Citi Plus Account

Saving Account Rate
Minimum Opening Balance
HK$0
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Yes, many banks now have systems in place for online or in-app applications.
For most processes, it would be done in-app by smartphone, banks will usually need you to upload or scan a copy of your documents with your phone and take a selfie to verify your identity.
To open a personal bank account in Hong Kong, you will usually need the following paperwork:
All Hong Kong residents aged 11 years or above are required to register with the Immigration Department to obtain a Hong Kong Identity Card (HKID). Meaning, if you plan to stay in Hong Kong for more than 180 days, you will be required to obtain one.
To obtain one, make an appointment at the Immigration Office and fill in the electronic form. At your appointment, you can use a self-service kiosk to confirm your form, take your photo for the ID and have your fingerprints scanned; the end of the appointment will be an interview with an immigration officer for final checking. Then you will have a receipt for picking up your identity card at the time specified on your receipt. Registering for an HKID is free.
Banks will require proof of address to verify the address you've put down as part of your personal particulars in your application. In general, your proof of address should have the matching address you've put down in your application and your name (it should match the format on your HKID or passport). Most banks require proof of address that is issued within 3 months of your application.
Some accepted forms of proof of address include:
If you are a foreign national, your bank may require a copy of your travel document.
There are over 160 licensed banks in Hong Kong, with many International banks having a base in the city. Multinational banks such as HSBC, Citi and Standard Chartered all have branches in the city as well as local selections such as Hang Seng Bank and Bank of East Asia.
With mainstream retail banks, there are usually minimum fees involved for personal bank accounts. Most bank accounts do not charge a monthly or quarterly service fee any more as long as you maintain your relationship balance above a certain level, and that would usually before more prestigious accounts. With that said, your bank may still charge you a fee for services such as overdrafts, returned cheques and cash withdrawals out of your bank's ATM network (local or international).
Citibank is one of the largest international banks operating in Hong Kong. It offers an extensive range of banking services catered towards individual customers, catering for different levels of investment needs.
In Hong Kong, Citi has a total of 13 branches to cater for in-person queries and services. It participates in the Jetco ATM network, meaning CITI users can access one of 3,000 ATMs across Hong Kong and Macau.
You can apply to open the following Citi bank accounts via the Citibank app:
Relationship Balance Requirement | Under Balance Fee (per month) |
Special Services | |
---|---|---|---|
Citi Plus |
N/A | N/A |
|
Citigold | HK$1.50mil | HK$300 |
|
HK$0
MoneyHero Exclusive Offer
Welcome Offer
Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.
Missions | Requirements | Monthly Bonus Interest Rate |
Fund in |
| 0.3% |
Maintain Balance |
| 0.3% |
Investment & Currency Exchange |
| 0.6% |
Spend |
| 0.3% |
Extra 1.5% p.a. |
Investment
Buy and sell funds as little as HK$1/US$1
Stock account - Brokerage fee as low as HK$8/US$1
MGM Rewards Programme
MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship.
For the deposit beyond HK$300,000, only the prevailing board rate shall apply.
Item | Fees |
Service Fee | Waived |
Account closed by customer within 6 months from the date of opening | HK$500 |
ATM Card Annual Fee | Waived |
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","For the deposit beyond HK$300,000, only the prevailing board rate shall apply.
","Only open to anyone who doesn’t currently have bank account(s) with Citibank for registration - Customers must not have savings, checking, investment or step-up interest accounts.
- Exisitng customers who are eligible for Citi Plus Account will be invited to transfer to “Citi Plus” service in phases.
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- You must reside in Hong Kong.
- You must have a permanent Hong Kong address.
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\t- From 30 November 2023 6 p.m. to 8 December 2023 6 p.m., new Citi banking account customers who successfully apply for Citi Plus Account via MoneyHero can enjoy Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Iris Ohyama Ricopa IH Cooker (valued at HK$998) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher
\t- Application for the Designated Bank Account should be approved by Citibank on or before 31 January 2024, subject to the Citibank’s system records.
\t- Terms and Conditions apply.
\t- How to redeem MoneyHero exclusive offer? \t
\t\t- Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
\t\t- Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
\t
\t \t- Tips: \t
\t\t- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
\t
\t
","Welcome Offer
\t- Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer \t
\t\t- Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate
\t- Deposit HK$200,000 new fund to enjoy HK$700 cash rebate
- Deposit HK$100,000 new fund to enjoy HK$300 cash rebate
- Deposit HK$50,000 new fund to enjoy HK$100 cash rebate
\t- For details, please refer to the attached Terms and Conditions
\t
\t \t- Reward 2 - Up to 5.5% USD Time Deposit rate \t
\t\t- New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit
\t \t- Reward 3 - Spending reward up to HK$500 Cash Rebate \t
\t\t- Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate
\t
\t \t- Reward 4 - Open a stock account online to get HK$500 cash rebate \t
\t\t- HK$0 brokerage fee for HK Stock and US Stock for first 3 months
\t\t- Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward
\t
\t \t- Terms and Conditions Apply.
","Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.
- Citi Interest Booster is an interest-bearing checking account.
- Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions.
- Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.
- Missions include:
Missions Requirements Monthly Bonus Interest Rate Fund in - Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR
- Set up standing instructions for monthly transfers; OR
- Transfer from your other accounts via FPS, or via Citi ATMs
0.3% Maintain Balance - Maintain a daily balance of at least HK$100,000 in your savings and investment accounts
0.3% Investment & Currency Exchange - Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include:
- investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets
0.6% Spend - Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app
0.3% Extra 1.5% p.a.
","Citi Plus Account Financial Pointers - Suitable for Beginners - Wealth Smart: your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence
- Wealth Digest: personalized, easy-to-follow pointers to help you along with your investment decisions
- Money Goal: help you track your personal goal progress
","Investment
Buy and sell funds as little as HK$1/US$1
- Start investing with Flexi Wealth.
- Buy and sell funds as little as HK$1/US$1 with no transaction or monthly service fees.
- Invest using suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink.
- Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets. (You can trade US stocks via the website.)
- Enjoy HK$500 Cash Rebate for Opening Up a Stock Account
- Customers must conduct at least one HK stock buy/sell transaction via Citibank Mobile Stock Services during the first 3 months upon stock account opening
- Transfer in HK/US/SH/SZ stock to earn up to HK$10,000 Cash Reward
Stock account - Brokerage fee as low as HK$8/US$1
- HK stock trades: HK$8 brokerage fee per transaction
- US stock trades: US$1 brokerage fee per transaction
","Citi Plus Debit Mastercard - enjoy up to 1% cash rebate - Enjoy 1% cash rebate from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.
- Use your Citi Plus Debit Mastercard for fee-free international shopping, withdrawals and overseas online shopping websites. You can exchange foreign currencies with the app after activating Citibank Global Wallet.
","MGM Rewards Programme
\t- To be eligible for the referral offers, the Referrer (“Referrer”) must be \t
\t\t- (i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking
\t\tclient of Citibank (Hong Kong) Limited (“Citibank”); OR \t\t- (ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card
\t\tapplicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024; \t
\t \t- Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral: \t
\t\t- Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only
\t\t- Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card
\t
\t \t- Terms and Conditions Apply.
","Outward remittance fee waived via Citibank Global Transfer - Transfer fund to your overseas Citi accounts or third-party Citi accounts via Citi Global Transfer to enjoy $0 handling fee.
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Foreign Currency 1-month Time Deposit, Up to 12% rebate on designated cooperative merchants spending]}, productName=Citi Plus Account, title=HK.BA.CITI0001.CITIPLUS, features={title=Features, pros=[<p><strong>MoneyHero Exclusive Offer</strong></p> <ul> <li>From 30 November 2023 6 p.m. to 8 December 2023 6 p.m., new Citi banking account customers who successfully apply for Citi Plus Account via MoneyHero can enjoy Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Iris Ohyama Ricopa IH Cooker (valued at HK$998) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher</li> <li>Application for the Designated Bank Account should be approved by Citibank on or before 31 January 2024, subject to the Citibank’s system records.</li> <li><a href="https://moneyhero.link/citi-plus-ba-tnc-listing" target="_blank">Terms and Conditions</a> apply.</li> <li><strong>How to redeem MoneyHero exclusive offer?</strong> <ul> <li>Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.</li> <li><strong>Within 7 days, </strong>please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.</li> </ul> </li> <li><strong>Tips:</strong> <ul> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure coupon reward eligibility</a></li> </ul> </li> </ul>, <p><strong>Welcome Offer</strong></p> <ul> <li><strong>Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer</strong> <ul> <li>Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate</li> <li>Deposit HK$200,000 new fund to enjoy HK$700 cash rebate</li><li>Deposit HK$100,000 new fund to enjoy HK$300 cash rebate</li><li>Deposit HK$50,000 new fund to enjoy HK$100 cash rebate</li> <li>For details, please refer to the attached <a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt8e5d5f65c7d3aa1b/6540ad34a036750407c825ab/T_C_NTB_2023_Nov_NNM_FXTD_bundle_offer_final.pdf">Terms and Conditions</a></li> </ul> </li> <li><strong>Reward 2 - Up to 5.5% USD Time Deposit rate</strong> <ul> <li>New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit</ul> </li> <li><strong>Reward 3 - Spending reward up to HK$500 Cash Rebate</strong> <ul> <li>Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate</li> </ul> </li> <li><strong>Reward 4 - Open a stock account online to get HK$500 cash rebate</strong> <ul> <li>HK$0 brokerage fee for HK Stock and US Stock for first 3 months</li> <li>Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward</li> </ul> </li> <li>Terms and Conditions Apply.</li> </ul>, <p><strong>Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.</strong></p> <ul> <li>Citi Interest Booster is an interest-bearing checking account.</li> <li> Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions. </li> <li>Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.</li> <li>Missions include:</li> </ul> <table style="width: 100%; height: 108px;"> <tbody> <tr style="height: 18px;"> <td style="width: 21.3333%; height: 18px; text-align: center;"><strong>Missions</strong></td> <td style="width: 50.8357%; height: 18px; text-align: center;"><strong>Requirements</strong></td> <td style="width: 27.8309%; height: 18px; text-align: center;"><strong>Monthly Bonus Interest Rate</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 21.3333%; border-top: 1px solid #ededed; height: 18px;"><strong>Fund in</strong></td> <td style="width: 50.8357%; border-top: 1px solid #ededed; height: 18px;"> <ul> <li>Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR</li> <li>Set up standing instructions for monthly transfers; OR</li> <li>Transfer from your other accounts via FPS, or via Citi ATMs</li> </ul> </td> <td style="width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;"><strong>0.3%</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 21.3333%; height: 18px; border-top: 1px solid #ededed;"><strong>Maintain Balance</strong></td> <td style="width: 50.8357%; border-top: 1px solid #ededed; height: 18px;"> <ul> <li>Maintain a daily balance of at least HK$100,000 in your savings and investment accounts</li> </ul> </td> <td style="width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;"><strong>0.3%</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 21.3333%; height: 18px; border-top: 1px solid #ededed;"><strong>Investment & Currency Exchange</strong></td> <td style="width: 50.8357%; height: 18px; border-top: 1px solid #ededed;"> <ul> <li>Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include: <ul> <li>investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets</li> </ul> </li> </ul> </td> <td style="width: 27.8309%; height: 18px; border-top: 1px solid #ededed; text-align: center;"><strong>0.6%</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 21.3333%; height: 18px; border-top: 1px solid #ededed;"><strong>Spend</strong></td> <td style="width: 50.8357%; height: 18px; border-top: 1px solid #ededed;"> <ul> <li>Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app</li> </ul> </td> <td style="width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;"><strong>0.3%</strong></td> </tr> <tr style="height: 18px;"> <td style="width: 21.3333%; height: 18px; border-top: 1px solid #ededed;"> </td> <td style="width: 50.8357%; height: 18px; border-top: 1px solid #ededed;"> </td> <td style="width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;"><strong>Extra 1.5% p.a.</strong></td> </tr> </tbody> </table>, <strong>Citi Plus Account Financial Pointers - Suitable for Beginners</strong> <ul> <li>Wealth Smart: your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence</li> <li>Wealth Digest: personalized, easy-to-follow pointers to help you along with your investment decisions</li> <li>Money Goal: help you track your personal goal progress</li> </ul>, <p><strong>Investment </strong></p> <p><strong>Buy and sell funds as little as HK$1/US$1</strong></p> <ul> <li>Start investing with Flexi Wealth.</li> <li>Buy and sell funds as little as HK$1/US$1 with no transaction or monthly service fees.</li> <li>Invest using suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink.</li> <li>Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets. (You can trade US stocks via the website.)</li> <li>Enjoy HK$500 Cash Rebate for Opening Up a Stock Account <ul> <li>Customers must conduct at least one HK stock buy/sell transaction via Citibank Mobile Stock Services during the first 3 months upon stock account opening</li> </ul> </li> <li>Transfer in HK/US/SH/SZ stock to earn up to HK$10,000 Cash Reward</li> </ul> <p><strong>Stock account - Brokerage fee as low as HK$8/US$1</strong></p> <ul> <li>HK stock trades: HK$8 brokerage fee per transaction</li> <li>US stock trades: US$1 brokerage fee per transaction</li> </ul>, <strong>Citi Plus Debit Mastercard - enjoy up to 1% cash rebate</strong> <ul> <li>Enjoy 1% cash rebate from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.</li> <li>Use your Citi Plus Debit Mastercard for fee-free international shopping, withdrawals and overseas online shopping websites. You can exchange foreign currencies with the app after activating Citibank Global Wallet. </li> </ul>, <p><strong>MGM Rewards Programme</strong></p> <ul> <li>To be eligible for the referral offers, the Referrer (“Referrer”) must be <ul> <li>(i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking<br /> client of Citibank (Hong Kong) Limited (“Citibank”); OR</li> <li>(ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card<br /> applicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024;</li> </ul> </li> <li>Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral: <ul> <li>Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only</li> <li>Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card</li> </ul> </li> <li>Terms and Conditions Apply.</li> </ul>, <strong>Outward remittance fee waived via Citibank Global Transfer</strong> <ul> <li>Transfer fund to your overseas Citi accounts or third-party Citi accounts via Citi Global Transfer to enjoy $0 handling fee.</li> </ul>, <strong>No minimum balance requirement when you successfully open the account online</strong>], cons=[<p><strong>MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship. </strong></p> </ul>, <p><strong>For the deposit beyond HK$300,000, only the prevailing board rate shall apply.</strong></p> </ul>, <strong>Only open to anyone who doesn’t currently have bank account(s) with Citibank for registration</strong> <ul> <li>Customers must not have savings, checking, investment or step-up interest accounts.</li> <li>Exisitng customers who are eligible for Citi Plus Account will be invited to transfer to “Citi Plus” service in phases.</li> </ul>, <strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong permanent identity card.</li> <li>You must reside in Hong Kong.</li> <li>You must have a permanent Hong Kong address.</li> </ul>, <strong>Fees You Need to Know</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50 px; width: 40%;"><strong>Item</strong></td> <td style="text-align: center; height: 50px;"> <p><strong>Fees</strong></p> </td> </tr> <tr style="height: 51px;"> <td style="height: 51px; text-align: left;">Service Fee</td> <td style="text-align: center;">Waived</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Account closed by customer within 6 months from the date of opening</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$500</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">ATM Card Annual Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">Waived</td> </tr> </tbody> </table>]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. 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- From 30 November 2023 6 p.m. to 8 December 2023 6 p.m., new Citi banking account customers who successfully apply for Citi Plus Account via MoneyHero can enjoy Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Iris Ohyama Ricopa IH Cooker (valued at HK$998) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher
- Application for the Designated Bank Account should be approved by Citibank on or before 31 January 2024, subject to the Citibank’s system records.
- Terms and Conditions apply.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
- Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
, Welcome Offer
- Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer
- Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate
- Deposit HK$200,000 new fund to enjoy HK$700 cash rebate
- Deposit HK$100,000 new fund to enjoy HK$300 cash rebate
- Deposit HK$50,000 new fund to enjoy HK$100 cash rebate
- For details, please refer to the attached Terms and Conditions
- Reward 2 - Up to 5.5% USD Time Deposit rate
- New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit
- Reward 3 - Spending reward up to HK$500 Cash Rebate
- Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate
- Reward 4 - Open a stock account online to get HK$500 cash rebate
- HK$0 brokerage fee for HK Stock and US Stock for first 3 months
- Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward
- Terms and Conditions Apply.
, Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.
- Citi Interest Booster is an interest-bearing checking account.
- Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions.
- Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.
- Missions include:
Missions Requirements Monthly Bonus Interest Rate Fund in - Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR
- Set up standing instructions for monthly transfers; OR
- Transfer from your other accounts via FPS, or via Citi ATMs
0.3% Maintain Balance - Maintain a daily balance of at least HK$100,000 in your savings and investment accounts
0.3% Investment & Currency Exchange - Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include:
- investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets
0.6% Spend - Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app
0.3% Extra 1.5% p.a.
, Citi Plus Account Financial Pointers - Suitable for Beginners - Wealth Smart: your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence
- Wealth Digest: personalized, easy-to-follow pointers to help you along with your investment decisions
- Money Goal: help you track your personal goal progress
, Investment
Buy and sell funds as little as HK$1/US$1
- Start investing with Flexi Wealth.
- Buy and sell funds as little as HK$1/US$1 with no transaction or monthly service fees.
- Invest using suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink.
- Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets. (You can trade US stocks via the website.)
- Enjoy HK$500 Cash Rebate for Opening Up a Stock Account
- Customers must conduct at least one HK stock buy/sell transaction via Citibank Mobile Stock Services during the first 3 months upon stock account opening
- Transfer in HK/US/SH/SZ stock to earn up to HK$10,000 Cash Reward
Stock account - Brokerage fee as low as HK$8/US$1
- HK stock trades: HK$8 brokerage fee per transaction
- US stock trades: US$1 brokerage fee per transaction
, Citi Plus Debit Mastercard - enjoy up to 1% cash rebate - Enjoy 1% cash rebate from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.
- Use your Citi Plus Debit Mastercard for fee-free international shopping, withdrawals and overseas online shopping websites. You can exchange foreign currencies with the app after activating Citibank Global Wallet.
, MGM Rewards Programme
- To be eligible for the referral offers, the Referrer (“Referrer”) must be
- (i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking
client of Citibank (Hong Kong) Limited (“Citibank”); OR - (ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card
applicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024;
- Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral:
- Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only
- Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card
- Terms and Conditions Apply.
, Outward remittance fee waived via Citibank Global Transfer - Transfer fund to your overseas Citi accounts or third-party Citi accounts via Citi Global Transfer to enjoy $0 handling fee.
, No minimum balance requirement when you successfully open the account online], cons=[MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship.
, For the deposit beyond HK$300,000, only the prevailing board rate shall apply.
, Only open to anyone who doesn’t currently have bank account(s) with Citibank for registration - Customers must not have savings, checking, investment or step-up interest accounts.
- Exisitng customers who are eligible for Citi Plus Account will be invited to transfer to “Citi Plus” service in phases.
, Account Opening Requirement - You must be aged 18 or above and hold a valid Hong Kong permanent identity card.
- You must reside in Hong Kong.
- You must have a permanent Hong Kong address.
, Fees You Need to Know Item Fees
Service Fee Waived Account closed by customer within 6 months from the date of opening HK$500 ATM Card Annual Fee Waived
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You will be asked to upload all required documents when you open the account to facilitate the approval process.</li> \t\t<li><strong>Within 7 days, </strong>please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.</li> \t</ul> \t</li> \t<li><strong>Tips:</strong> \t<ul> \t\t<li>Please turn off AdBlocker and private mode before application: <a href=\"https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility\" target=\"”_blank”\">3 settings to ensure coupon reward eligibility</a></li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer</strong></p> <ul> \t<li><strong>Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer</strong> \t<ul> \t\t<li>Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate</li> \t<li>Deposit HK$200,000 new fund to enjoy HK$700 cash rebate</li><li>Deposit HK$100,000 new fund to enjoy HK$300 cash rebate</li><li>Deposit HK$50,000 new fund to enjoy HK$100 cash rebate</li>\t<li>For details, please refer to the attached <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt8e5d5f65c7d3aa1b/6540ad34a036750407c825ab/T_C_NTB_2023_Nov_NNM_FXTD_bundle_offer_final.pdf\">Terms and Conditions</a></li> \t</ul> \t</li> \t<li><strong>Reward 2 - Up to 5.5% USD Time Deposit rate</strong> \t<ul> \t\t<li>New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit</ul> \t</li> \t<li><strong>Reward 3 - Spending reward up to HK$500 Cash Rebate</strong> \t<ul> \t\t<li>Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate</li> \t</ul> \t</li> \t<li><strong>Reward 4 - Open a stock account online to get HK$500 cash rebate</strong> \t<ul> \t\t<li>HK$0 brokerage fee for HK Stock and US Stock for first 3 months</li> \t\t<li>Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward</li> \t</ul> \t</li> \t<li>Terms and Conditions Apply.</li> </ul>","<p><strong>Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.</strong></p> <ul> <li>Citi Interest Booster is an interest-bearing checking account.</li> <li> Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions. </li> <li>Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.</li> <li>Missions include:</li> </ul> <table style=\"width: 100%; height: 108px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; text-align: center;\"><strong>Missions</strong></td> <td style=\"width: 50.8357%; height: 18px; text-align: center;\"><strong>Requirements</strong></td> <td style=\"width: 27.8309%; height: 18px; text-align: center;\"><strong>Monthly Bonus Interest Rate</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; border-top: 1px solid #ededed; height: 18px;\"><strong>Fund in</strong></td> <td style=\"width: 50.8357%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR</li> <li>Set up standing instructions for monthly transfers; OR</li> <li>Transfer from your other accounts via FPS, or via Citi ATMs</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Maintain Balance</strong></td> <td style=\"width: 50.8357%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>Maintain a daily balance of at least HK$100,000 in your savings and investment accounts</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Investment & Currency Exchange</strong></td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include: <ul> <li>investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets</li> </ul> </li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; border-top: 1px solid #ededed; text-align: center;\"><strong>0.6%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Spend</strong></td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"> </td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>Extra 1.5% p.a.</strong></td> </tr> </tbody> </table>","<strong>Citi Plus Account Financial Pointers - Suitable for Beginners</strong> <ul> <li>Wealth Smart: your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence</li> <li>Wealth Digest: personalized, easy-to-follow pointers to help you along with your investment decisions</li> <li>Money Goal: help you track your personal goal progress</li> </ul>","<p><strong>Investment </strong></p> <p><strong>Buy and sell funds as little as HK$1/US$1</strong></p> <ul> <li>Start investing with Flexi Wealth.</li> <li>Buy and sell funds as little as HK$1/US$1 with no transaction or monthly service fees.</li> <li>Invest using suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink.</li> <li>Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets. (You can trade US stocks via the website.)</li> <li>Enjoy HK$500 Cash Rebate for Opening Up a Stock Account <ul> <li>Customers must conduct at least one HK stock buy/sell transaction via Citibank Mobile Stock Services during the first 3 months upon stock account opening</li> </ul> </li> <li>Transfer in HK/US/SH/SZ stock to earn up to HK$10,000 Cash Reward</li> </ul> <p><strong>Stock account - Brokerage fee as low as HK$8/US$1</strong></p> <ul> <li>HK stock trades: HK$8 brokerage fee per transaction</li> <li>US stock trades: US$1 brokerage fee per transaction</li> </ul>","<strong>Citi Plus Debit Mastercard - enjoy up to 1% cash rebate</strong> <ul> <li>Enjoy 1% cash rebate from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.</li> <li>Use your Citi Plus Debit Mastercard for fee-free international shopping, withdrawals and overseas online shopping websites. You can exchange foreign currencies with the app after activating Citibank Global Wallet. </li> </ul>","<p><strong>MGM Rewards Programme</strong></p> <ul> \t<li>To be eligible for the referral offers, the Referrer (“Referrer”) must be \t<ul> \t\t<li>(i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking<br /> \t\tclient of Citibank (Hong Kong) Limited (“Citibank”); OR</li> \t\t<li>(ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card<br /> \t\tapplicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024;</li> \t</ul> \t</li> \t<li>Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral: \t<ul> \t\t<li>Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only</li> \t\t<li>Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card</li> \t</ul> \t</li> \t<li>Terms and Conditions Apply.</li> </ul>","<strong>Outward remittance fee waived via Citibank Global Transfer</strong> <ul> <li>Transfer fund to your overseas Citi accounts or third-party Citi accounts via Citi Global Transfer to enjoy $0 handling fee.</li> </ul>","<strong>No minimum balance requirement when you successfully open the account online</strong>"],"cons":["<p><strong>MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship. </strong></p> </ul>","<p><strong>For the deposit beyond HK$300,000, only the prevailing board rate shall apply.</strong></p> </ul>","<strong>Only open to anyone who doesn’t currently have bank account(s) with Citibank for registration</strong> <ul> <li>Customers must not have savings, checking, investment or step-up interest accounts.</li> <li>Exisitng customers who are eligible for Citi Plus Account will be invited to transfer to “Citi Plus” service in phases.</li> </ul>","<strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong permanent identity card.</li> <li>You must reside in Hong Kong.</li> <li>You must have a permanent Hong Kong address.</li> </ul>","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">Waived</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 6 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Waived</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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Till 8 December] </strong>Get<strong> </strong><span><strong>Marshall Emberton Bluetooth Speaker (valued at HK$1,499)</strong></span><strong></strong><span><strong> / Iris Ohyama Ricopa IH Cooker (valued at HK$998) / </strong></span><strong>HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall e-Gift Voucher </strong>exclusively from MoneyHero; deposit dedicated new fund to enjoy <strong>up to HK$1,800 cash rebate</strong> and exclusive offer with <strong>total rewards up to HK$3,299!</strong>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt61077750ffcabd2c/65558a022e0ea1e409178f2c/20231120_[BKA]_Citiplus_upgraded_offer_-_Marshall_(Nov_2023)_D-PJ23_0795_Campaign-V01_Static_Banner_EN_(1600_x_400)_1.jpg","description":null,"dimension":null},"countdown":{"text":"Last Chance","displayProductPage":true,"date":{"startDate":null,"endDate":"2023-02-28T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero Exclusive Offer"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. Opening Balance"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"HK$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_RATE","display":"Saving Account Rate"},"sortValue":-1500,"displayValue":"1.5","tooltip":null,"description":"with designated requirements","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_REWARD","display":"Welcome Offers"},"sortValue":-3299000,"displayValue":"3,299","tooltip":null,"description":"","prefix":"HK$","suffix":""}],"ctaButton":{"label":"Apply Now","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aS1wbHVzLWJhLWVuLXJw.OmPHlx7Pbl0sfTk9fZmSwu4g6Y4VQidILryjCgP1fhHGrePZ_4BiNwQvj8jDmSY54G0M4WdqsTLaowKmd-56Cw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":""},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"citibank","providerName":"Citibank"},"description":{"shortDescription":["3.5% p.a. Foreign Currency 1-month Time Deposit","Up to 12% rebate on designated cooperative merchants spending"]},"productName":"Citi Plus Account","title":"HK.BA.CITI0001.CITIPLUS","features":{"title":"Features","pros":["<p><strong>MoneyHero Exclusive Offer</strong></p> <ul> \t<li>From 30 November 2023 6 p.m. to 8 December 2023 6 p.m., new Citi banking account customers who successfully apply for Citi Plus Account via MoneyHero can enjoy Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Iris Ohyama Ricopa IH Cooker (valued at HK$998) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher</li> \t<li>Application for the Designated Bank Account should be approved by Citibank on or before 31 January 2024, subject to the Citibank’s system records.</li> \t<li><a href=\"https://moneyhero.link/citi-plus-ba-tnc-listing\" target=\"_blank\">Terms and Conditions</a> apply.</li> \t<li><strong>How to redeem MoneyHero exclusive offer?</strong> \t<ul> \t\t<li>Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.</li> \t\t<li><strong>Within 7 days, </strong>please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.</li> \t</ul> \t</li> \t<li><strong>Tips:</strong> \t<ul> \t\t<li>Please turn off AdBlocker and private mode before application: <a href=\"https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility\" target=\"”_blank”\">3 settings to ensure coupon reward eligibility</a></li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer</strong></p> <ul> \t<li><strong>Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer</strong> \t<ul> \t\t<li>Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate</li> \t<li>Deposit HK$200,000 new fund to enjoy HK$700 cash rebate</li><li>Deposit HK$100,000 new fund to enjoy HK$300 cash rebate</li><li>Deposit HK$50,000 new fund to enjoy HK$100 cash rebate</li>\t<li>For details, please refer to the attached <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt8e5d5f65c7d3aa1b/6540ad34a036750407c825ab/T_C_NTB_2023_Nov_NNM_FXTD_bundle_offer_final.pdf\">Terms and Conditions</a></li> \t</ul> \t</li> \t<li><strong>Reward 2 - Up to 5.5% USD Time Deposit rate</strong> \t<ul> \t\t<li>New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit</ul> \t</li> \t<li><strong>Reward 3 - Spending reward up to HK$500 Cash Rebate</strong> \t<ul> \t\t<li>Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate</li> \t</ul> \t</li> \t<li><strong>Reward 4 - Open a stock account online to get HK$500 cash rebate</strong> \t<ul> \t\t<li>HK$0 brokerage fee for HK Stock and US Stock for first 3 months</li> \t\t<li>Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward</li> \t</ul> \t</li> \t<li>Terms and Conditions Apply.</li> </ul>","<p><strong>Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.</strong></p> <ul> <li>Citi Interest Booster is an interest-bearing checking account.</li> <li> Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions. </li> <li>Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.</li> <li>Missions include:</li> </ul> <table style=\"width: 100%; height: 108px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; text-align: center;\"><strong>Missions</strong></td> <td style=\"width: 50.8357%; height: 18px; text-align: center;\"><strong>Requirements</strong></td> <td style=\"width: 27.8309%; height: 18px; text-align: center;\"><strong>Monthly Bonus Interest Rate</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; border-top: 1px solid #ededed; height: 18px;\"><strong>Fund in</strong></td> <td style=\"width: 50.8357%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR</li> <li>Set up standing instructions for monthly transfers; OR</li> <li>Transfer from your other accounts via FPS, or via Citi ATMs</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Maintain Balance</strong></td> <td style=\"width: 50.8357%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>Maintain a daily balance of at least HK$100,000 in your savings and investment accounts</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Investment & Currency Exchange</strong></td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include: <ul> <li>investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets</li> </ul> </li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; border-top: 1px solid #ededed; text-align: center;\"><strong>0.6%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>Spend</strong></td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app</li> </ul> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"> </td> <td style=\"width: 50.8357%; height: 18px; border-top: 1px solid #ededed;\"> </td> <td style=\"width: 27.8309%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>Extra 1.5% p.a.</strong></td> </tr> </tbody> </table>","<strong>Citi Plus Account Financial Pointers - Suitable for Beginners</strong> <ul> <li>Wealth Smart: your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence</li> <li>Wealth Digest: personalized, easy-to-follow pointers to help you along with your investment decisions</li> <li>Money Goal: help you track your personal goal progress</li> </ul>","<p><strong>Investment </strong></p> <p><strong>Buy and sell funds as little as HK$1/US$1</strong></p> <ul> <li>Start investing with Flexi Wealth.</li> <li>Buy and sell funds as little as HK$1/US$1 with no transaction or monthly service fees.</li> <li>Invest using suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink.</li> <li>Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets. (You can trade US stocks via the website.)</li> <li>Enjoy HK$500 Cash Rebate for Opening Up a Stock Account <ul> <li>Customers must conduct at least one HK stock buy/sell transaction via Citibank Mobile Stock Services during the first 3 months upon stock account opening</li> </ul> </li> <li>Transfer in HK/US/SH/SZ stock to earn up to HK$10,000 Cash Reward</li> </ul> <p><strong>Stock account - Brokerage fee as low as HK$8/US$1</strong></p> <ul> <li>HK stock trades: HK$8 brokerage fee per transaction</li> <li>US stock trades: US$1 brokerage fee per transaction</li> </ul>","<strong>Citi Plus Debit Mastercard - enjoy up to 1% cash rebate</strong> <ul> <li>Enjoy 1% cash rebate from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.</li> <li>Use your Citi Plus Debit Mastercard for fee-free international shopping, withdrawals and overseas online shopping websites. You can exchange foreign currencies with the app after activating Citibank Global Wallet. </li> </ul>","<p><strong>MGM Rewards Programme</strong></p> <ul> \t<li>To be eligible for the referral offers, the Referrer (“Referrer”) must be \t<ul> \t\t<li>(i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking<br /> \t\tclient of Citibank (Hong Kong) Limited (“Citibank”); OR</li> \t\t<li>(ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card<br /> \t\tapplicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024;</li> \t</ul> \t</li> \t<li>Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral: \t<ul> \t\t<li>Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only</li> \t\t<li>Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card</li> \t</ul> \t</li> \t<li>Terms and Conditions Apply.</li> </ul>","<strong>Outward remittance fee waived via Citibank Global Transfer</strong> <ul> <li>Transfer fund to your overseas Citi accounts or third-party Citi accounts via Citi Global Transfer to enjoy $0 handling fee.</li> </ul>","<strong>No minimum balance requirement when you successfully open the account online</strong>"],"cons":["<p><strong>MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship. </strong></p> </ul>","<p><strong>For the deposit beyond HK$300,000, only the prevailing board rate shall apply.</strong></p> </ul>","<strong>Only open to anyone who doesn’t currently have bank account(s) with Citibank for registration</strong> <ul> <li>Customers must not have savings, checking, investment or step-up interest accounts.</li> <li>Exisitng customers who are eligible for Citi Plus Account will be invited to transfer to “Citi Plus” service in phases.</li> </ul>","<strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong permanent identity card.</li> <li>You must reside in Hong Kong.</li> <li>You must have a permanent Hong Kong address.</li> </ul>","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">Waived</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 6 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Waived</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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HK$1.5 mil
Maintaining a minimum Citigold balance of HK$2,500,000, get rewarded with Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) OR HK$3,500 Apple Gift Card/HKTVmall Voucher/Lee Gardens Gift card/Klook Voucher!
MoneyHero Limited-Time Exclusive Offer
Offer Requirements | Offers |
Maintain HK$1.5 million funds |
|
Maintain HK$2.5 million funds |
|
Important Dates | Requirements |
From 30 November 2023 6 p.m. till 2 January 2024 6 p.m. | New Citi Customers who successfully apply for Citigold account via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer. |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
On or before 9 January 2024 | The account must be successfully opened |
Maintain designated funds till 31 March 2024 |
Account Opening Offer - Up to HK$41,600 Cash Rebate
Requirements | Rewards |
| HK$500 Cash Rebate |
New funds amount | Rewards |
≥ HK$5,000,000 (Including designated product balance ≥ HK$5,000,000) | HK$18,500 + HK$20,000 Cash Rebate |
≥ HK$2,500,000 (Including designated product balance ≥ HK$2,500,000) | HK$10,000 + HK$12,000 Cash Rebate |
≥ HK$1,500,000 (Including designated product balance ≥ HK$1,500,000) | HK$6,000 + HK$6,000 Cash Rebate |
Designated product balance ≥ HK$650,000) | HK$2,600 Cash Rebate |
Up to HK$38,500 cash rebate |
Paycheck | Cash Rebate |
≥ HK$80,000 | HK$800 Cash Rebate |
≥ HK$50,000 | HK$500 Cash Rebate |
≥ HK$30,000 | HK$300 Cash Rebate |
Averge Daily Fund | Rewards |
≥ HK$2,500,000 | HK$1,800 Cash Rebate |
≥ HK$1,500,000 | HK$800 Cash Rebate |
Time Deposit Offer
New funds amount | Rewards |
≥ HK$5,000,000 | HK$10,000 Cash Rebate |
≥ HK$3,000,000 | HK$3,000 Cash Rebate |
≥ HK$1,000,000 | HK$1,000 Cash Rebate |
≥ HK$500,000 | HK$500 Cash Rebate |
Terms and conditions apply. All info and offers are subjected to Citibank's official website.
Item | Fees |
Service Fee | HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived) |
Paper Statement Fee | HK$10/month |
Account closed by customer within 6 months from the date of opening | HK$500 |
ATM Card Annual Fee | Free |
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Foreign Currency Time Deposit: Up to 6%"]},"disclaimer":null,"documents":null,"eligibility":[{"description":{"longDescription":null,"shortDescription":"HK$1,500,000","tooltip":null},"type":{"display":"Min. Opening Balance","key":"MINIMUM_MONTHLY_INCOME"},"value":"1500000"}],"enableCountdown":false,"enableFlipBanner":false,"featured":true,"features":{"cons":["Terms and conditions apply. All info and offers are subjected to Citibank's official website.
- The Promotion Period of Remote Account Opening and New Funds is from now until 31 October 2023
","MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months (\"New Customer\").","Fees You Need to Know Item Fees
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"],"pros":["MoneyHero Limited-Time Exclusive Offer
- New Citi customers get rewarded with one of the following gifts by fulfilling the following requirements:
Offer Requirements Offers Maintain HK$1.5 million funds - Bose QuietComfort Ultra Earbuds (valued at $2,299) OR HK$2,000 Apple Gift Card/HKTVmall Voucher/ Lee Gardens Gift card/Klook Voucher
Maintain HK$2.5 million funds - Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) OR HK$3,500 Apple Gift Card/HKTVmall Voucher/Lee Gardens Gift card/Klook Voucher
Important Dates Requirements From 30 November 2023 6 p.m. till 2 January 2024 6 p.m. New Citi Customers who successfully apply for Citigold account via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer. Within 7 days of receiving the form Submit the reward redemption form sent via email previously. On or before 9 January 2024 The account must be successfully opened Maintain designated funds till 31 March 2024
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
- Upload all required documents when you apply for the card to facilitate the approval process.
- After submitting your application via MoneyHero, you might be asked to proceed to branches for completing your account opening process. Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
","Account Opening Offer - Up to HK$41,600 Cash Rebate
- Digital Channel Offer - HK$500 Cash Rebate
New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:
Requirements Rewards - Successfully open a Citigold account through online appointment / a Citigold account through straight-through
remote account opening solution and fulfill New Funds Offer requirements
HK$500 Cash Rebate
- New Funds Offer - Up to HK$38,500 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards: New funds amount Rewards ≥ HK$5,000,000
(Including designated product balance ≥ HK$5,000,000) HK$18,500 + HK$20,000 Cash Rebate ≥ HK$2,500,000
(Including designated product balance ≥ HK$2,500,000) HK$10,000 + HK$12,000 Cash Rebate ≥ HK$1,500,000
(Including designated product balance ≥ HK$1,500,000) HK$6,000 + HK$6,000 Cash Rebate Designated product balance ≥ HK$650,000) HK$2,600 Cash Rebate Up to HK$38,500 cash rebate
- Designated products include Mortgage, Designated Investment Products and Insurance Plans
- Payroll Account - Up to HK$800 Cash Rebate
New Citigold customers who deposit the specific paycheck can enjoy below rewards:
Paycheck Cash Rebate ≥ HK$80,000 HK$800 Cash Rebate ≥ HK$50,000 HK$500 Cash Rebate ≥ HK$30,000 HK$300 Cash Rebate
- Annual Offer - Up to HK$1,800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy: Averge Daily Fund Rewards ≥ HK$2,500,000 HK$1,800 Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate
","Mortgage Offer - Extra HK$15,000 Cash Rebate - Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate
- Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.
","Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services","Time Deposit Offer
- Enjoy Preferential Time Deposit rates of up to 5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
- USD Preferential Time Deposit Interest Rate up to 6% p.a.
","Investment Offer - Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile® App within the first 3 calendar months from account opening
- HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4th month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4th month onward will be capped at HK$888 each month).
- No minimum brokerage fee for US stock
- Transfer HK/US/SH/SZ stock to earn up to HK$10,000 cash rewards
Stock Transfer In Offer - Up to HK$10,000 Cash Rebate
New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards: New funds amount Rewards ≥ HK$5,000,000 HK$10,000 Cash Rebate ≥ HK$3,000,000 HK$3,000 Cash Rebate ≥ HK$1,000,000 HK$1,000 Cash Rebate ≥ HK$500,000 HK$500 Cash Rebate
- Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value (\"Total Stock Net Value\") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
","Refer your friends now
- For 1 successful referral of Citigold Private Client account: HK$8,888 Cash Rebate for each referral
- For 2 or above Successful Referrals: HK$10,888 Cash Rebate for each referral
- For every successful referral of Citigold account, HK$2,088 Cash Rebate for each referral
- For every successful referral of Citigold and Citi NextGen account, HK$2,888 Cash Rebate for each referral","Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are
Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits: - HK$0 charge by Citi for withdrawals at Citi ATMs;
- No extra charges on overseas and online purchases
","Customer Support- 24-hour Citigold Hotline
- Citi Live Chat: supports text/audio/video chat
"],"title":"Features"},"fees":[],"functional":{"defaults":null,"fees":null,"metaData":{"alias":""},"rateTableEntries":null},"id":"bltf846b6dd3d550078_20_en-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png"},"imageOrientation":null,"interestRateTiers":null,"productName":"Citigold Account","productPrivileges":null,"promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltacd109d89e5c3fb9/654218561680320407c3b0cb/20231030-[BKA]-Citigold-campaign-(Nov-2023)-D-PJ23_0751-Campaign_Static-banner_EN_OP.jpg"},"bannerText":"[Till 2 January 6 p.m.] Get rewarded with Bose QuietComfort Ultra Earbuds (valued at $2,299) OR HK$2,000 Apple Gift Card/HKTVmall Voucher / Lee Gardens Gift card / Klook Voucher exclusively from MoneyHero when you successfully open a Citigold account via MoneyHero and maintaining a minimum Citigold balance of HK$1,500,000!Maintaining a minimum Citigold balance of HK$2,500,000, get rewarded with Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) OR HK$3,500 Apple Gift Card/HKTVmall Voucher/Lee Gardens Gift card/Klook Voucher!
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</br>HK$ Time Deposit: Up to 5%
</br>Foreign Currency Time Deposit: Up to 6%]}, productName=Citigold Account, title=HK.BA.CITI0008.CITIBANKPAYROLLACCOUNT, features={title=Features, pros=[<p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> <li>New Citi customers get rewarded with one of the following gifts by fulfilling the following requirements:</li> </ul> <table style="width: 100%;"> <tbody> <tr> <td style="width: 25.9038%; text-align: left;"><strong> Offer Requirements</strong></td> <td style="width: 47.8855%; text-align: left;"><strong> Offers</strong></td> </tr> <tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">Maintain HK$1.5 million funds</td> <td style="width: 47.8855%; border-top: 1px solid #a9a9a9; text-align: left;"> <ul> <li>Bose QuietComfort Ultra Earbuds (valued at $2,299) OR HK$2,000 Apple Gift Card/HKTVmall Voucher/ Lee Gardens Gift card/Klook Voucher </li> </ul> </td> </tr><tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">Maintain HK$2.5 million funds</td> <td style="width: 47.8855%; border-top: 1px solid #a9a9a9; text-align: left;"> <ul> <li>Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) OR HK$3,500 Apple Gift Card/HKTVmall Voucher/Lee Gardens Gift card/Klook Voucher</li> </ul> </td> </tr> </tbody> </table> <table style="width: 100%;"> <tbody> <tr> <td style="width: 25.9038%; text-align: left;"><strong> Important Dates</strong></td> <td style="width: 47.8855%; text-align: left;"><strong> Requirements</strong></td> </tr> <tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">From 30 November 2023 6 p.m. till 2 January 2024 6 p.m.</td> <td style="width: 47.8855%; border-top: 1px solid #a9a9a9; text-align: left;">New Citi Customers who successfully apply for Citigold account via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer.</td> </tr> <tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">Within 7 days of receiving the form</td> <td style="width: 47.8855%; border-top: 1px solid #a9a9a9; text-align: left;">Submit the reward redemption form sent via email previously.</td> </tr> <tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">On or before 9 January 2024</td> <td style="width: 47.8855%; border-top: 1px solid #a9a9a9; text-align: left;">The account must be successfully opened</td> </tr> <tr> <td style="width: 25.9038%; border-top: 1px solid #a9a9a9; text-align: left;">Maintain designated funds till 31 March 2024</td> </tr> </tbody> </table> <ul> <li>Tips: <ul> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure coupon reward eligibility</a></li> <li>Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).</li> <li>Upload all required documents when you apply for the card to facilitate the approval process.</li> <li>After submitting your application via MoneyHero, you might be asked to proceed to branches for completing your account opening process. Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href="https://moneyhero.link/bka-citigold-tnc-listing" target="_blank" rel="noopener">Terms and Conditions</a>.</li> </ul> </li> </ul>, <p><strong>Account Opening Offer - Up to HK$41,600 Cash Rebate</strong></p> <ul> <li><strong>Digital Channel Offer - HK$500 Cash Rebate</strong><br />New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:</li> </ul> <table style="width: 100%;"> <tbody> <tr> <td style="text-align: center; height: 50px; width: 50%;"><strong>Requirements</strong></td> <td style="text-align: center; height: 50px;"><strong>Rewards</strong></td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed;"> <ul> <li>Successfully open a Citigold account through online appointment / a Citigold account through straight-through<br />remote account opening solution and fulfill New Funds Offer requirements</li> </ul> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$500 Cash Rebate</td> </tr> </tbody> </table> <ul> <li><strong>New Funds Offer - Up to HK$38,500 Cash Rebate</strong><br />New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards: <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 50%; text-align: center;"><strong>New funds amount</strong></td> <td style="text-align: center; height: 50px;"><strong>Rewards</strong></td> </tr> <tr> <td style="border-top: 1px solid #ededed;">≥ HK$5,000,000 <br />(<span style="font-weight: 400;">Including designated product balance ≥ HK$5,000,000)</span></td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$18,500 + HK$20,000 Cash Rebate</td> </tr><tr> <td style="height: 50px; border-top: 1px solid #ededed;">≥ HK$2,500,000 <br />(<span style="font-weight: 400;">Including designated product balance ≥ HK$2,500,000)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$10,000 + HK$12,000 Cash Rebate</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed;">≥ HK$1,500,000 <br />(Including designated product balance ≥ HK$1,500,000)</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$6,000 + HK$6,000 Cash Rebate</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed;">Designated product balance ≥ HK$650,000)</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$2,600 Cash Rebate</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed;"> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;"><strong>Up to HK$38,500 cash rebate</strong></td> </tr> </tbody> </table> <ul> <li>Designated products include Mortgage, Designated Investment Products and Insurance Plans</li> </ul> </li> <li><strong> Payroll Account - Up to HK$800 Cash Rebate</strong><br />New Citigold customers who deposit the specific paycheck can enjoy below rewards:</li> </ul> <table> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 357px; text-align: center;"><strong>Paycheck</strong></td> <td style="text-align: center; height: 50px; width: 313px;"><strong>Cash Rebate</strong></td> </tr> <tr> <td style="border-top: 1px solid #ededed; width: 357px;">≥ HK$80,000</td> <td style="text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;">HK$800 Cash Rebate</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #ededed; height: 18px; width: 357px;">≥ HK$50,000</td> <td style="text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;">HK$500 Cash Rebate</td> </tr><tr style="height: 18px;"> <td style="border-top: 1px solid #ededed; height: 18px; width: 357px;">≥ HK$30,000</td> <td style="text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;">HK$300 Cash Rebate</td> </tr> </tbody> </table><p><ul><li><strong>Annual Offer - Up to HK$1,800 Cash Rebate</strong><br />Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:<table style="width: 100%; height: 258px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 50%; text-align: center;"><strong>Averge Daily Fund</strong></td> <td style="text-align: center; height: 50px; width: 48.5317%;"><strong>Rewards</strong></td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #ededed; width: 50%; height: 54px;">≥ HK$2,500,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;">HK$1,800 Cash Rebate</td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #ededed; width: 50%; height: 54px;">≥ HK$1,500,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;">HK$800 Cash Rebate</td> </tr></tbody> </table> </li> </ul>, <strong>Mortgage Offer - Extra HK$15,000 Cash Rebate</strong> <ul> <li>Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate</li> <li>Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.</li> </ul>, <strong>Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services</strong>, <p><strong>Time Deposit Offer </strong></p> <ul> <li>Enjoy Preferential Time Deposit rates of up to 5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App</li> <li>USD Preferential Time Deposit Interest Rate up to 6% p.a.</li></ul>, <strong>Investment Offer</strong> <ul> <li>Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile<sup>®</sup> App within the first 3 calendar months from account opening</li> <li>HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4<sup>th</sup> month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4<sup>th</sup> month onward will be capped at HK$888 each month).</li> <li>No minimum brokerage fee for US stock</li> <li>Transfer HK/US/SH/SZ stock to earn up to HK$10,000 cash rewards</li> </ul><br/><ul><strong>Stock Transfer In Offer - Up to HK$10,000 Cash Rebate</strong><br />New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards: <table style="width: 100%; height: 258px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 50%; text-align: center;"><strong>New funds amount</strong></td> <td style="text-align: center; height: 50px; width: 48.5317%;"><strong>Rewards</strong></td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #ededed; width: 50%; height: 54px;">≥ HK$5,000,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;">HK$10,000 Cash Rebate</td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #ededed; width: 50%; height: 54px;">≥ HK$3,000,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;">HK$3,000 Cash Rebate</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 50%;">≥ HK$1,000,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;">HK$1,000 Cash Rebate</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 50%;">≥ HK$500,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;">HK$500 Cash Rebate</td> </tr> </tbody> </table> </li> <li>Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.</ul>, <strong>Refer your friends now</strong> <ul> <li>For 1 successful referral of Citigold Private Client account: HK$8,888 Cash Rebate for each referral</li><ul><li>For 2 or above Successful Referrals: HK$10,888 Cash Rebate for each referral</li></ul> <li>For every successful referral of Citigold account, HK$2,088 Cash Rebate for each referral </li><ul><li>For every successful referral of Citigold and Citi NextGen account, HK$2,888 Cash Rebate for each referral, <strong>Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are</strong><br />Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits: <ul> <li>HK$0 charge by Citi for withdrawals at Citi ATMs;</li> <li>No extra charges on overseas and online purchases</li> </ul>, <strong>Customer Support</strong><ul><li>24-hour Citigold Hotline</li><li>Citi Live Chat: supports text/audio/video chat</li></ul>], cons=[<p>Terms and conditions apply. All info and offers are subjected to Citibank's official website.</p> <ul> <li>The Promotion Period of Remote Account Opening and New Funds is from now until 31 October 2023</li> </ul>, MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months ("New Customer")., <strong>Fees You Need to Know</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50 px; width: 40%;"><strong>Item</strong></td> <td style="text-align: center; height: 50px;"> <p><strong>Fees</strong></p> </td> </tr> <tr style="height: 51px;"> <td style="height: 51px; text-align: left;">Service Fee</td> <td style="text-align: center;">HK$300<br />(Average Daily Relationship Balance of HK$1,500,000: Waived)</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Paper Statement Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$10/month</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Account closed by customer within 6 months from the date of opening</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$500</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">ATM Card Annual Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">Free</td> </tr> </tbody> </table>]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. 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HK$ Time Deposit: Up to 5%
Foreign Currency Time Deposit: Up to 6%]}, productName=Citigold Account, title=HK.BA.CITI0008.CITIBANKPAYROLLACCOUNT, features={title=Features, pros=[
MoneyHero Limited-Time Exclusive Offer
- New Citi customers get rewarded with one of the following gifts by fulfilling the following requirements:
Offer Requirements Offers Maintain HK$1.5 million funds - Bose QuietComfort Ultra Earbuds (valued at $2,299) OR HK$2,000 Apple Gift Card/HKTVmall Voucher/ Lee Gardens Gift card/Klook Voucher
Maintain HK$2.5 million funds - Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) OR HK$3,500 Apple Gift Card/HKTVmall Voucher/Lee Gardens Gift card/Klook Voucher
Important Dates Requirements From 30 November 2023 6 p.m. till 2 January 2024 6 p.m. New Citi Customers who successfully apply for Citigold account via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer. Within 7 days of receiving the form Submit the reward redemption form sent via email previously. On or before 9 January 2024 The account must be successfully opened Maintain designated funds till 31 March 2024
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
- Upload all required documents when you apply for the card to facilitate the approval process.
- After submitting your application via MoneyHero, you might be asked to proceed to branches for completing your account opening process. Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
, Account Opening Offer - Up to HK$41,600 Cash Rebate
- Digital Channel Offer - HK$500 Cash Rebate
New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:
Requirements Rewards - Successfully open a Citigold account through online appointment / a Citigold account through straight-through
remote account opening solution and fulfill New Funds Offer requirements
HK$500 Cash Rebate
- New Funds Offer - Up to HK$38,500 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards: New funds amount Rewards ≥ HK$5,000,000
(Including designated product balance ≥ HK$5,000,000) HK$18,500 + HK$20,000 Cash Rebate ≥ HK$2,500,000
(Including designated product balance ≥ HK$2,500,000) HK$10,000 + HK$12,000 Cash Rebate ≥ HK$1,500,000
(Including designated product balance ≥ HK$1,500,000) HK$6,000 + HK$6,000 Cash Rebate Designated product balance ≥ HK$650,000) HK$2,600 Cash Rebate Up to HK$38,500 cash rebate
- Designated products include Mortgage, Designated Investment Products and Insurance Plans
- Payroll Account - Up to HK$800 Cash Rebate
New Citigold customers who deposit the specific paycheck can enjoy below rewards:
Paycheck Cash Rebate ≥ HK$80,000 HK$800 Cash Rebate ≥ HK$50,000 HK$500 Cash Rebate ≥ HK$30,000 HK$300 Cash Rebate
- Annual Offer - Up to HK$1,800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy: Averge Daily Fund Rewards ≥ HK$2,500,000 HK$1,800 Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate
, Mortgage Offer - Extra HK$15,000 Cash Rebate - Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate
- Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.
, Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services, Time Deposit Offer
- Enjoy Preferential Time Deposit rates of up to 5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
- USD Preferential Time Deposit Interest Rate up to 6% p.a.
, Investment Offer - Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile® App within the first 3 calendar months from account opening
- HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4th month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4th month onward will be capped at HK$888 each month).
- No minimum brokerage fee for US stock
- Transfer HK/US/SH/SZ stock to earn up to HK$10,000 cash rewards
Stock Transfer In Offer - Up to HK$10,000 Cash Rebate
New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards: New funds amount Rewards ≥ HK$5,000,000 HK$10,000 Cash Rebate ≥ HK$3,000,000 HK$3,000 Cash Rebate ≥ HK$1,000,000 HK$1,000 Cash Rebate ≥ HK$500,000 HK$500 Cash Rebate
- Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
, Refer your friends now
- For 1 successful referral of Citigold Private Client account: HK$8,888 Cash Rebate for each referral
- For 2 or above Successful Referrals: HK$10,888 Cash Rebate for each referral
- For every successful referral of Citigold account, HK$2,088 Cash Rebate for each referral
- For every successful referral of Citigold and Citi NextGen account, HK$2,888 Cash Rebate for each referral, Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are
Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits: - HK$0 charge by Citi for withdrawals at Citi ATMs;
- No extra charges on overseas and online purchases
, Customer Support- 24-hour Citigold Hotline
- Citi Live Chat: supports text/audio/video chat
], cons=[Terms and conditions apply. All info and offers are subjected to Citibank's official website.
- The Promotion Period of Remote Account Opening and New Funds is from now until 31 October 2023
, MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months ("New Customer")., Fees You Need to Know Item Fees
Service Fee HK$300
(Average Daily Relationship Balance of HK$1,500,000: Waived) Paper Statement Fee HK$10/month Account closed by customer within 6 months from the date of opening HK$500 ATM Card Annual Fee Free
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Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href=\"https://moneyhero.link/bka-citigold-tnc-listing\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a>.</li> </ul> </li> </ul>","<p><strong>Account Opening Offer - Up to HK$41,600 Cash Rebate</strong></p> <ul> <li><strong>Digital Channel Offer - HK$500 Cash Rebate</strong><br />New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 50%;\"><strong>Requirements</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>Rewards</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> <ul> <li>Successfully open a Citigold account through online appointment / a Citigold account through straight-through<br />remote account opening solution and fulfill New Funds Offer requirements</li> </ul> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500 Cash Rebate</td> </tr> </tbody> </table> <ul> <li><strong>New Funds Offer - Up to HK$38,500 Cash Rebate</strong><br />New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards: <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>New funds amount</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>Rewards</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">≥ HK$5,000,000 <br />(<span style=\"font-weight: 400;\">Including designated product balance ≥ HK$5,000,000)</span></td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$18,500 + HK$20,000 Cash Rebate</td> </tr><tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">≥ HK$2,500,000 <br />(<span style=\"font-weight: 400;\">Including designated product balance ≥ HK$2,500,000)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$10,000 + HK$12,000 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">≥ HK$1,500,000 <br />(Including designated product balance ≥ HK$1,500,000)</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000 + HK$6,000 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Designated product balance ≥ HK$650,000)</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$2,600 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\"><strong>Up to HK$38,500 cash rebate</strong></td> </tr> </tbody> </table> <ul> <li>Designated products include Mortgage, Designated Investment Products and Insurance Plans</li> </ul> </li> <li><strong> Payroll Account - Up to HK$800 Cash Rebate</strong><br />New Citigold customers who deposit the specific paycheck can enjoy below rewards:</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>Paycheck</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>Cash Rebate</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">≥ HK$80,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$800 Cash Rebate</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">≥ HK$50,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$500 Cash Rebate</td> </tr><tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">≥ HK$30,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$300 Cash Rebate</td> </tr> </tbody> </table><p><ul><li><strong>Annual Offer - Up to HK$1,800 Cash Rebate</strong><br />Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:<table style=\"width: 100%; height: 258px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>Averge Daily Fund</strong></td> <td style=\"text-align: center; height: 50px; width: 48.5317%;\"><strong>Rewards</strong></td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$2,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$1,800 Cash Rebate</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$1,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$800 Cash Rebate</td> </tr></tbody> </table> </li> </ul>","<strong>Mortgage Offer - Extra HK$15,000 Cash Rebate</strong> <ul> <li>Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate</li> <li>Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.</li> </ul>","<strong>Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services</strong>","<p><strong>Time Deposit Offer </strong></p> <ul> <li>Enjoy Preferential Time Deposit rates of up to 5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App</li> <li>USD Preferential Time Deposit Interest Rate up to 6% p.a.</li></ul>","<strong>Investment Offer</strong> <ul> <li>Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile<sup>®</sup> App within the first 3 calendar months from account opening</li> <li>HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4<sup>th</sup> month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4<sup>th</sup> month onward will be capped at HK$888 each month).</li> <li>No minimum brokerage fee for US stock</li> <li>Transfer HK/US/SH/SZ stock to earn up to HK$10,000 cash rewards</li> </ul><br/><ul><strong>Stock Transfer In Offer - Up to HK$10,000 Cash Rebate</strong><br />New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards: <table style=\"width: 100%; height: 258px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>New funds amount</strong></td> <td style=\"text-align: center; height: 50px; width: 48.5317%;\"><strong>Rewards</strong></td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$10,000 Cash Rebate</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$3,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$3,000 Cash Rebate</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 50%;\">≥ HK$1,000,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;\">HK$1,000 Cash Rebate</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 50%;\">≥ HK$500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;\">HK$500 Cash Rebate</td> </tr> </tbody> </table> </li> <li>Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value (\"Total Stock Net Value\") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.</ul>","<strong>Refer your friends now</strong> <ul> <li>For 1 successful referral of Citigold Private Client account: HK$8,888 Cash Rebate for each referral</li><ul><li>For 2 or above Successful Referrals: HK$10,888 Cash Rebate for each referral</li></ul> <li>For every successful referral of Citigold account, HK$2,088 Cash Rebate for each referral </li><ul><li>For every successful referral of Citigold and Citi NextGen account, HK$2,888 Cash Rebate for each referral","<strong>Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are</strong><br />Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits: <ul> <li>HK$0 charge by Citi for withdrawals at Citi ATMs;</li> <li>No extra charges on overseas and online purchases</li> </ul>","<strong>Customer Support</strong><ul><li>24-hour Citigold Hotline</li><li>Citi Live Chat: supports text/audio/video chat</li></ul>"],"cons":["<p>Terms and conditions apply. All info and offers are subjected to Citibank's official website.</p> <ul> <li>The Promotion Period of Remote Account Opening and New Funds is from now until 31 October 2023</li> </ul>","MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months (\"New Customer\").","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">HK$300<br />(Average Daily Relationship Balance of HK$1,500,000: Waived)</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Paper Statement Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$10/month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 6 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Free</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href=\"https://moneyhero.link/bka-citigold-tnc-listing\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a>.</li> </ul> </li> </ul>","<p><strong>Account Opening Offer - Up to HK$41,600 Cash Rebate</strong></p> <ul> <li><strong>Digital Channel Offer - HK$500 Cash Rebate</strong><br />New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 50%;\"><strong>Requirements</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>Rewards</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> <ul> <li>Successfully open a Citigold account through online appointment / a Citigold account through straight-through<br />remote account opening solution and fulfill New Funds Offer requirements</li> </ul> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500 Cash Rebate</td> </tr> </tbody> </table> <ul> <li><strong>New Funds Offer - Up to HK$38,500 Cash Rebate</strong><br />New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards: <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>New funds amount</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>Rewards</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">≥ HK$5,000,000 <br />(<span style=\"font-weight: 400;\">Including designated product balance ≥ HK$5,000,000)</span></td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$18,500 + HK$20,000 Cash Rebate</td> </tr><tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">≥ HK$2,500,000 <br />(<span style=\"font-weight: 400;\">Including designated product balance ≥ HK$2,500,000)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$10,000 + HK$12,000 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">≥ HK$1,500,000 <br />(Including designated product balance ≥ HK$1,500,000)</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000 + HK$6,000 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Designated product balance ≥ HK$650,000)</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$2,600 Cash Rebate</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\"><strong>Up to HK$38,500 cash rebate</strong></td> </tr> </tbody> </table> <ul> <li>Designated products include Mortgage, Designated Investment Products and Insurance Plans</li> </ul> </li> <li><strong> Payroll Account - Up to HK$800 Cash Rebate</strong><br />New Citigold customers who deposit the specific paycheck can enjoy below rewards:</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>Paycheck</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>Cash Rebate</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">≥ HK$80,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$800 Cash Rebate</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">≥ HK$50,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$500 Cash Rebate</td> </tr><tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">≥ HK$30,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$300 Cash Rebate</td> </tr> </tbody> </table><p><ul><li><strong>Annual Offer - Up to HK$1,800 Cash Rebate</strong><br />Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:<table style=\"width: 100%; height: 258px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>Averge Daily Fund</strong></td> <td style=\"text-align: center; height: 50px; width: 48.5317%;\"><strong>Rewards</strong></td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$2,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$1,800 Cash Rebate</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$1,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$800 Cash Rebate</td> </tr></tbody> </table> </li> </ul>","<strong>Mortgage Offer - Extra HK$15,000 Cash Rebate</strong> <ul> <li>Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate</li> <li>Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.</li> </ul>","<strong>Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services</strong>","<p><strong>Time Deposit Offer </strong></p> <ul> <li>Enjoy Preferential Time Deposit rates of up to 5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App</li> <li>USD Preferential Time Deposit Interest Rate up to 6% p.a.</li></ul>","<strong>Investment Offer</strong> <ul> <li>Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile<sup>®</sup> App within the first 3 calendar months from account opening</li> <li>HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4<sup>th</sup> month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4<sup>th</sup> month onward will be capped at HK$888 each month).</li> <li>No minimum brokerage fee for US stock</li> <li>Transfer HK/US/SH/SZ stock to earn up to HK$10,000 cash rewards</li> </ul><br/><ul><strong>Stock Transfer In Offer - Up to HK$10,000 Cash Rebate</strong><br />New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards: <table style=\"width: 100%; height: 258px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>New funds amount</strong></td> <td style=\"text-align: center; height: 50px; width: 48.5317%;\"><strong>Rewards</strong></td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$10,000 Cash Rebate</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #ededed; width: 50%; height: 54px;\">≥ HK$3,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 48.5317%; height: 54px;\">HK$3,000 Cash Rebate</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 50%;\">≥ HK$1,000,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;\">HK$1,000 Cash Rebate</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 50%;\">≥ HK$500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 48.5317%;\">HK$500 Cash Rebate</td> </tr> </tbody> </table> </li> <li>Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value (\"Total Stock Net Value\") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.</ul>","<strong>Refer your friends now</strong> <ul> <li>For 1 successful referral of Citigold Private Client account: HK$8,888 Cash Rebate for each referral</li><ul><li>For 2 or above Successful Referrals: HK$10,888 Cash Rebate for each referral</li></ul> <li>For every successful referral of Citigold account, HK$2,088 Cash Rebate for each referral </li><ul><li>For every successful referral of Citigold and Citi NextGen account, HK$2,888 Cash Rebate for each referral","<strong>Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are</strong><br />Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits: <ul> <li>HK$0 charge by Citi for withdrawals at Citi ATMs;</li> <li>No extra charges on overseas and online purchases</li> </ul>","<strong>Customer Support</strong><ul><li>24-hour Citigold Hotline</li><li>Citi Live Chat: supports text/audio/video chat</li></ul>"],"cons":["<p>Terms and conditions apply. All info and offers are subjected to Citibank's official website.</p> <ul> <li>The Promotion Period of Remote Account Opening and New Funds is from now until 31 October 2023</li> </ul>","MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months (\"New Customer\").","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">HK$300<br />(Average Daily Relationship Balance of HK$1,500,000: Waived)</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Paper Statement Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$10/month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 6 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Free</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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HSBC is one of the largest banks in Hong Kong, with a history spanning over 150 years in the region. HSBC delivers highly accessible banking tailored to local residents and expatriates alike.
With over 400 branches and service points across Hong Kong, HSBC is one of the most convenient banks if you need in-person help often. As it is presence is so ubiquitous, it does not participate in the Jetco network, bank users can access cash and ATM services from HSBC and Hang Seng ATMs.
You can apply to open the following HSBC bank accounts with the HSBC app:
Relationship Balance Requirement | Under Balance Fee (per month) |
Special Services | |
---|---|---|---|
HSBC one | N/A | N/A |
|
HSBC Premier | HK$1mil | HK$380 |
|
To open a Hong Kong HSBC bank account as an international customer, you must hold an eligible HKID or passport, be aged between 18-64 and reside in one of the following regions:
The bank may ask for further documents to support your application.
HK$1.5 mil
Welcome Offer - up to HK$48,000 rewards
Referral Offer - up to HK$7,500 cash rewards
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- Terms and Conditions apply.
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null
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Similar to HSBC, Standard Chartered has a long history of presence in Hong Kong, with over 50 branches in the city. Standard Chartered offers three levels of retail banking, with two of them available free of maintenance fees even under the relationship balance requirement.
Standard Chartered ATMs are part of the Jetco network, so account holders can easily access cash and ATM services at one of 3000 ATMs across Hong Kong.
You can apply to open the following Standard Chartered bank accounts with the SC Mobile App :
Relationship Balance Requirement | Under Balance Fee (per quarter) |
Special Services | |
---|---|---|---|
Easy Banking | N/A | N/A |
|
Premium Banking | HK$200k | N/A |
|
Priority Banking | HK$1 mil. | HK$900 |
|
New Funds Growth Amount | Cash Rebate / Asia Miles |
HK$800,000 or above | HK$900 / 9,000 Asia Miles |
HK$500,000 to less than HK$800,000 | HK$700 / 7,000 Asia Miles |
HK$200,000 to less than HK$500,000 | HK$500 / 5,000 Asia Miles |
1.88% p.a. HKD Preferential Savings Interest Rate Offer
Daily balance in the Designated HKD Savings Account | Savings rate applicable to the corresponding balance tier |
HK$1 to HK$50,000 | Preferential Savings Rate: 1.88% p.a. |
HK$50,000 above | Prevailing Savings Rate: 0.001% p.a. |
Item | Fees |
Service Fee | Free |
Paper Statement Fee | HK$5 per month |
Account closed by customer within 3 months from the date of opening | HK$200 |
ATM Card Annual Fee | Free |
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Service Fee Free Paper Statement Fee HK$5 per month Account closed by customer within 3 months from the date of opening HK$200 ATM Card Annual Fee Free
"],"pros":["New Funds Growth Offer - Earn up to HK$900 Cash Rebate or 9,000 Asia Miles for designated new funds deposited New Funds Growth Amount Cash Rebate / Asia Miles
HK$800,000 or above HK$900 / 9,000 Asia Miles HK$500,000 to less than HK$800,000 HK$700 / 7,000 Asia Miles HK$200,000 to less than HK$500,000 HK$500 / 5,000 Asia Miles
","1.88% p.a. HKD Preferential Savings Interest Rate Offer
- Customers are required to fulfill ALL of the requirements in the following sub-clauses in order to enjoy the Preferential Savings Interest Rate Offer:
- Successfully submit an application for, and open, an Integrated Deposit Account (\"IDA\") via SC Mobile during the Promotion Period; AND
- When the IDA has been successfully opened, complete the account setup and sign up for the Promotion via
SC Mobile within 30 days after submitting the application; AND - Successfully sign up for Priority Banking or Premium Banking or Easy Banking via SC Mobile during the
Promotion Period
- Upon fulfilling the sub-clauses above, an eligible customer can enjoy the corresponding savings rate for his / her sub HKD Saving Account under IDA which is opened via SC Mobile within the Promotion Period according to the deposit balance below for three months starting from the third
business days after successfully signing up for Priority Banking or Premium Banking or Easy Banking via SC Mobile:
Daily balance in the Designated HKD
Savings Account Savings rate applicable to the corresponding balance tier HK$1 to HK$50,000 Preferential Savings Rate: 1.88% p.a. HK$50,000 above Prevailing Savings Rate: 0.001% p.a.
","Accounts include Savings Account, Current Account, ATM Card, RMB Deposit Services, Credit Card, Mobile FX Platform, Securities Services, Personal Loans, Salary BonusPack and Insurance Services","Transfer to UK and Euro zone countries earliest within the same day. Online fund transfer to 6 countries zones with $0 service fee.- From now till 30 September 2021, enjoy $0 service fee when you transfer funds to Australia, Canada, Euro Zone countries, UK and US. The transaction amount must be equal to or below US$48,000 (or equivalent currency).
- UK and Euro zone countries : available earliest within the same day; Singapore, Australia, Canada and the US : available earliest on the next day
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Opening Balance}, sortValue=200000000, displayValue=200,000, tooltip=null, description=, prefix=HK$, suffix=}, {__typename=CompareElementSimple, title={key=INTEREST_RATE, display=Saving Account Rate}, sortValue=-1, displayValue=0.001, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_REWARD, display=Welcome Offers}, sortValue=-900000, displayValue=900, tooltip=null, description=, prefix=HK$, suffix=}], ctaButton=null, functional={metaData={alias=}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=Standard Chartered}, description={shortDescription=[Earn up to HK$900 Cash Rebate or 9,000 Asia Miles for designated new funds deposited, Open account at branches / through SC Mobile App / through online enrollment]}, productName=Standard Chartered Premium Banking Account, title=HK.BA.STCH0002.PREMIUMBANKINGSALARYBONUSPACK, features={title=Features, pros=[<strong>New Funds Growth Offer - Earn up to HK$900 Cash Rebate or 9,000 Asia Miles for designated new funds deposited</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50 px; width: 40%;"><strong>New Funds Growth Amount</strong></td> <td style="text-align: center; height: 50px;"> <p><strong>Cash Rebate / Asia Miles</strong></p> </td> </tr> <tr style="height: 51px;"> <td style="height: 51px; text-align: left;">HK$800,000 or above</td> <td style="text-align: center;">HK$900 / 9,000 Asia Miles</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">HK$500,000 to less than HK$800,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$700 / 7,000 Asia Miles</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">HK$200,000 to less than HK$500,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$500 / 5,000 Asia Miles</td> </tr> </tbody> </table>, <p><strong>1.88% p.a. HKD Preferential Savings Interest Rate Offer</strong></p> <ul> <li>Customers are required to fulfill ALL of the requirements in the following sub-clauses in order to enjoy the Preferential Savings Interest Rate Offer: <ul> <li>Successfully submit an application for, and open, an Integrated Deposit Account ("IDA") via SC Mobile during the Promotion Period; AND</li> <li>When the IDA has been successfully opened, complete the account setup and sign up for the Promotion via<br />SC Mobile within 30 days after submitting the application; AND</li> <li>Successfully sign up for Priority Banking or Premium Banking or Easy Banking via SC Mobile during the<br />Promotion Period</li> </ul> </li> <li>Upon fulfilling the sub-clauses above, an eligible customer can enjoy the corresponding savings rate for his / her sub HKD Saving Account under IDA which is opened via SC Mobile within the Promotion Period according to the deposit balance below for three months starting from the third<br />business days after successfully signing up for Priority Banking or Premium Banking or Easy Banking via SC Mobile: </li> </ul> <table style="width: 100%; height: 118px;"> <tbody> <tr style="height: 35px;"> <td style="height: 35px; width: 40%; text-align: center;"><strong>Daily balance in the Designated HKD</strong><br /><strong>Savings Account</strong></td> <td style="text-align: center; height: 50px; width: 60%;"><strong>Savings rate applicable to the corresponding balance tier </strong></td> </tr> <tr style="height: 35px;"> <td style="height: 35px; border-top: 1px solid #ededed; width: 40%; text-align: center;">HK$1 to HK$50,000</td> <td style="width: 60%; height: 50px; text-align: center; border-top: 1px solid #ededed" width="342">Preferential Savings Rate: 1.88% p.a.</td> </tr> <tr> <td style="height: 35px; border-top: 1px solid #ededed; width: 40%; text-align: center;">HK$50,000 above</td> <td style="height: 35px; width: 60%; text-align: center; border-top: 1px solid #ededed">Prevailing Savings Rate: 0.001% p.a.</td> </tr> </tbody> </table>, <strong>Accounts include Savings Account, Current Account, ATM Card, RMB Deposit Services, Credit Card, Mobile FX Platform, Securities Services, Personal Loans, Salary BonusPack and Insurance Services</li></ul>, Transfer to UK and Euro zone countries earliest within the same day. Online fund transfer to 6 countries zones with $0 service fee.<ul><li>From now till 30 September 2021, enjoy $0 service fee when you transfer funds to Australia, Canada, Euro Zone countries, UK and US. The transaction amount must be equal to or below US$48,000 (or equivalent currency).</li><li>UK and Euro zone countries : available earliest within the same day; Singapore, Australia, Canada and the US : available earliest on the next day</li></ul>], cons=[The promotion period is valid from now till 31 March 2022, Offer is only applicable to new customers who did not hold any deposit account(s), including Savings Account(s), Current / Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with Standard Chartered Bank (Hong Kong) Limited in the past 12 months from the date of the current submission of an application for an Integrated Deposit Account via SC Mobile., <strong>Fees You Need to Know</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50 px; width: 40%;"><strong>Item</strong></td> <td style="text-align: center; height: 50px;"> <p><strong>Fees</strong></p> </td> </tr> <tr style="height: 51px;"> <td style="height: 51px; text-align: left;">Service Fee</td> <td style="text-align: center;">Free</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Paper Statement Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$5 per month</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Account closed by customer within 3 months from the date of opening</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">HK$200</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">ATM Card Annual Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">Free</td> </tr> </tbody> </table>]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, value=200000, description={shortDescription=, longDescription=null, tooltip=null}}], enableCountdown=false, enableFlipBanner=false, documents=null, disclaimer=null, applicationProcess=[{type=null, data=}], fees=[], productPrivileges=null, interestRateTiers=null, imageOrientation=null})
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HK$800,000 or above HK$900 / 9,000 Asia Miles HK$500,000 to less than HK$800,000 HK$700 / 7,000 Asia Miles HK$200,000 to less than HK$500,000 HK$500 / 5,000 Asia Miles
, 1.88% p.a. HKD Preferential Savings Interest Rate Offer
- Customers are required to fulfill ALL of the requirements in the following sub-clauses in order to enjoy the Preferential Savings Interest Rate Offer:
- Successfully submit an application for, and open, an Integrated Deposit Account ("IDA") via SC Mobile during the Promotion Period; AND
- When the IDA has been successfully opened, complete the account setup and sign up for the Promotion via
SC Mobile within 30 days after submitting the application; AND - Successfully sign up for Priority Banking or Premium Banking or Easy Banking via SC Mobile during the
Promotion Period
- Upon fulfilling the sub-clauses above, an eligible customer can enjoy the corresponding savings rate for his / her sub HKD Saving Account under IDA which is opened via SC Mobile within the Promotion Period according to the deposit balance below for three months starting from the third
business days after successfully signing up for Priority Banking or Premium Banking or Easy Banking via SC Mobile:
Daily balance in the Designated HKD
Savings Account Savings rate applicable to the corresponding balance tier HK$1 to HK$50,000 Preferential Savings Rate: 1.88% p.a. HK$50,000 above Prevailing Savings Rate: 0.001% p.a.
, Accounts include Savings Account, Current Account, ATM Card, RMB Deposit Services, Credit Card, Mobile FX Platform, Securities Services, Personal Loans, Salary BonusPack and Insurance Services, Transfer to UK and Euro zone countries earliest within the same day. Online fund transfer to 6 countries zones with $0 service fee.- From now till 30 September 2021, enjoy $0 service fee when you transfer funds to Australia, Canada, Euro Zone countries, UK and US. The transaction amount must be equal to or below US$48,000 (or equivalent currency).
- UK and Euro zone countries : available earliest within the same day; Singapore, Australia, Canada and the US : available earliest on the next day
], cons=[The promotion period is valid from now till 31 March 2022, Offer is only applicable to new customers who did not hold any deposit account(s), including Savings Account(s), Current / Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with Standard Chartered Bank (Hong Kong) Limited in the past 12 months from the date of the current submission of an application for an Integrated Deposit Account via SC Mobile., Fees You Need to Know Item Fees
Service Fee Free Paper Statement Fee HK$5 per month Account closed by customer within 3 months from the date of opening HK$200 ATM Card Annual Fee Free
]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, value=200000, description={shortDescription=, longDescription=null, tooltip=null}}], enableCountdown=false, enableFlipBanner=false, documents=null, disclaimer=null, applicationProcess=[{type=null, data=}], fees=[], productPrivileges=null, interestRateTiers=null, imageOrientation=null}
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Opening Balance"},"sortValue":200000000,"displayValue":"200,000","tooltip":null,"description":"","prefix":"HK$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_RATE","display":"Saving Account Rate"},"sortValue":-1,"displayValue":"0.001","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_REWARD","display":"Welcome Offers"},"sortValue":-900000,"displayValue":"900","tooltip":null,"description":"","prefix":"HK$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":""},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"standard-chartered","providerName":"Standard Chartered"},"description":{"shortDescription":["Earn up to HK$900 Cash Rebate or 9,000 Asia Miles for designated new funds deposited","Open account at branches / through SC Mobile App / through online enrollment"]},"productName":"Standard Chartered Premium Banking Account","title":"HK.BA.STCH0002.PREMIUMBANKINGSALARYBONUSPACK","features":{"title":"Features","pros":["<strong>New Funds Growth Offer - Earn up to HK$900 Cash Rebate or 9,000 Asia Miles for designated new funds deposited</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>New Funds Growth Amount</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Cash Rebate / Asia Miles</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">HK$800,000 or above</td> <td style=\"text-align: center;\">HK$900 / 9,000 Asia Miles</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">HK$500,000 to less than HK$800,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$700 / 7,000 Asia Miles</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">HK$200,000 to less than HK$500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500 / 5,000 Asia Miles</td> </tr> </tbody> </table>","<p><strong>1.88% p.a. HKD Preferential Savings Interest Rate Offer</strong></p> <ul> <li>Customers are required to fulfill ALL of the requirements in the following sub-clauses in order to enjoy the Preferential Savings Interest Rate Offer: <ul> <li>Successfully submit an application for, and open, an Integrated Deposit Account (\"IDA\") via SC Mobile during the Promotion Period; AND</li> <li>When the IDA has been successfully opened, complete the account setup and sign up for the Promotion via<br />SC Mobile within 30 days after submitting the application; AND</li> <li>Successfully sign up for Priority Banking or Premium Banking or Easy Banking via SC Mobile during the<br />Promotion Period</li> </ul> </li> <li>Upon fulfilling the sub-clauses above, an eligible customer can enjoy the corresponding savings rate for his / her sub HKD Saving Account under IDA which is opened via SC Mobile within the Promotion Period according to the deposit balance below for three months starting from the third<br />business days after successfully signing up for Priority Banking or Premium Banking or Easy Banking via SC Mobile: </li> </ul> <table style=\"width: 100%; height: 118px;\"> <tbody> <tr style=\"height: 35px;\"> <td style=\"height: 35px; width: 40%; text-align: center;\"><strong>Daily balance in the Designated HKD</strong><br /><strong>Savings Account</strong></td> <td style=\"text-align: center; height: 50px; width: 60%;\"><strong>Savings rate applicable to the corresponding balance tier </strong></td> </tr> <tr style=\"height: 35px;\"> <td style=\"height: 35px; border-top: 1px solid #ededed; width: 40%; text-align: center;\">HK$1 to HK$50,000</td> <td style=\"width: 60%; height: 50px; text-align: center; border-top: 1px solid #ededed\" width=\"342\">Preferential Savings Rate: 1.88% p.a.</td> </tr> <tr> <td style=\"height: 35px; border-top: 1px solid #ededed; width: 40%; text-align: center;\">HK$50,000 above</td> <td style=\"height: 35px; width: 60%; text-align: center; border-top: 1px solid #ededed\">Prevailing Savings Rate: 0.001% p.a.</td> </tr> </tbody> </table>","<strong>Accounts include Savings Account, Current Account, ATM Card, RMB Deposit Services, Credit Card, Mobile FX Platform, Securities Services, Personal Loans, Salary BonusPack and Insurance Services</li></ul>","Transfer to UK and Euro zone countries earliest within the same day. Online fund transfer to 6 countries zones with $0 service fee.<ul><li>From now till 30 September 2021, enjoy $0 service fee when you transfer funds to Australia, Canada, Euro Zone countries, UK and US. The transaction amount must be equal to or below US$48,000 (or equivalent currency).</li><li>UK and Euro zone countries : available earliest within the same day; Singapore, Australia, Canada and the US : available earliest on the next day</li></ul>"],"cons":["The promotion period is valid from now till 31 March 2022","Offer is only applicable to new customers who did not hold any deposit account(s), including Savings Account(s), Current / Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with Standard Chartered Bank (Hong Kong) Limited in the past 12 months from the date of the current submission of an application for an Integrated Deposit Account via SC Mobile.","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">Free</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Paper Statement Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$5 per month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 3 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$200</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Free</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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Online fund transfer to 6 countries zones with $0 service fee.<ul><li>From now till 30 September 2021, enjoy $0 service fee when you transfer funds to Australia, Canada, Euro Zone countries, UK and US. The transaction amount must be equal to or below US$48,000 (or equivalent currency).</li><li>UK and Euro zone countries : available earliest within the same day; Singapore, Australia, Canada and the US : available earliest on the next day</li></ul>"],"cons":["The promotion period is valid from now till 31 March 2022","Offer is only applicable to new customers who did not hold any deposit account(s), including Savings Account(s), Current / Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with Standard Chartered Bank (Hong Kong) Limited in the past 12 months from the date of the current submission of an application for an Integrated Deposit Account via SC Mobile.","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; text-align: left;\">Service Fee</td> <td style=\"text-align: center;\">Free</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Paper Statement Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$5 per month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Account closed by customer within 3 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$200</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">Free</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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A relative newcomer to the Hong Kong bank market, China CITIC has over 20 branches in the city. Bringing with it ties with the mainland, China CITIC prides itself on offering market news and insights provided by its own securities brokerage firm, which is backed by the largest capitalised Mainland securities house.
CITIC bank account holders can access one of the 3000 Jetco ATMs in Hong Kong to withdraw cash and access ATM services.
You can apply to open the following China CITIC bank accounts with the CITIC inMotion App :
Relationship Balance Requirement | Under Balance Fee (per quarter) |
Special Services | |
---|---|---|---|
inMotion | N/A | N/A |
|
CITICfirst | HK$1 mil. | N/A |
|
MoneyHero Limited-Time Exclusive Offer
Important Dates | Requirements |
4 December 2023 6 p.m. to 29 December 2023 12 noon | New customers who successfully joined CITICfirst service with MoneyHero promo code “2MHCF2301” via inMotion |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
On or before 31 January 2024 | The account must be successfully opened and deposit HK$1,000,000 or above eligible new funds |
Maintain the specified new fund amount till 15 May 2024 |
Item | Rewards |
CITICfirst Welcome Reward | Up to HK$2,000 Credit Card Free Spending Credit |
CNCBI Jewel World Mastercard Card |
|
CITICfirst Customer Referral Reward
| Up to HK$18,000 Cash Reward |
Privileged offer for Appointment Gift | HK$300 Shopping Coupon |
CITICfirst Investment Offer
| Up to HK$49,188 Reward |
MONOPOLY Deposit | Up to 7.28% p.a. Savings Interest Rate |
Exclusive PAYROLLplus Account Privileges | Up to HK$900 |
Item | Fees |
Service Fee | China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000 |
ATM Card Annual Fee | - |
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Service Fee China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000 ATM Card Annual Fee -
","“New-To-Bank Customer” : Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint names account) with the Bank within the 12 months immediately preceding the account opening month of CITICfirst service.","CITICfirst Welcome Reward: New CITICfirst customer need to reach designated Total Balance Growth Amount. “Total Balance Growth Amount” refers to the net increase when comparing a customer’s average Total Balance of the 1st to 3rd consecutive calendar months after joining CITICfirst with the Total Balance on 31 August 2023. If customer is a New-To-Bank Customer, his/her Total Balance on 31 August 2023 is regarded as HK$0.","At the time of crediting the Total Balance Growth Credit Card Free Spending Credit, the Total Balance Growth Eligible Customer should still maintain CITIC𝘧𝘪𝘳𝘴𝘵 status, One Account, e-Statement Service of Consolidated Statement, inMotion service & successfully login inMotion mobile app at least once, the monthly Total Balance of HK$1,000,000 (or equivalent) or above AND have a valid CNCBI Jewel World Mastercard with the Bank, and Total Balance Growth Eligible Customer’s card account must remain valid, in good credit standing and not ","The above offers are subject to terms and conditions. Please refer to related terms and conditions for CITICfirst promotion and other wealth management product offers for details ","Reminder: To borrow or not to borrow? Borrow only if you can repay!","Investment involves risk. Please refer to the website for all Risk Disclosure Statements for Investment Products","Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 December 2023, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply."],"pros":["MoneyHero Limited-Time Exclusive Offer
\t- From 4 December 6 p.m. till 29 December 2023 12 noon, new customers who successfully join CITICfirst service via inMotion by using MoneyHero promo code "2MHCF2301" and fulfilling the following requirements are entitled to Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color) OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher
\t \t\t \t\t\tImportant Dates \t\t\tRequirements \t\t \t\t \t\t\t4 December 2023 6 p.m. to 29 December 2023 12 noon \t\t\t \t\t\tNew customers who successfully joined CITICfirst service with MoneyHero promo code “2MHCF2301” via inMotion
\t\t\t \t\t \t\t \t\t\tWithin 7 days of receiving the form \t\t\tSubmit the reward redemption form sent via email previously. \t\t \t\t \t\t\t \t\t\tOn or before 31 January 2024
\t\t\t \t\t\tThe account must be successfully opened and deposit HK$1,000,000 or above eligible new funds \t\t \t\t \t\t\tMaintain the specified new fund amount till 15 May 2024 \t\t\t \t\t \t
\t- Tips: \t
\t\t- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
\t\t- Upload all required documents when you apply for the card to facilitate the approval process.
\t\t- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
\t\t- The appliation of CITICfirst service will be processed within 7 working days upon the Multi-currencies Statement Savings Account has been opened, if apply for CITICfirst service via inMotion . A confirmation SMS will be sent out when it is completed.
\t
\t
"," \t \t\t \t\t\tItem \t\t\tRewards \t\t \t\t \t\t\tCITICfirst Welcome Reward \t\t\t \t\t\tUp to HK$2,000 Credit Card Free Spending Credit
\t\t\t \t\t \t\t \t\t\tCNCBI Jewel World Mastercard Card \t\t\t \t\t\t \t\t\t- Perpetual annual fee waiver
- Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)
- Complimentary world-wide family travel insurance of coverage amount up to US$100,000
\t\t\t \t\t \t\t \t\t\tCITICfirst Customer Referral Reward \t\t\t \t\t\t\t- Upon every successful new CITICfirst customer referral\u000BHK$900 cash reward
\t
\t\t\t \t\t\tUp to HK$18,000 Cash Reward \t\t \t\t \t\t\tPrivileged offer for Appointment Gift \t\t\tHK$300 Shopping Coupon \t\t \t\t \t\t\tCITICfirst Investment Offer \t\t\t \t\t\t\t- Investment Transactions Offer up to HK$5,000 Cash Reward, Investment Funds Transfer-In Offer up to HK$12,000 Cash Reward, 0% Online Investment Fund Subscription Fee Offer up to HK$5,000 Cash Reward , Foreign Exchange Offer up to HK$2,500 Cash Reward,Structured Deposit and Currency Linked Deposit Offer up to HK$15,800 Reward, Securities Trading Offer (a lucky draw chance to win up to Lifetime HK$0 brokerage commission for securities purchases via inMotion \"Rewards Go!\"), Equity Linked Structure Products up to HK$8,888 Reward
\t\t\t
\t\t\t \t\t\tUp to HK$49,188 Reward \t\t \t\t \t\t\tMONOPOLY Deposit \t\t\tUp to 7.28% p.a. Savings Interest Rate \t\t \t\t \t\t\t \t\t\tExclusive PAYROLLplus Account Privileges
\t\t\t \t\t\t \t\t\tUp to HK$900
\t\t\t \t\t \t
"],"title":"Features"},"fees":[],"functional":{"defaults":null,"fees":null,"metaData":{"alias":""},"rateTableEntries":null},"id":"blt8a74ada86a1c18a6_23_en-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt3ce81b937fa9d63d/63da0ee227e8ed165f5ac608/Citicfirst_Logo.jpg"},"imageOrientation":null,"interestRateTiers":null,"productName":"CNCBI CITICfirst Service","productPrivileges":null,"promotional":{"bannerImage":null,"bannerText":"[Till 29 December 12 noon] New customer can enjoy MoneyHero Exclusive Offer of Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color) OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher upon joining CITICfirst service with promo code “2MHCF2301” via inMotion, and deposit the specified new fund amount before the designated date as well as maintain the specified new fund amount till the designated date.","countdown":{"date":{"endDate":"2023-01-31T10:00:00.000Z","startDate":null},"displayProductPage":true,"text":"Last Chance"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero Exclusive Offer","key":"EXCLUSIVE"}]},"provider":{"alias":"china-citic-bank","providerName":"China CITIC Bank International"},"title":"HK.BA.CCBI0005.CITICFIRSTPAYROLLPLUSACCOUNT"}
(SizeLimitingPyMap: {__typename=BankAccount, id=blt8a74ada86a1c18a6_23_en-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt3ce81b937fa9d63d/63da0ee227e8ed165f5ac608/Citicfirst_Logo.jpg, description=null, dimension=null}, featured=true, promotional={bannerText=<strong>[Till 29 December 12 noon]</strong> New customer can enjoy MoneyHero Exclusive Offer of <strong>Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR </strong><span><strong>DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color)</strong></span><strong> OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher </strong>upon joining CITIC<em>first</em> service with promo code “<strong>2MHCF2301</strong>” via inMotion, and deposit the specified new fund amount before the designated date as well as maintain the specified new fund amount till the designated date., bannerImage=null, countdown={text=Last Chance, displayProductPage=true, date={startDate=null, endDate=2023-01-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero Exclusive Offer}]}, comparables=[{__typename=CompareElementSimple, title={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, sortValue=1000000000, displayValue=1,000,000, tooltip=null, description=, prefix=HK$, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_REWARD, display=Welcome Offers}, sortValue=-55736000, displayValue=55,736, tooltip=null, description=Join CITIC𝘧𝘪𝘳𝘴𝘵 to enjoy Welcome Reward up to HK$55,736, prefix=HK$, suffix=}], ctaButton={label=Apply Now, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEasgFodHRwczovL2Zvcm0tcmV3YXJkcy5tb25leWhlcm8uY29tLmhrL3YyLz9xPU1qa3hPQ00xWVdZeFltUm1ORE0wTUdJellXUmpOV1E1T0RBMU1UUTROekppTWpkaU1RPT0mc291cmNlPXJlc3VsdC1wYWdlJmxhbmc9ZW4mcHJvZHVjdF9pZD1ISy5CQS5DQ0JJMDAwNS5DSVRJQ0ZJUlNUUEFZUk9MTFBMVVNBQ0NPVU5U.EX8xZI1l4Q96TerHe8vqTh01g6iCYhgt-F-8QChMBtrt6k3aFHtZ2bLrddRB0iyQAV0CLxlTa3wXdqd7wA7-Ag, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=china-citic-bank, providerName=China CITIC Bank International}, description={shortDescription=[CITIC<em>first</em> Welcome Reward up to HK$55,736
]}, productName=CNCBI CITICfirst Service, title=HK.BA.CCBI0005.CITICFIRSTPAYROLLPLUSACCOUNT, features={title=Features, pros=[<p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> <li>From 4 December 6 p.m. till 29 December 2023 12 noon, new customers who successfully join CITIC<em>first</em> service via inMotion by using MoneyHero promo code "<strong>2MHCF2301</strong>" and fulfilling the following requirements are entitled to Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color) OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher</li> </ul> <table style="height:194px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:29.0509%"><strong>Important Dates</strong></td> <td style="height:30px"><strong>Requirements</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:29.0509%">4 December 2023 6 p.m. to 29 December 2023 12 noon</td> <td style="height:50px; width:43.8343%"> <p>New customers who successfully joined CITIC<em>first</em> service with MoneyHero promo code “2MHCF2301” via inMotion</p> </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:29.0509%">Within 7 days of receiving the form</td> <td style="border-top:1px solid #ededed; height:50px; width:31.0011%">Submit the reward redemption form sent via email previously.</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:29.0509%"> <p>On or before 31 January 2024</p> </td> <td style="border-top:1px solid #ededed; height:50px; width:31.0011%">The account must be successfully opened and deposit HK$1,000,000 or above eligible new funds</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:31.0011%">Maintain the specified new fund amount till 15 May 2024</td> <td style="border-top:1px solid #ededed; height:30px; width:31.0011%"> </td> </tr> </tbody> </table> <ul> <li>Tips: <ul> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure coupon reward eligibility</a></li> <li>Upload all required documents when you apply for the card to facilitate the approval process.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href="https://moneyhero.link/bka-citic-citicfirst-tnc-listing">Terms and Conditions</a>.</li> <li>The appliation of CITIC<em>first</em> service will be processed within 7 working days upon the Multi-currencies Statement Savings Account has been opened, if apply for CITIC<em>first</em> service via inMotion . A confirmation SMS will be sent out when it is completed.</li> </ul> </li> </ul>, <table style="width:100%"> <tbody> <tr> <td style="height:50px; width:60%"><strong>Item</strong></td> <td style="height:50px; text-align:center; width:40%"><strong>Rewards</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:left; width:60%">CITIC<em>first </em>Welcome Reward</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%"> <p>Up to HK$2,000 Credit Card Free Spending Credit</p> </td> </tr> <tr> <td>CNCBI Jewel World Mastercard Card </td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%"> <p><ul><li>Perpetual annual fee waiver</li> <li>Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)</li> <li>Complimentary world-wide family travel insurance of coverage amount up to US$100,000</li> </ul></p> </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:left; width:60%">CITIC<em>first </em>Customer Referral Reward <ul> <li>Upon every successful new CITIC<em>first</em> customer referralHK$900 cash reward</li> </ul> </td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%">Up to HK$18,000 Cash Reward</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:left; width:60%">Privileged offer for Appointment Gift</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%">HK$300 Shopping Coupon</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:51px; text-align:left; width:60%">CITIC<em>first </em>Investment Offer <ul> <li>Investment Transactions Offer up to HK$5,000 Cash Reward, Investment Funds Transfer-In Offer up to HK$12,000 Cash Reward, 0% Online Investment Fund Subscription Fee Offer up to HK$5,000 Cash Reward , Foreign Exchange Offer up to HK$2,500 Cash Reward,Structured Deposit and Currency Linked Deposit Offer up to HK$15,800 Reward, Securities Trading Offer (a lucky draw chance to win up to Lifetime HK$0 brokerage commission for securities purchases via inMotion "Rewards Go!"), Equity Linked Structure Products up to HK$8,888 Reward</li> </ul> </td> <td style="border-top:1px solid #ededed; height:51px; text-align:center; width:40%">Up to HK$49,188 Reward</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:left; width:60%">MONOPOLY Deposit</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%">Up to 7.28% p.a. Savings Interest Rate</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:left; width:60%"> <p>Exclusive PAYROLL<em>plus</em> Account Privileges</p> </td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:40%"> <p>Up to HK$900</p> </td> </tr> </tbody> </table>], cons=[<strong>Fees You Need to Know</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50 px; width: 40%;"><strong>Item</strong></td> <td style="text-align: center; height: 50px;"> <p><strong>Fees</strong></p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">Service Fee</td> <td>China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed;">ATM Card Annual Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed;">-</td> </tr> </tbody> </table>, “New-To-Bank Customer” : Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint names account) with the Bank within the 12 months immediately preceding the account opening month of CITIC<em>first</em> service., CITIC<em>first</em> Welcome Reward: New CITIC<em>first</em> customer need to reach designated Total Balance Growth Amount. “Total Balance Growth Amount” refers to the net increase when comparing a customer’s average Total Balance of the 1st to 3rd consecutive calendar months after joining CITIC<em>first</em> with the Total Balance on 31 August 2023. If customer is a New-To-Bank Customer, his/her Total Balance on 31 August 2023 is regarded as HK$0., At the time of crediting the Total Balance Growth Credit Card Free Spending Credit, the Total Balance Growth Eligible Customer should still maintain CITIC𝘧𝘪𝘳𝘴𝘵 status, One Account, e-Statement Service of Consolidated Statement, inMotion service & successfully login inMotion mobile app at least once, the monthly Total Balance of HK$1,000,000 (or equivalent) or above AND have a valid CNCBI Jewel World Mastercard with the Bank, and Total Balance Growth Eligible Customer’s card account must remain valid, in good credit standing and not , The above offers are subject to <a href="https://www.cncbinternational.com/_document/cf_promo_en.pdf">terms and conditions</a>. Please refer to related terms and conditions for CITIC<em>first</em> promotion and other wealth management product offers for details , Reminder: To borrow or not to borrow? Borrow only if you can repay!, Investment involves risk. Please refer to the <a href="www.cncbinternational.com/personal/promotions/citicfirst-acq/en/index.html">website</a> for all Risk Disclosure Statements for Investment Products, Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 December 2023, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply.]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, value=1,000,000, description={shortDescription=HK$1,000,000, longDescription=null, tooltip=null}}], enableCountdown=false, enableFlipBanner=false, documents=null, disclaimer=null, applicationProcess=[{type=null, data=}], fees=[], productPrivileges=null, interestRateTiers=null, imageOrientation=null})
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]}, productName=CNCBI CITICfirst Service, title=HK.BA.CCBI0005.CITICFIRSTPAYROLLPLUSACCOUNT, features={title=Features, pros=[MoneyHero Limited-Time Exclusive Offer
- From 4 December 6 p.m. till 29 December 2023 12 noon, new customers who successfully join CITICfirst service via inMotion by using MoneyHero promo code "2MHCF2301" and fulfilling the following requirements are entitled to Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color) OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher
Important Dates Requirements 4 December 2023 6 p.m. to 29 December 2023 12 noon New customers who successfully joined CITICfirst service with MoneyHero promo code “2MHCF2301” via inMotion
Within 7 days of receiving the form Submit the reward redemption form sent via email previously. On or before 31 January 2024
The account must be successfully opened and deposit HK$1,000,000 or above eligible new funds Maintain the specified new fund amount till 15 May 2024
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents when you apply for the card to facilitate the approval process.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- The appliation of CITICfirst service will be processed within 7 working days upon the Multi-currencies Statement Savings Account has been opened, if apply for CITICfirst service via inMotion . A confirmation SMS will be sent out when it is completed.
, Item Rewards CITICfirst Welcome Reward Up to HK$2,000 Credit Card Free Spending Credit
CNCBI Jewel World Mastercard Card - Perpetual annual fee waiver
- Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)
- Complimentary world-wide family travel insurance of coverage amount up to US$100,000
CITICfirst Customer Referral Reward - Upon every successful new CITICfirst customer referralHK$900 cash reward
Up to HK$18,000 Cash Reward Privileged offer for Appointment Gift HK$300 Shopping Coupon CITICfirst Investment Offer - Investment Transactions Offer up to HK$5,000 Cash Reward, Investment Funds Transfer-In Offer up to HK$12,000 Cash Reward, 0% Online Investment Fund Subscription Fee Offer up to HK$5,000 Cash Reward , Foreign Exchange Offer up to HK$2,500 Cash Reward,Structured Deposit and Currency Linked Deposit Offer up to HK$15,800 Reward, Securities Trading Offer (a lucky draw chance to win up to Lifetime HK$0 brokerage commission for securities purchases via inMotion "Rewards Go!"), Equity Linked Structure Products up to HK$8,888 Reward
Up to HK$49,188 Reward MONOPOLY Deposit Up to 7.28% p.a. Savings Interest Rate Exclusive PAYROLLplus Account Privileges
Up to HK$900
], cons=[Fees You Need to Know Item Fees
Service Fee China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000 ATM Card Annual Fee -
, “New-To-Bank Customer” : Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint names account) with the Bank within the 12 months immediately preceding the account opening month of CITICfirst service., CITICfirst Welcome Reward: New CITICfirst customer need to reach designated Total Balance Growth Amount. “Total Balance Growth Amount” refers to the net increase when comparing a customer’s average Total Balance of the 1st to 3rd consecutive calendar months after joining CITICfirst with the Total Balance on 31 August 2023. If customer is a New-To-Bank Customer, his/her Total Balance on 31 August 2023 is regarded as HK$0., At the time of crediting the Total Balance Growth Credit Card Free Spending Credit, the Total Balance Growth Eligible Customer should still maintain CITIC𝘧𝘪𝘳𝘴𝘵 status, One Account, e-Statement Service of Consolidated Statement, inMotion service & successfully login inMotion mobile app at least once, the monthly Total Balance of HK$1,000,000 (or equivalent) or above AND have a valid CNCBI Jewel World Mastercard with the Bank, and Total Balance Growth Eligible Customer’s card account must remain valid, in good credit standing and not , The above offers are subject to terms and conditions. Please refer to related terms and conditions for CITICfirst promotion and other wealth management product offers for details , Reminder: To borrow or not to borrow? Borrow only if you can repay!, Investment involves risk. Please refer to the website for all Risk Disclosure Statements for Investment Products, Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 December 2023, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply.]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, value=1,000,000, description={shortDescription=HK$1,000,000, longDescription=null, tooltip=null}}], enableCountdown=false, enableFlipBanner=false, documents=null, disclaimer=null, applicationProcess=[{type=null, data=}], fees=[], productPrivileges=null, interestRateTiers=null, imageOrientation=null}
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A confirmation SMS will be sent out when it is completed.</li> \t</ul> \t</li> </ul>","<table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; width:60%\"><strong>Item</strong></td> \t\t\t<td style=\"height:50px; text-align:center; width:40%\"><strong>Rewards</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">CITIC<em>first </em>Welcome Reward</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\"> \t\t\t<p>Up to HK$2,000 Credit Card Free Spending Credit</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td>CNCBI Jewel World Mastercard Card \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\"> \t\t\t<p><ul><li>Perpetual annual fee waiver</li> <li>Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)</li> <li>Complimentary world-wide family travel insurance of coverage amount up to US$100,000</li> </ul></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">CITIC<em>first </em>Customer Referral Reward \t\t\t<ul> \t\t\t\t<li>Upon every successful new CITIC<em>first</em> customer referral\u000BHK$900 cash reward</li> \t</ul> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">Up to HK$18,000 Cash Reward</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">Privileged offer for Appointment Gift</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">HK$300 Shopping Coupon</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:51px; text-align:left; width:60%\">CITIC<em>first </em>Investment Offer \t\t\t<ul> \t\t\t\t<li>Investment Transactions Offer up to HK$5,000 Cash Reward, Investment Funds Transfer-In Offer up to HK$12,000 Cash Reward, 0% Online Investment Fund Subscription Fee Offer up to HK$5,000 Cash Reward , Foreign Exchange Offer up to HK$2,500 Cash Reward,Structured Deposit and Currency Linked Deposit Offer up to HK$15,800 Reward, Securities Trading Offer (a lucky draw chance to win up to Lifetime HK$0 brokerage commission for securities purchases via inMotion \"Rewards Go!\"), Equity Linked Structure Products up to HK$8,888 Reward</li> \t\t\t</ul> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:51px; text-align:center; width:40%\">Up to HK$49,188 Reward</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">MONOPOLY Deposit</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">Up to 7.28% p.a. 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null
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Opening Balance"},"sortValue":1000000000,"displayValue":"1,000,000","tooltip":null,"description":"","prefix":"HK$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_REWARD","display":"Welcome Offers"},"sortValue":-55736000,"displayValue":"55,736","tooltip":null,"description":"Join CITIC𝘧𝘪𝘳𝘴𝘵 to enjoy Welcome Reward up to HK$55,736","prefix":"HK$","suffix":""}],"ctaButton":{"label":"Apply Now","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEasgFodHRwczovL2Zvcm0tcmV3YXJkcy5tb25leWhlcm8uY29tLmhrL3YyLz9xPU1qa3hPQ00xWVdZeFltUm1ORE0wTUdJellXUmpOV1E1T0RBMU1UUTROekppTWpkaU1RPT0mc291cmNlPXJlc3VsdC1wYWdlJmxhbmc9ZW4mcHJvZHVjdF9pZD1ISy5CQS5DQ0JJMDAwNS5DSVRJQ0ZJUlNUUEFZUk9MTFBMVVNBQ0NPVU5U.EX8xZI1l4Q96TerHe8vqTh01g6iCYhgt-F-8QChMBtrt6k3aFHtZ2bLrddRB0iyQAV0CLxlTa3wXdqd7wA7-Ag","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":""},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"china-citic-bank","providerName":"China CITIC Bank International"},"description":{"shortDescription":["CITIC<em>first</em> Welcome Reward up to HK$55,736\n"]},"productName":"CNCBI CITICfirst Service","title":"HK.BA.CCBI0005.CITICFIRSTPAYROLLPLUSACCOUNT","features":{"title":"Features","pros":["<p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> \t<li>From 4 December 6 p.m. till 29 December 2023 12 noon, new customers who successfully join CITIC<em>first</em> service via inMotion by using MoneyHero promo code "<strong>2MHCF2301</strong>" and fulfilling the following requirements are entitled to Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348) OR DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (HK$3,288; random color) OR Sony 5.1ch Home Cinema with Wireless Rear Speakers | HT-S40R (valued at HK$2,999) OR HK$2,000 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher</li> </ul> <table style=\"height:194px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:29.0509%\"><strong>Important Dates</strong></td> \t\t\t<td style=\"height:30px\"><strong>Requirements</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; width:29.0509%\">4 December 2023 6 p.m. to 29 December 2023 12 noon</td> \t\t\t<td style=\"height:50px; width:43.8343%\"> \t\t\t<p>New customers who successfully joined CITIC<em>first</em> service with MoneyHero promo code “2MHCF2301” via inMotion</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; width:29.0509%\">Within 7 days of receiving the form</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; width:31.0011%\">Submit the reward redemption form sent via email previously.</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; width:29.0509%\"> \t\t\t<p>On or before 31 January 2024</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; width:31.0011%\">The account must be successfully opened and deposit HK$1,000,000 or above eligible new funds</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:31.0011%\">Maintain the specified new fund amount till 15 May 2024</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:31.0011%\"> </td> \t\t</tr> \t</tbody> </table> <ul> \t<li>Tips: \t<ul> \t\t<li>Please turn off AdBlocker and private mode before application: <a href=\"https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility\" target=\"”_blank”\">3 settings to ensure coupon reward eligibility</a></li> \t\t<li>Upload all required documents when you apply for the card to facilitate the approval process.</li> \t\t<li>If you have concerns regarding the redemption process, please refer to the <a href=\"https://moneyhero.link/bka-citic-citicfirst-tnc-listing\">Terms and Conditions</a>.</li> \t\t<li>The appliation of CITIC<em>first</em> service will be processed within 7 working days upon the Multi-currencies Statement Savings Account has been opened, if apply for CITIC<em>first</em> service via inMotion . A confirmation SMS will be sent out when it is completed.</li> \t</ul> \t</li> </ul>","<table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; width:60%\"><strong>Item</strong></td> \t\t\t<td style=\"height:50px; text-align:center; width:40%\"><strong>Rewards</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">CITIC<em>first </em>Welcome Reward</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\"> \t\t\t<p>Up to HK$2,000 Credit Card Free Spending Credit</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td>CNCBI Jewel World Mastercard Card \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\"> \t\t\t<p><ul><li>Perpetual annual fee waiver</li> <li>Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)</li> <li>Complimentary world-wide family travel insurance of coverage amount up to US$100,000</li> </ul></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">CITIC<em>first </em>Customer Referral Reward \t\t\t<ul> \t\t\t\t<li>Upon every successful new CITIC<em>first</em> customer referral\u000BHK$900 cash reward</li> \t</ul> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">Up to HK$18,000 Cash Reward</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">Privileged offer for Appointment Gift</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">HK$300 Shopping Coupon</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:51px; text-align:left; width:60%\">CITIC<em>first </em>Investment Offer \t\t\t<ul> \t\t\t\t<li>Investment Transactions Offer up to HK$5,000 Cash Reward, Investment Funds Transfer-In Offer up to HK$12,000 Cash Reward, 0% Online Investment Fund Subscription Fee Offer up to HK$5,000 Cash Reward , Foreign Exchange Offer up to HK$2,500 Cash Reward,Structured Deposit and Currency Linked Deposit Offer up to HK$15,800 Reward, Securities Trading Offer (a lucky draw chance to win up to Lifetime HK$0 brokerage commission for securities purchases via inMotion \"Rewards Go!\"), Equity Linked Structure Products up to HK$8,888 Reward</li> \t\t\t</ul> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:51px; text-align:center; width:40%\">Up to HK$49,188 Reward</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\">MONOPOLY Deposit</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\">Up to 7.28% p.a. Savings Interest Rate</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:left; width:60%\"> \t\t\t<p>Exclusive PAYROLL<em>plus</em> Account Privileges</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:40%\"> \t\t\t<p>Up to HK$900</p> \t\t\t</td> \t\t</tr> \t</tbody> </table>"],"cons":["<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">Service Fee</td> <td>China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">ATM Card Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">-</td> </tr> </tbody> </table>","“New-To-Bank Customer” : Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint names account) with the Bank within the 12 months immediately preceding the account opening month of CITIC<em>first</em> service.","CITIC<em>first</em> Welcome Reward: New CITIC<em>first</em> customer need to reach designated Total Balance Growth Amount. “Total Balance Growth Amount” refers to the net increase when comparing a customer’s average Total Balance of the 1st to 3rd consecutive calendar months after joining CITIC<em>first</em> with the Total Balance on 31 August 2023. If customer is a New-To-Bank Customer, his/her Total Balance on 31 August 2023 is regarded as HK$0.","At the time of crediting the Total Balance Growth Credit Card Free Spending Credit, the Total Balance Growth Eligible Customer should still maintain CITIC𝘧𝘪𝘳𝘴𝘵 status, One Account, e-Statement Service of Consolidated Statement, inMotion service & successfully login inMotion mobile app at least once, the monthly Total Balance of HK$1,000,000 (or equivalent) or above AND have a valid CNCBI Jewel World Mastercard with the Bank, and Total Balance Growth Eligible Customer’s card account must remain valid, in good credit standing and not ","The above offers are subject to <a href=\"https://www.cncbinternational.com/_document/cf_promo_en.pdf\">terms and conditions</a>. Please refer to related terms and conditions for CITIC<em>first</em> promotion and other wealth management product offers for details ","Reminder: To borrow or not to borrow? Borrow only if you can repay!","Investment involves risk. Please refer to the <a href=\"www.cncbinternational.com/personal/promotions/citicfirst-acq/en/index.html\">website</a> for all Risk Disclosure Statements for Investment Products","Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 December 2023, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply."]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. Opening Balance"},"value":"1,000,000","description":{"shortDescription":"HK$1,000,000","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"documents":null,"disclaimer":null,"applicationProcess":[{"type":null,"data":""}],"fees":[],"productPrivileges":null,"interestRateTiers":null,"imageOrientation":null}, hs_created_at=1676026120539, hs_is_edited=false, hs_deleted_at=0, productname=CNCBI CITICfirst Service, hs_name=, hs_updated_by_user_id=60412388}})
One of the first of 8 virtual banks launched in Hong Kong in 2021, Mox Bank is backed most notably by Standard Chartered. As a digital-only bank, MOX does not have any branches in the city and offers a list of streamlined bank services, its core services are deposit and credit. One feature to note is that each user can set up up to 5 Goal accounts to save up for specific financial goals, so when you spend, the money in your Goal account remains untouched.
Even though MOX has no physical branches, users can withdraw cash without fees by accessing the Jetco network ATMs.
You can apply to open the following Mox bank accounts with the Mox App :
Relationship Balance Requirement | Under Balance Fee (per quarter) |
Special Services | |
---|---|---|---|
MOX | N/A | N/A |
|
MoneyHero Limited-Time Exclusive Offer
Important Dates | Requirements |
From 17 November 2023 12 noon to 31 December 2023 12 noon | New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MOXMH1000" |
Within 7 days of receiving the successful application email | Submit the reward redemption form sent via email previously. |
On or before 31 December 2023 | The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records. |
Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
Up to 10.4% p.a. saving rate for new customers
New Fund Requirement | Reward | Effective rate on new fund |
HK$75,000 | HK$1,888 | 4.2% |
HK$150,000 | HK$2,368 | 4.2% |
HK$300,000 | HK$5,068 | 4.5% |
HK$500,000 | HK$8,828 | 4.7% |
HK$1,000,000 | HK$18,888 | 5.0% |
Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds
Tenor | Preferential rates (For New Funds) |
6-month | 4.60% |
12-month | 4.25% |
24-month | 3.80% |
Transfer flexibly with Mox Credit with no fees
Mox Credit - Numberless All-in-One Bank Card
Mox Exclusive Offer
Item | Fees |
Account closed by the customer within 3 months from the date of opening | N/A |
Paper Statement Request | HK$50/month |
Mox Credit Annual Fee | N/A |
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","From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.","Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.","Terms and conditions apply.","Account Opening Requirement - You must be aged 18 or above and hold a valid Hong Kong identity card.
- You must have a valid Hong Kong residential and mailing address.
","Fees You Need to Know Item Fees
Account closed by the customer within 3 months from the date of opening N/A Paper Statement Request HK$50/month Mox Credit Annual Fee N/A
","Mox disclaimer applies."],"pros":["MoneyHero Limited-Time Exclusive Offer
\t- New Mox Customers and got Mox Credit approval get rewarded with HK$300 HKTVmall e-Gift Voucher by fulfilling the following requirements:
\t \t\t \t\t\tImportant Dates \t\t\tRequirements \t\t \t\t \t\t\t \t\t\tFrom 17 November 2023 12 noon to 31 December 2023 12 noon
\t\t\t \t\t\t \t\t\tNew Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MOXMH1000"
\t\t\t \t\t \t\t \t\t\tWithin 7 days of receiving the successful application email \t\t\tSubmit the reward redemption form sent via email previously. \t\t \t\t \t\t\tOn or before 31 December 2023 \t\t\tThe Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records. \t\t \t
\t- Tips: \t
\t\t- Please submit the reward redemption form sent via email previously within 7 days of receiving the sucessful application email.
\t\t- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
\t\t- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.
\t\t- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
\t\t- Terms and Conditions Apply.
\t
\t
","Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox
\t- From now until 31 December 2023, open a Mox Account successfully with the invitation code \"MOXMH1000\" and successfully apply for Mox Credit, you can get HK$1,000 Cash Rewards by making 5 eligible spendings with at least HK$100 each with Mox Credit within the first 30 days of your Mox Credit approval!
- MOXMH1000 Invitation Code Promotion Terms and Conditions apply.
","Every new customer only can use ONE invitation code to open a Mox account","Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
- Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
- Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
- Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
- 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxim Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period)","
Up to 10.4% p.a. saving rate for new customers
\t- 4.2% p.a. savings rate: Simply bring in a minimum of HK$75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 30 November 2023, keep these New Funds in your Mox Savings Account until 15 Apil 2024
\t- Welcome Bonus: From now till 30 November, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.
\t- Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000 \t
\t\t- Mox Bonus - Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance
\t\t- Mox Bonus - Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)
\t\t- Mox Bonus - Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days
\t
\t \t- New customers can enjoy up to 10% p.a. in total (3.2% Welcome Bonus +2.7% Mox Bonus+0.3% Base rate + 4.2% Cash Reward)
\t- Deposit the following new funds into your Mox demand deposit account (except time deposit) on or before 30 November 2023 and maintain it until 15 April 2024 to enjoy a cash bonus of up to HK$18,888, which is equivalent to 5% deposit interest rate per annum on the new funds. Mox will make a direct credit to your account on or before 31 May 2024
\t \t\t \t\t\tNew Fund Requirement \t\t\tReward \t\t\tEffective rate on new fund \t\t \t\t \t\t\tHK$75,000 \t\t\tHK$1,888 \t\t\t4.2% \t\t \t\t \t\t\tHK$150,000 \t\t\tHK$2,368 \t\t\t4.2% \t\t \t\t \t\t\tHK$300,000 \t\t\tHK$5,068 \t\t\t4.5% \t\t \t\t \t\t\tHK$500,000 \t\t\tHK$8,828 \t\t\t4.7% \t\t \t\t \t\t\tHK$1,000,000 \t\t\tHK$18,888 \t\t\t5.0% \t\t \t
\t- Mox New Funds Promotion (November 2023) Promotion, Welcome Bonus Promotion (November 2023) and Mox Bonus Promotion (November 2023) terms and conditions apply.
","Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds
\t- With new funds, customers can enjoy higher interest rates by setting up Time Deposit rates, applicable to 6, 12 & 24 months tenors
\t \t\t \t\t\tTenor \t\t\tPreferential rates (For New Funds) \t\t \t\t \t\t\t6-month \t\t\t \t\t\t4.60% \t\t \t\t \t\t\t12-month \t\t\t \t\t\t4.25% \t\t \t\t \t\t\t24-month \t\t\t \t\t\t3.80% \t\t \t
","Transfer flexibly with Mox Credit with no fees
\t- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
\t- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
\t- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
","Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
","Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
","No minimum balance requirement","Customer Service Support - Voice call or live chat function in the app
- Email
"],"title":"Features"},"fees":[],"functional":{"defaults":null,"fees":null,"metaData":{"alias":""},"rateTableEntries":null},"id":"blt55229a06b8a773b6_47_en-hk","image":{"description":"","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt7ed2c0184f47eb0e/5fffabcc2c2bd44889c7ef18/Mox_Logo.png"},"imageOrientation":null,"interestRateTiers":null,"productName":"Mox Account","productPrivileges":null,"promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5608f12f3f94597d/6556fbed2e0ea1a40d1797b7/20231117_[CC]_Update_MOX_CC_static_banner_(Nov_2023)_D-PJ23_0796_Offer_Enhancement-V01_Static_Banner_EN_(1600_x_400)_1.jpg"},"bannerText":"【Till 31 Dec】Open a Mox Account successfully with the invitation code \" MOXMH1000\" and successfully apply for Mox Credit via MoneyHero, you can enjoy HK$300 HKTVmall e-Gift Voucher, no spending requirement needed. You can also get HK$1,000 Cash Rewards by accumulating HK$100 eligible transactions 5 times with Mox Credit within the first 30 days of your Mox Credit approval! ","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero Exclusive Offer","key":"EXCLUSIVE"}]},"provider":{"alias":"mox","providerName":"Mox"},"title":"HK.BA.MOXB0001.MOXACCOUNT"}
(SizeLimitingPyMap: {__typename=BankAccount, id=blt55229a06b8a773b6_47_en-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt7ed2c0184f47eb0e/5fffabcc2c2bd44889c7ef18/Mox_Logo.png, description=, dimension=null}, featured=false, promotional={bannerText=<span style="color: rgb(0, 0, 0);"><strong>【Till 31 Dec】</strong></span><span style="color: rgb(0, 0, 0);">Open a Mox Account successfully with the invitation code " MOXMH1000" and successfully apply for Mox Credit via MoneyHero, you can e</span><span style="color: rgb(17, 24, 28);">njoy </span><span style="color: rgb(17, 24, 28);"><strong>HK$300 HKTVmall e-Gift Voucher</strong></span><span style="color: rgb(17, 24, 28);">, no spending requirement needed. </span><span style="color: rgb(0, 0, 0);">You can also get </span><span style="color: rgb(0, 0, 0);"><strong>HK$1,000 Cash Rewards </strong></span><span style="color: rgb(0, 0, 0);">by accumulating HK$100 eligible transactions 5 times with Mox Credit within the first 30 days of your Mox Credit approval! </span><span style="color: rgb(17, 24, 28);"> </span><p>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5608f12f3f94597d/6556fbed2e0ea1a40d1797b7/20231117_[CC]_Update_MOX_CC_static_banner_(Nov_2023)_D-PJ23_0796_Offer_Enhancement-V01_Static_Banner_EN_(1600_x_400)_1.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero Exclusive Offer}]}, comparables=[{__typename=CompareElementSimple, title={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=HK$, suffix=}, {__typename=CompareElementSimple, title={key=INTEREST_RATE, display=Saving Account Rate}, sortValue=-10400, displayValue=10.4, tooltip=null, description=After a completion of Mox Bonus challenges, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_REWARD, display=Welcome Offers}, sortValue=-1000000, displayValue=1,000, tooltip=null, description=, prefix=HK$, suffix=}], ctaButton={label=Apply Now, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvbW94LWJhbmstYWNjb3VudC1iYS1lbi1ycA.J4T2qyympcrH6H27wNFubBrUlJbGDkHdX9iiSFi2rTYv8lVyHUx0Aa2tKQS5_sWWUcWyDBl11BF1ij9Ar4njCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=mox, providerName=Mox}, description={shortDescription=[Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc., New customers earn up to 10.4% p.a. savings rate]}, productName=Mox Account, title=HK.BA.MOXB0001.MOXACCOUNT, features={title=Features, pros=[<p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> <li>New Mox Customers and got Mox Credit approval get rewarded with HK$300 HKTVmall e-Gift Voucher by fulfilling the following requirements:</li> </ul> <table style="height:307px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:46.9486%"><strong>Important Dates</strong></td> <td style="height:30px; text-align:center; width:51.8732%"><strong>Requirements</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:46.9486%"> <p>From 17 November 2023 12 noon to 31 December 2023 12 noon</p> </td> <td style="border-top:1px solid #ededed; height:50px; width:51.8732%"> <p>New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MOXMH1000"</p> </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:36px; width:46.9486%">Within 7 days of receiving the successful application email</td> <td style="border-top:1px solid #ededed; height:36px; width:51.8732%">Submit the reward redemption form sent via email previously.</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:18px; width:46.9486%">On or before 31 December 2023</td> <td style="border-top:1px solid #ededed; height:18px; width:51.8732%">The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records.</td> </tr> </tbody> </table> <ul> <li>Tips: <ul> <li>Please submit the reward redemption form sent via email previously within 7 days of receiving the sucessful application email.</li> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure coupon reward eligibility</a></li> <li>Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.</li> <li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.</li> <li><a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/25137663987225" target="blank">Terms and Conditions</a> Apply.</li> </ul> </li> </ul>, <p><strong>Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox</strong></p> <ul> <li>From now until 31 December 2023, open a Mox Account successfully with the invitation code <strong>"MOXMH1000"</strong> and successfully apply for Mox Credit, you can get <strong>HK$1,000 Cash Rewards</strong> by making 5 eligible spendings with at least HK$100 each with Mox Credit within the first 30 days of your Mox Credit approval!</li><li><a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt18bdd3cfd674ad10/6551af5b25f4798363d433dd/2311_-_MOXMH1000_TnCs.pdf">MOXMH1000 Invitation Code Promotion Terms and Conditions</a> apply.</li> </ul>, Every new customer only can use ONE invitation code to open a Mox account, <p><strong>Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits </strong></p> <ul> <li>Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc. <li>Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit! <li>Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now! <li>3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxim Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period), <p><strong>Up to 10.4% p.a. saving rate for new customers</strong></p> <ul> <li>4.2% p.a. savings rate: Simply bring in a minimum of HK$75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 30 November 2023, keep these New Funds in your Mox Savings Account until 15 Apil 2024</li> <li>Welcome Bonus: From now till 30 November, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.</li> <li>Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000 <ul> <li>Mox Bonus - Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance</li> <li>Mox Bonus - Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)</li> <li>Mox Bonus - Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days</li> </ul> </li> <li>New customers can enjoy up to 10% p.a. in total (3.2% Welcome Bonus +2.7% Mox Bonus+0.3% Base rate + 4.2% Cash Reward) </li> <li>Deposit the following new funds into your Mox demand deposit account (except time deposit) on or before 30 November 2023 and maintain it until 15 April 2024 to enjoy a cash bonus of up to HK$18,888, which is equivalent to 5% deposit interest rate per annum on the new funds. Mox will make a direct credit to your account on or before 31 May 2024</li> </ul> <table style="width:100%"> <tbody> <tr> <td style="height:30px; width:89.5px"><strong>New Fund Requirement</strong></td> <td style="height:30px; width:89.5px"><strong>Reward</strong></td> <td style="height:30px; width:89.5px"><strong>Effective rate on new fund</strong></td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$75,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$1,888</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">4.2%</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$150,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$2,368</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">4.2%</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$5,068</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">4.5%</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$8,828</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">4.7%</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$1,000,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">HK$18,888</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px">5.0%</td> </tr> </tbody> </table> <ul> <li><a href="https://mox.com/static/New_Fund_Nov_TnC.pdf">Mox New Funds Promotion (November 2023) Promotion</a>, <a href="https://mox.com/static/Welcome_Bonus_(Nov)_Promotion_TnC.pdf">Welcome Bonus Promotion (November 2023)</a> and <a href="https://mox.com/static/Mox_Bonus_(Nov)_Promotion_TnC.pdf">Mox Bonus Promotion (November 2023) terms and conditions</a> apply.</li> </ul>, <p><strong>Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds</strong></p> <ul> <li>With new funds, customers can enjoy higher interest rates by setting up Time Deposit rates, applicable to 6, 12 & 24 months tenors</li> </ul> <table style="width:100%"> <tbody> <tr> <td style="height:30px; text-align:left; width:89.5px"><strong>Tenor</strong></td> <td style="height:30px; text-align:left; width:89.5px"><strong>Preferential rates (For New Funds)</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">6-month</td> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">4.60%</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">12-month</td> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">4.25%</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">24-month</td> <td style="border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px">3.80%</td> </tr> </tbody> </table>, <p><strong>Transfer flexibly with Mox Credit with no fees</strong></p> <ul> <li>Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones</li> <li>Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.</li> <li>Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app</li> </ul>, <p><strong>Mox Credit - Numberless All-in-One Bank Card</strong></p> <ul> <li>Up to 56 days of interest-free</li> <li>Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc</li><li>No late payment fee</li> <li>One card for all purchases and cash withdrawal.</li> <li>No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.</li> <li>Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.</li> <li>Use JETCO ATMs in Hong Kong for free.</li> </ul>, <p><strong>Mox Exclusive Offer</strong></p> <ul> <li>Discover discount offers, free gifts, unique experiences and more</li><li>Please visit the <a href="https://mox.com/promotions/mox-exclusive-offers/">Mox Official Website</a> for the list of exclusive offers</li>, <strong>No minimum balance requirement</strong>, <strong>Customer Service Support</strong> <ul> <li>Voice call or live chat function in the app</li> <li>Email</li> </ul>], cons=[<strong>No physical branches</strong> <ul> <li>You can contact Mox via app and email.</li> </ul>, From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers., Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month., Terms and conditions apply., <strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong identity card.</li> <li>You must have a valid Hong Kong residential and mailing address.</li> </ul>, <strong>Fees You Need to Know</strong> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="width: 51.1843%;"><strong>Item</strong></td> <td style="text-align: center; height: 50px; width: 45.8917%;"> <p><strong>Fees</strong></p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 51.1843%;">Account closed by the customer within 3 months from the date of opening</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;">N/A</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed; width: 51.1843%;">Paper Statement Request</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 45.8917%;">HK$50/month</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 51.1843%;">Mox Credit Annual Fee</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;">N/A</td> </tr> </tbody> </table>, Mox disclaimer applies.]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. 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MoneyHero Limited-Time Exclusive Offer
- New Mox Customers and got Mox Credit approval get rewarded with HK$300 HKTVmall e-Gift Voucher by fulfilling the following requirements:
Important Dates Requirements From 17 November 2023 12 noon to 31 December 2023 12 noon
New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MOXMH1000"
Within 7 days of receiving the successful application email Submit the reward redemption form sent via email previously. On or before 31 December 2023 The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the sucessful application email.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
, Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox
- From now until 31 December 2023, open a Mox Account successfully with the invitation code "MOXMH1000" and successfully apply for Mox Credit, you can get HK$1,000 Cash Rewards by making 5 eligible spendings with at least HK$100 each with Mox Credit within the first 30 days of your Mox Credit approval!
- MOXMH1000 Invitation Code Promotion Terms and Conditions apply.
, Every new customer only can use ONE invitation code to open a Mox account, Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
- Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
- Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
- Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
- 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxim Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period),
Up to 10.4% p.a. saving rate for new customers
- 4.2% p.a. savings rate: Simply bring in a minimum of HK$75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 30 November 2023, keep these New Funds in your Mox Savings Account until 15 Apil 2024
- Welcome Bonus: From now till 30 November, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.
- Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000
- Mox Bonus - Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance
- Mox Bonus - Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)
- Mox Bonus - Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days
- New customers can enjoy up to 10% p.a. in total (3.2% Welcome Bonus +2.7% Mox Bonus+0.3% Base rate + 4.2% Cash Reward)
- Deposit the following new funds into your Mox demand deposit account (except time deposit) on or before 30 November 2023 and maintain it until 15 April 2024 to enjoy a cash bonus of up to HK$18,888, which is equivalent to 5% deposit interest rate per annum on the new funds. Mox will make a direct credit to your account on or before 31 May 2024
New Fund Requirement Reward Effective rate on new fund HK$75,000 HK$1,888 4.2% HK$150,000 HK$2,368 4.2% HK$300,000 HK$5,068 4.5% HK$500,000 HK$8,828 4.7% HK$1,000,000 HK$18,888 5.0%
- Mox New Funds Promotion (November 2023) Promotion, Welcome Bonus Promotion (November 2023) and Mox Bonus Promotion (November 2023) terms and conditions apply.
, Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds
- With new funds, customers can enjoy higher interest rates by setting up Time Deposit rates, applicable to 6, 12 & 24 months tenors
Tenor Preferential rates (For New Funds) 6-month 4.60% 12-month 4.25% 24-month 3.80%
, Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
, Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
, Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
, No minimum balance requirement, Customer Service Support - Voice call or live chat function in the app
- Email
], cons=[No physical branches - You can contact Mox via app and email.
, From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers., Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month., Terms and conditions apply., Account Opening Requirement - You must be aged 18 or above and hold a valid Hong Kong identity card.
- You must have a valid Hong Kong residential and mailing address.
, Fees You Need to Know Item Fees
Account closed by the customer within 3 months from the date of opening N/A Paper Statement Request HK$50/month Mox Credit Annual Fee N/A
, Mox disclaimer applies.]}, eligibility=[{type={key=MINIMUM_MONTHLY_INCOME, display=Min. Opening Balance}, value=0, description={shortDescription=, longDescription=null, tooltip=null}}], enableCountdown=false, enableFlipBanner=false, documents=null, disclaimer=null, applicationProcess=[{type=null, data=}], fees=[], productPrivileges=null, interestRateTiers=null, imageOrientation=null}
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It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/25137663987225\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox</strong></p> <ul> \t<li>From now until 31 December 2023, open a Mox Account successfully with the invitation code <strong>\"MOXMH1000\"</strong> and successfully apply for Mox Credit, you can get <strong>HK$1,000 Cash Rewards</strong> by making 5 eligible spendings with at least HK$100 each with Mox Credit within the first 30 days of your Mox Credit approval!</li><li><a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt18bdd3cfd674ad10/6551af5b25f4798363d433dd/2311_-_MOXMH1000_TnCs.pdf\">MOXMH1000 Invitation Code Promotion Terms and Conditions</a> apply.</li> </ul>","Every new customer only can use ONE invitation code to open a Mox account","<p><strong>Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits </strong></p> <ul> <li>Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc. <li>Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit! <li>Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now! <li>3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxim Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period)","<p><strong>Up to 10.4% p.a. saving rate for new customers</strong></p> <ul> \t<li>4.2% p.a. savings rate: Simply bring in a minimum of HK$75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 30 November 2023, keep these New Funds in your Mox Savings Account until 15 Apil 2024</li> \t<li>Welcome Bonus: From now till 30 November, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.</li> \t<li>Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000 \t<ul> \t\t<li>Mox Bonus - Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance</li> \t\t<li>Mox Bonus - Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)</li> \t\t<li>Mox Bonus - Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days</li> \t</ul> \t</li> \t<li>New customers can enjoy up to 10% p.a. in total (3.2% Welcome Bonus +2.7% Mox Bonus+0.3% Base rate + 4.2% Cash Reward) </li> \t<li>Deposit the following new funds into your Mox demand deposit account (except time deposit) on or before 30 November 2023 and maintain it until 15 April 2024 to enjoy a cash bonus of up to HK$18,888, which is equivalent to 5% deposit interest rate per annum on the new funds. Mox will make a direct credit to your account on or before 31 May 2024</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>New Fund Requirement</strong></td> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>Reward</strong></td> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>Effective rate on new fund</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$75,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$1,888</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.2%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$150,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$2,368</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.2%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$5,068</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.5%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$8,828</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.7%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$1,000,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$18,888</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">5.0%</td> \t\t</tr> \t</tbody> </table> <ul> \t<li><a href=\"https://mox.com/static/New_Fund_Nov_TnC.pdf\">Mox New Funds Promotion (November 2023) Promotion</a>, <a href=\"https://mox.com/static/Welcome_Bonus_(Nov)_Promotion_TnC.pdf\">Welcome Bonus Promotion (November 2023)</a> and <a href=\"https://mox.com/static/Mox_Bonus_(Nov)_Promotion_TnC.pdf\">Mox Bonus Promotion (November 2023) terms and conditions</a> apply.</li> </ul>","<p><strong>Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds</strong></p> <ul> \t<li>With new funds, customers can enjoy higher interest rates by setting up Time Deposit rates, applicable to 6, 12 & 24 months tenors</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:89.5px\"><strong>Tenor</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:89.5px\"><strong>Preferential rates (For New Funds)</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">6-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">4.60%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">12-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">4.25%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">24-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">3.80%</td> \t\t</tr> \t</tbody> </table>","<p><strong>Transfer flexibly with Mox Credit with no fees</strong></p> <ul> \t<li>Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones</li> \t<li>Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.</li> \t<li>Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app</li> </ul>","<p><strong>Mox Credit - Numberless All-in-One Bank Card</strong></p> <ul> <li>Up to 56 days of interest-free</li> <li>Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc</li><li>No late payment fee</li> <li>One card for all purchases and cash withdrawal.</li> <li>No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.</li> <li>Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.</li> <li>Use JETCO ATMs in Hong Kong for free.</li> </ul>","<p><strong>Mox Exclusive Offer</strong></p> <ul> <li>Discover discount offers, free gifts, unique experiences and more</li><li>Please visit the <a href=\"https://mox.com/promotions/mox-exclusive-offers/\">Mox Official Website</a> for the list of exclusive offers</li>","<strong>No minimum balance requirement</strong>","<strong>Customer Service Support</strong> <ul> <li>Voice call or live chat function in the app</li> <li>Email</li> </ul>"],"cons":["<strong>No physical branches</strong> <ul> <li>You can contact Mox via app and email.</li> </ul>","From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.","Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.","Terms and conditions apply.","<strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong identity card.</li> <li>You must have a valid Hong Kong residential and mailing address.</li> </ul>","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"width: 51.1843%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px; width: 45.8917%;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Account closed by the customer within 3 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;\">N/A</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Paper Statement Request</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 45.8917%;\">HK$50/month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Mox Credit Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;\">N/A</td> </tr> </tbody> </table>","Mox disclaimer applies."]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. 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It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/25137663987225\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Mox Bank Welcome Offer - up to HK$1,000 Cash Rewards with Mox</strong></p> <ul> \t<li>From now until 31 December 2023, open a Mox Account successfully with the invitation code <strong>\"MOXMH1000\"</strong> and successfully apply for Mox Credit, you can get <strong>HK$1,000 Cash Rewards</strong> by making 5 eligible spendings with at least HK$100 each with Mox Credit within the first 30 days of your Mox Credit approval!</li><li><a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt18bdd3cfd674ad10/6551af5b25f4798363d433dd/2311_-_MOXMH1000_TnCs.pdf\">MOXMH1000 Invitation Code Promotion Terms and Conditions</a> apply.</li> </ul>","Every new customer only can use ONE invitation code to open a Mox account","<p><strong>Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits </strong></p> <ul> <li>Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc. <li>Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit! <li>Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now! <li>3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxim Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period)","<p><strong>Up to 10.4% p.a. saving rate for new customers</strong></p> <ul> \t<li>4.2% p.a. savings rate: Simply bring in a minimum of HK$75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 30 November 2023, keep these New Funds in your Mox Savings Account until 15 Apil 2024</li> \t<li>Welcome Bonus: From now till 30 November, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.</li> \t<li>Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000 \t<ul> \t\t<li>Mox Bonus - Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance</li> \t\t<li>Mox Bonus - Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)</li> \t\t<li>Mox Bonus - Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days</li> \t</ul> \t</li> \t<li>New customers can enjoy up to 10% p.a. in total (3.2% Welcome Bonus +2.7% Mox Bonus+0.3% Base rate + 4.2% Cash Reward) </li> \t<li>Deposit the following new funds into your Mox demand deposit account (except time deposit) on or before 30 November 2023 and maintain it until 15 April 2024 to enjoy a cash bonus of up to HK$18,888, which is equivalent to 5% deposit interest rate per annum on the new funds. Mox will make a direct credit to your account on or before 31 May 2024</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>New Fund Requirement</strong></td> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>Reward</strong></td> \t\t\t<td style=\"height:30px; width:89.5px\"><strong>Effective rate on new fund</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$75,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$1,888</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.2%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$150,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$2,368</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.2%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$5,068</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.5%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$8,828</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">4.7%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$1,000,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">HK$18,888</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; height:30px; width:89.5px\">5.0%</td> \t\t</tr> \t</tbody> </table> <ul> \t<li><a href=\"https://mox.com/static/New_Fund_Nov_TnC.pdf\">Mox New Funds Promotion (November 2023) Promotion</a>, <a href=\"https://mox.com/static/Welcome_Bonus_(Nov)_Promotion_TnC.pdf\">Welcome Bonus Promotion (November 2023)</a> and <a href=\"https://mox.com/static/Mox_Bonus_(Nov)_Promotion_TnC.pdf\">Mox Bonus Promotion (November 2023) terms and conditions</a> apply.</li> </ul>","<p><strong>Preferential Time Deposit Rates of up to 4.6% p.a. with New Funds</strong></p> <ul> \t<li>With new funds, customers can enjoy higher interest rates by setting up Time Deposit rates, applicable to 6, 12 & 24 months tenors</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:89.5px\"><strong>Tenor</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:89.5px\"><strong>Preferential rates (For New Funds)</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">6-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">4.60%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">12-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">4.25%</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">24-month</td> \t\t\t \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:30px; text-align:left; width:89.5px\">3.80%</td> \t\t</tr> \t</tbody> </table>","<p><strong>Transfer flexibly with Mox Credit with no fees</strong></p> <ul> \t<li>Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones</li> \t<li>Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.</li> \t<li>Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app</li> </ul>","<p><strong>Mox Credit - Numberless All-in-One Bank Card</strong></p> <ul> <li>Up to 56 days of interest-free</li> <li>Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc</li><li>No late payment fee</li> <li>One card for all purchases and cash withdrawal.</li> <li>No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.</li> <li>Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.</li> <li>Use JETCO ATMs in Hong Kong for free.</li> </ul>","<p><strong>Mox Exclusive Offer</strong></p> <ul> <li>Discover discount offers, free gifts, unique experiences and more</li><li>Please visit the <a href=\"https://mox.com/promotions/mox-exclusive-offers/\">Mox Official Website</a> for the list of exclusive offers</li>","<strong>No minimum balance requirement</strong>","<strong>Customer Service Support</strong> <ul> <li>Voice call or live chat function in the app</li> <li>Email</li> </ul>"],"cons":["<strong>No physical branches</strong> <ul> <li>You can contact Mox via app and email.</li> </ul>","From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.","Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.","Terms and conditions apply.","<strong>Account Opening Requirement</strong> <ul> <li>You must be aged 18 or above and hold a valid Hong Kong identity card.</li> <li>You must have a valid Hong Kong residential and mailing address.</li> </ul>","<strong>Fees You Need to Know</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"width: 51.1843%;\"><strong>Item</strong></td> <td style=\"text-align: center; height: 50px; width: 45.8917%;\"> <p><strong>Fees</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Account closed by the customer within 3 months from the date of opening</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;\">N/A</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Paper Statement Request</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 45.8917%;\">HK$50/month</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 51.1843%;\">Mox Credit Annual Fee</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 45.8917%;\">N/A</td> </tr> </tbody> </table>","Mox disclaimer applies."]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"Min. Opening Balance"},"value":"0","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"documents":null,"disclaimer":null,"applicationProcess":[{"type":null,"data":""}],"fees":[],"productPrivileges":null,"interestRateTiers":null,"imageOrientation":null}, hs_created_at=1672893168323, hs_is_edited=false, hs_deleted_at=0, productname=Mox Account, hs_name=, hs_updated_by_user_id=60412388}})
Most retail banks in Hong Kong offer a wide range of services for personal banking, such as deposit services (savings, checking and timed deposit), credit services (credit card, personal loans, mortgages), insurance and securities services.
Virtual banks are banks that provide digital services only, while they may operate out of a physical office, they do not have branches to serve users. These banks obtain the same license and are monitored under the same supervisory requirements applicable to conventional banks. There are currently 8 virtual banks in Hong Kong.
In Hong Kong, there are generally two networks of ATMs: the Jetco network and the HSBC + Hang Seng network. Check with your bank to see which ATM networks you can withdraw cash for free.
Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.
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