PrimeCredit WeWa Visa Signature Card

PrimeCredit WeWa Visa Signature Card

Do you want to know if the PrimeCredit WeWa Visa Signature Card is good? Using this card for mobile payment offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
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PrimeCredit WeWa Visa Signature Card Highlights

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 2 years
3 Offers Available
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
MoneyHero Exclusive Offer
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate 

  • From 31 December 2025 12 p.m. till 30 January 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 28 February 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any welcome offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LG 27-inch Full HD IPS Smart Monitor
Welcome Offer
LG 27-inch Full HD IPS Smart Monitor

+ 4 other gift options

Welcome Offer

Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • LG 27-inch Full HD IPS Smart Monitor; or
    • Marshall Emberton II Bluetooth Speaker
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

  • Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

    • HK$200 Cash Rebate; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Up to 10% on local dining
WeWa Local Dining Spending Extra Cash Rebate
Up to 10% on local dining

WeWa – Up to 10% Cashback on Local Dining

  • Promotion Period: 29 December 2025 – 31 January 2026 (inclusive)

  • Eligible Customers: New customers who successfully apply for a WeWa Credit Card online during the promotion period

  • Offer: Earn up to 10% cashback on local dining transactions made with your WeWa card during the promotion period

  • Additional Perk: New customers can also enjoy the WeWa Welcome Offer

Customers must fulfil all of the following requirements to enjoy this offer:

  • Successfully apply for a WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card (“WeWa Credit Card”) via designated online channels of PrimeCredit Limited during the Promotion Period; and

  • Be eligible for the WeWa Credit Card Welcome Offer at the time of application submission

Eligible Customers who make Eligible Local Dining Retail Transactions with their WeWa Credit Card during the Promotion Period will be entitled to the following cash rebates:

Payment Type Cash Rebate of this Promotion Cash Rebate of “WeWa Pick 1 of 4 Fun Categories Offer” (If Applicable) Cash Rebate of “WeWa Cash Rebate Program” Total Cash Rebate
Physical WeWa Card Up to 9.6% 0% 0.4% Up to 10%
Designate Mobile Payment Up to 6% Up to 3.6%

Designated Mobile Payment includes Apple Pay and/or UnionPay QuickPass and/or QR Code payment within the OmyCard App.

  • Up to 6% extra cash rebate under this Offer

  • Up to 3.6% cash rebate under the “WeWa Pick 1 of 4 Fun Categories Offer” (if applicable)

  • Cash rebates may be combined with other applicable WeWa rebate offers

Each Eligible Customer can receive up to HK$500 extra cash rebate in total under this Offer throughout the Promotion Period.

  • Each Eligible Dining Retail Transaction must be HK$100 or above, made during the Promotion Period, settled in HKD, and conducted at restaurants or dining outlets in Hong Kong, with the relevant transaction successfully posted on or before 7 February 2026.

  • Eligible dining transactions are determined by merchant category codes as defined by PrimeCredit Limited and/or relevant card associations from time to time. Selected transaction types, platforms, and specific scenarios are excluded.

  • Extra cash rebate will be credited to the Eligible Customer’s WeWa Credit Card account on or before 30 April 2026, provided that the relevant card account remains valid and in good standing at the time of crediting.

  • All offers are subject to Terms and Conditions.

Things to consider

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Travel agency offer

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Installment

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PrimeCredit WeWa Visa Signature Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
4  %
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Cashback Overseas
4  %
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Additional Benefits

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Airport Lounge Access
3  times
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Octopus Maximum Top up Value
HK$ 500
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PrimeCredit WeWa Visa Signature Card More Info

Launch of WeWa Club Enjoy endless offers and jetso

  • The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
  • At WeWa Club, you can: 
    • Buy amazing things at a good deal
    • Enjoy priority booking for concerts or other events
    • Enjoy many other offers and jetso!
    Click here  to register as a WeWaClub member

     

Enjoy limited-time offers and activities in OmyCard app

  • Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.

 

Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.

  • 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
  • 0.4% on other spendings (HK$250 = HK$1 cash rebate)

 

3-month Interest-free Credit Card Transaction Instalment Plan

  • Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

 

Annual fee waiver for the first 2 years; 5 years for student cardholders

 

Other things to note

  • Welcome offers, HK$300 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 12 months.

  • Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200

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PrimeCredit WeWa Visa Signature Card Eligibility

Eligibility

Minimum Age
18  years old
Minimum Annual Income
HK$ 240,000
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PrimeCredit WeWa Visa Signature Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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PrimeCredit WeWa Visa Signature Card Others Info

Association

UnionPay Diamond

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PrimeCredit WeWa Visa Signature Card PrimeCredit WeWa Visa Signature Card

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