Default Logo
Personal Loans
Credit Cards
Insurance
Mortgages
Securities Accounts
Financial Tools
Blog
Support
EN中
or

The Platinum Card®

Last Updated:Oct 2020
$1,000,000
Min. Annual Income
Unlimited
Number of Free Lounge Access
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$500 SOGO Gift Certificate

From now till 30 November 2020, for new customers of The Platinum Card successfully applying through MoneyHero

Welcome Offers from American Express

OPTION 1

480,000 Membership Rewards Points + HK$800 SOGO Gift Certificate

  • New customers submit the application online.
  • Successful application with any successful spending in the first 3 months of Card membership.
  • The promotion period is valid from now till 30 November 2020.
  • Terms and conditions apply.

3X points earned when transaction made in foreign current spend via online; Complimentary Hotel Memberships

Please turn off AdBlocker and private mode to redeem exclusive offer

3X points earned when transaction made in foreign current spend via online; Complimentary Hotel Memberships

Please turn off AdBlocker and private mode to redeem exclusive offer

Airport Lounge
Airport Lounge
Free Travel Insurance
Free Travel Insurance
Airport Lounge
Airport Lounge
Free Travel Insurance
Free Travel Insurance

Great for

Requirements Welcome Offers
The Platinum Card Welcome Offer
Online Bonus
Successful online applications		 100,000 Membership Rewards Points
Welcome Bonus
Successful application with spending in the first 3 months of Card membership		 HK$800 SOGO Gift Certificate +
380,000 Membership Rewards Points
MoneyHero Exclusive Offer
Applicable to new customers of The Platinum Card who submit their approved Card application via MoneyHero HK$500 SOGO Gift Certificate
  Total: 480,000 Membership Rewards Points
(equivalent to 32,000 miles / HK$1,600 vouchers) +
HK$1,300 SOGO Gift Certificate
Earn Rewards points when you spend with the Card
  • Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
    • An annual program fee of HK$240 will apply upon enrollment.
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$7.5 = 1 mile.
  • Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$15 = 1 mile.
  • Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$5 = 1 mile.
Shopping Protection
Spend with the Card to enjoy the following protection:
  • Online Fraud Protection Guarantee
    Shop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return Guarantee
    Refund if you are unhappy with the purchase made with the Card.
  • Extended Warranty
    Extend the original manufacturer's warranty by up to 1 year automatically when you purchase the item with the Card.
  • Price Protection
    Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days Cover
    Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
  • Terms and Conditions apply.
Travel Offer
  • Complimentary Access to The Centurion Lounges
    Enjoy over 1,200 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
  • Fine Hotels & Resorts
    Complimentary benefits with an average total value of HK$4,200 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,000 world-class properties to explore: complimentary room upgrade upon arrival, when available, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc.
  • Elite partner programs
    Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Gold status, Shangri-La Golden Circle - Jade Membership, and Marriott Bonvoy™ - Gold Elite Status
  • The Hotel Collection
    Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
  • Complimentary Night at Sino Hotels and Far East Hospitality
    Enjoy a complimentary second night at one of the selected hotels of Sino Hotels and Far East Hospitality.
  • Comprehensive Travel Insurance
    Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
Dining Offer
  • Savings of up to 50% on à la carte dining at designated Gourmet Club restaurants.
Lifestyle Offer
  • Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days.

Need to know

Annual fee is HK$7,800 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for MoneyHero Exclusive Offer and Welcome Offers.
How to redeem MoneyHero Exclusive Offer

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
0.67%
$7.5/mile
Overseas Spending
1%
$5/mile
Dining Spending
0.67%
$7.5/mile
Online Shopping Spending (Local)
0.67%
$7.5/mile
Online Shopping Spending (Overseas)
1%
$5/mile

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$1,000,000

APR/Fees

Fees

Annual fee
HK$7,800
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
Total spending of that month
Late payment charge
3.9% of the Outstanding Balance (The minimum Late Payment Fee is HK$100. However, the Late Payement Fee will not exceed the Outstanding Balance.)

Other information

Credit card type
American Express

Isn't the best product for you?

Compare more credit cards on MoneyHero

MoneyHero.com.hk

Credit Cards

All Credit Cards
Best Deals Credit Cards
Airmiles Credit Cards
Cashback Credit Cards
Octopus Credit Cards
Airport Lounge Credit Cards
Online Shopping Credit Cards
Dining Credit Cards
Entry Level / Student Credit Cards
Welcome Offers Credit Cards
UnionPay Credit Cards
Digital Wallet Credit Cards
Premium Credit Cards
Corporate Credit Cards
Credit Cards Providers
Promotions

Personal Loans

All Loans
Personal Instalment Loans
Tax Loans
Lending Companies
Debt Consolidation Loans
Car Loans
Credit Line Loans
Home Ownership Loans
Commercial Lending
Banks Loans
Small Size Loans
Personal Loans FAQs
Personal Loans Glossary
Personal Loans Providers

Travel Insurance

All Travel Insurance Plans
Travel Insurance Providers
Travel Insurance Guide
Travel Insurance Claim Resources Center

Medical Insurance

Voluntary Health Insurance Scheme

Home Insurance

All Home Insurance

Domestic Helper Insurance

All Domestic Helper Insurance

Term Life Insurance

All Term Life Insurance

Overseas Student Insurance

All Overseas Student Insurance

Mortgages

All Mortgages
New Refinance
Second Mortgages
Mortgage Providers
Mortgage Guide
Mortgage FAQs
Mortgage Glossary

Financial Tools

Banking Account
Digital Wallet

Securities Accounts

Hong Kong Stock Account
US Stock Account

Guides

BLOG
Glossary
Providers

About Us

Why MoneyHero
Support
Featured Products
Exclusive Rewards Redemption Flow
FAQs
Terms & Conditions
Editorial Code
Affiliates
Affiliate Disclosure
Privacy Policy
Careers
Press

© 2013 - 2020 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

1.32.0-2f25ae417