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BEA i-Titanium Card for University Student
Last Updated: Sep 2021
No Requirement
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
Enjoy 10% cash rebate upon purchases at local bakeries/ fast food restaurants/coffee shops through Apple Pay/ Google Pay when spending reaches designated amount in any month
0.4 %
Overseas Spending - Cashback Rate

Welcome Offers from Bank of East Asia

  • OFFER 1
    Netflix Streaming Platform 3 Months Subscription Reward
    • Accumulate local/overseas retail purchases and/or cash advances of HK$2,500 or above within first two months from card issuance and activate it through BEA App successfully and make 1 transaction on Netflix Streaming Platform
    • Promotion Period: from now till 30 September 2021
  • OFFER 2
    HK$200 Cash Rebate
    • Accumulate local/overseas retail purchases and/or cash advances of HK$2,000 or above within first two months from card issuance and activate it through BEA App successfully
    • Promotion Period: from now till 30 September 2021
10% rebate on designated mobile payment spending
3.4% rebate on online purchase
Octopus Reload Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver

Great for

  • Welcome Offer - Netflix Streaming Platform 3 Months Subscription Reward / HK$200 Cash Rebate & Additional HK$50 Credit Card Free Spending Credit
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    • Log in to the BEA App for the first time
    Requirements Welcome Offers
    (Choose 1 from 2)
    • New customers accumulate local/overseas retail purchases and/or cash advances of HK$2,000 or above within first two months from card issuance, and 
    • activate the card through i-Student platform/BEA App and make 1 transaction on Netflix Streaming Platform
    Netflix Streaming Platform 3 Months Subscription Reward
    • New customers accumulate local/overseas retail purchases and/or cash advances of HK$2,000 or above within first two months from card issuance, and 
    • activate the card through i-Student platform/BEA App
    HK$200 Cash Rebate
    BEA App - First Time Log In Offer
    • Log in to the BEA App for the first time within 60 days of the card’s issue date
    Additional HK$50 Credit Card Free Spending Credit
  • Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.
    • 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
      • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
    • Extra 10% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
    • 0.4% rebate on other spending
    • i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.
  • Discounts on Movie Tickets. Priority Booking Service for Spectacular Concerts.
    • 10% off on movie tickets
      • 10% off on regular-price movie tickets at MCL Cinemas (except The Grand Cinema) and priority ticketing counter at the Festival Grand Cinema box office
    • Priority booking service for spectacular concerts

Need to know

  • The welcome gift is only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
  • Cash Rebate Limit
    • 3.4% rebate on online shopping spending is capped at a maximum of HK$200 in i-Dollars in each calendar month. (Spend HK$6,667 on online shopping purchases would reach the cap limit.) 
    • 10% rebate on BEA Days - Mobile Payment spending is capped at a maximum rebate of HK$100 in each calendar month. (Spend HK$1,000 on the designated mobile payment transactions would reach the cap limit.)
    • 0.4% rebate on other spending is capped at a maximum rebate of HK$40 in each calendar month. (Spend HK$10,000 would reach the cap limit.)
  • Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

Year-round rewards

CASH REBATE
Local Spending
0.4%
Enjoy 10% cash rebate upon purchases at local bakeries/ fast food restaurants/coffee shops through Apple Pay/ Google Pay when spending reaches designated amount in any month
Overseas Spending
0.4%
Online Shopping Spending (Overseas)
3.4%
Online Shopping Spending (Local)
3.4%
Dining Spending
10.4%
Applicable to purchases at local fast food restaurants/coffee shops through Apple Pay/ Google Pay when spending reaches designated amount in any month: 0.4% basic rebate + extra 10% BEA Days rebate = 10.4% cash rebate
Digital Wallet Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement
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Fees

Annual fee
HK$600
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
Late payment charge
HK$/CNY350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.43%
Cash Advance APR
39.38%
Interest Free Repayment Period
56 days

Other information

Credit card type
Mastercard

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