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Blue Cash® Credit Card from American Express

Last Updated: Jun 2023
No Requirement

Min. Annual Income

1.2
%

Local Spending - Cashback Rate

Enjoy 1.2% cashback for all spending
1.2
%

Overseas Spending - Cashback Rate

Enjoy 1.2% cashback for all spending
First-year annual fee waiver
Cash back automatically credited to qualifying Account
Utilities Wallet Rebate
Annual Fee Waiver

Great for

  • Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
    • Cash back will be automatically credited to qualifying Account every month
  • Interest-free instalment program
    • Enjoy greater flexibility when making big purchases at selected merchants with interest-free instalment program
  • Year-Round Benefits
    • 20% savings on all 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit
    • Free upgrade on handcrafted beverage at Pacific Coffee
  • American Express Blue Cash Credit Card has no minimum annual income requirement. It is also applicable to university students
  • Protection
    • Online Fraud Protection Guarantee: Shop online with your Card and you won't be held responsible for any fraudulent charge
    • 45 Days Cover: Protect purchases against accident damage or theft for up to 45 days after the date of purchase
    • Global Assist: Free legal and medical referrals 24 hours a day, 365 days a year
  • First-year annual fee waiver for all applicants
    • Annual card fee is HK$980. Spend HK$25,000 annually and your annual card fee will be waived for the following year.

Need to know

  • Existing Blue Cash Credit Card from American Express Cardmembers and applicants who have held Blue Cash Credit Card from American Express (Basic card) at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer and the First Year Annual Fee Waiver.
    • Gift eligibility is based on the application date of the approved application, but not approval date. If applicants who apply for both Explorer Credit Card and Blue Cash Credit Card at same date, are preferred to activate cards after both two cards are successfully approved. Please note normally The 2nd card application will be taken around 7 days for approval upon the 1st card application is approved.
  • Card features and year-round offers Terms and Conditions apply.

Year-round rewards

CASH REBATE
Local Spending
1.2%
Enjoy 1.2% cashback for all spending
Overseas Spending
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Overseas)
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Local)
1.2%
Enjoy 1.2% cashback for all spending
Dining Spending
1.2%
Enjoy 1.2% cashback for all spending

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
HK$980
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$300. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
35.96%

Other information

Credit card type
American Express

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