Standard Chartered Cathay Mastercard
Last Updated: Jan 2023
$
96,000
Min. Annual Income
$
4
/mile
Local Spending - Air Miles Conversion
on eligible dining, online and overseas spending
HK$6=1 Air Miles on local spending
$
4
/mile
Overseas Spending - Air Miles Conversion
Overseas spending: HK$4 = 1 Mile; Local dining and online spending: HK$4 = 1 Mile; For the other spending: HK$6 = 1 Mile
Exclusive Offer
from MoneyHero
OFFER 1
HK$350 HKTVmall e-Gift Voucher or HK$350 Apple Store Gift Card

How to be entitled to MoneyHero Limited-Time Exclusive Offer?

  • From 19 January 2023 12 p.m. to 31 January 2023 12 p.m., new cardholders of Standard Chartered Credit Card who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$350 HKTVmall e-Gift Voucher or HK$350 Apple Store Gift Card.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • The card must be approved by Standard Chartered on or before 28 February 2023, subject to the Bank’ system records.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
Welcome offer: as low as HK$0.2 = 1 Asia Mile; HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express; First-year annual fee waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Annual Fee Waiver
Octopus Reload Rebate
Digital Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New Standard Chartered Credit Card Customers get rewarded with HK$350 HKTVmall e-Gift Voucher or HK$350 Apple Store Gift Card by fulfilling the following requirements:
    Important Dates Requirements

    From 19 January 2023 12 p.m. to 31 January 2023 12 p.m.

    New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer - HK$350 HKTVmall e-Gift Voucher or HK$350 Apple Store Gift Card.

    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 28 February 2023 The card must be approved by Standard Chartered, subject to the Bank’s system records.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Welcome Offer - Up to 60,000 Asia Miles

    From 5 January 2023 to 27 February 2023 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.

    Accumulate eligible transactions within the first 2 months of card issuance Earn Rate (HK$ to Asia Mile) Maximum Asia Miles Earned
    HK$1,000 HK$0.2 = 1 mile 5,000 miles
    HK$5,000 HK$0.33 = 1 mile 15,000 miles
    HK$40,000 HK$1 = 1 mile 40,000 miles
    HK$100,000 HK$1.67 = 1 mile 60,000 miles
        Up to 60,000 miles

     

  • Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

    • HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
    • HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
    • HK$6 = 1 Asia Mile for eligible spending on other categories
  • 10% discount on Asia Miles Awards redemption

    • Hotel, Car Rental and Experience Awards;
    • Dining awards or settle bill with miles; and
    • Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
  • Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings

  • First-year annual fee waiver

    • New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.

Need to know

  • New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  • Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
  • Offers are subject to Terms and conditions.

Year-round rewards

AIR MILES REWARDS
Local Spending
$4/mile
HK$6=1 Air Miles on local spending
Overseas Spending
$4/mile
Overseas spending: HK$4 = 1 Mile; Local dining and online spending: HK$4 = 1 Mile; For the other spending: HK$6 = 1 Mile
Dining Spending
$4/mile
Dining spending: HK$4 = 1 Mile
Online Shopping Spending (Overseas)
$4/mile
Online shopping spending: HK$4 = 1 Mile
Online Shopping Spending (Local)
$4/mile
Online shopping spending: HK$4 = 1 Mile
Octopus Top Up Spending
$6/mile
Digital Wallet Spending
$6/mile

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$96,000

Fees

Annual fee
HK$2,000
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$/CNY220, whichever is higher
Late payment charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
Retail Purchase APR
35.70%
Cash Advance APR
39.09%
Interest Free Repayment Period
Up to 56 days

Other information

Credit card type
Mastercard

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