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PrimeCredit WeWa UnionPay Diamond Card

Last Updated: May 2023
No Requirement

Min. Annual Income

4
%

Local Spending - Cashback Rate

On designated merchant categories
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
4
%

Overseas Spending - Cashback Rate

on overseas designated stores spending
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
  • PrimeCredit will credit the HK$100 cash rebate into the respective credit card account after the card is successfully approved.
  • HK$100 cash rebate Promotion Period: from now till 31 December 2023
  • HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher Promotion Period: from now till

    31 December 2023

How to be entitled to MoneyHero Exclusive Offer?

  • From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$100 cash rebate
  • From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • MoneyHero Exclusive Offer is provided by MoneyHero, PrimeCredit has no relation with its redemption, usage and dispute.
  • Terms and Conditions apply.

Welcome Offers from PrimeCredit

  • OFFER 1
    Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
  • OFFER 2
    B&O Beosound Explore Bluetooth Speaker
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
  • OFFER 3
    HK$500 Cash Rebate
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The rebate amount will be credited into the related PrimeCredit Credit Card account within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 4
    Up to HK$90,000 Interest-free Adminitration fee-free Cash Instalment Plan
    • No Spending requirements
4% Cash rebate on Travel (including airlines, hotels, online travel agencies and travel agencies), Cinema, Karaoke, Theme park spending
Annual Fee Waiver
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
  • PrimeCredit x Deliveroo - up to HK$160 Instant Discount

    Promotion Period: 1 May 2023 - 30 June 2023

    • Get up to HK$160 Deliveroo e-vouchers by using PrimeCredit WeWa or EarnMORE credit card and designated promotion codes on Deliveroo (including mobile app and website)! Enjoy HK$40 off for HK$200 or above with the e-voucher.
    Spending Phase Promotion Code
    Phase 1 (1 to 31 May)

    PCLMAY80

    Phase 2 (1 to 30 June)

    PCLJUN80

    • Each Deliveroo account entitle to 2 pieces of HK$40 Deliveroo e-vouchers during each spending phase of the promotion period and entitle HK$160 Deliveroo e-voucher in total throughout the promotion period.
  • WeWa x LCX Shopping Privileges Promotion

    Promotion Period: 1 March to 30 June 2023

    • Offer A – Up to HK$1,800 Gift Vouchers
      • Cardholders shall be entitled to redeem a set of HK$150 Gift Vouchers upon accumulating same-day spending of HK$800 or above at stores within LCX. The HK$150 Gift Vouchers include a piece of HK$50 LCX Gift voucher and a piece of HK$100 Designated Brand Gift Voucher.
        • Each Customer can redeem the Reward up to 2 times a day, maximum 3 times per month. The period of 1 March 2023 to 30 June 2023 will be calculated as a calendar month. Maximum 12 times throughout the promotion period.
        • Cardholder can redeem the Reward by maximum 3 transaction receipts and each receipt amount at HK$100 or above.
    • Offer B – Redeem a LCX VIP Pass
      • Cardholders shall be entitled to redeem a LCX VIP Pass with validity of 30 days upon issuance by presenting WeWa / EarnMore credit card to enjoy 10% discount at designated stores at LCX.
    • Offer C – Redeem a LCX Reward Card
      • Cardholders shall be entitled to register as a LCX Rewards Card Member at LCX Customer Service Counter upon accumulating same-day spending at HK$1,600 or above at stores within LCX (original spending requirement at HK$3,000), to enjoy 10% discount at designated stores at LCX or other member privileges.
    • Offer D – Selected Merchant Offers
      • Cardholders shall be entitled to enjoy shopping privileges at selected merchant’s stores.

    Terms and Conditions apply. Please refer to PrimeCredit official website for details.

  • Suning Hong Kong Offer

    Promotion Period: 1 March 2023 to 30 June 2023

    • Offer A – Up to HK$2,400 Cash Rebate

      Cardholders are entitled up to HK$2,400 cash rebate at any Suning Hong Kong stores or online store www.hksuning.com by spending with PrimeCredit EarnMORE Credit Card and WeWa Credit Card and upon registration at OmyCard Mobile Application:

      Conduct a single transaction of designated spending amount at any Suning Hong Kong stores or online store www.hksuning.com:

    Designated Spending Amount of Single Transaction Cash Rebate Maximum Cash Rebate Throughout the Promotion Period
    HK$500 – HK $2,999 HK$30
    (Only applicable to transaction conducted at Suning Hong Kong online store.)
    HK$2,400
    (Each Cardholder can be entitled up to a maximum amount of HK$960 cash rebate for each month and can be entitled to a maximum amount of HK$2,400 cash rebate for the whole Promotion Period.)
    HK$3,000 – HK$5,999 HK$130
    HK$6,000 – HK$8,999 HK$270
    HK9,000 or above HK$480
    • Offer B – Up to 60% off on selected items

    Terms and Conditions apply. Please refer to PrimeCredit official website for details.

  • WeWa Daily Tap Rewards

    Promotion Period: 1 March 2023 to 31 August 2023

    • WeWa Cardholders can play 2 Games, namely - “Preward” (碌卡前Look Look) and “Weward” (碌卡後碌碌) - every day on OmyCard App.
    • Prizes include Cash rebate / Discount on spending / Merchant coupons or vouchers / Free Interest Free Handling Fee Transaction Instalment Plan and others, while cardholders are required to fulfil the respective requirements set out in the attached Terms and Conditions for prize redemption.

    Terms and Conditions apply. Please refer to PrimeCredit official website for details.

  • Welcome Offer

    From now till 31 August 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

    Eligible Retail Purchase Transactions Requirement Welcome Offers options
    Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
    B&O Beosound Explore Bluetooth Speaker
    HK$500 Cash Rebate
    No Spending Requirement Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
  • Enjoy limited-time offers and activities in OmyCard app
    • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
  • Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
    • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
    • 0.4% on other spendings (HK$250 = HK$1 cash rebate)
  • 3-month Interest-free Credit Card Transaction Instalment Plan
    • From now till 30 June 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
  • Travel Benefits
    • Exemption of foreign transaction fees
    • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
      Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
    • Enjoy airport limousine service for HK$250/ride
  • Annual fee waiver for the first 2 years

Need to know

  • Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$2,000

Year-round rewards

CASH REBATE
Local Spending
4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
Overseas Spending
4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Spend over HK$12,000 within 2 continuous months every year

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
HK$800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late payment charge
Minimum Payment Due or HK$250 (whichever is lower)
Retail Purchase APR
31.97%
Cash Advance APR
37.56%
Interest Free Repayment Period
53 days

Other information

Credit card type
UnionPay Diamond

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