BEA UnionPay Dual Currency PLATINUM Credit Card

Last Updated:Jul 2021
$40,000
Min. Annual Income
1.2%
Local Spending - Cashback Rateon local dining spending
0.4%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

Top-Up Offer: Up to HK$1,200 Apple Store Gift Card

  • From 1 to 31 July 2021, new customers of BEA Credit Card who successfully apply for dual credit cards (BEA World Mastercard and BEA i-Titanium Card) and BEA UnionPay Dual Currency PLATINUM Credit Card via MoneyHero on the same day and activate the cards within 30 days of card approval are entitled to HK$1,200 Apple Store Gift Card.
  • The card(s) must be approved on or before 31 August 2021.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Bank of East Asia.
  • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from Bank of East Asia

OPTION 1

HK$300 Cash Rebate

  • Accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App
  • Promotion period: from now till 31 July 2021

3X reward points for local dining spending; 2X reward points for all other local retail spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

3X reward points for local dining spending; 2X reward points for all other local retail spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Digital Wallet Rebate
Digital Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate

Great for

MoneyHero Top-Up Exclusive Offer - Up to HK$1,200 Apple Store Gift Card
  • New BEA Credit Card Customers get rewarded with HK$1,200 Apple Store Gift Card by fulfilling the following requirements:
Important Dates Requirements
1 to 31 July 2021
  • If customers successfully apply for dual credit cards (BEA World Mastercard and BEA i-Titanium Card) via MoneyHero and activate the card within 30 days of card approval, they will be entitled to HK$800 Apple Store Gift Card.
  • If customers successfully apply for BEA UnionPay Dual Currency PLATINUM Credit Card via MoneyHero and activate the card within 30 days of card approval, they will be entitled to HK$400 Apple Store Gift Card.
  • If customers successfully apply for dual credit card (BEA World Mastercard and BEA i-Titanium Card) and BEA Unionpay Dual Currency PLATINUM Credit Card via MoneyHero on the same day and activate the card within 30 days of card approval, they will be entitled to HK$1,200 Apple Store Gift Card.
On or before 31 August 2021 The card must be approved by BEA.
Within 7 days of card approval Send an email with (1) the name of the applied products, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk for receiving reward redemption form.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • To be eligible for MoneyHero Top-Up Exclusive Offer - Up to HK$1,200 rewards, please apply for BEA World Mastercard and BEA i-Titanium Card by clicking the “Apply Now” buttons on MoneyHero Website and apply dual credit card on BEA website. Then, please apply BEA UnionPay Dual Currency PLATINUM Credit Card on the same day by clicking the "Apply Now" button on MoneyHero website.
    • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
    • Designated Cards include BEA i-Titanium Card, BEA World Mastercard and BEA UnionPay Dual Currency PLATINUM Credit Card. BEA i-Titanium Card for University Student is excluded from the promotion.
    • If you have concerns regarding the redemption process, please refer to this article.
Welcome Offer
Requirement  Offer
Accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App HK$300 Cash Rebate
3X reward points for local dining spending. No cap limit on reward points, which can redeem spending credit / vouchers.
  • 3X reward points for local dining spending (HK$1 = 3 reward points)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$8,337 on local dining category can redeem HK$100 vouchers, aka 1.2% rebate.
    • 3X reward points only for local dining spending, which does not include transactions for private parties / functions or private room events other than those held in hotels / restaurants / dining outlets, or transactions made at dining outlets in department stores / associations / clubhouses.
  • 2X reward points for all other local retail spending (HK$1 = 2 reward points)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$12,500 on other local retail category can redeem HK$100 vouchers, aka 0.8% rebate.
  • 1X reward points for other spending (eg. foreign currency spending, octopus top-up and digital wallet top-up etc.) (HK$1 = 1 reward point)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$25,000 on other category can redeem HK$100 vouchers, aka 0.4% rebate.
  • Extra 10% rebate on BEA Days - Mobile Payment spending 
    • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
    • Local fast-food restaurants/coffee shops spending: 1.2% rebate (3X reward points) + extra 10% BEA Days rebate = 11.2% rebate
    • Local bakeries spending: 0.8% rebate (2X reward points) + extra 10% BEA Days rebate = 10.8% rebate
    • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% rebate on the designated mobile payments purchases.
  • Earned reward points can redeem spending credit / vouchers at BEA Bonus Gallery.
  • BEA Days rebate earned will be credited to the principal card account.
Dual Currency in One Card for flexibility
  • BEA UnionPay Dual Currency PLATINUM Credit Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost.
Priority Booking Service for Spectacular Concerts
No foreign currencies transaction fee
First year annual fee waiver

Need to know

The welcome gift and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
  • If the Eligible Cardholder also applies for other BEA(s), he/she can only enjoy the welcome offer once through the first approved BEA Credit Card.
Rebate Limit
  • 10% rebate on BEA Days - Mobile Payment spending is capped at a maximum rebate of HK$100 in each calendar month. (Spend HK$1,000 on the designated mobile payment transactions would reach the cap limit.)
No extra reward points will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions. Therefore, these listed transactions can only earn 1X reward point (aka 0.4% rebate).

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
1.2%
Overseas Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Dining Spending
1.2%
Digital Wallet Spending
0.4%

Eligibility

APR/Fees

Isn't the best product for you?

Compare more credit cards on MoneyHero

MoneyHero.com.hk

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

© 2013 - 2021 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

1.55.0-f320661b63