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Fubon YATA Visa Card

Last Updated: Nov 2023
$
150,000

Min. Annual Income

0.5
%

Local Spending - Cashback Rate

on local retail spending
(Non-direct Cashback) For local spending: 0.5% cashback
2
%

Overseas Spending - Cashback Rate

on overseas retail spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback

Welcome Offers from Fubon Bank

OFFER 1
HK$100 YATA Gift Certificate
  • Only applicable to new principal card application of YATA X KUMAMON Visa Platinum Card via Fubon GO Mobile Application

  • To be eligible for the extra HK$100 YATA Gift Certificate, customers are required to upload the required documents via Fubon GO within 7 days from the date of application

  • The extra HK$100 YATA Gift Certificate will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and completed the card application process

  • Promotion Period: from now till 31 Dec 2023

Enjoy HK$50 YATA Gift Certificate for every HK$2,000 spending per month
Perpetual Annual Fee Waiver
Digital Wallet Rebate
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

  • MoneyHero Exclusive Welcome Offer - Up to HK$600 Wellcome Supermarket Voucher

    • From 31 October 2023 to 30 November 2023, applications using the promo code “MoneyHero” will be eligible for HK$200 wellcome Supermarket vouchers after successful approval
      • Application for Fubon Visa Platinum Card and Fubon YATA X KUMAMON Visa Platinum Card using the promo code “MoneyHero” will also be eligible for HK$200 Wellcome Supermarket Vouchers each after successful approval.
      • Successful application for all above-mentioned credit cards will be eligible for a total of HK$600 Wellcome Supermarket Voucher.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon.
    • Tips:
  • Suitable for YATA regular shoppers
  • HK$150 YATA Gift Certificate as welcome gift
    Requirement Welcome Gift
    Spend HK$2,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$150 YATA Gift Certificate
  • YATA Credit Card Bonus Point Program - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • Spend HK$1 = 1 Bonus Point. (For every 25,000 bonus points, you can redeem HK$100 cash credit or cash coupon, rebate 0.4%. Platinum cardholder can even redeem HK$200 cash credit with 40,000 bonus points, rebate up to 0.5%.)
  • Enjoy multiple shopping privileges at YATA
    • Enjoy HK$50 YATA Gift Certificate for every HK$2,000 spending per month, rebate up to 2.5%.
    • The remaining spending amount or the spending amount less than HK$2,000 will be automatically accumulated for the “Balance Reward” after deduction of the “Monthly Reward” above. You will also be entitled to an extra HK$50 YATA Gift Certificate for every accumulated spending of HK$5,000 within 6 months (cut-off date will be April 15 and October 15 of each year).
    • Enjoy up to 10% off on the purchase of designated products at YATA.
    • Upon purchase of the designated products with HK$1,500 or above at YATA, you can enjoy interest-free installment plan with repayment period up to 36 months. For every HK$1 repaid, you will be entitled to 1 credit card bonus point.
  • “Sure Win Spending Rewards” brings you guarantee extra bonus points
    • You will have the chance of winning 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600 or above for each time.
  • Perpetual Annual Fee Waiver

Need to know

  • Welcome offer is only applicable to customers who are not holders of Fubon Bank's credit cards or co-branded cards (including supplementary card) up to the application date.
    • No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application.
  • The Points accumulated will be valid for up to one year (calculated by Membership year).
    • Voided or expired Points will be automatically purged and cannot be extended or redeemed.
  • Have to call Fubon Bank Integrated Customer Service Hotline for rewards redemption.
    • If the reward redemption is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.
  • To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
0.5%
(Non-direct Cashback) For local spending: 0.5% cashback
Overseas Spending
2%
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback
Online Shopping Spending (Local)
0.5%
Online Shopping Spending (Overseas)
0.5%
Octopus Top Up Spending
0.5%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.85%

Repayment

Minimum Payment
Minimum HK$200 or the aggregate amount of all the following items (whichever amount is higher): (a) all interest and fees and charges (including the current Finance Charge); plus (b) 1% of the remaining outstanding balance of transactions; plus (c) any amount exceeding the available Credit Limit and the minimum amount from the previous month which remains unpaid
Late payment charge
5% of the outstanding Minimum Payment Due or HK$200 (whichever is higher, and capped at HK$300. However, the Late Charge will not exceed the amount of Minimum Payment Due shown on the card statement.)
Retail Purchase APR
33.22%
Cash Advance APR
36.08%
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Platinum

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