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Best Deals Banking Account

Get extra privileges from bank by opening a bank account. We compare best deals bank accounts from all Hong Kong major banks and virtual banks and find out the best offers with highest deposit interest rates and cash rebate.
Best-in-town unlimited cashback
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
Up to 2.5  %
Welcome Offers
HK$ 4,280

3 Offers Available

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHOCT")
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)

+ 1 other gift options

Valid until

03 November 2024

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHOCT")
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 2 other gift options

Valid until

03 November 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Hang Seng Preferred Banking Account

Hang Seng Preferred Banking Account

Min. Opening Balance
No minimum deposit requirement
HKD Savings Rate
Not Available
Welcome Offers
Up to $ 1,600  rewards

2 Offers Available

MoneyHero Exclusive Offer (Enter the promocode "HS005")
HK$200 Apple Store Gift Card
HK$200 Apple Store Gift Card

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer
Up to $1,600 rewards
Up to $1,600 rewards

Valid until

31 December 2024

DBS Treasures

DBS Treasures

Min. Opening Balance
HK$ 1,000,000
HKD Total Savings Interest Rate
up to 3.75  %
Welcome Offers
up to HK$ 29,800

3 Offers Available

MoneyHero Exclusive Offer - Online Application Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Offer - E-appointment Offer
HK$300 Apple Store Gift Card
HK$300 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

Welcome Rewards
up to HK$29,800 Cash Rewards
up to HK$29,800 Cash Rewards

Valid until

30 November 2024

 Airwallex Business Account

Airwallex Business Account

Min. Opening Balance
HK$ 0
Saving Account Rate
NA
Welcome Offers
Not Available

2 Offers Available

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

29 November 2024

Special time cash back for with the Airwallex Visa account
Up to 1.1% cash back on local and overseas transactions with the Airwallex Visa card
Up to 1.1% cash back on local and overseas transactions with the Airwallex Visa card

Valid until

29 November 2024

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Need some help?

How to find the right financial products for you?

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MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

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Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

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Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

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Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

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Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

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Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

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Under DPS, you can be compensated up to a maximum of HK$500,000.