CNCBI Motion Credit Card (virtual)
Last Updated: Dec 2021
No Requirement
Min. Annual Income
6 %
Local Spending - Cashback Rate
on dining & online spending
0.55 %
Overseas Spending - Cashback Rate
on overseas spending
Exclusive Offer
from MoneyHero
HK$200 Cash Reward
  • From now till 31 December 2021, new customers who successfully open Multi-Currencies Statement Savings Account via inMotion, input MoneyHero Promo Code "2MONEYHERO0" can enjoy extra HK$200 cash reward.
  • New Customer refers to the customer who has not maintained any credit card, current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the preceding 12 months before the application date.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Welcome Offers from China CITIC Bank International

HK$600 Cash Rebate
  • New Cardmembers who accumulate eligible spending of HK$6,000 or above within first 3 months from the date of card issuance (calculated with reference to the transaction dates are entitled to HK$600 cash rebate.
  • Cash rebate will be credited to the relevant Card account within 3 days upon approval of Card application.
  • If the Cardmember fails to fulfill the spending requirement within the first 3 months of Card issuance, regardless the cash rebate has been used by the Cardmember or not, China CITIC Bank International will debit the equivalent value of the cash rebate from the Card account in the 5th month of Card issuance without prior notice.
  • Promotion period: from 1 October 2021 to 31 January 2022
Up to 6% cash rebate on Dining and Online Spending all year round
Perpetual Annual Fee Waiver
Annual Fee Waiver

Great for

  • [Welcome Offer] Up to HK$600 Cash Rebate
    Requirements Reward
    • New Cardmembers who accumulate eligible spending of HK$6,000 or above within first 3 months from the date of card issuance
    HK$600 Cash Rebate
  • [MoneyHero Exclusive Offer] HK$200 Cash Reward
    • From now till 31 December 2021, new customers who open Multi-Currencies Statement Savings Account via inMotion and input MoneyHero promo code "2MONEYHERO0" are entitled to HK$200 cash reward.
    • For more details, please refer to terms and conditions.
  • Up to 6% Cash Rebate on Dining and Online Spending (HK$16.5 = HK$1 Cash Rebate)
  • Remote card issue anytime, anywhere. Use the card instantly once it is approved.
    • Apply online via inMotion mobile app. What you need is to provide your personal information and HKID to apply for the Card. You don’t need to spend extra time to provide proof of address and income.
    • Check you application status easily via inMotion mobile app.
    • The turnaround time of each application and approval may vary.
  • Safer shopping experience with Virtual Credit Card
    • The card details can only be retrieved from inMotion. inMotion logon is password protected and two-factor authentication is required to re-authenticate customers' identity before the retrieval of the card details including card number, CVV and expiry date. It can decrease the risk of credit card fraud.
  • Perpetual Annual Fee Waiver

Need to know

  • Welcome Offer

    • “HK$600 cash rewards” is not applicable to an Eligible Cardmember who currently holds and/or held any principal credit card issued by the Bank in the past 12 months immediately preceding the date of Card application.

    MoneyHero Exclusive Offer

    • “HK$200 cash reward” is only applicable to new customers who have not maintained any account or service with CNCBI within the preceding 12 months.
  • The above offers are subject to relevant terms and conditions.
  • China CITIC Bank International Limited reserves the right to request the applicant to submit the supporting documents for the approval
    • The approval of virtual credit is based on the analysis result of customers data
  • Reload of digital wallet and insurance transactions do not count as eligible transactions.

Year-round rewards

Local Spending
Overseas Spending
Online Shopping Spending (Overseas)
Online Shopping Spending (Local)


Minimum Age
18 years old
Min. Annual Income
No Requirement


Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee


Minimum Payment
All interest and fees and charges including Annual
Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
Interest Free Repayment Period
57 days

Other information

Credit card type

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