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CCB (Asia) JD Credit Card

Last Updated:Dec 2020

$150,000

Min. Annual Income

0.5%

Local Spending - Cashback Rate

0.5%

Overseas Spending - Cashback Rate

Offers

Benefits

Eligibility

APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$200 supermarket coupon

Applicable to new customers of China Construction Bank (Asia) who successfully apply for the card via MoneyHero

How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

Detailed steps: How to redeem exclusive rewards from MoneyHero?
Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
Promotion Period: from now till 31 January 2021

Unlimited 4% Cash Rebate for online spending

Please turn off AdBlocker and private mode to redeem exclusive reward

Unlimited 4% Cash Rebate for online spending

Please turn off AdBlocker and private mode to redeem exclusive reward

Octopus Reload Rebate

Octopus Reload Rebate

Utilities Wallet Rebate

Utilities Wallet Rebate

Annual Fee Waiver

Annual Fee Waiver

Digital Wallet Rebate

Digital Wallet Rebate

Octopus Reload Rebate

Octopus Reload Rebate

Utilities Wallet Rebate

Utilities Wallet Rebate

Annual Fee Waiver

Annual Fee Waiver

Digital Wallet Rebate

Digital Wallet Rebate

Great for

MoneyHero Exclusive Offer - HK$200 supermarket coupon

New customers of CCB(Asia) Credit Card who successully apply for the card via MoneyHero enjoy HK$200 supermarket coupon.

Unlimited 4% Cash Rebate for Online Spending

Spending on JD.com and other online shopping platforms: 4% cash rebate
Other local and overseas spending: 0.5% cash rebate
Electronic wallet top-up or fund transfer, payment for insurance policies issued by insurance companies, all Octopus reloading and online bill payment are entitled to 0.5% cash rebate.
Cash rebate will be distributed in the form of bonus points. Bonus points will be converted to cash rebate in every statement date automatically.

Exclusive Privileges on JD Platform

“Monthly Exclusive Benefit” Discount coupons value RMB99
- Including ¥30 shipping and ¥69 shopping coupons
- Promotion Period: from 1 December 2020 to 31 December 2021
“Instantly Random Discount” Discount value up to RMB299 every order
- Enjoy “Instantly Random Discount” ranging from RMB1 to RMB299 when settling payment
- “Instantly Random Discount” is limited to 500 orders every day
- Promotion Period: from 1 October 2020 to 31 December 2021
“VIP Day” Discount coupons of value up to RMB598 on the 6th of each month
- Cardmembers shop at JD Platform on 6th of each month and pay by CCB (Asia) JD Credit Card will have a chance to enjoy discount coupon package
- Including RMB50 shipping and RMB548 shopping coupons
- The cardmember’s package is limited to 2,000 orders per month on first come first served basis while stock lasts
- Promotion Period: from 1 November 2020 to 31 December 2021
Exclusive Privileges on JD Platform are only applicable for JD.com，HK.JD.COM and JD APP (Hong Kong and Macau China) orders

Perpetual Annual Fee Waiver

Need to know

Bonus Point Cap on Transactions of Online Bill Payment(s) and Payment(s) to Insurance Companies

The total Bonus Points earned for each calendar year will be capped at 12 times of the latest approved combined credit limit (not applicable to temporary increase in credit limit) for transaction(s) of online bill payment(s) and payment(s) to insurance companies

Exclusive Privileges on JD Platform are only available for orders destinations are Hong Kong, Macau, Taiwan other non-Mainland China regions, only applicable for JD.com，HK.JD.COM and JD APP (Hong Kong and Macau China) orders.

To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Online Shopping Spending (Local)

4%

Online Shopping Spending (Overseas)

4%

Dining Spending

0.5%

Digital Wallet Spending

0.5%

Overseas Spending

0.5%

Local Spending

0.5%

Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$150,000

APR/Fees

Fees

Annual fee

Perpetual Annual Fee Waiver

Foreign Currency Transaction Fee

1.95%

Repayment

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus (if any) any overlimit amount and past due amount. (the minimum amount of Minimum Payment is HKD200/RMB200)

Late payment charge

5% of Minimum Payment due, subject to the minimum charge and the maximum charge listed below:
Minimum Charge HK$200 or equivalent to the Minimum Payment amount (whichever is lower)
Maximum Charge HK$250

Retail Purchase APR

36.07%

Cash Advance APR

37.98%

Other information

Credit card type

Mastercard

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Affiliate Disclosure

© 2013 - 2021 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

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