Premier Banking Accounts

Time Deposit Offer 

• Enjoy Preferential Time Deposit rates of up to 4.4% p.a. for Citigold bank account and Up to 4.5% p.a. for Citigold Private Client now by setting up HKD Time Deposit via Online Banking or Citi Mobile App

Citigold Debit Mastercard Cash Rebate

• Enjoy up to 1% cash rebate for every Point-of-Sale purchase for the first 6 months, and 0.5% thereafter.

Customer Support

• 24-hour Citigold Hotline
• Citi Live Chat: supports text/audio/video chat

Terms and conditions apply. All info and offers are subjected to Citibank's official website.

Fees You Need to Know

• Service Fee: HK$300
• Paper Statement Fee: HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
• Account closed by customer within 6 months from the date of opening: HK$500
• ATM Card Annual Fee: Free

Time Deposit Offer 

• Enjoy Preferential Time Deposit rates of up to 4.4% p.a. for Citigold bank account and Up to 4.5% p.a. for Citigold Private Client now by setting up HKD Time Deposit via Online Banking or Citi Mobile App

Citigold Debit Mastercard Cash Rebate

• Enjoy up to 1% cash rebate for every Point-of-Sale purchase for the first 6 months, and 0.5% thereafter.

Customer Support

• 24-hour Citigold Hotline
• Citi Live Chat: supports text/audio/video chat

Terms and conditions apply. All info and offers are subjected to Citibank's official website.

Fees You Need to Know

• Service Fee: HK$300
• Paper Statement Fee: HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
• Account closed by customer within 6 months from the date of opening: HK$500
• ATM Card Annual Fee: Free

• Welcome Offer - up to HK$48,000 rewards

  • Enjoy up to HK$48,000 in total rewards and a Below Balance Fee waiver for 6 months when you apply for HSBC Premier and complete designated banking transactions by 30 June 2023.
  • Terms and Conditions apply.

  Referral Offer - up to HK$7,500 cash rewards

  • Enjoy up to HK$7,500 in cash rewards for referring your family and friends to join HSBC Premier. Earn HK$1,500 in referral rewards for each successful referral, up to a maximum of 5 referrals, after fulfilling the designated new fund and total relationship balance requirement.
  • Terms and Conditions apply.
• Enjoy First 6-month Below Balance Fee Waiver
• Who successfully opens or converts an account to an HSBC Premier Integrated Account during the promotional period, has placed new/maintained existing fund to fulfil a minimum of HK$1,000,000 TRB on or before the last day of the first calendar month after the month of account opening or conversion, and maintains a minimum of HK$1,000,000 Average Daily TRB throughout the second, third, fourth and fifth calendar months after the month of account opening or conversion, has not previously held a Premier Account (including sole accountholders and all joint accountholders) in the past 9 months (both dates inclusive) prior to the new Premier Account opening or conversion month
  • With Risk Profiling Questionnaire (RPQ) completed on or before the last day of the first calendar month after the month of account opening/ conversion
  • Having successfully opened and maintained a Premier investment account by the last day of the first calendar month after the month of Premier Account opening / conversion

• Open an All-in-one and an Investment Account within 1 app
• Mobile Account Opening Welcome Offer
  • From now till 31 December 2021, new customers who successfully open a SupremeGold Account through BEA Flash App, and fulfil the designated account opening requirements can enjoy the following rewards:

  Requirements	Rewards
  Welcome Reward Deposit and maintain the designate Initial Funds within the first 2 weeks from the date on which the SupremeGold Account is opened	Up to HK$7,000 in credit card free spending credit
  Deposit Reward Deposit Initial Funds into the SupremeGold Account within the first 2 weeks and fulfil the designated requirements	HK$500 in credit card free spending credit
  Investment Reward Successfully transfer HK-listed stocks from a third-party bank/financial institution	Up to HK$2,000 cash rebate
  Safe Deposit Box Reward Open a SupremeGold Account and rent a new safe deposit box in designated size at any designated branches at the same time (valid from now till 30 September 2021)	3-month rent-free service & HK$50 in credit card free spending credit
  Mobile Banking offer
  Open an Investment Account through the BEA Flash App	HK$100 cash rebate
  1st log in to the BEA App and complete \"Small-value Transfers (FPS)\"	HK$150 cash rebate

  Designated account opening requirements include:

  1. Deposit/maintain Initial Funds of at least HK$500,000 within the first 2 weeks from the date on which the SupremeGold Account is opened;
  2. Open a securities sub-account and a linked deposit sub-account, at a BEA branch;
  3. Log in to the BEA App for the first time and register for the e-statement service for an all-in-one account;
  4. Apply for a BEA SupremeGold World Mastercard, and
  5. Provide a valid email address.
• Investment Offers
  • 0% subscription fee of Monthly Investment Plan for the first 6 months
  • First-time fund subscription fee as low as 0.88%
  • HK$0 local securities brokerage fee for buy transactions
  • Important Notice:
    Investment involves risks. The prices of securities and funds units may go down as well as up, and may even become valueless. There is an inherent risk that loss may be incurred rather than profit gained as a result of buying and selling securities and funds. Before making any investment, investors should refer to all relevant investment products’ offering documents for detailed information including the risk factors. If investors are in doubt, they should seek independent professional advice. This material does not constitute an offer, solicitation or advice to subscribe to any securities or investment products.
• Other Privileges
  • BEA SupremeGold World MasterCard: Enjoy HK$5 spending = 1 Asia Mile or unlimited 2.4% rebate on for all local dining spending and overseas transactions when you spend with this card
  • Preferential time deposit rate for HKD time deposit
• Monthly Service Fee Waiver
  Monthly service fee will be waived under any of the following conditions:
  • Average Daily Relationship Balance of HK$500,000 or above; or
  • Average daily investment balance of HK$300,000 or above; or
  • Aggregate mortgage loan drawdown amount, of HK$3,000,000 or above; or
  • Aggregate payroll amount in the preceding month of HK$60,000 or above; or
  • Aggregate annual premium for BEA life insurance policy of HK$100,000 or above
• Customer Support
  • Cyberbanking
  • Branches
• Account Opening Requirement
  • You must be aged 18 or above and hold a valid Hong Kong permanent resident identity card.
  • You must reside in Hong Kong.
  • You must not be a U.S. citizen or U.S. resident alien (e.g. green card holder, nor meeting the \"substantial presence test\").
• Fees You Need to Know About

  Item	Fees
  Monthly Service Fee	HK$200 / month (Waived if one of the designated conditions is fulfilled)
  Paper Statement Fee	HK$20 per account per half-year
  Account closed by customer within 3 months from the date the account is opened	HK$200
  ATM Card Annual Fee	N/A

• Eligible Customers who use Hang Seng Bank payroll services with an Average Monthly Payroll Amount of no less than HKD10,000 within the Payroll Period and meeting the respective requirements, can enjoy the following rewards:
  Payroll Rewards

  Average Monthly Payroll Amount	Cash Dollars Entitlement
  HK$80,000 or above	$1,000
  HK$50,000 - HK$79,999	$800
  HK$30,000 - HK$49,999	$350
  HK$10,000 - HK$29,999	$100

• Banking Services Rewards

  	Cash Dollars Entitlement
  Average Monthly Payroll Amount	Register for Hang Seng Bank as FPS default receiving bank	Perform bill payment 3 times or above via the Payroll Account
  HK$50,000 or above	$100	$100
  HK$30,000 - HK$49,999	$50	$50
  HK$10,000 - HK$29,999	$20	$20

• Banking Account Rewards
  Enjoy up to 1.28% p.a. HKD Savings Deposit Bonus Interest Rate for 3 months if Eligible Customers open a new Prestige Signature/Prestige Bankingand register for the promotion at the same month of account opening.

  HKD Savings Deposit Balance Amount	Tier HKD Savings Deposit Bonus Interest Rate Entitlement (p.a.)
  First HK$500,000	1%
  From HK$500,001 to HK$1,000,000	1.1%
  From HK$1,000,001 to HK$1,500,000	1.28%

• Enjoy $100 Cash Dollars Reward via successful online applications
• The promotion period is from 1 April to 30 September 2019.
• Fees:
  • ATM Card annual fee: Free
  • Lost/stolen ATM Card replacement: HK$50 per card
  • Withdrawal fee at overseas HSBC ATM Network: HK$20 per transaction
  • Withdrawal fee at UnionPay / PLUS / Cirrus ATM Network: HK$20 per transaction
  • Account closure within 3 months since account opening: HK$300

• Earn HK$700 cash rebate or 7,000 Asia Miles for welcome offer upon successfully signing up for Salary BonusPack with HK$80,000 or above monthly salary from 1 July to 31 December 2019.
• Signing up for a Priority Banking Account and the Bonus Payroll Account with the Bank simultaneously cna enjoy up to 1.68%p.a. HKD Promotional Savings Interest Rate for the Bonus Payroll Account. (The rate is applicable to deposit balance up to HK$5,000,000 in the Bonus Payroll Account for the first 6 months starting from the next business day after the customer has first used the Bonus Payroll Account for auto-payroll services with Standard Chartered)
• The promotion period of Salary BonusPack is from 1 July to 31 December 2019 (both dates inclusive).
• Clients must use the Bonus Payroll Account for our auto-payroll services within the first 2 months since the opening date of the Bonus Payroll Account, and fulfil the monthly payroll requirements
• Fees:
  • Monthly service fee: HK$900 per quarter (to be waived if the average daily relationship balance in the past 3 months is HK$1,000,000)
  • ATM Card annual fee: Free
  • Lost/stolen ATM Card replacement: Free for Priority Banking Customers
  • Withdrawal fee at local JETCO network: Free
  • Withdrawal fee at overseas JETCO network: HK$28 per transaction
  • Withdrawal fee at UnionPay network: HK$15 per transaction
  • Account closure within 3 months since account opening: HK$200