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BEA UnionPay Dual Currency PLATINUM Credit Card

Last Updated:Apr 2021
$40,000
Min. Annual Income
1.2%
Local Spending - Cashback Rateon local dining spending
0.4%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

Top-Up Offer: HK$600 Apple Gift Card / HKTVmall Gift Voucher

  • Applicable to new customers of BEA Credit Card who successfully apply for the card via MoneyHero and activate the card within 30 days of card approval
How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) name of the applied products, (4) screen capture of reference number and (5) screen capture of approval SMS or Email notification to support@moneyhero.com.hk upon card approvalon or before 30 June 2021 for verification and follow-up and complete the redemption form sent via email on or before 30 July 2021 .
OPTION 2

Top-Up Offer: Up to HK$1,200 Apple Gift Card / HKTVmall Gift Voucher

  • New customers of BEA Credit Card who successfully apply for BEA i-Titanium Card, BEA World Mastercard and BEA UnionPay Dual Currency PLATINUM Credit Card via MoneyHero on the same day and activate the cards within 30 days of card approval are entitled to HK$1,200 Apple Gift Card / HKTVmall Gift Voucher.
How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) name of the applied products, (4) screen capture of reference number and (5) screen capture of approval SMS or Email notification to support@moneyhero.com.hk upon card approvalon or before 30 June 2021 for verification and follow-up and complete the redemption form sent via email on or before 30 July 2021 .

Welcome Offers from Bank of East Asia

OPTION 1

HK$300 Cash Rebate

  • Accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App
  • Promotion period: from 9 February to 10 May 2021

3X reward points for local dining spending; 2X reward points for all other local retail spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

3X reward points for local dining spending; 2X reward points for all other local retail spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Digital Wallet Rebate
Digital Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Welcome Offer
Requirement  Offer
Accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App HK$300 Cash Rebate
MoneyHero Top-Up Exclusive Offer - Up to HK$1,200 Apple Gift Card / HKTVmall Gift Voucher
  • New BEA Credit Card Customers get rewarded with HK$1,200 Apple Gift Card / HKTVmall Gift Voucher by fulfilling the following requirements:
Important Dates Requirements
1 to 31 May 2021

New customers successfully apply for the Designated BEA Card(s) via MoneyHero

  • If customers successfully apply for BEA UnionPay Dual Currency PLATINUM Credit Card via MoneyHero and activate the card within 30 days of card approval, they will be entitled to HK$600 Apple Gift Card / HKTVmall Gift Voucher.
  • If customers successfully apply for 2 out of 3 designated BEA Cards (BEA i-Titanium Card / BEA World Mastercard / BEA UnionPay Dual Currency PLATINUM Credit Card) via MoneyHero on the same day and activate the cards within 30 days of card approval, they will be entitled to HK$900 Apple Gift Card / HKTVmall Gift Voucher (HK$600 + HK$300).
  • If customers successfully apply for BEA i-Titanium Card, BEA World Mastercard and BEA UnionPay Dual Currency PLATINUM Credit Card via MoneyHero on the same day and activate the cards within 30 days of card approval, they will be entitled to HK$1,200 Apple Gift Card / HKTVmall Gift Voucher (HK$600 + HK$300 + HK$300).
On or before 30 June 2021 i) The card must be approved by BEA; and
ii) Send an email with (1) full name, (2) application date, (3) name of the applied products, (4) screen capture of reference number and (5) screen capture of approval SMS or Email notification to support@moneyhero.com.hk for receiving reward redemption form
On or before 30 July 2021 Complete and submit reward redemption form
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • To be eligible for MoneyHero Top-Up Exclusive Offer - Up to HK$1,200 Apple Gift Card / HKTVmall Gift Voucher, please apply for BEA i-Titanium Card, BEA World Mastercard and BEA UnionPay Dual Currency PLATINUM Credit Card separately on the same day by clicking the "Apply Now" buttons in MoneyHero website. Remarks: HK$600 Apple Gift Card / HKTVmall Gift Voucher will be rewarded to the first set of the eligible application reference number. HK$300 Apple Gift Card / HKTVmall Gift Voucher will be rewarded to the second and third set of the eligible reference number respectively.
    • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
    • Designated Cards include BEA i-Titanium Card, BEA World Mastercard and BEA UnionPay Dual Currency PLATINUM Credit Card. BEA i-Titanium Card for University Student is excluded from the promotion.
    • If you have concerns regarding the redemption process, please refer to this article.
3X reward points for local dining spending. No cap limit on reward points, which can redeem spending credit / vouchers.
  • 3X reward points for local dining spending (HK$1 = 3 reward points)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$8,337 on local dining category can redeem HK$100 vouchers, aka 1.2% cash rebate.
    • 3X reward points only for local dining spending, which does not include transactions for private parties / functions or private room events other than those held in hotels / restaurants / dining outlets, or transactions made at dining outlets in department stores / associations / clubhouses.
  • 2X reward points for all other local retail spending (HK$1 = 2 reward points)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$12,500 on other local retail category can redeem HK$100 vouchers, aka 0.8% cash rebate.
  • 1X reward points for other spending (eg. foreign currency spending, octopus top-up and digital wallet top-up etc.) (HK$1 = 1 reward point)
    • 25,000 reward points can redeem HK$100 vouchers. Take it as an example. Therefore, spend HK$25,000 on other category can redeem HK$100 vouchers, aka 0.4% cash rebate.
  • Extra 10% rebate on BEA Days - Mobile Payment spending 
    • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
    • Local fast-food restaurants/coffee shops spending: 1.2% cash rebate (3X reward points) + extra 10% BEA Days rebate = 11.2% cash rebate
    • Local bakeries spending: 0.8% cash rebate (2X reward points) + extra 10% BEA Days rebate = 10.8% cash rebate
    • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
  • Earned reward points can redeem spending credit / vouchers at BEA Bonus Gallery.
  • BEA Days cash rebate earned will be credited to the principal card account.
Dual Currency in One Card for flexibility
  • BEA UnionPay Dual Currency PLATINUM Credit Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost.
Discounts on Movie Tickets. Priority Booking Service for Spectacular Concerts.
  • 10% off on movie tickets
    • 10% off on regular-price movie tickets at MCL Cinemas (except The Grand Cinema) and priority ticketing counter at the Festival Grand Cinema box office
  • Priority booking service for spectacular concerts
No foreign currencies transaction fee

Need to know

The welcome gift and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
  • If the Eligible Cardholder also applies for other BEA(s), he/she can only enjoy the welcome offer once through the first approved BEA Credit Card.
Cash Rebate Limit
  • 10% rebate on BEA Days - Mobile Payment spending is capped at a maximum rebate of HK$100 in each calendar month. (Spend HK$1,000 on the designated mobile payment transactions would reach the cap limit.)
No extra reward points will be given to transactions made at supermarkets, department stores, travel agencies, to government departments, recurring transactions and/or autopay transactions. Therefore, these listed transactions can only earn 1X reward point (aka 0.4% cash rebate).

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
1.2%
Overseas Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Dining Spending
11.2%
Digital Wallet Spending
0.4%

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$40,000

APR/Fees

Fees

Annual fee
HK$600
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
Late payment charge
HK$/CNY350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.43%
Cash Advance APR
39.38%

Other information

Credit card type
UnionPay Platinum

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