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Compare All Credit Cards in Hong Kong 2024

Through a thorough comparison between these cards, you can effectively choose the right credit card that manages your finances and earns you attractive benefits in Hong Kong, such as cash back, air miles, and exclusive promotions. Apply now with MoneyHero to start enjoying these generous benefits! 

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SPONSORED
Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Cashback Overseas
6  %
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Cashback Local Online Shopping
5  %
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Cashback Local
5  %
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Annual Fee Waiver
Perpetual

2 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
Hang Seng Bank Presents:《TheNextwave XX24》Beach Music Festival General Admission 1 Day E-pass x 2 (Total Entrance Fee HK$1,176); reward will become HK$800 Wellcome Shopping Voucher when reached the limit
Hang Seng Bank Presents:《TheNextwave XX24》Beach Music Festival General Admission 1 Day E-pass x 2 (Total Entrance Fee HK$1,176); reward will become HK$800 Wellcome Shopping Voucher when reached the limit

Valid until

31 May 2024

Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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Online Spending

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Overseas rebate

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No Annual Fee

SPONSORED
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Annual Fee Waiver
First year
Airmiles Dining
$ 4  per mile
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Airmiles Local Online Shopping
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 4 other gift options

Valid until

31 May 2024

Welcome Offer
5,000 Miles (New Cardholders)
Extra 5,000 Miles (New Cardholders)

+ 1 other gift options

Valid until

30 June 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

03 July 2024

Limited Welcome Offer - Asia Miles Lucky Draw
50,000 Miles
Up to 50,000 Miles

+ 1 other gift options

Valid until

30 May 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

SPONSORED
Mox Credit

Mox Credit

Annual Fee Waiver
Perpetual
Cashback Overseas
2  %
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Cashback Online Food Delivery
3  %
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Cashback Supermarket
3  %
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3 Offers Available

MoneyHero Limited-Time Exclusive Offer
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem using Mox Credit with HK$1,300)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem using Mox Credit with HK$1,300)

+ 6 other gift options

Valid until

02 June 2024

Mox Bank Welcome Offer - up to HK$1,200 Cash Rewards with Mox
HK$1,200 Cash Reward
HK$1,200 Cash Reward

Valid until

31 May 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Things to consider for this product:

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Supermarket rebate

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Uber/ Taxi offer

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Food delivery

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Unlimited rebate

Hang Seng Prestige World Mastercard

Hang Seng Prestige World Mastercard

Things to consider for this product:

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Conciege Service

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Fine dining

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Airport lounge

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No Annual Fee

American Express Gold Corporate Card

American Express Gold Corporate Card

Citi PremierMiles Card

Citi PremierMiles Card

Airport Lounge Access
12  times
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Air Miles Conversion Fee
Waived
Airmiles Local
$ 8  per mile
Airmiles Overseas
$ 3  per mile
info

Offer Available

MoneyHero Exclusive Offer
HK$1,600 Cash Rebate
HK$1,600 Cash Rebate

Valid until

03 June 2024

Things to consider for this product:

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Air miles conversion

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Airport lounge

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Travel insurance

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Purchase protection

Citi Octopus Platinum Card

Citi Octopus Platinum Card

Annual Fee Waiver
First Year
Min. Annual Income
HK$ 120,000
Cashback Transport
15  %
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Cashback Octopus Top Up Spending
0.5  %

Offer Available

MoneyHero Exclusive Offer
HK$1,600 Cash Rebate
HK$1,600 Cash Rebate

Valid until

03 June 2024

Things to consider for this product:

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Public transportation

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Annual Fee waiver

MUJI Visa Platinum Card

MUJI Visa Platinum Card

Cashback Local
5  %
Annual Fee Waiver
Perpetual
Foreign Currency Transaction Fee
1.95  %
Min. Annual Income
$ 150,000

3 Offers Available

MoneyHero Exclusive Offer (New to Card Customer)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)

+ 3 other gift options

Valid until

31 May 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer:HK$500 Apple Gift Card
Existing Credit Card customer:HK$500 Apple Gift Card

+ 1 other gift options

Valid until

31 May 2024

Welcome Offer - Up to $400 MUJI Dollars
New Customer:$400 MUJI Dollars
New Customer:$400 MUJI Dollars

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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No Annual Fee

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Annual Fee
HK$ 2,000
info
Airmiles Dining
$ 4  per mile
info
Airmiles Local Online Shopping
$ 4  per mile
info
Airmiles Overseas
$ 4  per mile
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 4 other gift options

Valid until

31 May 2024

Welcome Offer
5,000 Miles (New Cardholders)
Extra 5,000 Miles (New Cardholders)

+ 1 other gift options

Valid until

30 June 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

03 July 2024

Limited Welcome Offer - Asia Miles Lucky Draw
50,000 Miles
Up to 50,000 Miles

+ 1 other gift options

Valid until

30 May 2024

Things to consider for this product:

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Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

sim Credit Card

sim Credit Card

Annual Fee
HK$ 800
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Cashback Local Online Shopping
Up to 8  %
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4 Offers Available

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

31 May 2024

Limited Welcome Offer
Now TV ‘Mega European Football Competition 2024 Event Pass'
Now TV ‘Mega European Football Competition 2024 Event Pass'

Valid until

31 May 2024

Welcome gift
HK$200 Cash Rebate
HK$200 Cash Rebate

+ 3 other gift options

Valid until

30 June 2024

Limited CashBack Promotion
Up to 8% Cash Rebate
Up to 8% Cash Rebate

Valid until

31 July 2024

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver
Interest on installment plans
0  %
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Foreign Currency Transaction Fee
1.95  %

3 Offers Available

MoneyHero Exclusive Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 3 other gift options

Valid until

31 May 2024

Smart Card Special Offer
The Coffee Academics Buy-1-Get-1 Free
The Coffee Academics Buy-1-Get-1 Free

Valid until

15 July 2024

Welcome Offer
HK$1,200 Cash Rebate
HK$1,200 Cash Rebate

+ 1 other gift options

Valid until

03 July 2024

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

sim World Mastercard®️

sim World Mastercard®️

Annual Fee
HK$ 1,800
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Cashback Local Online Shopping
Up to 8  %
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4 Offers Available

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

31 May 2024

Limited Welcome Offer
Now TV ‘Mega European Football Competition 2024 Event Pass'
Now TV ‘Mega European Football Competition 2024 Event Pass'

Valid until

31 May 2024

Welcome gift
HK$700 Cash Rebate
HK$700 Cash Rebate

+ 3 other gift options

Valid until

30 June 2024

Limited CashBack Promotion
Up to 8% Cash Rebate
Up to 8% Cash Rebate

Valid until

31 July 2024

PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

Interest on installment plans
0  %
info
Cashback Overseas
2  %
info
Cashback Local Online Shopping
2  %
info
Cashback Local
2  %
info

3 Offers Available

MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Valid until

31 May 2024

MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)

+ 1 other gift options

Valid until

31 May 2024

Welcome Offer
OTO Vanda 2.0 (VN-05)
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Foreign txn rebate

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Travel agency offer

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Installment

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No foreign txn fee