TODO
Citi Tax Season Loan
Update time: May 2022
$
204,464
Total Repayment (as low as)
$
5,680
Monthly Repayment (as low as)
1.38
%
APR (as low as)
Monthly Flat Rate: 0.06%
[Tax season is coming!] APR as low as 1.38% (calculation based on the monthly flat rate 0.062% with loan amount of HK$1.5m and repayment period of 12 months)
The actual APR may vary for individual customers

Great for

  • [MoneyHero Exclusive Offer] Hot Gadgets - Pick What You Like!
    Clients who successfully apply for Citi Tax Season Loan on MoneyHero from 1 to 31 March 2022 and drawdown the loan within 1 month will be entitled to the following MoneyHero exclusive offer:

    Loan Amount Option 1 Option 2
    HK$800,000 or above iPad Pro 12.9-inch, 128GB, Wi-Fi
    (Valued at HK$8,799; random colour)

    Samsung Galaxy S22 Ultra 256GB丨12GB 
    (Valued at HK$9,698; random colour)

    HK$300,000 to HK$799,999 Dyson V11™ Absolute Extra Cordless Vacuum Cleaner
    (Valued at HK$5,980)
    Samsung Galaxy Tab S8 (WiFi) 128GB丨8GB RAM
    (Valued at HK$5,488)
    HK$200,000 to HK$299,999 Dyson V12 Detect™ Slim Total Clean Vacuum
    (Valued at HK$5,580)
    Dyson Pure Hot+Cool™ HP00 Purifier Fan
    (Valued at HK$4,480; random colour)
    HK$100,000 to HK$199,999 Apple AirPods (3rd Gen)
    (Valued at HK$1,499)
    HK$1,000 HKTVmall Voucher
  • [Citi Promotion] Up to HK$4,000 cash coupon
    Clients who successfully apply for Citi Tax Season Loan from 6 October to 31 March 2022 (promotion period) and withdraw the loan on or before 14 April 2022 with specific amount and repayment term 12 months or above will be entitled to the following Citi promotion offers
    Repayment period 24 months or below
    Loan Amount Reward for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders Reward for Citi Priority customers Reward for other customers
      Cash Coupons
    HK$1,000,000 or above HK$2,000 HK$1,500 HK$1,000
    HK$500,000 to HK$999,999  HK$1,500 HK$1,000 HK$800
     HK$200,000 to HK499,999  HK$1,000 HK$800 HK$500
    Repayment period above 24 months
    Loan Amount Reward for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders Reward for Citi Priority customers Reward for other customers
      Cash Coupons
    HK$1,000,000 or above HK$4,000 HK$3,000 HK$2,000
    HK$500,000 to HK$999,999  HK$3,000 HK$2,000 HK$1,500
     HK$200,000 to HK499,999  HK$2,000 HK$1,500 HK$800
  • The loan amount is up to 12 times of monthly salary or HK$2,000,000, whichever is lower
  • Same day approval and same day loan disbursement
  • Repayment term up to 60 months + HK$0 handling fee
  • No hidden terms and conditions

Need to know

  • The Offer for Citigold Private Client/ Citigold Client / Citi Priority Client or Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    • Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi Priority Client should maintain the account balance at HK$500,000 or above and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
  • Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
  • A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
  • Each eligible customer can enjoy the Reward once during the promotion period
  • "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
  • The Annualised Percentage Rate ("APR") of 1.38% is calculated based on the monthly flat rate 0.062% with loan amount of HK$1,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Min. Annual Income
72000

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