Citi Rewards UnionPay Card
Last Updated: Dec 2021
$ 120,000
Min. Annual Income
4 %
Local Spending - Cashback Rate
on spending made via QuickPass
Spending made via UnionPay QR Code Payment: 2.4%; Other expenditure: 0.4% cashback
4 %
Overseas Spending - Cashback Rate
on spending made via QuickPass
Spending made via UnionPay QR Code Payment: 2.4%; Other expenditure: 0.4% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$300 Supermarket Coupon
  • New cardholders of Citi Credit Card (applicants) who successfully apply for Citi Rewards UnionPay Card via MoneyHero during the promotion period are entitled to MoneyHero exclusive offer HK$300 supermarket coupon.
  • Applicants understand and accept that gift fulfilment is facilitated by MoneyHero; Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfilment.
  • If you have concerns regarding redemption process, please refer to this article.
  • Promotion Period: from now till 30 November 2021

Welcome Offers from Citibank

  • OFFER 1
    Up to 280,000 Points (HK$1,120 Cash Rebate)
    • New Customers who accumulate spending of HK$8,000 or above that is made through contactless payment within the first 2 months from card issuance can earn a combined total of up to 28X Points (Up to 280,000 Points).
    • Promotion period is valid from now till 30 November 2021.
  • OFFER 2
    HK$800 Wellcome Coupon
    • New Customers accumulate spending of HK$8,000 or above within the first 2 months from card issuance.
    • Promotion period is valid from 1 to 30 November 2021
  • OFFER 3
    Nespresso Pixie Electric Titan Coffee Machine (worth HK$1,388)
    • New Customers accumulate spending of HK$8,000 or above within the first 2 months from card issuance.
    • Promotion period is valid from 1 to 30 November 2021
Spending made via QuickPass: 4% cash rebate; Spending made via UnionPay QR Code Payment: 2.4% cash rebate
Please turn off AdBlocker and private mode before application.
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Airport Lounge
Free Travel Insurance
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer
    • New Citi Credit Card Customers get rewarded with a set of Sennheiser MOMENTUM Wireless 2 (worth HK$2,199; random colour), HK$1,500 JIA Restaurant Group voucher, HK$1,100 Lululemon Gift Card OR HK$1,100 Apple Gift Card by fulfilling the following requirements:
    Important Dates Requirements
    1 December 2021 12:00 noon to 17 December 2021 06:00 p.m Successfully apply for the Designated Cards via MoneyHero.
    On or before 17 January 2022 The card must be approved by Citibank
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    Within 30 days upon card approval Make a minimum spend of HK$300 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi Prestige Card, Citi Rewards Mastercard, Citi Rewards UnionPay Card, Citi PremierMiles Card and Citi Octopus Platinum Card. Citi Rewards Card (Student) or Citi Octopus Platinum Card (Student) are excluded from the MoneyHero limited-time exclusive offer promotion.
      • If you have concerns regarding the redemption process, please refer to the terms and conditions.
  • Citi Rewards UnionPay Card Welcome Offer
    Requirements Rewards
    (Choose 1 from 3)

    New customers of Citi Credit Card who
    • accumulate spending of HK$8,000 or above through contactless payment within first two months from the date of card issuance
    Up to HK$1,120 Cash Rebate
    (Welcome offer of up to 25X Points + Enjoy up to 10X Points on all contactless payment all year round = 280,000 Points)
    HK$800 Wellcome Coupon
    Nespresso Pixie Electric Titan Coffee Machine (worth HK$1,388)
  • Enjoy full rebate on the interest charges in the first two statement cycles
    • New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
    • Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
    • No registration is required.
  • One Card, Dual Currency
    • Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate.
  • Rewards Points
    • 10X rewards points on spendings made via Quick Pass = 4% cash rebate
      • 10X rewards points = 1X Basic Point + Extra 2X Points from 3X Points Program + Extra 2X Points from contactless payment promotion in 2021 + Extra 5X Points for Citi Rewards UnionPay Card contactless payment promotion
    • 6X rewards points on spending made via UnionPay QR Code Payment 2.4% cash rebate
      • 6X rewards points = 1X Basic Point + Extra 5X Points for Citi Rewards UnionPay Card contactless payment promotion
    • 1X rewards point on other spendings = 0.4% cash rebate
    • Points will never expire and can be redeemed for rewards anytime;
    • Avios or Asia Miles can be redeemed from credit card points.
  • Travel Privileges
    • Handling Fee Waiver for Overseas Spending
    • 3 times LoungeKey Airport Lounge visits
      • Spend HK$12,000 within two consecutive months to enjoy 3 times complimentary airport lounge access.
    • Free Comprehensive Travel Insurance
      • Cardholders who purchase flight or the hotel, or make a purchase of any kind (at a minimum of HK$2,000) during the trip can enjoy free comprehensive travel insurance plan for duration of up to 6 days.
    • Airport Limousine Transfer Services
  • First year annual fee waiver

Need to know

  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Extra Points will be capped at 50,000 Points to each Eligible Card account per statement cycle (inclusive of "3X Points" Program, “2021 Extra 2X Points for Contactless Transaction” and “Citi Rewards UnionPay Card 2021 Extra 5X Points for Contactless Transaction”).
    • Citi Rewards Card "3X Points" Program starts from 15 January 2021; Citi Rewards Card 2021 Extra 2X Points for Contactless Transaction will be valid from 15 January 2021 to 30 June 2021, and Citi Rewards UnionPay Card 2021 Extra 5X Points for Contactless Transaction will be valid from 15 January 2021 to 31 December 2021.
  • Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

Year-round rewards

Local Spending
4%
Spending made via UnionPay QR Code Payment: 2.4%; Other expenditure: 0.4% cashback
Overseas Spending
4%
Spending made via UnionPay QR Code Payment: 2.4%; Other expenditure: 0.4% cashback
Digital Wallet Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$120,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
35.51%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days

Other information

Credit card type
UnionPay

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