TODO
Citi Speedy Cash Loan
Update time: Nov 2022
$
405,760
Total Repayment (as low as)
$
16,907
Monthly Repayment (as low as)
1.38
%
APR (as low as)
Monthly Flat Rate: 0.06%
Citi Speedy Cash Loan amount up to HK$2,000,000 or 12 times of your monthly salary (whichever is lower)
Loan amount up to 12x monthly salary; APR as low as 1.38% (calculation based on the monthly flat rate 0.062% with loan amount of HK$1,500,000 and repayment period of 12 months)

Great for

  • [MoneyHero Exclusive Offer] Hot Gadgets - Pick What You Like!

    • Eligibility:
      • successfully apply for Citi Speedy Cash Loan on MoneyHero from 1 to 16 October 2022, and
      • drawdown the loan within 1 month
    Loan Amount Gadgets Apple Gift Card / Coupon
    HK$800,000 or above

    Option (1): iPhone 14 Pro 128GB (valued at HK$8,599); or

    Option (2): RIMOWA Essential Check-In L Luggage (85L/30")
    (Valued at HK$8,500)

    HK$8,000 Apple Store Gift Card / Supermarket Coupon

    HK$300,000 to HK$799,999 Dyson V15 Detect™ Total Clean Vacuum (valued at HK$6,080) HK$6,000 Apple Store Gift Card / Supermarket Coupon
    HK$200,000 to HK$299,999 Marshall Woburn II Bluetooth Speaker (valued at HK$4,999) HK$5,000 Apple Store Gift Card / Supermarket Coupon
    HK$100,000 to HK$199,999 B&O Explore Bluetooth Speaker (valued at HK$1,898) HK$1,000 Apple Store Gift Card / Supermarket Coupon
    • All of the Rewards will be issued randomly in colour
    • For more details about the promotion, please see Terms and Conditions
  • Welcome offer - Up to HK$8,000 Cash Coupon
    Clients who successfully apply for Citi Speedy Cash Loan from 1 April 2022 to 16 October 2022 and drawdown the loan on or before 30 October 2022 will be entitled to the following welcome offer:

      Repayment period 24 months or below Repayment period 24 months above
    Loan Amount Citigold Private
    Client (CPC) / Citigold /
    Citi ULTIMA cardholders
     Other customers Citigold Private
    Client (CPC) / Citigold /
    Citi ULTIMA cardholders
    Other customers 
    HK$1,500,000 or above

    HK$4,000

    HK$2,500

    HK$8,000 HK$4,000
    HK$800,000 - HK$1,499,999

    HK$2,500

    HK$2,000

    HK$5,000 HK$3,000
    HK$300,000 - HK$799,999

    HK$1,500

    HK$1,000

    HK$3,000 HK$2,000
    HK$100,000 - HK$299,999 HK$800 HK$500

    HK$1,000

    HK$700

  • Product Features

    • Same-day approval and same-day loan disbursement
    • Repayment term up to 60 months + HK$0 handling fee
    • Loan amount up to HK$2,000,000 or 12 times of your monthly salary (whichever is lower)
    • No hidden terms and conditions

Need to know

  • Things you need to know

    • The application of Citi Speedy Cash Loan or Citi Debt Consolidation Loan must be successfully applied on or before 16 October 2022. The application date is subject to Citibank’s system records
    • Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
    • Each eligible customer can enjoy the Reward once during the promotion period
    • APR is as low as 1.38%. The calculation is based on the monthly flat rate of 0.06% with a loan amount of HK$1,500,000 and a repayment period of 12 months. The actual APR applicable may differ. An APR is a reference rate that includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
    • Offer examples above for reference only
    • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$72,000

Steps to Apply

1. Fill in the application form and submit it together with the required documents.
2. Wait for the loan approval result
3. Disburse the loan

Required Documents

1. Hong Kong Permanent Resident Identity Card
2. Income proof,
e.g. latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number)
3. Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number)
4. Latest residential address proof (e.g. electricity bill or bank statement)
5. Any other documents or certificates deemed appropriate.

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