Citi PremierMiles Card

Last Updated: Dec 2023
$
120,000

Min. Annual Income

$
8
/mile

Local Spending - Air Miles Conversion

Miles redeemed (local spending)
Overseas spending: HK$4 = 1 Mile (HK$3 = 1 Mile for total Eligible Transactions of HK$20,000 or above in one statement cycle); Local spending: HK$8 = 1 Mile
$
3
/mile

Overseas Spending - Air Miles Conversion

Miles redeemed (overseas spending)
Overseas spending: HK$4 = 1 Mile (HK$3 = 1 Mile for total Eligible Transactions of HK$20,000 or above in one statement cycle); Local spending: HK$8 = 1 Mile
BENEFITS
ELIGIBILITY
APR/FEES
Up to 12 times complimentary access to airport lounges for every calendar year
Free Travel Insurance
Annual Fee Waiver
Digital Wallet Rebate
Free Travel Insurance
Airport Lounge
Octopus Reload Rebate
Utilities Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • Suitable for customers who have large amount of overseas/foreign currency spending

  • MoneyHero Limited-Time Exclusive Offer

    • New Citi Credit Card Customers receive Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
    Important Dates Requirements
    From 30 November 2023 6 p.m. to 2 January 2024 6 p.m. New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 1 February 2024 The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approval Make a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included)
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Points will never expire. No service charge for mileage conversion.
  • Up to 12 times complimentary access to airport lounges for every calendar year
    • Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
  • Free Travel Insurance
    • Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
  • Purchase Protection
    • Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
  • First year annual fee waiver
  • 【MoneyHero x Deliveroo Special Offer】Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application.

      Benefits for Deliveroo Plus Silver Member:

      • Unlimited free delivery : free delivery on all orders over HK$250
      • Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
      • Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup

    More details

Need to know

  • This MoneyHero Exclusive Offer does not apply to student cards
  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.

Year-round rewards

Local Spending
0%
For local spending: 0% cashback; For overseas spending: 1.5% cashback (2% cashback for total Eligible Transactions of HK$20,000 or above in one statement cycle)
Overseas Spending
1.5%
For local spending: 0.75% cashback; For overseas spending: 1.5% cashback (2% cashback for total Eligible Transactions of HK$20,000 or above in one statement cycle)
Digital Wallet Spending
N/A
Octopus Top Up Spending
N/A

Year-round benefits

  • OFFER 1
    Complimentary access to worldwide airport lounge

    Cardholders have to make local / overseas spending of HK$5,000 per lounge access within 30 days after the date of the lounge access

  • OFFER 2
    Free Travel Insurance

    Free travel insurance:
    (a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card:
    (1) the in/outward-bound travel tickets to/from Hong Kong;
    (2) the accommodation cost for the entire journey;
    (3) the tour package; or
    (b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$120,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
34.28%
Cash Advance APR
35.81%
Interest Free Repayment Period
58 days

Other information

Credit card type
Mastercard

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