CCB (Asia) Octopus Auto Living UnionPay Diamond Card

Last Updated: Nov 2023

Min. Annual Income


Local Spending - Cashback Rate


Overseas Spending - Cashback Rate

Welcome Offers from China Construction Bank (Asia)

10% Cash Rebate (equivalent to HK$500 cash rebate)
  • New customers spending of HK$5,000 or above in the first 3 months from Card issuance date (including 1 time Octopus Auto Reload)
  • Promotion Period: from 1 August to 31 December 2021
Best for car owners
Perpetual annual fee waiver
Annual Fee Waiver
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer

    • New CCB (Asia) Credit Card Customers get rewarded with Sudio F2 Portable Speaker (valued at HK$699; Random Color) / HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:


    From now till 2 January 2024 6 p.m. Successfully apply for the designated CCB (Asia) Credit Card(s) and submitted redemption form via MoneyHero
    On or before 31 January 2024 The card must be approved by CCB (Asia).
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CCB (Asia) eye Credit Card and CCB (Asia) Octopus Auto Living UnionPay Diamond Card.
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Welcome Offer - Up to HK$800 Cash Rebate

    Cardmember fulfills the below spending requirement on his/her new Card will be entitled to one of the welcome gift as follows:

    Requirements Welcome Offer

    Successfully apply for "Chill" Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the first 3 months from Card issuance date

    HK$800 Cash Rebate

    Minimum total spending of HK$8,000 in the first 2 months from Card issuance date (including 1 time Octopus Auto Reload)

    HK$500 Cash Rebate
    Cash Rebate will be automatically credited to Cardmembers' Card account within 6 months after you have fulfilled the spending requirement and shown in the monthly statement.
  • Parking and HKeToll Cash Rebate up to HKD100 monthly
    • Pay for parking fees with Octopus built-in function of the card to enjoy HK$5 cash rebate or full parking fee cash rebate (whichever is lower) during the promotion period. The cash rebate will be credited to the corresponding principal Cardmember’s account.
      • No prior registration required.
    • Enjoy up to HKD30 cash rebate for the first top-up of HKD300 or more in each phase when you link your Credit Card to the Designated Stored Value Account in the HKeToll mobile app; and up to HKD10 cash rebate for every subsequent top-up of HKD300 or more within the same phase!
      • Pre-registration is required to enjoy the HKeToll Offer
      • Fulfillment of Parking Cash Rebate Program will be arranged together with HKeToll Cash Rebate Program. For each Cardmember, the maximum cash rebate will be awarded per month is HKD100 (from the first day to the last day of every month). The monthly rebate amount will be calculated for the Parking Cash Rebate Program first and then for HKeToll Cash Rebate Program.
  • Earn bonus points by settling your CCB (Asia) Auto Loan payment with the card
  • Built-In Automatic Add Value Service

    • When your Octopus balance reaches a zero or negative balance, your built-in Automatic Add Value Service (AAVS) will automatically reload HK$250 or HK$500 the next time you "dood". You can earn Bonus Points for every successful AAVS transaction, and for even greater convenience, you can also convert your accumulated Bonus Point rewards into Monthly Auto Cash Rebates.
  • Perpetual annual fee waiver

Need to know

  • Welcome offer is only applicable to applicants who at any time in the 6 months ending on the date of application did not hold any principal credit card issued by China Construction Bank (Asia).
  • Promotion period of Parking Cash Rebate Program and “HKeToll” Cash Rebate Program: from 4 October 2023 to 31 December 2023
  • The total Bonus Points earned for each calendar year (From 1 January to 31 December) (“Calendar Year”) will be capped at 12 times of the latest approved combined credit limit (not applicable to temporary increase in credit limit) for transaction(s) for repayment amount of Hire Purchase/ Leasing Agreement of CCB(Asia), online bill payment(s) and payment(s) to insurance companies.
  • Terms and conditions apply. Please refer to CCB (Asia) website for credit card details.
    To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

Local Spending
Overseas Spending
Octopus Top Up Spending

Year-round benefits

Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending


Min. Annual Income
Minimum Age
18 years old


Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee


Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus (if any) any overlimit amount and past due amount. (the minimum amount of Minimum Payment is HK$200/RMB200)
Late payment charge
5% of Minimum Payment due, subject to the minimum charge and the maximum charge listed below:
Minimum Charge HK$200 or equivalent to the Minimum Payment amount (whichever is lower)
Maximum Charge HK$250
Retail Purchase APR
Cash Advance APR
Interest Free Repayment Period
55 days

Other information

Credit card type
UnionPay Diamond

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