month during the Promotion Period.
- Promotion period: From now till 25 June 2025 (every Wednesday)
"COM-to-Play" Mini Game Win up to $5,000 COMPASS DollarPromotion Period: from now till 30 Jun 2025
- During the promotion period, principal cardholders of DBS COMPASS VISA can participate in our “COM-to-Play” Mini Game via DBS Card+ app upon making a single net transaction of HK$200 or above at the following designated spending categories (physical or online stores). Upon completion of the mini game, cardholders can get a guarantee prize of $5 COMPASS Dollar or a chance of winning up to $5,000 COMPASS Dollar!
- Fashion & Apparel
- Department Stores
- Household Appliances / Electronic Goods
- Home Furniture / Decorations
- Gasoline
- To join the Mini Game, Principal Cardholders are required to install the DBS Card+ and completely register an DBS Card+ account before making the eligible transaction. Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month during the promotion period. The virtual credit card activated immediately upon the successful application of the Applicable Credit Card via DBS Card+ is also entitled to participate in the Promotion from the second next day upon card issuance.
- Promotion Period: From now till 31 March 2025
"COM-to-Spend Everywhere Spending Rewards
- Upon registration for this Programme via DBS Card+ app and make a single net spending of HK$300 or above at below designated categories of spending (physical or online stores) from the next calendar day following successful registration until the end of the Programme period, you can enjoy 2% Compass dollar rebate. (applicable to the first HK$12,500 Eligible Spending in each calendar month)
- Designated Daily Household Spending Categories including: Retail transactions made via AliPay, AliPayHK or WeChat Pay, Department stores, Home furniture or decorations, Gasoline spending at fuel stations etc..
- Promotion Period: from now till 30 Jun 2025
Flexi Shopping COMPASS VISA Exclusive Offer
- 3 times 50% one-off handling fee rebate on premium instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fscve.
Tactical Offers
- iHerb (valid until 31 March 2025)
- Enter the designated promotion code "DBS10" before completing the payment on the payment page to enjoy 10% off
- Extra HK$60 cash rebates (each cardholder can earn the cash rebate up to a maximum of 3 times during the promotion period) upon a single net spending of HK$600 or above
- Sinopec (valid until 28 March 2025; every Mon to Fri)
- Sino X power Discount of Up to HK$10.5/Litre
- Pay & Transfer (Valid until 28 February 2025)
- HK$0 handling fee and up to HK$24 rebate for Money Transfer.
- New Customer Limited Time Offer - up to HK$30 rabate for tax payment and payment to merchants
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.
- Promotions above are subject to related terms and conditions, please visit go.dbs.com/hk-cv-en for details.
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Blue Cash® Credit Card from American Express
Offer Available
Valid until
31 July 2025
Things to consider for this product:
No rebate cap
Online shopping rebate
Purchase protection
Cinema ticketing
Gift Options
- Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
- Cash back will be automatically credited to qualifying Account every month
- Interest-free instalment program
- Enjoy greater flexibility when making big purchases at selected merchants with interest-free instalment program
- Year-Round Benefits
- 20% savings on all 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit
- Free upgrade on handcrafted beverage at Pacific Coffee
- American Express Blue Cash Credit Card has no minimum annual income requirement. It is also applicable to university students
- Protection
- Online Fraud Protection Guarantee: Shop online with your Card and you won't be held responsible for any fraudulent charge
- 45 Days Cover: Protect purchases against accident damage or theft for up to 45 days after the date of purchase
- Global Assist: Free legal and medical referrals 24 hours a day, 365 days a year
- First-year annual fee waiver for all applicants
- Annual card fee is HK$980. Spend HK$25,000 annually and your annual card fee will be waived for the following year.
- Existing Blue Cash Credit Card from American Express Cardmembers and applicants who have held Blue Cash Credit Card from American Express (Basic card) at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer and the First Year Annual Fee Waiver.
- Gift eligibility is based on the application date of the approved application, but not approval date. If applicants who apply for both Explorer Credit Card and Blue Cash Credit Card at same date, are preferred to activate cards after both two cards are successfully approved. Please note normally The 2nd card application will be taken around 7 days for approval upon the 1st card application is approved.
- Card features and year-round offers Terms and Conditions apply.
AEON SPCA Mastercard (Kitten)
Things to consider for this product:
Local spending rebate
Online shopping rebate
Overseas rebate
Annual Fee waiver
- AEON will donate 0.1% of all credit purchase amount transacted through AEON SPCA Mastercard® to SPCA.
- Enjoy 10% discount in SPCA shops including varieties of pet food and pet care products.
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
- Accumulated Spending Amount of Each Phase HK$7,000 or above, earn HK$120 Cash Rebate (Total up to HK480 Cash Rebate in 4 Phases)
- Extra Rewards 1: Fulfilled spending requirement for 4 spending phases and accumulated spending of HK$55,000 during the whole Spending Period to earn extra HK$620 Cash Rebate
- Extra Rewards 2: Fulfilled Extra Rewards 1 spending requirement and in which accumulated Overseas Retail Spending (Overseas retail transaction settled by foreign currency) of HK$20,000 to earn extra HK$150 Cash Rebate
- AEON Bonus Points Program
- Every HK$1 spent on credit purchase entitled 2 bonus point. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.8% rebate)
- Points accrued can be used for redemption offered by AEON Bonus Point Program
- Birthday Offer
- Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a grand prize of HK$10,000 Spending Credit & other amazing rewards
- Perpetual Annual Fee Waiver
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
- 10% discount offer cannot be used in conjunction with SPCA Member Discount
DBS Live Fresh Card
Offer Available
+ 1 other gift options
Valid until
31 July 2025
Things to consider for this product:
Online shopping rebate
Overseas rebate
Local spending rebate
Annual Fee waiver
Gift Options
- New Customers who successfully apply DBS Live Fresh Card can enjoy the first year annual fee waiver, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month.
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- Up to 6% rebate on online spending = 1% rebate on online foreign currency spending + 5% extra rebate of your choice
- 1% unlimited rebate on online foreign currency spending. No registration is required.
- 5% Cash Rebate Reward of Your Choice. Register for the Program in DBS Card+ HK and select one spending category. Enjoy an extra rebate of eligible transaction of the chosen spending category.
- 3 “Reward of your choice” categories include:
- Entertainment & Travel Expert (Include Entertainment Spending and Online Travel Merchant Spending)
- Fashionista (Include Online Beauty, Fashion & Apparel Spending and Selected Online Merchant Spending)
- Sustainability & Charity Champion (Including Selected Green Merchants, Social Service Organisations Spending and Online Charity Donations)
- 5% Cash Rebate Reward of Your Choice Selection List: go.dbs.com/hk-lf5list-en
- Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders must click the red InstaRedeem button on the "Spending" page of DBS Card+ to enjoy the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- 3 “Reward of your choice” categories include:
- 0.4% cash rebate on other spending categories.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- Flexi Travel – up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
- iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction
- No interest will be charged when you pay off your balance within the interest-free repayment period.
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- Cardholders who successfully apply for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ HK can enjoy a full handling fee rebate.
- Applicable to the first 10 eligible transactions during the promotion period
- Promotion period: 1 January 2025 – 31 December 2025.
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
- Spending Limit: You may set a Retail Spending Limit per month for each Credit Card account with DBS Card+ HK.
- Spending On-off: You may use the function to approve or decline certain categories of Spending like “Online Spending”, “Local Spending” and “Overseas Spending”.
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the “Spending” page of DBS Card+ HK to enjoy the Reward.
DBS Eminent Visa Signature Card
3 Offers Available
+ 6 other gift options
Valid until
21 July 2025
Valid until
02 October 2025
Valid until
31 December 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
Annual Fee waiver
Dining discount
Gift Options
Gift Options
Gift Options
- A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
- The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
- For details, please visit go.dbs.com/hk-eminent-rebate-en.
- Conrad Hong Kong up to 10% off
- Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
Health & Wellness Privileges Up to 35% off / Enjoy Trial
- Up to 35% discount on designated check-up plans
Flexi Shopping Eminent Card Exclusive Offer
- 3 times 50% one-off handling fee rebate on medical service spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
- Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
- New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
HSBC Visa Signature Card
3 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Overseas rebate
Dining rebate
Cinema ticketing
Dining discount
Gift Options
Gift Options
Gift Options
- Earn up to 3.6% RewardCash rebates
- Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".
- Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
- 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
- The Mira Hong Kong: enjoy special dining and spa discount
- Exclusive 24-hour Concierge and emergency services provided by Visa
- Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
- HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
- First 2 years annual fee waiver
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
- The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
HSBC UnionPay Dual Currency Card
3 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Overseas rebate
Dining discount
Airport lounge
Mobile contactless rebate
Gift Options
Gift Options
Gift Options
- Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
- Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- First 2 years annual fee waiver
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
- In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
- To borrow or not to borrow? Borrow only if you can repay!
HSBC Visa Gold Card for Students
Offer Available
Valid until
31 July 2025
Things to consider for this product:
Student card
Annual Fee waiver
Local spending rebate
Cinema ticketing
Gift Options
Get up to 2.4% RewardCash rebate on tuition fees
Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (ie HK$4.17 for 1 mile)
Enjoy an instant discount of HK$30 when you spend HK$300 or more in a single transaction at any eslite bookstore with your card via mobile or Visa contactless payment
Entertainment benefits- Enjoy some music as you study with a KKBOX trial for just HK$9.9 during your first month, then HK$53 per month for subsequent months
- Get 10% off regular-priced tickets at CGV Cinemas
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Perpetual annual fee waiverThe Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
HSBC Visa Gold Card
3 Offers Available
Valid until
31 August 2025
Valid until
31 July 2025
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
Annual Fee waiver
Local spending rebate
Travel agency offer
Overseas rebate
Gift Options
Gift Options
Gift Options
- First 2 years annual fee waiver
- The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- To borrow or not to borrow? Borrow only if you can repay!
PrimeCredit WeWa Visa Signature Card for University Student
2 Offers Available
Valid until
31 July 2025
+ 4 other gift options
Valid until
28 February 2026
Things to consider for this product:
Travel agency offer
Cinema ticketing
Installment
Gift Options
Gift Options
Launch of WeWa Club Enjoy endless offers and jetso
- The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
- At WeWa Club, you can:
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Enjoy limited-time offers and activities in OmyCard app
- Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
- 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
- 0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
- Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
- Welcome offers, HK$300 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200
PrimeCredit EarnMORE UnionPay Card for University Student
3 Offers Available
Valid until
31 July 2025
+ 4 other gift options
Valid until
31 December 2025
Valid until
31 December 2025
Things to consider for this product:
Foreign txn rebate
Travel agency offer
Installment
Gift Options
Gift Options
EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."
The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.
Gift Options
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
- 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
- Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Other things to note
- Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
- Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
- The promotion period of 2% year-round rebate is valid from 1 January 2025 to 31 December 2025.
Dah Sing United MileagePlus World MasterCard
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Mile Conversion
Miles Never Expire
Complimentary United Club Access
First 2 year annual fee waiver
Gift Options
Gift Options
- Welcome Offer up to 10,000 Miles
- Mile Conversion as low as HK$5 = 1 Mile
- Take advantage of earning MileagePlus award miles, and taking off anytime you like and travel to more than 1,000 cities in the world! United Airlines now operates nonstop services from Hong Kong to San Francisco and Los Angeles.
Dah Sing United MileagePlus World Mastercard Conversion Local spending HK$8 = 1 mile Spending at designated merchants HK$6 = 1 mile United Airlines and overseas spending HK$5 = 1 mile
- First 2-year annual fee waiver
- Complimentary United Club Access
- Receive a one-time electronic United Club pass to enjoy access to the United Club, where you can relax and enjoy complimentary amenities, when you spend HKD40,000 or more in the previous quarter.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- Enjoy a 15% discount off the full retail price while purchasing United MileagePlus Miles via www.united.com/buymiles and login with your MileagePlus account number and password.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- Enjoy more flexibility in miles redemption with miles in your MileagePlus account that will never expire.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- World Mastercard Fabulous Privileges
- Mastercard Travel Pass provided by DragonPass
- You can now access over 1,300 airport lounges worldwide and enjoy exclusive dining and spa offers with your Dah Sing MileagePlus World Mastercard. Simply download the Mastercard Travel Pass App to enjoy the privileges!
- Access Your Benefits
- Airport Lounges Access
- Dining Discount
- Travel Information
- Airport Limousine Service
- Offers Redemption
- You can download the Mastercard Travel Pass App from Google Play Store or Apple App store and register with our Dah Sing World Mastercard. Many offers and services are also available in App.
- Remarks:
- Above offers and services are provided by DragonPass and is subject to the relevant terms and conditions. The Bank will not be responsible for any matter.
- More offers are available and may change over time, for more details and terms and conditions, please refer to Mastercard Travel Pass Website at mastercardtravelpass.dragonpass.com..
- Mastercard Travel Pass provided by DragonPass
- Terms and Conditions of Dah Sing United MileagePlus World Mastercard
- To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Dah Sing British Airways Platinum Card
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
30 September 2025
Things to consider for this product:
Airmiles Local
Airmiles Overseas
First 2 year annual fee waiver
Gift Options
Gift Options
- Welcome offer up to 20,000 Avios
- First 2-year annual fee waiver
- HK$6 = 1 Avios on local spending
- HK$6 = 1.5 Avios on overseas spending
- HK$6 = 2 Avios on spending on your birthday
- HK$6 = 2 Avios when booking flights online at www.ba.com or at the British Airways Hong Kong Ticket Office
Terms and Conditions of Dah Sing British Airways Platinum Card
To borrow or not to borrow? Borrow only if you can repay! The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Dah Sing ANA World Mastercard
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
Overseas rebate
Online Spending
Local spending rebate
First year annual fee waiver
Gift Options
Gift Options
- All local and overseas spending HK$8 = 1 Mile
- There is no limit for earning miles and you can redeem a round trip ticket to Tokyo, Osaka, Nagoya, Sapporo etc. with as low as 17,000 miles. You can also take Business Class to Japan with as low as 35,000 miles
- Enjoy extra 5,000 miles upon successfully opens Dah Sing YOU i-Account, VIP i-Account or Hello Kitty VIP i-Account within 3 months from the date of card issuance
- Annual Fee Waiver Scheme
- On top of the first-year annual fee waiver, if the accumulated retail spending reached HKD50,000 or above in the past 12 monnths from the month required to pay annual fee, the annual fee if principal and supplementary card will be waived.
- Enjoy priority check-in service at ANA Business class check-in counter at Hong Kong International Airport, Tokyo International Airport, Narita International Airport, Kansai International Airport and Chubu Centrair International Airport by simply presenting your Dah Sing ANA World Mastercard (valid when using flights operated by ANA)
- Dah Sing Principal Cardholders will receive an extra 25% mileage when using flights operated by ANA
- Exclusive ANA Flight Privileges
- 10% Discount for ANA In-flight Shopping
- 10% Shopping Discount at ANA GROUP duty fee shops and 5%Shopping Discount at ANA FEATA at the Airports
- Special Offers at ANA Hotels and IHG ANA Co-branded Hotels
- 5% mileage bonus for ANA Premium Members
- Easier way to receive ANA Bronze Service
- ANA Family Account Service (AFA)
- Dah Sing ANA World Mastercard Exclusive Ticket Discount
- Exclusive ANA flight Privileges are provided by All Nippon Airways and subject to the relevant terms and conditions. The Bank will not be responsible for any matter. The Privileges may change over time, for more details, please refer to ANA's website www.ana.co.jp/en/hk
- World Mastercard
- Mastercard Travel Pass provided by DragonPass
- You can now access over 1,300 airport lounges worldwide and enjoy exclusive dining and spa offers with you Dag Sing ANA World Mastercard. Simply download the Mastercard Travel Pass App to enjoy the privileges!
- Access Your Benefits
- Airport Lounges Access
- Travel Information
- Dining Discount
- Airport Limousine Service
- Offers Redemption
- You can download the Mastercard Travel Pass App from Google Play Store or Apple App store and register with our Dah Sing World Mastercard. Many offers and services are also available in App.
- Remarks
- Above offers and services are provided by DragonPass and is subject to the relevant terms and conditions. The Bank will not be responsible for any matter.
- More offers are available and may change over time, for more details and terms and conditions, please refer to Mastercard Travel Pass Website.
- Mastercard Travel Pass provided by DragonPass
Terms and conditions of Dah Sing ANA World Mastercard
To borrow or not to borrow ? Borrow only if you can repay!
The service(s) / product(s) mentioned here is/ are not targeted at customers in the EU
Dah Sing MyAuto Credit Card
2 Offers Available
+ 1 other gift options
Valid until
31 July 2025
Valid until
31 December 2025
Things to consider for this product:
First 2 year annual fee waiver
Must have for car owners
Local spending rebate
One time Complimentary Tire Repair & Towing Service
Gift Options
Gift Options
- Enjoy 20X bonus point on the Payment of toll with "HKeToll“ (equivalent to 8% rebate) (Monthly Spending Requirement: HK$1,000; Maximum 25,000 Bonus Points to be awarded)
- Enjoy 8X bonus point on other Car-related Spending (including Car Purchase, Hourly Parking*, Car Wash, Car Beauty, Car Repair, Auto Parts, Car Maintenance, Towing Service, Electric Vehicle Charging, Spending at Gas Stations) (Monthly Spending Requirement: HK$5,000; Maximum 50,000 Bonus Points to be awarded)
- Enjoy basic bonus point for other retail transactions
- Up to 79% off year-round and privileged offers
- Enjoy Free tire repair and towing service once per year
- First 2 year annual fee waiver
* Only applicable to single hourly parking fee transaction of HKD500 or below.
Terms and Conditions of Dah Sing MyAuto Credit Card
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
DBS Live Fresh Tertiary Student Card
Offer Available
+ 1 other gift options
Valid until
31 July 2025
Things to consider for this product:
Online shopping rebate
Overseas rebate
Local spending rebate
Annual Fee waiver
Gift Options
- New Customers who successfully apply DBS Live Fresh Card can enjoy the first year annual fee waiver, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month.
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- Up to 6% rebate on online spending = 1% rebate on online foreign currency spending + 5% extra rebate of your choice
- 1% unlimited rebate on online foreign currency spending. No registration is required.
- 5% Cash Rebate Reward of Your Choice. Register for the Program in DBS Card+ HK and select one spending category. Enjoy an extra rebate of eligible transaction of the chosen spending category.
- 3 “Reward of your choice” categories include:
- Entertainment & Travel Expert (Include Entertainment Spending and Online Travel Merchant Spending)
- Fashionista (Include Online Beauty, Fashion & Apparel Spending and Selected Online Merchant Spending)
- Sustainability & Charity Champion (Including Selected Green Merchants, Social Service Organisations Spending and Online Charity Donations)
- 5% Cash Rebate Reward of Your Choice Selection List: go.dbs.com/hk-lf5list-en
- Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders must click the red InstaRedeem button on the "Spending" page of DBS Card+ to enjoy the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- 3 “Reward of your choice” categories include:
- 0.4% cash rebate on other spending categories.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- Flexi Travel – up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
- iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction
- No interest will be charged when you pay off your balance within the interest-free repayment period.
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- Cardholders who successfully apply for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ HK can enjoy a full handling fee rebate.
- Applicable to the first 10 eligible transactions during the promotion period
- Promotion period: 1 January 2025 – 31 December 2025.
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
- Spending Limit: You may set a Retail Spending Limit per month for each Credit Card account with DBS Card+ HK.
- Spending On-off: You may use the function to approve or decline certain categories of Spending like “Online Spending”, “Local Spending” and “Overseas Spending”.
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the “Spending” page of DBS Card+ HK to enjoy the Reward.
