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AEON UnionPay Credit Card

Last Updated:Mar 2021
No Requirement
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from AEON Credit Service (Asia)

OPTION 1

Up to HK$500 rebate

  • New customer is entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan within the first 60 days after the card approval and issuance
OPTION 2

Extra HK$100 rebate for successful online application

  • New customer applies for AEON UnionPay Credit Card through AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate

Register to enjoy extra 5% spending rebate for eligible transactions made at designated merchants

Perpetual Annual Fee Waiver

Register to enjoy extra 5% spending rebate for eligible transactions made at designated merchants

Perpetual Annual Fee Waiver

Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Up to HK$600 Rebate as Welcome Gift
  • From now till 30 June 2021, new customers who successfully apply for AEON UnionPay Credit Card are entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan, within the first 60 days after the card approval and issuance
  • Successfully apply via AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate
Up to HK$2,100 Spending Rebate: "AEON Enrich Life Rewards" Promotion (Applicable to New and Existing Customers) + AEON Card Welcome Gift
  • From now till 10 July 2021, register "AEON Enrich Life Rewards" promotion via "AEON HK" mobile app to enjoy "Happy Reward" and "Extra Reward Spending" offers.
Requirements Maximum Spending Rebate Earned during Promotion Period
Welcome Gift: 3% rebate (up to HK$500) + Online Application Reward: extra HK$100 spending rebate HK$600
"Happy Reward"

  • Accumulated spending of HK$20,000 or above

 HK$500
"Extra Reward Spending"
  • Extra 5% spending rebate for eligible transactions made at designated merchants
  • Designated merchants include but not limited to Deliveroo, Foodpanda, Citybus, New World First Bus, Kowloon Motor Bus, Long Win Bus, AEON City, Circle K convenience store etc.
 HK$1,000
AEON Bonus Points Program
  • Every HK$1 spent on credit purchase entitled 1 bonus point
 At least 20,000 AEON Bonus Points
  Up to HK$2,100 Spending Rebate + At Least 20,000 AEON Bonus Points
Settlement in Hong Kong Currencies
  • For credit purchase or cash advance transactions made in HK or Mainland China, all are calculated in Hong Kong currencies
AEON Shopping Offer
  • Every 10th of each month is AEON DAY, upon any credit purchase at all AEON Stores, you can enjoy both basic bonus points and extra 10X AEON bonus points
  • Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month).
  • Enjoy all year-round with the "AEON Member Price"
AEON Bonus Points Program
  • Every HK$1 spent on credit purchase entitled 1 bonus point. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.4% rebate)
  • Every HK$1 on credit purchase or Interest-free Card Instalment Plan at AEON Stores entitled 2 bonus points. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.8% rebate)
  • Points accrued can be used for redemption offered by AEON Bonus Point Program
Exemption of foreign transaction fees
  • $0 handling fee for the transaction in foreign currency, including overseas website
Free Home Content Protection
  • Any “Home Contents” & “Valuable Property” purchased anywhere in the world by credit card can enjoy 30 days comprehensive protection in your home
Perpetual Annual Fee Waiver

Need to know

Welcome offer is only applicable to new customer shall means applicant applies for the new AEON Credit Card has not held any valid designated AEON Credit Card in 12 months (including not yet activated credit card)
AEON online bill payment, Octopus Automatic Add Value Service, and e-Wallets fund transfer and value added service are not counted as eligible transactions for the welcome offer

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
0.4%
Overseas Spending
0.4%
Dining Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

APR/Fees

Fees

Annual fee
Perpetual Annual Fee Waiver

Repayment

Minimum Payment
4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher
Late payment charge
HK$120 per month
Retail Purchase APR
31.59%
Cash Advance APR
43.53%

Other information

Credit card type
UnionPay

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Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

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