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Compare All Credit Cards in Hong Kong 2024

Through a thorough comparison between these cards, you can effectively choose the right credit card that manages your finances and earns you attractive benefits in Hong Kong, such as cash back, air miles, and exclusive promotions. Apply now with MoneyHero to start enjoying these generous benefits!
Exclusive Offer Best offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card

Citi Cash Back Card

Cashback Dining
2  %
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Cashback Overseas
2  %
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Cashback Local
2  %
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Annual Fee Waiver
First year

3 Offers Available

MoneyHero Exclusive Offer
HK$1,800 Apple Store Gift Card
HK$1,800 Apple Store Gift Card

+ 3 other gift options

Valid until

23 December 2024

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

23 December 2024

MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
SONY WF-1000XM5 Headphones (valued at HK$2,490)

Valid until

23 December 2024

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

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Dining rebate

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Overseas rebate

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Unlimited rebate

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High-priced welcome gifts

Exclusive Offer No cross border fee
Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
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Interest on installment plans
0  %
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Foreign Currency Transaction Fee
0  %
Annual Fee Waiver
Perpetual Annual Fee Waiver

4 Offers Available

MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer
HK$800 CashBack
HK$800 CashBack

+ 1 other gift options

Valid until

09 January 2025

Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees

Valid until

09 January 2025

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

sim Credit Card

sim Credit Card

Annual Fee
HK$ 800
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Cashback Local
Up to 3  %
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Cashback Local Online Shopping
Up to 8  %
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Annual Fee Waiver
First year

5 Offers Available

MoneyHero Exclusive Offer
HK$600 Apple Store Gift Card + HK$50 cash rebate*
HK$600 Apple Store Gift Card + HK$50 cash rebate*

+ 1 other gift options

Valid until

03 January 2025

X’mas Limited Cashback Promotion
New Customer: Up to HK$1,870 CashBack
New Customer: Up to HK$1,870 CashBack

Valid until

31 December 2024

X’mas Limited Cashback Promotion
Existing Customer: Up to HK$1,120 CashBack
Existing Customer: Up to HK$1,120 CashBack

Valid until

31 December 2024

Limited CashBack Promotion
Up to 8% Cash Rebate
Up to 8% Cash Rebate

Valid until

31 December 2024

Welcome gift
EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120)
EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120)

+ 4 other gift options

Valid until

31 December 2024

Limited CashBack Promotion
Cashback of up to 6%, whether you use Apple Pay or Google Pay
Cashback of up to 6%, whether you use Apple Pay or Google Pay

Valid until

31 December 2024

Best-in-town Asia Miles rewards No overseas transaction fee
Mox Credit Card (Asia Miles)

Mox Credit Card (Asia Miles)

Unlimited mileage rebates on spending
as low as $ 4  per mile
Overseas transaction fee
0  %
Installment fee
0  %
Annual Fee Waiver
Perpetual

4 Offers Available

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

16 December 2024

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MOX4100MHFS")
HK$1,400 Apple Store Gift Card
HK$1,400 Apple Store Gift Card

+ 2 other gift options

Valid until

16 December 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
6,250 Asia Miles + 1,000,000 exclusive miles earned every week

Valid until

31 December 2024

Things to consider for this product:

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Instant onboarding

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Unlimited flight miles

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Travel platform consumption discount

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Welcome offer: AirMiles

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foreign currency transaction

Highest Exclusive Offer in Town Must-have for travelers
Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Local
2  %
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Cashback Dining
2  %
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Cashback Supermarket
1.5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver

5 Offers Available

MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
Existing Credit Card Customer : HK$700 Apple Store Gift Card

+ 2 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)

+ 1 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
New Credit Card Customer : HK$1,000 Apple Store Gift Card

+ 2 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Welcome Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)

+ 2 other gift options

Valid until

15 December 2024

Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
120,000 yuu Points (for new credit card customers)

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

Exclusive Offer
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Dining
$ 4  per mile
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Airmiles Hotel Booking
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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Annual Fee Waiver
First year

4 Offers Available

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)

+ 1 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

31 December 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

Exclusive Offer Best offer in town
Citi Rewards Card

Citi Rewards Card

Points Rebate on Shopping
3  %
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Points Rebate on Entertainment
3  %
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Points Rebate on Local Mobile Payment
1  %
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Annual Fee Waiver
First year

3 Offers Available

MoneyHero Exclusive Offer
HK$1,800 Apple Store Gift Card
HK$1,800 Apple Store Gift Card

+ 3 other gift options

Valid until

23 December 2024

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

23 December 2024

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

23 December 2024

MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
SONY WF-1000XM5 Headphones (valued at HK$2,490)

Valid until

23 December 2024

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

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High-priced welcome gifts

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Annual Fee waiver

Exclusive Offer
Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Cashback Local
5  %
info
Cashback Overseas
6  %
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Cashback Overseas Online Shopping
5  %
info
Annual Fee Waiver
Perpetual

5 Offers Available

MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$400 Apple Store Gift Card
Existing Credit Card Customer : HK$400 Apple Store Gift Card

+ 2 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)

+ 1 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$800 Apple Store Gift Card
New Credit Card Customer : HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

15 December 2024

MoneyHero Exclusive Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)

+ 2 other gift options

Valid until

15 December 2024

Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

Valid until

31 December 2024