Hang Seng UnionPay Platinum Card

Last Updated:Jan 2021

$150,000

Min. Annual Income

Offers

Benefits

Eligibility

APR/Fees

Offers

Welcome Offers from Hang Seng Bank

OPTION 1

Up to $600 Cash Dollars + extra $100 Cash Dollars

New credit card customer: $600 Cash Dollars Welcome offer
Existing credit card customer: $200 Cash Dollars Welcome offer
Earn extra $100 Cash Dollars through online application

Perpetual Annual Fee Waiver

Annual Fee Waiver

Octopus Reload Rebate

Annual Fee Waiver

Octopus Reload Rebate

Great for

Welcome Offer
From now till 30 June 2021, customers who successfully apply for Hang Seng UnionPay Platinum Card and fulfill the spending requirement of HK$5,000 or above within first 60 days from the date of card issuance enjoy up to $700 Cash Dollars:

Requirements	Offer
Accumulate spending of HK$5,000 or above within first 60 days from the date of card issuance	New Customers $600 Cash Dollars	Existing Customers $200 Cash Dollars
Successful online application	$100 Cash Dollars

Accumulated Cash Dollars can redeem cash coupon or be used as instant cash at designated stores.

Enjoy year round discount offers up to 70% off at designated hotels, restaurants, luxury stores and leisure destinations.

Perpetual Annual Fee Waiver

Need to know

If a customer who has received the welcome offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.

Cash Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 15 months.

For example, if the renewal month is July, Cash Dollars that are accumulated between July 2020 to June 2021 will be valid till October 2021.

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Local Spending

0.4%

Overseas Spending

0.4%

Online Shopping Spending (Overseas)

0.4%

Online Shopping Spending (Local)

0.4%

Dining Spending

0.4%

Octopus Top Up Spending

0.4%

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$150,000

APR/Fees

Fees

Annual fee

Perpetual Annual Fee Waiver

Foreign Currency Transaction Fee

1.2%

Repayment

Minimum Payment

The Minimum Payment Amount is HK$300 or the sum of item (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of item (i) to (iii).

Late payment charge

HK$300 or an amount equal to the Minimum Payment Amount (whichever is lower)

Retail Purchase APR

34.97%

Cash Advance APR

38.37%

Other information

Credit card type

UnionPay Platinum

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Hang Seng UnionPay Platinum Card

Offers

Up to $600 Cash Dollars + extra $100 Cash Dollars

Perpetual Annual Fee Waiver

Perpetual Annual Fee Waiver

Benefits

Year-round rewards

Eligibility

Eligibility

APR/Fees

Fees

Repayment

Other information

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