PrimeCredit WeWa Visa Signature Card

PrimeCredit WeWa Visa Signature Card

Do you want to know if the PrimeCredit WeWa Visa Signature Card is good? Using this card for mobile payment offers a 4% cashback. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
Cashback Local
4  %
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Cashback Overseas
10  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 2 years
6 Offers Available
New Credit Card Customer: HK$600 Exclusive Welcome Reward
MoneyHero Exclusive Offer
New Credit Card Customer: HK$600 Exclusive Welcome Reward

MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward

  • From Jul 2 - Jul 8, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
    • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

 How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • On or before 31 Aug 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
  • No spending requirement

How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

  • From Jun 30, 2026, to Jul 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
  • The cash rebate will be credited to your credit card account within 3 months of card issuance.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any exclusive offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LOJEL Vita 28 inch Suitcase
WeWa Credit Card Welcome Offer
LOJEL Vita 28 inch Suitcase

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$800 Apple Store Gift Card
WeWa Credit Card Welcome Offer
HK$800 Apple Store Gift Card

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$1,000 Cash Rebate
WeWa Credit Card Welcome Offer
HK$1,000 Cash Rebate

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Up to HK$90,000 Interest-free and Handling  Fee-free Cash Instalment Program
WeWa Credit Card Welcome Offer
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Grand Prize: 11 pieces of autographed football player collector card
WeWa “The Ultimate 11” Lucky Draw
Grand Prize: 11 pieces of autographed football player collector card

WeWa “The Ultimate 11” Lucky Draw

Promotion Period: 1 May 2026 – 31 July 2026 (both dates inclusive)
OmyCard App Registration Period: 1 May 2026 – 19 July 2026 (both dates inclusive)
Eligible Customers: WeWa Card / EarnMORE Card Cardholders

Details

  Prize Prizes Value Quota
Grand Prize  11 pieces of autographed football player collector card  HK$120,000 1
Second Prize WeWa Credit Card HK$10,000 spending credit  HK$10,000 10
Third Prize Now TV 3-Pack Soccer Combo 12-Month Pass (without Set-Top box version)  HK$2,880 10
  • Cardholders who successfully register for this Promotion during the Lucky Draw Registration Period shall be entitled to 1 lucky draw chance for every HK$100
  •  Details of the designated spending missions and multiplier bonuses are as follows:
Designated Spending Missions Multiplier Bonuses

Conduct any Eligible Transaction overseas

Including any Eligible Transaction in overseas
currency at non-Hong Kong registered merchants as
determined by PrimeCredit or related card
associations worldwide.

The total accumulated Basic Lucky Draw Chances
earned during the Promotion Period will be
multiplied by 2.

Conduct any Eligible Transaction at the designated “Play & Earn Buddies” merchants of trading card shops in Hong Kong

The designated “Play & Earn Buddies” merchants of trading card shops in Hong Kong include: Card Express, Dream Trading Card、General Card Shop, HomeRun, Moonroad, Sports Card Hong Kong, TCG Bid and YAMACARDO.

The total accumulated Basic Lucky Draw Chances earned during the Promotion Period will be multiplied by 3.
Applied for one transaction instalment with 6- month or above tenor via OmyCard App The total accumulated Basic Lucky Draw Chances earned during the Promotion Period will be multiplied by 5.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • For full details, please refer to the promotion terms and conditions
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending

Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: WeWa Credit Card Customer

Details

  • Cardholders who make Eligible Overseas Foreign Currency Spending during the Promotion Period will be entitled Up to 10% cash rebate of the relevant foreign currency transaction fee up to HK$500. 
  • Unlimited Fee Waive on Foreign Currency Transaction Fees (Visa 1.95% / UnionPay 1%)
  • Registration Required
  • For full details, please refer to the promotion terms and conditions
HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
WeWa Card Student Exclusive Limited-Time Welcome Offer
HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

Apply for the WeWa Card between 01 July – 30 September 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

Offer Highlights:

  • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
  • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
  • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

Please refer to the Promotion Terms and Conditions for details:

HK$300 cash rebate
Online Application Extra Cash Rebate Limited-Time Welcome Offer
HK$300 cash rebate

Apply online between 7 July to 31 July 2026 (both dates inclusive) via the designated webpage for the WeWa Credit Card, and receive an extra HK$300 cash rebate upon successful card approval.

Promotion Highlights:

  • Online-Exclusive Offer
    Valid for successful applications submitted via the designated webpage during the promotion period.
  • No Spending Requirement
    Enjoy Cash rebate upon Card approval
  • Cash Rebate Credit Timing
    The cash rebate will be credited to your card account within three (3) months after card issuance.
  • New Customers Only
    Customers who currently hold or have held any credit card issued by PrimeCredit (including WeWa Card or EarnMORE Card) within the past 12 months are not eligible for this promotion.
  • Cash Rebate Notes
    The cash rebate is not transferable, assignable, refundable, or redeemable for cash.

Please refer to the Promotion Terms and Conditions for details:

Things to consider

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Travel agency offer

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Installment

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
4  %
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Cashback Overseas
10  %
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Additional Benefits

airlines
Airport Lounge Access
3  times
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Octopus Maximum Top up Value
HK$ 500

Launch of WeWa Club Enjoy endless offers and jetso

  • From now until September 30 2026, enjoy Foreign Currency Transaction Fee Waiver and up to 10% cash rebate with WeWa during your travels.
  • Earn up to 4% from The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
  • At WeWa Club, you can: 
    • Buy amazing things at a good deal
    • Enjoy priority booking for concerts or other events
    • Enjoy many other offers and jetso!
    Click here  to register as a WeWaClub member

     

Enjoy limited-time offers and activities in OmyCard app

  • Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.

 

Pay with WeWa Credit Card and enjoy direct cash rebate.

  • up to 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (select one)(0.4% basic rebate + 3.6% additional rebate) 
  • 0.4% on other spendings (HK$250 = HK$1 cash rebate)

 

3-month Interest-free Credit Card Transaction Instalment Plan

  • Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

 

Annual fee waiver for the first 2 years; 5 years for student cardholders 

 

Other things to note

  • Welcome offers, MoneyHero Welcome Reward are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 12 months.
  • Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200

Eligibility

Minimum Age
18  years old
Minimum Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days

Tags

PrimeCredit WeWa Visa Signature Card PrimeCredit WeWa Visa Signature Card