Best Thailand Travel Insurance in Hong Kong 2024


If you are planning on a trip to Thailand, find out the best Thailand Travel Insurance here. Included here are information on Thailand's latest entry requirement and travel insurance comparisons. Arranging your self-guided tours with MoneyHero's help could be just as easy and simple as days before the pandemic.

泰國自由行

Thailand's Latest Entry Requirement (As of April 19) 


Thailand has already scrapped all of its Covid travel restrictions. Travellers from Hong Kong do not have to show vaccination certificates before entry, meaning people heading to Thailand from Hong Kong are free from Covid tests and quarantine. 

Thailand's Latest Entry Requirement

 

Thailand has already scrapped all of its Covid travel restrictions. Travellers from Hong Kong do not have to show vaccination certificates before entry, meaning Hongkongers heading to Thailand are free from Covid tests and quarantine. But the Thai government has begun charging foreign visitors for tourist tax since June 1, 2023. Those who arrive by air will be taxed 300 baht, while those by water and land transportation will be charged 150 baht.

 

Get a Quote for Thailand Travel Insurance

Select the details for your policy:

Coverage Type

Where are you going?

Family refers to insured person including legal spouse and children under 18 years of age

Comparing Travel Insurance Plans for Thailand Trips


After taking note of Thailand's latest entry requirement, it's time to think about getting your travel protection. Travel insurance plans available in Hong Kong, including those offered by Allianz Travel, AXA, bolttech and Generali, cover travellers on financial losses arising from different reasons, such as accidents during high-risk activities (like scuba diving), flight delay etc. Get a Thailand travel insurance and enjoy a worry-free vacation!

 

      Thailand Travel Insurance - Key Insured Items Comparison
Travel Insurance

Allianz Advanced (Plus)

 AXA SmartTraveller Plus - Privilege Plan bolttech TravelCare - Superior Plan
High-risk activities ✅ (Only if under guidance of qualified instructors) ✅ (Racing* and triathlon are some examples that are not covered) ✅

Overseas

Medical Expenses

 HK$1,800,000 HK$1,000,000 HK$1,300,000
Loss of Mobile Phone HK$3,000 (Only when the mobile phone was stolen or robbed) HK$2,000 HK$2,500
Cancellation of Journey HK$50,000 HK$50,000 HK$55,000
MoneyHero Exclusive Offer
(Premium examples for a 5-day trip to Japan/Taiwan/ Thailand)

 

💰50% off

HK$143.4

(Original: HK$286.8)

HK$293.54
(Official website:HK$345.35)

💰15% off

HK$130.2

💰35% off


Remarks: Coverage amounts mentioned above are maximum limits

* Racing (other than on foot)

旅遊保險重點保障項目比較
旅遊保險 Allianz 安聯旅遊保險「優越」計劃 - 尊貴 AXA 「卓越」豐盛優遊樂 - 優悅計劃 FWD 旅遊保險A計劃
高危活動 ✅ ✅ ✅
海外醫療費用 HK$1,800,000 HK$1,000,000 HK$1,000,000
遺失手機 HK$3,000 ❌ HK$2,500
取消行程 HK$50,000 HK$50,000 HK$30,000
MoneyHero獨家優惠保費
*日/韓/泰6天旅程為例		 💰6折優惠 + 免費「AIRSIM 無國界上網卡」
HK$148.68
(官網:HK$247.8)		 💰85折優惠
HK$229.73
(官網:HK$270.27)		 💰8折優惠
HK$288.36
(官網:HK$360.36)
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註：上表價錢以最高賠償額計算

Recommended Travel Insurance Plans for Thailand

Allianz Travel
MoneyHero Exclusive Offer
Apply Now
Allianz Advanced - Plus：Coverage for Theft of Mobile Phone Up to HK$3,000、Rental Vehicle Excess Up to HK$5,000、Travel Delay HK$5,000 Cash Allowance﹑Cancellation of Journey HK$50,000、Trip Curtailment HK$50,000；Coverage of Covid-related Medical Expenses Up to HK$1,800,000
AXA
Latest Offer
Apply Now
AXA SmartTraveller Plus - Privilege Plan: Travel Delay HK$3,000 Cash Allowance, Cancellation of Journey HK$50,000, Trip Curtailment HK$50,000; Medical and Related Expenses Up to HK$1,000,000
Bolttech Insurance (Hong Kong) Company Limited
MoneyHero Exclusive Offer
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bolttech TravelCare Plan A：Coverage for Loss of Mobile Phone Up to HK$2,500, Rental Vehicle Excess HK$5,000, Travel Delay HK$2,500 Cash Allowance, Cancellation of Journey HK$30,000, Trip Curtailment HK$30,000; Coverage for Covid-related Medical Expenses Up to HK$500,000
Generali
MoneyHero Exclusive Offer
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Generali Bravo Travel Protector (Premier Plan)：Coverage for Loss of Mobile Phone HK$2,500、Travel Delay HK$2,000 Cash Allowance、Cancellation of Journey HK$40,000、Trip Curtailment HK$40,000；Coverage for Covid-related Medical Expenses Up to HK$1,500,000

Thailand Travel Insurance Covid-Related Coverage FAQ

1. What kind of coverage can I get from travel insurance if I got infected with Covid while travelling in Thailand?

 

Most travel insurance plans cover the insured persons' overseas medical expenses if they got infected overseas. Travellers are suggested to ask for medical help at local hospitals if they contracted the virus. They should properly keep the related documents, such as infection proof, medical reports and receipts, to ensure a successful insurance claim after returning to Hong Kong.

2. Is it a must show a Covid vaccination record and get travel insurance with Covid coverage before departing for Thailand?

It is no longer a must for travellers to show a Covid vaccination record and get travel insurance with Covid coverage before boarding a departure flight to Thailand since the Thai government lifted the requirements in January 2023. 

3. What items should I compare before getting a travel insurance for a trip to Bangkok, Chiang Mai or Pattaya?

Although the pandemic situation in Thailand seems to have slowed down, there are still infection risks. Travellers are suggested to pay attention to the types of Covid-related insured items in the policy wordings, such as medical expenses, trip cancellation, delay or curtailment. They should also compare the maximum limits of coverage on flight delay and travel inconvenience in case of adverse weather conditions. If they are planning to participate in high-risk activities during the trip, such as scuba diving and skydiving, they should check if such events are covered by their selected travel insurance plans.

4. How to make a travel insurance claim?

The first thing to bear in mind is the deadline for claim filings. Insurance companies usually only accept claim applications that are filed within 21 to 31 days after the incident. Whichever insurance companies you are applying to, you must keep and submit all the relevant supporting documents obtained at your travel destination or from a local authority or institution, such as police reports for lost or stolen items and medical receipts, in order to ensure a successful claim.

MoneyHero compares over 40 Thailand travel insurance plans for you!

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