Citi Speedy Cash Loan

Great for

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  [MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

  • From 11 September 2023 12:00 p.m. to 3 October 2023 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 3 October 2023, regardless of loan approval and drawdown
  • For more details about the promotion, please see Terms and Conditions
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  [MoneyHero Exclusive Offer]

  • Eligibility:
    • successfully apply for Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan on MoneyHero from 11 September 2023 12 p.m. to 3 October 2023 6 p.m., and
    • choose a repayment period of 12 months or above, and drawdown the loan within 1 month

  Loan Amount	MoneyHero Exclusive Offer
  HK$800,000 or above	Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (valued at HK$12,380); OR HK$10,000 Apple Store Gift Card / Supermarket Coupon
  HK$500,000 to HK$799,999	SAMSUNG 50" Q60C LED TV (valued at HK$8,980); OR HK$7,000 Apple Store Gift Card / Supermarket Coupon
  HK$300,000 to HK$499,999	Dyson Purifier Hot+Cool™ HP07 (valued at HK$5,780); OR HK$6,000 Apple Store Gift Card / Supermarket Coupon
  HK$200,000 to HK$299,999	Marshall Woburn II (valued at HK$4,999); OR HK$4,000 Apple Store Gift Card / Supermarket Coupon
  HK$100,000 to HK$199,999	Bose SoundLink Revolve+ II Bluetooth Speaker (valued at HK$2,699); OR HK$2,000 Apple Store Gift Card / Supermarket Coupon

  • All of the Rewards will be issued randomly in colour
  • For more details about the promotion, please see Terms and Conditions
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  Welcome offer - Up to HK$8,000 Cash Coupon
  Clients who successfully apply for Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan from 1 July 2023 to 30 September 2023 and drawdown the loan on or before 14 October 2023 will be entitled to the following welcome offer:

  Loan Amount	Repayment period 24 months or below	Repayment period 24 months above
  Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders	Other customers	Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders	Other customers
  HK$1,500,000 or above	HK$4,000	HK$2,000	HK$8,000	HK$4,000
  HK$800,000 - HK$1,499,999	HK$2,500	HK$1,500	HK$4,000	HK$2,500
  HK$400,000 - HK$799,999	HK$1,500	HK$1,000	HK$2,000	HK$1,500
  HK$100,000 - HK$399,999	HK$500	HK$400	HK$700	HK$600

  • A cash coupon redemption letter (if applicable) will be mailed to the Eligible Customers’ Hong Kong correspondence address according to The Bank’s record on or before 31 December 2023
  • For more details about the promotion, please see terms and conditions
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  Product Features

  • Same-day approval and same-day loan disbursement
  • The loan amount is up to 12 times of monthly salary or HK$3,500,000, whichever is lower
  • Repayment term up to 60 months, HK$0 handling fee
  • No hidden terms and conditions

Need to know

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  Things you need to know

  • The application of Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan must be successfully applied on or before 3 October 2023. The application date is subject to Citibank’s system records
  • The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    • Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
  • Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
  • A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
  • Each eligible customer can enjoy the Reward once during the promotion period
  • "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
  • The Annualised Percentage Rate ("APR") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$1,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. Exclusive for selected application channels.
  • To borrow or not to borrow? Borrow only if you can repay!