Citi Speedy Cash Personal Loan
2 Offer Available
+ 35 other gift options
Valid until
31 July 2025
+ 17 other gift options
Valid until
31 July 2025
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Loan amount HK$2,000,000 or above + repayment period from 12 months to 42 months
Loan amount HK$2,000,000 or above + repayment period from 48 months or above
Loan amount from HK$800,000 to HK$1,999,999 + repayment period from 12 months to 42 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period from 48 months or above
Repayment period from 12 months to 42 months + loan amount from HK$500,000 to HK$799,999
Repayment period from 48 months or above + loan amount from HK$500,000 to HK$799,999
Repayment period from 12 months to 42 months + loan amount from HK$300,000 to HK$499,999
Repayment period from 48 months or above + loan amount from HK$300,000 to HK$499,999
Repayment period from 12 months to 42 months + loan amount from HK$200,000 to HK$299,999
Repayment period from 48 months or above + loan amount from HK$200,000 to HK$299,999
Repayment period from 12 months to 42 months + loan amount from HK$100,000 to HK$199,999
Repayment period from 48 months or above + loan amount from HK$100,000 to HK$199,999
Gift Options
Repayment period from 48 months above + loan amount HK$1,500,000 or above
Repayment period from 48 months above + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 48 months above + loan amount from HK$400,000 to HK$799,999
Repayment period from 48 months above + loan amount from HK$100,000 to HK$399,999
Repayment period from 30 months to 42 months + loan amount HK$1,500,000 or above
Repayment period from 30 months to 42 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 30 months to 42 months + loan amount from HK$400,000 to HK$799,999
Repayment period from 30 months to 42 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount from HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers' Hong Kong correspondence address according to Citibank's record
- Each eligible customer can enjoy the Reward once during the promotion period
- "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
- The Annualised Percentage Rate ("APR") is as low as 1.40% (including a HK$3,000 cash rebate) or 1.56% (excluding any cash rebate), based on a monthly flat rate of 0.07%, a loan amount of HK$3,500,000, and a repayment period of 12 months.
- To borrow or not to borrow? Borrow only if you can repay!
Citi Tax Season Loan
Offer Available
+ 17 other gift options
Valid until
31 July 2025
Gift Options
Repayment period from 48 months above + loan amount HK$1,500,000 or above
Repayment period from 48 months above + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 48 months above + loan amount from HK$400,000 to HK$799,999
Repayment period from 48 months above + loan amount from HK$100,000 to HK$399,999
Repayment period from 30 months to 42 months + loan amount HK$1,500,000 or above
Repayment period from 30 months to 42 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 30 months to 42 months + loan amount from HK$400,000 to HK$799,999
Repayment period from 30 months to 42 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount from HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
- Each eligible customer can enjoy the Reward once during the promotion period
- *“Instant Disbursement Upon Loan Approval” is only applicable for disbursement to participating banks of Faster Payment System (FPS), and is subject to Citi’s loan approval and availability of FPS, while the crediting to the recipient’s account is subject to the recipient bank’s handling. Processing time may vary in some cases depending on the actual circumstances of individual applications.
- APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. is as low as 1.40% (including a HK$3,000 cash rebate) or 1.56% (excluding any cash rebate), based on a monthly flat rate of 0.07%, a loan amount of HK$3,500,000, and a repayment period of 12 months. The above example is for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Fill in the application form and submit it together with the required documents.
2. Wait for the loan approval result
3. Disburse the loan
1. HK Identity Card
2. Income proof,
e.g. latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number)
3. Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number)
4. Latest residential address proof (e.g. electricity bill or bank statement)
5. Any other documents or certificates deemed appropriate.
Citi Card Debt Consolidation Loan
2 Offer Available
+ 35 other gift options
Valid until
31 July 2025
+ 17 other gift options
Valid until
31 July 2025
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
Loan amount HK$2,000,000 or above + repayment period from 12 months to 42 months
Loan amount HK$2,000,000 or above + repayment period from 48 months or above
Loan amount from HK$800,000 to HK$1,999,999 + repayment period from 12 months to 42 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period from 48 months or above
Repayment period from 12 months to 42 months + loan amount from HK$500,000 to HK$799,999
Repayment period from 48 months or above + loan amount from HK$500,000 to HK$799,999
Repayment period from 12 months to 42 months + loan amount from HK$300,000 to HK$499,999
Repayment period from 48 months or above + loan amount from HK$300,000 to HK$499,999
Repayment period from 12 months to 42 months + loan amount from HK$200,000 to HK$299,999
Repayment period from 48 months or above + loan amount from HK$200,000 to HK$299,999
Repayment period from 12 months to 42 months + loan amount from HK$100,000 to HK$199,999
Repayment period from 48 months or above + loan amount from HK$100,000 to HK$199,999
Gift Options
Repayment period from 48 months above + loan amount HK$1,500,000 or above
Repayment period from 48 months above + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 48 months above + loan amount from HK$400,000 to HK$799,999
Repayment period from 48 months above + loan amount from HK$100,000 to HK$399,999
Repayment period from 30 months to 42 months + loan amount HK$1,500,000 or above
Repayment period from 30 months to 42 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 30 months to 42 months + loan amount from HK$400,000 to HK$799,999
Repayment period from 30 months to 42 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount from HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- Each eligible customer can enjoy the Reward once during the promotion period
- The annualized percentage rate (“APR”) ranges from 5.16% to 35.78%, with repayment period of 6 to 72 months.
- The Annualized Percentage Rate ("APR") of as low as 5.16% (taking into account HK$1,500 cash rebate) or 5.40% is calculated based on the monthly flat rate 0.24% with loan amount of HK$1,200,000 and repayment tenor of 12 months.
The Annualized Percentage Rate ("APR") of as low as 35.78% is calculated based on the monthly flat rate 1.46% with loan amount of HK$100,000 and repayment tenor of 18 months.
- APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The maximum APR will change and subject to monthly flat rate amendment. The Bank reserve the right to amend the monthly flat rate and APR. The loan application is subject to the Bank’s approval. For a loan amount of HKD1,200,000 with 12 months repayment period, the monthly flat rate is 0.5% (APR 11.46%), and the total loan repayment amount is HK$212,004 (including full handling fee waiver). The above example is for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Fill in the application form and submit it together with the required documents.
2. Wait for the loan approval result
3. Disburse the loan
1. HK Identity Card
2. Income proof,
e.g. latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number)
3. Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number)
4. Latest residential address proof (e.g. electricity bill or bank statement)
5. Any other documents or certificates deemed appropriate.