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CCB (Asia) Octopus Auto Living UnionPay Diamond Card

Last Updated:Feb 2021
$150,000
Min. Annual Income
0.4%
Local Spending - Cashback Rate
0.4%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$200 Supermarket Coupon

  • Applicable to new customers of China Construction Bank (Asia) who successfully apply for the card via MoneyHero
How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

Welcome Offers from China Construction Bank

OPTION 1

HK$300 Cash Rebate

  • New customers spending of HK$4,000 or above in the first 3 months from Card issuance date (including 1 time Octopus Auto Reload)
  • Promotion Period: from 30 October 2020 to 31 March 2021
OPTION 2

7 times Car Beautician Free Car Washing Service

  • New customers spending of HK$4,000 or above in the first 3 months from Card issuance date
  • Promotion Period: from 30 October 2020 to 31 March 2021

Best for car owners; perpetual annual fee waiver

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Best for car owners; perpetual annual fee waiver

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Welcome Offer
Requirements Rewards
(Choose 1 from 2)

Minimum total spending of HK$4,000 in the first 3 months from Card issuance date
(including 1 time Octopus Auto Reload)

 HK$300 Cash Rebate
Minimum total spending of HK$4,000 in the first 3 months from Card issuance date 7 times Car Beautician Free Car Washing Service
MoneyHero Exclusive Offer - HK$200 supermarket coupon
  • New customers of CCB (Asia) Credit Cards who successfully apply for Octopus Auto Living UnionPay Diamond Credit Card via MoneyHero can enjoy HK$200 supermarket cash coupon.
  • Tips:
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Send an email with(1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up within 30 days of card approval. MoneyHero will verify your reward eligibility with CCB (Asia).
    • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding the redemption process, please refer to this article.
Up to HK$100 cash rebate for Parking Offer on every month
  • Pay for parking fees with Octopus built-in function of the card to enjoy HK$5 cash rebate or full parking fee cash rebate (whichever is lower) during the promotion period. The maximum cash rebate will be awarded per month is HK$100. The cash rebate will be credited to the corresponding principal Cardmember’s account.
  • No prior registration required.
Earn bonus points by settling your CCB (Asia) Auto Loan payment with the card
Auto Living - Spending Instalment Plan
  • Applicable to auto-related transaction of HK$1,000 or above within 3 months
  • Including transactions made in Garage, Car repairing company, Auto parts & accessories Store, Car beauty companies, Car trading companies and Car Insurance companies
  • Preferential monthly flat rate of 0.17%; and with up to a 5-year repayment period
Auto Living Year-Round Special Offers
  • Offers cover car detailing services, car rental services and online shopping offers
Earn bonus points when you spend with the card. Bonus points will be automatically converted to cash rebate, and deposited into the credit card account.
  • Earn 1 Bonus Point for every CNY/HK$1 spent. 250 bonus points are equivalent to CNY/HK$1, aka 0.4% cash rebate.
Perpetual annual fee waiver

Need to know

Promotion period of Parking Cash Rebate Program and Spending Instalment Plan: from 30 October 2020 to 31 December 2021
  • Promotion period of Auto Loan Direct Debit: from 30 October 2020 to 31 March 2021
    • Welcome offer and MoneyHero exclusive offer are only applicable to applicants who at any time in the 6 months ending on the date of application did not hold any principal credit card issued by China Construction Bank (Asia).
    Earn bonus points when you spend with the card. Bonus points will be automatically converted to cash rebate, and deposited into the credit card account.
    • Earn 1 bonus point for every CNY/HK$1 spent. 250 bonus points are equivalent to CNY/HK$1, aka 0.4% cash rebate.
    • Bonus points will be automatically converted to CNY or HKD on a monthly basis.
    If you request early repayment of the total instalment amount, the Bank will charge you a termination fee of HK$500 by direct debit from the Account.
    • In such event, any promotional flat rate under this Program shall not be applicable to the total instalment amount, and the Bank shall apportion the interests and the principals in each Repayment Amount (including those already paid to the Bank) in accordance with Rule 78.
    To borrow or not to borrow? Borrow only if you can repay!

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Local Spending
    0.4%
    Overseas Spending
    0.4%
    Octopus Top Up Spending
    0.4%

    Eligibility

    Eligibility

    Min. Annual Income
    HK$150,000
    Minimum Age
    18 years old

    APR/Fees

    Fees

    Annual fee
    Perpetual Annual Fee Waiver
    Foreign Currency Transaction Fee
    Waived

    Repayment

    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus (if any) any overlimit amount and past due amount. (the minimum amount of Minimum Payment is HK$200/RMB200)
    Late payment charge
    5% of Minimum Payment due, subject to the minimum charge and the maximum charge listed below:
    Minimum Charge HK$200 or equivalent to the Minimum Payment amount (whichever is lower)
    Maximum Charge HK$250
    Retail Purchase APR
    36.07%
    Cash Advance APR
    37.98%

    Other information

    Credit card type
    UnionPay Diamond

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