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CCB (Asia) Home+ Credit Card

Last Updated:Feb 2021
$150,000
Min. Annual Income
0.45%
Local Spending - Cashback Rate
0.45%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$200 supermarket coupon

  • Applicable to new customers of China Construction Bank (Asia) who successfully apply for the card via MoneyHero
How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

Welcome Offers from China Construction Bank

OPTION 1

Sinomax Comfort Pressureless Pillow x 2pcs + HK$200 Cash Rebate

  • New customers spending of HK$5,000 or above in the first 3 months from Home+ Credit Card issuance date
  • Promotion Period: from now till 31 March 2021
OPTION 2

Hung Fook Tong HK$750 Gift e-Voucher (15 pcs of HK$50 Gift e-Voucher)

  • New customers spending of HK$5,000 or above in the first 3 months from Home+ Credit Card issuance date
  • Promotion Period: from now till 31 March 2021

Enjoy 10% instant discount on purchases at Home+ platform & enjoy 10% Cash rebate for the transaction at Home+ retail store

Please turn off AdBlocker and private mode to redeem exclusive reward

Enjoy 10% instant discount on purchases at Home+ platform & enjoy 10% Cash rebate for the transaction at Home+ retail store

Please turn off AdBlocker and private mode to redeem exclusive reward

Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate

Great for

A Wide Variety of Welcome Gifts
Requirement Welcome Offers
(Choose 1 from 6)

New cardmembers accumulate total spending of HK$5,000 or above in the first 3 months from the card issuance date

 Sinomax Comfort Pressureless Pillow x 2pcs + HK$200 Cash Rebate
(Valued at HK$1,398)
Hung Fook Tong HKD750 Gift e-Voucher
(15pcs of HKD50 Gift e-Voucher)
myTV Gold Pass with 12 months service (App / Web)
(Valued at HK$1,176)
Gemini Ionic Air Purifying Mini Dehumidifier
(Valued at HK$1,298)
400 Home+ Point
Eu Yan Sang Lingzhi Cracked Spores & Ganoderma Sinsense Capsules 2 boxes
and
Eu Yan Sang Cordyceps Mycelia Cs-4 Capsules 1 box
(Valued at HK$1,114)
MoneyHero Exclusive Offer - HK$200 Supermarket Coupon
  • New customers of China Construction Bank (Asia) who successfully apply Home+ Credit Card via MoneyHero can enjoy HK$200 supermarket coupon.
Home+ Credit Card Bonus Points Reward Scheme’s calculation method is simple and straightforward.
  • HK$1 spending = 1 Bonus Point (22,000 Bonus Points can redeem HK$100 Cash Rebate, which equals to 0.45% Cash Rebate)
  • You can earn Bonus Points by using Octopus automatic add-value service, paying online bills and paying to insurance companies.
  • Bonus Points can redeem vouchers.
Multiple Credit Card Offers, as low as 20% off
  • Shopping Offers
    • Enjoy 10% instant discount on purchases at Home+ platform & enjoy 10% Cash rebate for the transaction at Home+ retail store. No spending requirement.
    • 20% off on selected Hung Fook Tong Products.
  • Entertainment Offers
    • 10% off regular-priced movie tickets at Broadway Circuit.
Perpetual Annual Fee Waiver

Need to know

Welcome offer is only applicable to new applicants who has not owned any China Construction Bank (Asia) in the 6 months prior to the date of application.
  • Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by China Construction Bank (Asia).
Bonus Points earned are valid for 2 years.
  • Bonus Points earned are required to redeem within 2 years.
  • Bonus Points earned will be forfeited without notice on the last day of the following calendar year.
Bonus Points Cap on Online Bill Payment(s) and Payment(s) to Insurance Companies
  • Total Bonus Points earned for each calendar year will be capped at 12 times of the latest approved credit limit for transaction(s) of online bill payment(s) and payment(s) to insurance companies.
    (Take HK$10,000 credit limit as an example. Since the Bonus Points cap would be 12 times of the credit limit, it would be 120,000 Bonus Points. Therefore, only the first HK$120,000 online bill payment(s) and/payment(s) to insurance companies are entitled to Bonus Points.)
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
0.45%
Overseas Spending
0.45%
Online Shopping Spending (Local)
0.45%
Online Shopping Spending (Overseas)
0.45%
Octopus Top Up Spending
0.45%

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

APR/Fees

Fees

Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus (if any) any overlimit amount and past due amount. (the minimum amount of Minimum Payment is HK$200
Late payment charge
5% of Minimum Payment due, subject to the minimum charge and the maximum charge listed below:
Minimum Charge HK$200 or equivalent to the Minimum Payment amount (whichever is lower)
Maximum Charge HK$250
Retail Purchase APR
36.07%
Cash Advance APR
37.98%

Other information

Credit card type
Mastercard

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© 2013 - 2021 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

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