Best Deals Banking Account
CNCBI inMotion
+ 4 other gift options
Valid until
30 April 2024
+ 1 other gift options
Valid until
30 June 2024
Valid until
30 June 2024
Valid until
30 June 2024
- From 9 April 2024 12 noon till 30 April 2024 6 p.m., new customers who open inMotion Multi-Currencies Statement Savings Account and register Monopoly Deposit via MoneyHero by using promo code "24MH01" , while deposit HK$10,000 or above eligible new funds* are entitled to
Gift Options
- Please submit the reward redemption form sent via email previously within 7 days of after receiving the reward redemption form.
- Terms and Conditions Apply, please click here for details.
- *The account must be successfully opened, register for MONOPOLY Deposit with deposit HK$10,000 or above eligible new funds by 7 May 2024 6 p.m to be entitled for the Limited-Time Exclusive Offer, while the requirement of HK$10,000 should reach at least once on any business day after registration.
- All of the Rewards will be issued randomly in colour.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, CNCBI has no relation with its redemption, usage and dispute.
Gift Options
Total balance from HK$300,000 or above
Total balance from HK$50,000 to HK$299,999 to
Important Dates
Account opening date (both dates inclusive) | Designated Period (both dates inclusive) |
8 April 2024 – 30 April 2024 | 1 May 2024 – 30 June 2024 |
1 May 2024 – 31 May 2024 | 1 June 2024 – 31 July 2024 |
1 June 2024 – 30 June 2024 | 1 July 2024 – 31 August 2024 |
From now until 30 June 2024, maintain a Total Balance* of relevant amount during the designated Period according to the table below will be entitled to the corresponding Cash Reward.
- This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst , CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to keep a total balance of the required amount according to above dates. Terms and conditions apply, please click HERE for details.
Gift Options
Grab “Lifetime Stock Purchases Fee Waiver” mission through inMotion “Rewards Go!” to register and enjoy Stock Purchases Fee Waiver
*** The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
Gift Options
- From now until 30 June 2024, earn 1 “Spring Thankful Draw” daily draw chance with guaranteed prize by simply completing any designated banking activities such as fund-in, register for MONOPOLY DEPOSIT, exchange foreign currencies, spend with CNCBI’s credit cards, etc. every day. Win up to 4x Japan Round-Trip Business Class Air Tickets of Your Preferred Destination, Interest Rate Coupon to enjoy up to 7.28% p.a. 1-month HKD High Savings Rate, Cash Rewards, Coffee e-Gift Vouchers, etc.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- Monopoly Deposit - Interest Rate up to 7.28% p.a.
- Rewards Go!
- Check-in in inMotion’s Personalized Rewards Platform after opening account and complete banking missions to earn cash rewards.
- Welcome Offer - Up to 10% Foreign Currency Spending Cash Rebate
- From 3 April 2024 to 2 July 2024, New Cardmembers who successfully apply for CNCBI Motion Credit Card can enjoy 10% Cash Rebate on spending in foreign currency (up to HK$1,000 rebate) or HK$600 Cash Rebate.
- Year-round offer of 6% Cash Rebate(up to $200 monthly) on dining and online spending. No register is needed. Rebate automatically to card account monthly.
- Perpetual Annual Fee Waiver
- Saving Offers
- From 1 April to 29 April 2024 8 p.m., Register for MONOPOLY Deposit can enjoy interest rate of up to 7.28% p.a..
- Online USD exclusive time deposit rate up to 5.15% p.a.
- Investment Offers
- Get “Lifetime Stock Purchases Fee Waiver” through inMotion "Reward Go!" “Rewards Go!"
- inMotion Exclusive FX Cash Rewards - enjoy JPY10,000 rebate for every JPY 500,000 FX transactions, maximum rebate JPY 100,000
- Up to HK$60,000 Cash Rewards for Eligible FX Transactions
- Up to HK$8,800 Online Investment Fund Subscription Fee Rebate
- $0 Advisory Service Fee Offer for Robo 360
- Remarks
- Terms and conditions apply.
- Up to HK$400 Cash Reward: This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst , CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to keep a total balance of the designated amount or equivalent on 30 April, 2024 for up to HK$400 reward. Terms and conditions apply, please click HERE for details.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- Monopoly Deposit Savings Offers: Customers should register Monopoly Deposit and the eligible new fund should at least reach the requirement of HK$10,000 once on any business day during the Registration Period to enjoy Monopoly bonus interest rate.The maximum eligible new fund to be entitled to the Bonus Interest Rate during the Promotion Period is HK$ 20,000,000. Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 March 2024, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply.
- Time Deposit: The above preferential interest rate is quoted as of 3 April 2024 and is for reference only. The Bank reserves the right to change and/or cancel this promotion at any time without prior notice. Interest rates are subject to review according to changes in market conditions. Before conducting the relevant transaction, please check the actual interest rates and exchange rates that will be offered to you before your transaction made on i-banking or inMotion. Terms and conditions apply.
- The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
- inMotion Exclusive FX Cash Rewards: The offer is valid from 8 April to 30 April 2024. Pleas click HERE for details.
- Up to HK$60,000 Cash Rewards for Eligible FX Transactions: Only applicable to FX transactions via branches, phone banking, i-banking and inMotion. Pleas click HERE for details.
- Online Investment Fund Subscription Fee Rebate : Only applicable to customers who have not subscribed any Investment Funds during 1 April 2023 to 31 March 2024 and to first Investment Fund subscription via online channels. The offer cannot be used in conjunction with Investment Rewards Offers. Terms and conditions apply.
- $0 Advisory Service Fee Offer for Robo 360 : Customers who maintain Robo 360 Account can enjoy $0 advisory service fee for asset under advice in the Robo 360 Account. Terms and conditions apply, please click HERE for details.
- 10% cash rebate on foreign currency includes transactions in the first 3 months (maximum of HK$1,000 cash rebate). Year round 6% cash rebate on online and dining transactions (maximum of HK$200 each month).
- Risk Disclosure Statements for Foreign Exchange Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
- Investment involves risk. The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities.
- Customer Service Support
- 24/7 Live Chat Support
- Assistance over the phone during business hours
Mox Account
+ 6 other gift options
Valid until
22 April 2024
Valid until
30 June 2024
Valid until
30 April 2024
Valid until
31 December 2024
Valid until
30 April 2024
Valid until
19 May 2024
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 14 days
Gift Options
MoneyHero Limited-Time Exclusive Offer
- Open a Mox Account successfully with the invitation code "MHMOX1200" and successfully apply for Mox Credit via MoneyHero, you can enjoy Nintendo Switch (OLED model)(valued at HK$2,680;random color) / Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase(Valued at HK$4280; random colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Nescafe Dolce Gusto Genio S Plus (Valued at HK$1,390 ; random colour) / BRUNO BOE065-PPK Multi Grill Pot (HK$1,098; random color) / HK$1,000 Apple Gift Card OR Trip.com Gift Card
- From 9 April 2024 10 a.m. to 22 April 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MHMOX1200"
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- On or before 31 May 2024: The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records
- Tips:
- Please submit the reward redemption form sent via email previously within 14 days of after receiving the successful application email.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MHMOXFEB” to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
Gift Options
Mox Bank Welcome Offer - up to HK$1,200 Cash Rewards with Mox
- From now until 30 June 2024, open a Mox Account successfully with the invitation code "MHMOX1200" and successfully apply for Mox Credit, you can get HK$1,200 Cash Rewards by making eligible spendings with at least HK$3,000 with Mox Credit within the first 60 days of your Mox Credit approval!
- MHMOX1200 Invitation Code Promotion Terms and Conditions apply.
Gift Options
Complete one or more of the transaction(s) below with Mox Invest from 1 Mar 2024 to 30 April 2024 and earn cash reward(s) that correspond to your trading amount
- Buy or sell Hong Kong or U.S. stocks (including U.S. fractional shares)
- Make a net fund transaction (the transaction amount is calculated by the balance of the accumulated fund amount purchased and the fund amount sold)
- 1st Reward: Accumulate a trading amount of HK$10,000 and earn a HK$200 cash reward
- 2nd Reward: Accumulate a trading amount of HK$50,000 and earn an additional HK$800 cash reward
- The cash rewards will be credited to one of your accounts with Mox by 31 May 2024.
- Investment involves risks.
- Terms and Conditions Apply
- Details HERE
Gift Options
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2024
- During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
- Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
- Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
- Details HERE
Gift Options
- From now until 30 April 2024, open a Mox Account successfully with the invitation code "MHMOX1200" and deposit HK$50,000* within 7 days upon account opening, can enjoy extra 15% saving interest rate.
- HKD savings base rate: 1.5%
- Bonus rate from investment: 1.5%
- Flash cash reward of HKD1,000: 12%
- *need to maintain fund for 60 days.
- Flash Deposits Welcome Offer Promotion Terms and Conditions and Savings Base Rate Enhancement Scheme Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.
Gift Options
- From today til 19 May 2024, spend a designated amount with Mox at Cathay, HK Express, any hotel or travel booking platform to earn miles as low as HK$2=1 Mile, up to 10,000 Miles
- Offer 1: Spend at Cathay or HK Express with accumulated spending amount HK$10,000 to earn 5,000 Miles (as low as HK$2=1 Mile)
Offer 2: Book any hotel or spend on online travel agencies (any transactions made directly on airline official websites are not included) with accumulated spending amount HK$10,000 to earn 5,000 Miles (as low as HK$2=1 Miles)
- Once the two offers above are completed, you’ll automatically enter the lucky draw, giving you the chance to win 25,000 Miles
- Please refer to the Mox Official Website for more details
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
- Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
- Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
- Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
- 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxi, Uber, Trip.com, selected merchants under HKT and more! (cap HK$1,800 cash reward during the promotion period)
First in Hong Kong! Earn interest upfront with cash or miles!
- Interest earnings are credited to you right away – and you can choose to receive interest in either cash or Asia Miles!
- Mox pays your interest the exact moment of your deposit and lets you choose to earn cash or miles. Earn interest upfront with cash or miles? It’s up to you.
Choose miles as interest, enjoy as low as HK$1.33 for 1 mile by placing a Time Deposit with New Funds
- No waiting: The moment you save, not only you will transparently see how many miles you can earn, you’ll also get them upfront instantly.
- Easy to earn: Save and earn. It’s that simple. Why spend over months to earn the miles you need and wait for them coming into your account?
- Low barrier: You can earn miles even if you save with a small budget, which is a perfect choice for you if you’re just missing a few more miles for your next trip.
Tenor | Asia Miles Time Deposite Rate |
6-month | HK$5.05 = 1 Mile |
12-month | HK$2.27 = 1 Mile |
24-month | HK$1.33 = 1 Mile |
Choose miles as cash, enjoy up to 3.3% p.a. Interest
- For Time Deposits with tenors of 6-months or above with New Fund, interest is even credited right away!
Tenor | Preferential interest rate (p.a.) |
6-month | 3.3% |
12-month | 3.1% |
24-month | 3.0% |
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
- From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.
- From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HK$75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction.
- From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
- Earn up to HK$1,800 CashBack calculated at 3% on the eligible transaction made with Mox Credit at selected CashBack Merchants.
- General Terms and Conditions (in particular, see Schedule 3 to the General Terms and Conditions) and Split Purchase Cash Rewards Promotion Terms and Conditions apply.
- Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.
- Terms and conditions apply.
- Mox disclaimer applies.
Citigold Account
Valid until
30 April 2024
Valid until
30 April 2024
Gift Options
Account Opening Offer - Up to HK$42,100 Cash Rebate
- Open a Citigold & Citi NextGen Accounts : New Funds Offer - Up to HK$16,000 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:New funds amount Cash Rebate ≥ HK$5,000,000 HK$16,000 Cash Rebate ≥ HK$2,500,000 HK$10,000 Cash Rebate ≥ HK$1,500,000 HK$5,000 Cash Rebate - Engagement Offer HK$1,000 Cash Rebate
Customers who complete the following to enjoy HK$1,000 Cash Rebate:- Login to Citi Mobile® App at least once; and
- Enable Push notification; and
- Complete Investment Risk Profile Questionnaire; and
- Activate debit card
- Product Balance Offer - Up to HK$20,000 Cash Rebate
New customers who maintain designated investment products, life insurance plans and mortgage to can enjoy below rewards:Designated Product Balance Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$12,000 Cash Rebate ≥ HK$1,500,000 HK$6,000 Cash Rebate ≥HK$500,000 HK$2,600 Cash Rebate - Mortgage Offer - Up to HK$4,000 Cash Rebate
New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 Cash Rebate - Anniversary Award - Up to HK$800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:Averge Daily Fund Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate - New Citi NextGen Account Welcome Offer - HK$300 Cash Rebate
Open a Citi NextGen Account for your child to get HK$300 Cash Rebate
Gift Options
Enjoy up to 4.5% HKD 3 month time deposit
Time Deposit Offer
Enjoy Preferential Time Deposit rates of up to 4.5% p.a. for Citigold bank account and Up to 4.6% p.a. for Citigold Private Client now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
USD Preferential Time Deposit Interest Rate up to 6% p.a
Citigold Debit Mastercard Cash RebateEnjoy up to 1% cash rebate for every Point-of-Sale purchase for the first 6 months, and 0.5% thereafter.
Customer Support
- 24-hour Citigold Hotline
- Citi Live Chat: supports text/audio/video chat
- Terms and conditions apply. All info and offers are subjected to Citibank's official website.
Fees You Need to Know
- Service Fee: HK$300
- Paper Statement Fee: HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
- Account closed by customer within 6 months from the date of opening: HK$500
- ATM Card Annual Fee: Free
CNCBI inMotion
+ 4 other gift options
Valid until
30 April 2024
+ 1 other gift options
Valid until
30 June 2024
Valid until
30 June 2024
Valid until
30 June 2024
- From 9 April 2024 12 noon till 30 April 2024 6 p.m., new customers who open inMotion Multi-Currencies Statement Savings Account and register Monopoly Deposit via MoneyHero by using promo code "24MH01" , while deposit HK$10,000 or above eligible new funds* are entitled to
Gift Options
- Please submit the reward redemption form sent via email previously within 7 days of after receiving the reward redemption form.
- Terms and Conditions Apply, please click here for details.
- *The account must be successfully opened, register for MONOPOLY Deposit with deposit HK$10,000 or above eligible new funds by 7 May 2024 6 p.m to be entitled for the Limited-Time Exclusive Offer, while the requirement of HK$10,000 should reach at least once on any business day after registration.
- All of the Rewards will be issued randomly in colour.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, CNCBI has no relation with its redemption, usage and dispute.
Gift Options
Total balance from HK$300,000 or above
Total balance from HK$50,000 to HK$299,999 to
Important Dates
Account opening date (both dates inclusive) | Designated Period (both dates inclusive) |
8 April 2024 – 30 April 2024 | 1 May 2024 – 30 June 2024 |
1 May 2024 – 31 May 2024 | 1 June 2024 – 31 July 2024 |
1 June 2024 – 30 June 2024 | 1 July 2024 – 31 August 2024 |
From now until 30 June 2024, maintain a Total Balance* of relevant amount during the designated Period according to the table below will be entitled to the corresponding Cash Reward.
- This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst , CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to keep a total balance of the required amount according to above dates. Terms and conditions apply, please click HERE for details.
Gift Options
Grab “Lifetime Stock Purchases Fee Waiver” mission through inMotion “Rewards Go!” to register and enjoy Stock Purchases Fee Waiver
*** The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
Gift Options
- From now until 30 June 2024, earn 1 “Spring Thankful Draw” daily draw chance with guaranteed prize by simply completing any designated banking activities such as fund-in, register for MONOPOLY DEPOSIT, exchange foreign currencies, spend with CNCBI’s credit cards, etc. every day. Win up to 4x Japan Round-Trip Business Class Air Tickets of Your Preferred Destination, Interest Rate Coupon to enjoy up to 7.28% p.a. 1-month HKD High Savings Rate, Cash Rewards, Coffee e-Gift Vouchers, etc.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- Monopoly Deposit - Interest Rate up to 7.28% p.a.
- Rewards Go!
- Check-in in inMotion’s Personalized Rewards Platform after opening account and complete banking missions to earn cash rewards.
- Welcome Offer - Up to 10% Foreign Currency Spending Cash Rebate
- From 3 April 2024 to 2 July 2024, New Cardmembers who successfully apply for CNCBI Motion Credit Card can enjoy 10% Cash Rebate on spending in foreign currency (up to HK$1,000 rebate) or HK$600 Cash Rebate.
- Year-round offer of 6% Cash Rebate(up to $200 monthly) on dining and online spending. No register is needed. Rebate automatically to card account monthly.
- Perpetual Annual Fee Waiver
- Saving Offers
- From 1 April to 29 April 2024 8 p.m., Register for MONOPOLY Deposit can enjoy interest rate of up to 7.28% p.a..
- Online USD exclusive time deposit rate up to 5.15% p.a.
- Investment Offers
- Get “Lifetime Stock Purchases Fee Waiver” through inMotion "Reward Go!" “Rewards Go!"
- inMotion Exclusive FX Cash Rewards - enjoy JPY10,000 rebate for every JPY 500,000 FX transactions, maximum rebate JPY 100,000
- Up to HK$60,000 Cash Rewards for Eligible FX Transactions
- Up to HK$8,800 Online Investment Fund Subscription Fee Rebate
- $0 Advisory Service Fee Offer for Robo 360
- Remarks
- Terms and conditions apply.
- Up to HK$400 Cash Reward: This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst , CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to keep a total balance of the designated amount or equivalent on 30 April, 2024 for up to HK$400 reward. Terms and conditions apply, please click HERE for details.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- Monopoly Deposit Savings Offers: Customers should register Monopoly Deposit and the eligible new fund should at least reach the requirement of HK$10,000 once on any business day during the Registration Period to enjoy Monopoly bonus interest rate.The maximum eligible new fund to be entitled to the Bonus Interest Rate during the Promotion Period is HK$ 20,000,000. Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 March 2024, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply.
- Time Deposit: The above preferential interest rate is quoted as of 3 April 2024 and is for reference only. The Bank reserves the right to change and/or cancel this promotion at any time without prior notice. Interest rates are subject to review according to changes in market conditions. Before conducting the relevant transaction, please check the actual interest rates and exchange rates that will be offered to you before your transaction made on i-banking or inMotion. Terms and conditions apply.
- The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
- inMotion Exclusive FX Cash Rewards: The offer is valid from 8 April to 30 April 2024. Pleas click HERE for details.
- Up to HK$60,000 Cash Rewards for Eligible FX Transactions: Only applicable to FX transactions via branches, phone banking, i-banking and inMotion. Pleas click HERE for details.
- Online Investment Fund Subscription Fee Rebate : Only applicable to customers who have not subscribed any Investment Funds during 1 April 2023 to 31 March 2024 and to first Investment Fund subscription via online channels. The offer cannot be used in conjunction with Investment Rewards Offers. Terms and conditions apply.
- $0 Advisory Service Fee Offer for Robo 360 : Customers who maintain Robo 360 Account can enjoy $0 advisory service fee for asset under advice in the Robo 360 Account. Terms and conditions apply, please click HERE for details.
- 10% cash rebate on foreign currency includes transactions in the first 3 months (maximum of HK$1,000 cash rebate). Year round 6% cash rebate on online and dining transactions (maximum of HK$200 each month).
- Risk Disclosure Statements for Foreign Exchange Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
- Investment involves risk. The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities.
- Customer Service Support
- 24/7 Live Chat Support
- Assistance over the phone during business hours
Mox Account
+ 6 other gift options
Valid until
22 April 2024
Valid until
30 June 2024
Valid until
30 April 2024
Valid until
31 December 2024
Valid until
30 April 2024
Valid until
19 May 2024
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 14 days
Gift Options
MoneyHero Limited-Time Exclusive Offer
- Open a Mox Account successfully with the invitation code "MHMOX1200" and successfully apply for Mox Credit via MoneyHero, you can enjoy Nintendo Switch (OLED model)(valued at HK$2,680;random color) / Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase(Valued at HK$4280; random colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Nescafe Dolce Gusto Genio S Plus (Valued at HK$1,390 ; random colour) / BRUNO BOE065-PPK Multi Grill Pot (HK$1,098; random color) / HK$1,000 Apple Gift Card OR Trip.com Gift Card
- From 9 April 2024 10 a.m. to 22 April 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MHMOX1200"
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- On or before 31 May 2024: The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records
- Tips:
- Please submit the reward redemption form sent via email previously within 14 days of after receiving the successful application email.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MHMOXFEB” to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
Gift Options
Mox Bank Welcome Offer - up to HK$1,200 Cash Rewards with Mox
- From now until 30 June 2024, open a Mox Account successfully with the invitation code "MHMOX1200" and successfully apply for Mox Credit, you can get HK$1,200 Cash Rewards by making eligible spendings with at least HK$3,000 with Mox Credit within the first 60 days of your Mox Credit approval!
- MHMOX1200 Invitation Code Promotion Terms and Conditions apply.
Gift Options
Complete one or more of the transaction(s) below with Mox Invest from 1 Mar 2024 to 30 April 2024 and earn cash reward(s) that correspond to your trading amount
- Buy or sell Hong Kong or U.S. stocks (including U.S. fractional shares)
- Make a net fund transaction (the transaction amount is calculated by the balance of the accumulated fund amount purchased and the fund amount sold)
- 1st Reward: Accumulate a trading amount of HK$10,000 and earn a HK$200 cash reward
- 2nd Reward: Accumulate a trading amount of HK$50,000 and earn an additional HK$800 cash reward
- The cash rewards will be credited to one of your accounts with Mox by 31 May 2024.
- Investment involves risks.
- Terms and Conditions Apply
- Details HERE
Gift Options
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2024
- During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
- Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
- Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
- Details HERE
Gift Options
- From now until 30 April 2024, open a Mox Account successfully with the invitation code "MHMOX1200" and deposit HK$50,000* within 7 days upon account opening, can enjoy extra 15% saving interest rate.
- HKD savings base rate: 1.5%
- Bonus rate from investment: 1.5%
- Flash cash reward of HKD1,000: 12%
- *need to maintain fund for 60 days.
- Flash Deposits Welcome Offer Promotion Terms and Conditions and Savings Base Rate Enhancement Scheme Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.
Gift Options
- From today til 19 May 2024, spend a designated amount with Mox at Cathay, HK Express, any hotel or travel booking platform to earn miles as low as HK$2=1 Mile, up to 10,000 Miles
- Offer 1: Spend at Cathay or HK Express with accumulated spending amount HK$10,000 to earn 5,000 Miles (as low as HK$2=1 Mile)
Offer 2: Book any hotel or spend on online travel agencies (any transactions made directly on airline official websites are not included) with accumulated spending amount HK$10,000 to earn 5,000 Miles (as low as HK$2=1 Miles)
- Once the two offers above are completed, you’ll automatically enter the lucky draw, giving you the chance to win 25,000 Miles
- Please refer to the Mox Official Website for more details
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
- Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
- Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
- Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
- 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxi, Uber, Trip.com, selected merchants under HKT and more! (cap HK$1,800 cash reward during the promotion period)
First in Hong Kong! Earn interest upfront with cash or miles!
- Interest earnings are credited to you right away – and you can choose to receive interest in either cash or Asia Miles!
- Mox pays your interest the exact moment of your deposit and lets you choose to earn cash or miles. Earn interest upfront with cash or miles? It’s up to you.
Choose miles as interest, enjoy as low as HK$1.33 for 1 mile by placing a Time Deposit with New Funds
- No waiting: The moment you save, not only you will transparently see how many miles you can earn, you’ll also get them upfront instantly.
- Easy to earn: Save and earn. It’s that simple. Why spend over months to earn the miles you need and wait for them coming into your account?
- Low barrier: You can earn miles even if you save with a small budget, which is a perfect choice for you if you’re just missing a few more miles for your next trip.
Tenor | Asia Miles Time Deposite Rate |
6-month | HK$5.05 = 1 Mile |
12-month | HK$2.27 = 1 Mile |
24-month | HK$1.33 = 1 Mile |
Choose miles as cash, enjoy up to 3.3% p.a. Interest
- For Time Deposits with tenors of 6-months or above with New Fund, interest is even credited right away!
Tenor | Preferential interest rate (p.a.) |
6-month | 3.3% |
12-month | 3.1% |
24-month | 3.0% |
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
- From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.
- From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HK$75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction.
- From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
- Earn up to HK$1,800 CashBack calculated at 3% on the eligible transaction made with Mox Credit at selected CashBack Merchants.
- General Terms and Conditions (in particular, see Schedule 3 to the General Terms and Conditions) and Split Purchase Cash Rewards Promotion Terms and Conditions apply.
- Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.
- Terms and conditions apply.
- Mox disclaimer applies.
Citigold Account
Valid until
30 April 2024
Valid until
30 April 2024
Gift Options
Account Opening Offer - Up to HK$42,100 Cash Rebate
- Open a Citigold & Citi NextGen Accounts : New Funds Offer - Up to HK$16,000 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:New funds amount Cash Rebate ≥ HK$5,000,000 HK$16,000 Cash Rebate ≥ HK$2,500,000 HK$10,000 Cash Rebate ≥ HK$1,500,000 HK$5,000 Cash Rebate - Engagement Offer HK$1,000 Cash Rebate
Customers who complete the following to enjoy HK$1,000 Cash Rebate:- Login to Citi Mobile® App at least once; and
- Enable Push notification; and
- Complete Investment Risk Profile Questionnaire; and
- Activate debit card
- Product Balance Offer - Up to HK$20,000 Cash Rebate
New customers who maintain designated investment products, life insurance plans and mortgage to can enjoy below rewards:Designated Product Balance Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$12,000 Cash Rebate ≥ HK$1,500,000 HK$6,000 Cash Rebate ≥HK$500,000 HK$2,600 Cash Rebate - Mortgage Offer - Up to HK$4,000 Cash Rebate
New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 Cash Rebate - Anniversary Award - Up to HK$800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:Averge Daily Fund Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate - New Citi NextGen Account Welcome Offer - HK$300 Cash Rebate
Open a Citi NextGen Account for your child to get HK$300 Cash Rebate
Gift Options
Enjoy up to 4.5% HKD 3 month time deposit
Time Deposit Offer
Enjoy Preferential Time Deposit rates of up to 4.5% p.a. for Citigold bank account and Up to 4.6% p.a. for Citigold Private Client now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
USD Preferential Time Deposit Interest Rate up to 6% p.a
Citigold Debit Mastercard Cash RebateEnjoy up to 1% cash rebate for every Point-of-Sale purchase for the first 6 months, and 0.5% thereafter.
Customer Support
- 24-hour Citigold Hotline
- Citi Live Chat: supports text/audio/video chat
- Terms and conditions apply. All info and offers are subjected to Citibank's official website.
Fees You Need to Know
- Service Fee: HK$300
- Paper Statement Fee: HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
- Account closed by customer within 6 months from the date of opening: HK$500
- ATM Card Annual Fee: Free
CNCBI CITICfirst Service
+ 4 other gift options
Valid until
21 April 2024
Valid until
30 June 2024
Valid until
21 April 2024
[MoneyHero Exclusive Offer]
- From 1 March 2024 12 noon till 21 April 2024 6 p.m., new customers who successfully join CITICfirst service via inMotion by using MoneyHero promo code "24MHCF01" and deposit HK$1,000,000 or above eligible new funds on or before 30 April 2024 and maintain the new fund amount till 30 September 2024 are entitled to
Gift Options
- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents when you apply for the card to facilitate the approval process.
- The appliation of CITICfirst service will be processed within 7 working days upon the Multi-currencies Statement Savings Account has been opened, if apply for CITICfirst service via inMotion . A confirmation SMS will be sent out when it is completed.
Gift Options
- From now until 30 June 2024, earn 1 “Spring Thankful Draw” daily draw chance with guaranteed prize by simply completing any designated banking activities such as fund-in, register for MONOPOLY DEPOSIT, exchange foreign currencies, spend with CNCBI’s credit cards, etc. every day. Win up to 4x Japan Round-Trip Business Class Air Tickets of Your Preferred Destination, Interest Rate Coupon to enjoy up to 7.28% p.a. 1-month HKD High Savings Rate, Cash Rewards, Coffee e-Gift Vouchers, etc.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
Gift Options
Item | Rewards |
CITICfirst Welcome Reward | Up to HK$2,000 Cash Reward |
Product Balance Growth Reward | Up to HK$2,000 Cash Reward |
CNCBI Jewel World Mastercard Card |
|
CITICfirst Customer Referral Reward - up to HK$18,000 Cash Reward
|
|
Privileged offer for Appointment Gift | Up to HK$300 Gift |
CITICfirst Investment Offer
| Up to HK$131,050 Reward |
Exclusive PAYROLLplus Account Privileges | Up to HK$2,000 |
Service Fee | China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000 |
ATM Card Annual Fee | - |
CITICfirst Welcome Reward: Up to HK$2,000 Cash Reward
Product Balance Growth Reward: Up to HK$2,000 Cash Reward
CNCBI Jewel World Mastercard Card:
- Perpetual annual fee waiver
- Year-round retail purchase 1.5% cash rebate on retail spending all year round (Up to extra HK$1,800 cash rebate in every calendar month)
- Complimentary world-wide family travel insurance of coverage amount up to US$100,000
CITIC first Customer Referral Reward (Upon every successful new CITIC first customer referral can enjoy up to HK$900 cash reward):
- HK$500 cash reward for each successful referral of new CITICfirst customer
- Enjoy additional HK$200 referral reward when each referee successfully joins CITICdiamond with unique referral code through inMotion. Enjoy extra HK$200 Deposit Reward when referee deposit HK$10,000 or above
Privileged offer for Appointment Gift: Up to HK$300 gift
CITICfirst Investment Offer (Up to HK$131,000 Reward):
- Investment Transactions Offer up to HK$60,000
- Up to HK$5,000 Online Investment Fund Subscription Fee Rebate
- Foreign Exchange Offer up to HK$66,000 Cash Rewards
- $0 Robo 360 Advisory Service Fee
MONOPOLY Deposit:
- Up to 7.28% p.a. Savings Interest Rate
Exclusive PAYROLLplus Account Privileges:
- Up to HK$2,000
Fees You Need to Know
- Service Fee: China CITIC Bank (International) has the right to charge the service fee if customer’s daily relationship balance below HK$1,000,000
- No ATM Card Annual Fee
Remarks:
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- “New-To-Bank Customer” : Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint names account) with the Bank within the 12 months immediately preceding the account opening month of CITICfirst service.
- CITICfirst Welcome Reward: New CITICfirst customer need to reach designated Total Balance Growth Amount. “Total Balance Growth Amount” refers to the net increase when comparing a customer’s average Total Balance of the 1st to 3rd consecutive calendar months after joining CITICfirst with the Total Balance on 30 November 2023. If customer is a New-To-Bank Customer, his/her Total Balance on 30 November 2023 is regarded as HK$0.
- Product Balance Growth Reward: Customers must be eligible to Total Balance Growth Reward in order to enjoy the Product Balance Growth Reward. For refer to related terms and conditions: https://www.cncbinternational.com/_document/cf_promo_en.pdf。
- At the time of collecting the Total Balance Growth Cash Reward, the Total Balance Growth Eligible Customer and Eligible inMotion Upgraded Customer should still maintain CITICfirst status, One Account, e-Statement Service of Consolidated Statement, inMotion service & successfully login inMotion mobile app at least once during the Promotion Period AND the monthly Total Balance of HK$1,000,000 (or equivalent) or above, otherwise the Total Balance Growth Cash Reward will be forfeited.
- The above offers are subject to terms and conditions. Please refer to related terms and conditions for CITICfirst promotion and other wealth management product offers for details.
- FX offers earn up to HK$66,050 cash rewards
- 1) For your better FX experience, we launched a brand new FX limit order and price alert in inMotion! You can now set the price, sit and wait, and the order will be executed automatically when reaching your target price! Set your preferred rate for auto exchange with BRAND NEW FX limit order function! From now to 31 Mar 2024, you can enjoy HK$50 by placing an eligible FX limit order (Single FX limit order with HK$30,000 (or equivalent) or above) via inMotion and successfully executed with a “Traded” status.
- 2) From now till 31 March 2024, eligible customers can grab “inMotion Exclusive FX Offer” mission at “Rewards Go!” and reach the designated accumulated transacton amount to enjoy up to HK$6,000!
* Eligible Customer refers to customers who did not trade any FX transactions via inMotion during past 12 months. - 3) From now till 30 June 2024, you can enjoy cash reward of HK$2,500 for every accumulated Eligible Transaction amount of HK$5,000,000, up to a maximum of HK$60,000 up to HK$60,000. By conducted FX transaction via branches, phone banking, i-banking and inMotion and accumulated designated transaction amount
- Terms and Conditions for FX Limit Order Instruction Cash Rewards :
https://www.cncbinternational.com/personal/promotions/integrated-investment/en/fxlimitorder_en.pdf - Terms and Conditions of inMotion Exclusive FX Offer:
https://www.cncbinternational.com/personal/promotions/integrated-investment/en/fx_cash_rewards_go_tnc_en.pdf - Terms and Conditions of FX Transaction Offer:
https://www.cncbinternational.com/personal/promotions/integrated-investment/en/etpfx_en.pdf
- Download and start using inMotion app
- Click “New Customer Account Opening”, select CITICfirst and tap “Apply Now”
- Follow the instructions to scan your ID
- Take a selfie for identity verification
- Select CITICfirst, Savings Account as well as other accounts which suit your needs
- Fill in and confirm your information
- Account opening is completed. CITICfirst application will also be completed within 7 working days. Notification SMS will be sent to you.
Please refer to the China CITIC Bank International official website for more details
Ant Bank
Valid until
30 April 2024
Valid until
30 April 2024
Valid until
30 April 2024
Valid until
30 April 2024
Valid until
30 April 2024
Gift Options
Promotional Period: From 3 April 2024 till 30 April 2024
- Through the AlipayHK App, when paying Rates, for payments of HK$2,000 or above: HK$10 rebate
- For existing AlipayHK users who are first-time users activating Ant Bank PayLater and pay Rates of HK$2,000 or more: HK$30 rebate
- When using Ant Bank PayLater to pay property tax with an amount exceeding HK$4,000: Enjoy installment plans with no handling fees
Gift Options
Ant Bank PayLater Monthly Fixed Offer
- HK$30 PayLater Coupons: Redeem at designated page in AlipayHK App, applicable to transaction with single spending of HKD 50 or above at Taobao, designated consolidation platforms, EasyGo, cross-border face-to-face payment transactions, McDonald's or Starbucks by using PayLaterDesignated
Designated platforms:- Taobao
- HKREFILL
- GroupNShip
- Cainiao
- 4PX
- BUYUPExpress
- Taobao transaction fee waived
Gift Options
- Use Ant Bank PayLater for Tax Payment to earn Doubled A Points
- From 14 March 2024 till 22 April 2024: Exchange A. Point with tax deduction coupons
- Exchange 10,000 A. Points for a HK$88 tax rebate coupon
- Exchange 8,000 A. Points for a HK$58 tax rebate coupon
- Exchange 6,000 A. Points for a HK$38 tax rebate coupon
- Promotional Period of offers below: From 20 March 2024 till 30 April 2024
- Activating Ant Bank PayLater for tax payments for the first time to enjoy 3 months of interest-free and fee-free instalment plans for tax payments.
- Tax payments of HK$4,000 or above through the AlipayHK App to receive a HK$50 tax deduction coupon
- Tax Reduction Grabbing Activity - Grab HK$1,500 tax deduction coupon at 12 noon during the promotion period (Remarks: Tax deduction coupons can be used after paying tax of HK$5,000 or more)
- Tax Rebate Lucky Draw:
- Lucky Draw Qualification:
- During the period from March 20th to April 30th, 2024, successfully activate Ant Bank PayLater and Ant Bank eM+ for the first time and simultaneously use AlipayHK to pay taxes.
- Between March 20th and April 30th, 2024, activate Ant Bank eM+ for the first time and concurrently use AlipayHK to pay taxes.
- For those who have already activated both Ant Bank PayLater and Ant Bank eM+ prior to March 20th, 2024, if they simultaneously use AlipayHK to pay taxes.
- Lucky draw Rewards:
- Maximum rebate amount for a single payment of government bills and Inland Revenue Department bills (Max: HK$6,000 rebate)
- HK$50 Cash Rebate; or
- HK$30 Cash Rebate; or
- HK$20 Cash Rebate; or
- 88 A.Point; or
- 888 A.Point; or
- 8,888 A.Point; or
- 88,888 A.Point
- Lucky Draw Qualification:
Gift Options
Welcome Offer
- From 1 March 2024 till 30 April 2024, customers who have successfully applied for PayLater for the first time will be entitled to HK$100 coupons (HK$50 x 2)
Gift Options
Ant Bank eM+ Upgrade Offer
- Ant Bank customers enjoy the highest prevailing basic savings account annual interest rate in Hong Kong, with no conditions and without needing to participate in any tasks.
Deposit Balance (HK$) | Latest eM+ Demand Deposit Annual Interest Rate |
HK$50,000 or below | 1% |
HK$50,000 above to HK$300,000 or below | 3.8% |
HK$300,000 above | 0.001% |
Ant Bank PayLater Interest-free Installment Service
- Ant Bank PayLater provides interest-free installment services for 1-month and 3-month installment payments. You may also pay in 6-month and 12-months installments arrangement, which interest payment will be displayed upon transaction.
- Ant Bank PayLater can be used for all online and brick-and-mortar transactions locally, and for transaction that takes place in Mainland China, Macau, and Japan globally, as long as the merchants accept AlipayHK or display the Alipay+ sign.
- You may also enjoy Taobao transactions free of any handling fees.
Points to Note:
- In the case of alternative installment durations, all relevant costs will be clearly presented to customers at the AlipayHK point of sale when they complete their payment transaction.
- Penalty interest will be incurred for overdue payment. You may be subject to handling fee charged by 3rd party payment gateway. Please refer to Key Facts Statement.
- For details, please refer to Ant Bank PayLater Facility Declaration. Terms and Conditions apply.
- Ant Bank PayLater is a credit product provided by Ant Bank (Hong Kong). To borrow or not to borrow? Borrow only if you can repay!
Financial insights at your fingertips
Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!Need some help?
How to find the right financial products for you?
MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cards, personal loans, mortgages, medical insurance, travel insurance, HK stock accounts, US stock accounts, banking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.
Which types of bank accounts are provided in Hong Kong?
Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.
What are the fees & charges for bank accounts?
Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts.
If I am a Hong Kong resident, what documents do I need to apply for a bank account?
Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.
If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?
Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.
Are the welcome offers only available to new customers?
Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.
Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).
How much deposit can be protected by the Deposit Protection Scheme (DPS) ?
Under DPS, you can be compensated up to a maximum of HK$500,000.