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Compare All Credit Cards in Hong Kong 2024

Through a thorough comparison between these cards, you can effectively choose the right credit card that manages your finances and earns you attractive benefits in Hong Kong, such as cash back, air miles, and exclusive promotions. Apply now with MoneyHero to start enjoying these generous benefits!
Exclusive Offer Best offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card

Citi Cash Back Card

Cashback Dining
2  %
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Cashback Overseas
2  %
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Cashback Local
2  %
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Annual Fee Waiver
First year

3 Offers Available

Bonus: Get an additional Dyson! - Double 11 Double Rewards
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380)
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380)

+ 1 other gift options

Valid until

17 November 2024

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

02 December 2024

MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

Valid until

02 December 2024

MoneyHero Exclusive Offer
HK$1,600 Apple Store Gift Card
HK$1,600 Apple Store Gift Card

+ 3 other gift options

Valid until

02 December 2024

Things to consider for this product:

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Dining rebate

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Overseas rebate

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Unlimited rebate

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High-priced welcome gifts

Exclusive Offer No cross border fee
Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
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Interest on installment plans
0  %
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Foreign Currency Transaction Fee
0  %
Annual Fee Waiver
Perpetual Annual Fee Waiver

4 Offers Available

MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)

Valid until

29 November 2024

MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 5 other gift options

Valid until

29 November 2024

Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees

Valid until

09 January 2025

Welcome Offer
HK$800 CashBack
HK$800 CashBack

+ 1 other gift options

Valid until

09 January 2025

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

CNCBI Motion Credit Card

CNCBI Motion Credit Card

Cashback Local
0.5  %
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Cashback Overseas
10  %
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Cashback Overseas Online Shopping
6  %
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Annual Fee Waiver
First year

4 Offers Available

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)

+ 1 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Welcome
Marshall Emberton II Speaker (valued at HK$1,499)
Marshall Emberton II Speaker (valued at HK$1,499)

+ 1 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
HK$600 Apple Store Gift Card

+ 3 other gift options

Valid until

29 November 2024

Welcome Offer
10% Cash Rebate on spending in foreign currencies
10% Cash Rebate on spending in foreign currencies

+ 1 other gift options

Valid until

02 January 2025

Things to consider for this product:

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Dining rebate

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Online shopping rebate

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No foreign txn fee

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Annual Fee waiver

Exclusive Offer
Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Cashback Local
5  %
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Cashback Overseas
6  %
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Cashback Overseas Online Shopping
5  %
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Annual Fee Waiver
Perpetual

5 Offers Available

MoneyHero Exclusive Gift (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

+ 3 other gift options

Valid until

30 November 2024

MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
New Credit Card Customer : HK$1,000 Apple Store Gift Card

+ 2 other gift options

Valid until

30 November 2024

MoneyHero Exclusive Gift (Existing Customer)
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)

+ 1 other gift options

Valid until

30 November 2024

MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
Existing Credit Card Customer : HK$700 Apple Store Gift Card

+ 2 other gift options

Valid until

30 November 2024

Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Local spending rebate

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Online Spending

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Overseas rebate

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No Annual Fee

DBS Black World Mastercard®

DBS Black World Mastercard®

Airmiles Overseas
$ 4  per mile
Airmiles Local
$ 6  per mile
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Airmiles Dining
$ 6  per mile
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Annual Fee Waiver
One year

4 Offers Available

MoneyHero Exclusive Welcome Gift
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,980; random colour)

+ 3 other gift options

Valid until

30 November 2024

MoneyHero Exclusive Welcome Voucher
HK$800 Trip.com e-Gift Voucher
HK$800 Trip.com e-Gift Voucher

Valid until

30 November 2024

DBS Card+ Extra Welcome Offer
HK$100 InstaRedeem Discount
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

Valid until

03 January 2025

DBS Extra Miles Welcome Offer
up to 42,000 Miles
up to 42,000 Miles

Valid until

03 January 2025

Things to consider for this product:

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Travel agency offer

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Welcome offer: Air miles

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Air miles conversion

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No expiry air miles

BOC Chill Card

BOC Chill Card

Cashback Designated Local Spending
10  %
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Cashback Local Online Shopping
5  %
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Cashback Overseas
5  %
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Annual Fee Waiver
Perpetual

3 Offers Available

MoneyHero Exclusive Welcome Gift
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

+ 2 other gift options

Valid until

15 November 2024

MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

15 November 2024

Welcome Offer
HK$500 Cash Rebate
HK$500 Cash Rebate

Valid until

31 December 2024

Things to consider for this product:

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Oversea rebate

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Online shopping rebate

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Designated local spending rebate

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No Annual Fee

Exclusive Offer
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Dining
$ 4  per mile
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Airmiles Hotel Booking
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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Annual Fee Waiver
First year

4 Offers Available

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,800)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,800)

Valid until

29 November 2024

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)

Valid until

29 November 2024

MoneyHero Exclusive Welcome Gift
LEGEND WALKER 31
LEGEND WALKER 31" Luggage (valued at HK$5,600, random color)

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

29 November 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

30 November 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

Exclusive Offer Best offer in town
Citi Rewards Card

Citi Rewards Card

Points Rebate on Shopping
3  %
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Points Rebate on Entertainment
3  %
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Points Rebate on Local Mobile Payment
1  %
info
Annual Fee Waiver
First year

3 Offers Available

Bonus: Get an additional Dyson! - Double 11 Double Rewards
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380)
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380)

+ 1 other gift options

Valid until

17 November 2024

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

02 December 2024

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

02 December 2024

MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

Valid until

02 December 2024

MoneyHero Exclusive Offer
HK$1,600 Apple Store Gift Card
HK$1,600 Apple Store Gift Card

+ 3 other gift options

Valid until

02 December 2024

Things to consider for this product:

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High-priced welcome gifts

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Annual Fee waiver

sim Credit Card

sim Credit Card

Annual Fee
HK$ 800
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Cashback Local
Up to 3  %
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Cashback Local Online Shopping
Up to 8  %
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Annual Fee Waiver
First year

3 Offers Available