Citi Rewards UnionPay Card
Last Updated: Nov 2022
$
120,000
Min. Annual Income
3.7
%
Local Spending - Cashback Rate
on spending made via QuickPass
Other expenditure: 0.4% cashback
3.7
%
Overseas Spending - Cashback Rate
on spending made via QuickPass
Other expenditure: 0.4% cashback
Exclusive Offer
from MoneyHero
OFFER 1
Marshall ACTON II Wireless Speaker (valued at HK$2,499)/ Marshall Monitor II A.N.C. Headphone (valued at HK$2,499)/ Marshall Motif A.N.C. True Wireless Headphones (valued at HK$1,599)/ HK$1,600 Trip.com e-gift Card/ HK$1,600 Apple Store Gift Card/ HK$1,600 Wellcome Shopping Voucher
How to be entitled to MoneyHero Limited-Time Exclusive Offer?

  • From 31 October 2022 06:00 p.m. to 30 November 2022 06:00 p.m., new cardholders of Citi Credit Card who successfully apply and submit the MoneyHero Rewards Redemption Form via MoneyHero will enjoy a Marshall ACTON II Wireless Speaker (valued at HK$2,499)/ Marshall Monitor II A.N.C. Headphone (valued at HK$2,499)/ Marshall Motif A.N.C. True Wireless Headphones (valued at HK$1,599)/ HK$1,600 Trip.com e-gift Card/ HK$1,600 Apple Store Gift Card/ HK$1,600 Wellcome Shopping Voucher; you need to make a minimum spend of HK$800 with the card within 30 days upon card approval
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Please complete the redemption form sent via email within 7 days. MoneyHero will verify your reward eligibility with Citibank.
  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
  • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
10X Points for QuickPass, UnionPay QR Code and Online Retail Transactions
Free Comprehensive Travel Insurance
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Airport Lounge
Free Travel Insurance
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New Citi Credit Card Customers receive a Marshall ACTON II Wireless Speaker (valued at HK$2,499)/ Marshall Monitor II A.N.C. Headphone (valued at HK$2,499)/ Marshall Motif A.N.C. True Wireless Headphones (valued at HK$1,599)/ HK$1,600 Trip.com e-gift Card/ HK$1,600 Apple Store Gift Card/ HK$1,600 Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
    Important Dates Requirements
    31 October 2022 06:00 p.m. to 30 November 2022 06:00 p.m. New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero are entitled to choose 1 MoneyHero Limited-Time Exclusive Reward out of the 6 Reward options.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 31 December 2022 The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approval Make a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • One Card, Dual Currency
    • Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate.
  • Rewards Points

    • Up to 10X points with Rewards UnionPay Card: Earn 10X points for QuickPass, UnionPay QR code and Online Retail Transactions
  • Travel Privileges
    • Handling Fee Waiver for Overseas Spending
    • 3 times LoungeKey Airport Lounge visits
      • Spend HK$12,000 within two consecutive months to enjoy 3 times complimentary airport lounge access.
    • Free Comprehensive Travel Insurance
      • Cardholders who purchase flight or the hotel, or make a purchase of any kind (at a minimum of HK$2,000) during the trip can enjoy free comprehensive travel insurance plan for duration of up to 6 days.
    • Airport Limousine Transfer Services
  • First year annual fee waiver

Need to know

  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

Year-round rewards

Local Spending
3.7%
Other expenditure: 0.4% cashback
Overseas Spending
3.7%
Other expenditure: 0.4% cashback
Digital Wallet Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$120,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
35.51%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days

Other information

Credit card type
UnionPay

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