PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. As a welcome offer, meeting a specified spending amount allows you to enjoy an OTO massage chair or a silver ion air purifier! Using the card for spending over HK$150,000 grants a 2% cashback, including local retail, dining, online shopping, and overseas transactions. There's a foreign currency transaction fee, but it also provides LoungeKey access discounts for entry into VIP lounges.
Interest on installment plans
0  %
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Cashback Overseas
2  %
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Cashback Local Online Shopping
2  %
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Cashback Local
2  %
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4 Offers Available
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$200 cash rebate from PrimeCredit. Terms and conditions apply.

Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)
MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)

+ 1 other gift options

Including a total value of HK$400 supermarket cash coupon from MoneyHero. Terms and conditions apply.

Taiwan Spending Up to 5% Cash Rebate
EarnMORE Taiwan Offer
Taiwan Spending Up to 5% Cash Rebate
  • Promotion Period: 10 May 2024 - 31 August 2024 (both days inclusive)
  • Offer Details: Earn up to 5% Cash Rebate with WeWa Card for eligible Taiwan spending
    • EarnMORE UPI Card all retail merchants Payment: Up to 2% Cash Rebate
    • New Taiwan Dollar Spending: Up to 3% Cash Rebate
    • Total earn up to 5% Cash Rebate
    • No overseas transaction fees
    • No minimum spending requirements set
  • Detail: https://www.primecredit.com/credit-card/latest-offer/taiwan-cash-rebate/
OTO Vanda 2.0 (VN-05)
Welcome Offer
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

  • Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
  • Only applicable to Full-time University / Tertiary Student : HK$400 Klook Gift Card; or

  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)

Things to consider

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Foreign txn rebate

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Travel agency offer

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Installment

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No foreign txn fee

Cashback

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Cashback Base Rate
2  %
location_on
Cashback Local
2  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
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shopping_bag
Cashback Local Online Shopping
2  %
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shopping_bag
Cashback Overseas Online Shopping
2  %
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account_balance_wallet
Cashback Digital Wallet
2  %
paid
Cashback Forex
2  %
Cashback Octopus Top Up Spending
1  %

Additional benefits

airlines
Airport Lounge Access
3  times
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Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Exemption of foreign transaction fees

Annual fee waiver for the first 2 years

Other things to note

  • Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2024 to 31 December 2024.

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.96  %
Interest Free Period
53  days

Association

UnionPay Diamond

Tags

PrimeCredit EarnMORE UnionPay Diamond Card PrimeCredit EarnMORE UnionPay Diamond Card