CNCBI VISA Platinum Credit Card

Last Updated: May 2023
$
150,000

Min. Annual Income

0.55
%

Local Spending - Cashback Rate

0.55
%

Overseas Spending - Cashback Rate

BENEFITS
ELIGIBILITY
APR/FEES
0.55% Cash Rebate; First year annual fee waiver
Utilities Wallet Rebate
Annual Fee Waiver
Octopus Reload Rebate
Digital Wallet Rebate

Great for

  • 0.55% Cash Rebate(HK$180 = HK$1 Cash Rebate)
  • First year annual fee waiver

Need to know

  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.

Year-round rewards

CASH REBATE
Local Spending
0.55%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
0.55%
Online Shopping Spending (Local)
0.55%
Digital Wallet Spending
0.55%
Octopus Top Up Spending
0.55%
Dining Spending
0.55%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Visa Platinum

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