Best Thailand Travel Insurance in Hong Kong 2024
If you are planning on a trip to Thailand, find out the best Thailand Travel Insurance here. Included here are information on Thailand's latest entry requirement and travel insurance comparisons. Arranging your self-guided tours with MoneyHero's help could be just as easy and simple as days before the pandemic.
Thailand's Latest Entry Requirement (As of April 19)
Thailand has already scrapped all of its Covid travel restrictions. Travellers from Hong Kong do not have to show vaccination certificates before entry, meaning people heading to Thailand from Hong Kong are free from Covid tests and quarantine.
Thailand's Latest Entry Requirement
Thailand has already scrapped all of its Covid travel restrictions. Travellers from Hong Kong do not have to show vaccination certificates before entry, meaning Hongkongers heading to Thailand are free from Covid tests and quarantine. But the Thai government has begun charging foreign visitors for tourist tax since June 1, 2023. Those who arrive by air will be taxed 300 baht, while those by water and land transportation will be charged 150 baht.
Comparing Travel Insurance Plans for Thailand Trips
After taking note of Thailand's latest entry requirement, it's time to think about getting your travel protection. Travel insurance plans available in Hong Kong, including those offered by Allianz Travel, AXA, bolttech and Generali, cover travellers on financial losses arising from different reasons, such as accidents during high-risk activities (like scuba diving), flight delay etc. Get a Thailand travel insurance and enjoy a worry-free vacation!
Thailand Travel Insurance - Key Insured Items Comparison |
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Travel Insurance |
Allianz Advanced (Plus) |
AXA SmartTraveller Plus - Privilege Plan | bolttech TravelCare - Superior Plan |
High-risk activities | ✅ (Only if under guidance of qualified instructors) | ✅ (Racing* and triathlon are some examples that are not covered) | ✅ |
Overseas Medical Expenses |
HK$1,800,000 | HK$1,000,000 | HK$1,300,000 |
Loss of Mobile Phone | HK$3,000 (Only when the mobile phone was stolen or robbed) | HK$2,000 | HK$2,500 |
Cancellation of Journey | HK$50,000 | HK$50,000 | HK$55,000 |
MoneyHero Exclusive Offer
(Premium examples for a 5-day trip to Japan/Taiwan/ Thailand)
|
💰50% off (Original: HK$286.8) |
HK$241.5 |
HK$120.2 💰40% off |
Remarks: Coverage amounts mentioned above are maximum limits
* Racing (other than on foot)
旅遊保險重點保障項目比較 | |||
---|---|---|---|
旅遊保險 | Allianz 安聯旅遊保險「優越」計劃 - 尊貴 | AXA 「卓越」豐盛優遊樂 - 優悅計劃 | FWD 旅遊保險A計劃 |
高危活動 | ✅ | ✅ | ✅ |
海外醫療費用 | HK$1,800,000 | HK$1,000,000 | HK$1,000,000 |
遺失手機 | HK$3,000 | ❌ | HK$2,500 |
取消行程 | HK$50,000 | HK$50,000 | HK$30,000 |
MoneyHero獨家優惠保費 *日/韓/泰6天旅程為例 |
💰6折優惠 + 免費「AIRSIM 無國界上網卡」 HK$148.68 (官網:HK$247.8) |
💰85折優惠 HK$229.73 (官網:HK$270.27) |
💰8折優惠 HK$288.36 (官網:HK$360.36) |
立即報價 |
註:上表價錢以最高賠償額計算
1. What kind of coverage can I get from travel insurance if I got infected with Covid while travelling in Thailand?
Most travel insurance plans cover the insured persons' overseas medical expenses if they got infected overseas. Travellers are suggested to ask for medical help at local hospitals if they contracted the virus. They should properly keep the related documents, such as infection proof, medical reports and receipts, to ensure a successful insurance claim after returning to Hong Kong.
2. Is it a must show a Covid vaccination record and get travel insurance with Covid coverage before departing for Thailand?
It is no longer a must for travellers to show a Covid vaccination record and get travel insurance with Covid coverage before boarding a departure flight to Thailand since the Thai government lifted the requirements in January 2023.
3. What items should I compare before getting a travel insurance for a trip to Bangkok, Chiang Mai or Pattaya?
Although the pandemic situation in Thailand seems to have slowed down, there are still infection risks. Travellers are suggested to pay attention to the types of Covid-related insured items in the policy wordings, such as medical expenses, trip cancellation, delay or curtailment. They should also compare the maximum limits of coverage on flight delay and travel inconvenience in case of adverse weather conditions. If they are planning to participate in high-risk activities during the trip, such as scuba diving and skydiving, they should check if such events are covered by their selected travel insurance plans.
4. How to make a travel insurance claim?
The first thing to bear in mind is the deadline for claim filings. Insurance companies usually only accept claim applications that are filed within 21 to 31 days after the incident. Whichever insurance companies you are applying to, you must keep and submit all the relevant supporting documents obtained at your travel destination or from a local authority or institution, such as police reports for lost or stolen items and medical receipts, in order to ensure a successful claim.