Fubon YATA Visa Card

Last Updated: Nov 2023

Min. Annual Income


Local Spending - Cashback Rate

on local retail spending
(Non-direct Cashback) For local spending: 0.5% cashback

Overseas Spending - Cashback Rate

on overseas retail spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback

Welcome Offers from Fubon Bank

HK$100 YATA Gift Certificate
  • Only applicable to new principal card application of YATA X KUMAMON Visa Platinum Card via Fubon GO Mobile Application

  • To be eligible for the extra HK$100 YATA Gift Certificate, customers are required to upload the required documents via Fubon GO within 7 days from the date of application

  • The extra HK$100 YATA Gift Certificate will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and completed the card application process

  • Promotion Period: from now till 31 Dec 2023

Enjoy HK$50 YATA Gift Certificate for every HK$2,000 spending per month
Perpetual Annual Fee Waiver
Digital Wallet Rebate
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

  • MoneyHero Exclusive Welcome Offer - Up to HK$600 Wellcome Supermarket Voucher

    • From 31 October 2023 to 30 November 2023, applications using the promo code “MoneyHero” will be eligible for HK$200 wellcome Supermarket vouchers after successful approval
      • Application for Fubon Visa Platinum Card and Fubon YATA X KUMAMON Visa Platinum Card using the promo code “MoneyHero” will also be eligible for HK$200 Wellcome Supermarket Vouchers each after successful approval.
      • Successful application for all above-mentioned credit cards will be eligible for a total of HK$600 Wellcome Supermarket Voucher.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon.
    • Tips:
  • Suitable for YATA regular shoppers
  • HK$150 YATA Gift Certificate as welcome gift
    Requirement Welcome Gift
    Spend HK$2,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$150 YATA Gift Certificate
  • YATA Credit Card Bonus Point Program - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • Spend HK$1 = 1 Bonus Point. (For every 25,000 bonus points, you can redeem HK$100 cash credit or cash coupon, rebate 0.4%. Platinum cardholder can even redeem HK$200 cash credit with 40,000 bonus points, rebate up to 0.5%.)
  • Enjoy multiple shopping privileges at YATA
    • Enjoy HK$50 YATA Gift Certificate for every HK$2,000 spending per month, rebate up to 2.5%.
    • The remaining spending amount or the spending amount less than HK$2,000 will be automatically accumulated for the “Balance Reward” after deduction of the “Monthly Reward” above. You will also be entitled to an extra HK$50 YATA Gift Certificate for every accumulated spending of HK$5,000 within 6 months (cut-off date will be April 15 and October 15 of each year).
    • Enjoy up to 10% off on the purchase of designated products at YATA.
    • Upon purchase of the designated products with HK$1,500 or above at YATA, you can enjoy interest-free installment plan with repayment period up to 36 months. For every HK$1 repaid, you will be entitled to 1 credit card bonus point.
  • “Sure Win Spending Rewards” brings you guarantee extra bonus points
    • You will have the chance of winning 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600 or above for each time.
  • Perpetual Annual Fee Waiver

Need to know

  • Welcome offer is only applicable to customers who are not holders of Fubon Bank's credit cards or co-branded cards (including supplementary card) up to the application date.
    • No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application.
  • The Points accumulated will be valid for up to one year (calculated by Membership year).
    • Voided or expired Points will be automatically purged and cannot be extended or redeemed.
  • Have to call Fubon Bank Integrated Customer Service Hotline for rewards redemption.
    • If the reward redemption is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.
  • To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

Local Spending
(Non-direct Cashback) For local spending: 0.5% cashback
Overseas Spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback
Online Shopping Spending (Local)
Online Shopping Spending (Overseas)
Octopus Top Up Spending


Minimum Age
18 years old
Min. Annual Income


Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee


Minimum Payment
Minimum HK$200 or the aggregate amount of all the following items (whichever amount is higher): (a) all interest and fees and charges (including the current Finance Charge); plus (b) 1% of the remaining outstanding balance of transactions; plus (c) any amount exceeding the available Credit Limit and the minimum amount from the previous month which remains unpaid
Late payment charge
5% of the outstanding Minimum Payment Due or HK$200 (whichever is higher, and capped at HK$300. However, the Late Charge will not exceed the amount of Minimum Payment Due shown on the card statement.)
Retail Purchase APR
Cash Advance APR
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Platinum

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