AEON UnionPay Credit Card

Last Updated:Jan 2021

No Requirement

Min. Annual Income

Offers

Benefits

Eligibility

APR/Fees

Offers

Welcome Offers from AEON Credit Service

OPTION 1

Up to HK$500 rebate

New customer is entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan within the first 60 days after the card approval and issuance

OPTION 2

Extra HK$100 rebate for successful online application

New customer applies for AEON UnionPay Credit Card through AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate

Successfully apply online via AEON website to enjoy HK$100 extra rebate

Up to HK$1,700 spending reward upon accumulated eligible spending of designated amount

Successfully apply online via AEON website to enjoy HK$100 extra rebate

Up to HK$1,700 spending reward upon accumulated eligible spending of designated amount

Annual Fee Waiver

Octopus Reload Rebate

Annual Fee Waiver

Octopus Reload Rebate

Great for

Up to HK$600 Rebate as Welcome Gift

From 11 July 2020 to 30 June 2021 (promotion period), both dates inclusive, new customers who successfully apply for AEON UnionPay Credut Card are entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan, within the first 60 days after the card approval and issuance
Successfully apply via AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate

“AEON Spending Reward” earn up to HK$1,700 spending reward

From 21 October 2020 to 10 March 2021, enjoy newly launched “AEON Spending Reward”, earn up to HK$1,700 spending reward upon accumulated eligible spending of designated amount include credit purchase and cash advance with AEON Credit Card.

AEON Credit Card x REAP Payment Platform

By paying any expenses such as rent, tax payment, tuition fees, utility payments, home renovation fees, or other expenses on Reap payment platform via eligible AEON Credit Card, customers can enjoy HK$0 handling fee on first HK$10,000 transaction amount and earn up to HK$2,500 Spending Rebate on “AEON Spending Reward” Promotion

Settlement in Hong Kong Currencies

For credit purchase or cash advance transactions made in HK or Mainland China, all are calculated in Hong Kong currencies

AEON Shopping Offer

Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month).
Enjoy all year-round with the "AEON Member Price"

AEON Bonus Points Program

Every HK$1 spent on credit purchase entitled 1 bonus point. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.4% rebate)
Every HK$1 on credit purchase or Interest-free Card Instalment Plan at AEON Stores entitled 2 bonus points. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.8% rebate)
Points accrued can be used for redemption offered by AEON Bonus Point Program

Perpetual Annual Fee Waiver

Need to know

Welcome offer is only applicable to new customer shall means applicant applies for the new AEON Credit Card has not held any valid designated AEON Credit Card in 12 months (including not yet activated credit card)

AEON online bill payment, Octopus Automatic Add Value Service, and e-Wallets fund transfer and value added service are not counted as eligible transactions for the welcome offer

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Local Spending

0.4%

Overseas Spending

0.4%

Dining Spending

2.8%

Online Shopping Spending (Local)

0.4%

Online Shopping Spending (Overseas)

0.4%

Octopus Top Up Spending

0.4%

Eligibility

Minimum Age

18 years old

Min. Annual Income

No Requirement

APR/Fees

Fees

Annual fee

Perpetual Annual Fee Waiver

Repayment

Minimum Payment

4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher

Late payment charge

HK$120 per month

Retail Purchase APR

31.59%

Cash Advance APR

43.53%

Other information

Credit card type

UnionPay

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AEON UnionPay Credit Card

Offers

Up to HK$500 rebate

Extra HK$100 rebate for successful online application

Successfully apply online via AEON website to enjoy HK$100 extra rebate

Up to HK$1,700 spending reward upon accumulated eligible spending of designated amount

Successfully apply online via AEON website to enjoy HK$100 extra rebate

Up to HK$1,700 spending reward upon accumulated eligible spending of designated amount

Benefits

Year-round rewards

Eligibility

Eligibility

APR/Fees

Fees

Repayment

Other information

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AEON UnionPay Credit Card

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