特快私人貸款比較
無論你係趕住要⏰ / 獎賞至上🎁 / 定係唔想煩文件📑 總有一個貸款滿足到你！
4個簡單步驟，爭奪高達HK$100,000現金獎！
第4步:
得票最高的3位參加者可獲得一年還款額等值的現金獎，上限為HK$100,000，結果將於 7月4日公布
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合作銀行或機構
為你搵到最好嘅優惠...
仲未揀到啱你嘅貸款？返去再比較吓啦！
常見問題
無入息證明都可以借嗎？
指定財務機構的私人貸款可豁免入息證明文件，但一般有貸款額限制，以及有機會獲批核的實際年利率稍稍高一點。
申請需要露面嗎？
無需露面，一般都可以於網上申請，由填寫資料、上載所需文件，進行身份驗證、簽約及放款都可以於網上完成。
申請要收手續費？
現時香港大部分知名的持牌財務公司，包括WeLend、邦民日本財務（Promise）及安信信貸（Prime Credit），均在其私人貸款產品中豁免手續費。
幾時可以收到錢？
一般來說，香港財務公司最快即日甚至幾小時內就可以批核並發放貸款。
忠告：借錢梗要還，咪俾錢中介。
私人貸款重要披露：
- 還款期： 最短 3 個月，最長 72 個月。
- 最高實際年利率 (APR)： 不超過 48%。
- 私人貸款代表性例子： 假設貸款額為HK$100,000，還款期為12個月（每月 30 日），每月平息為0.05%，並已豁免手續費後之實際年利率為1.12%， 利息總額為HK$604.60，每日利息 HK$1.68，供款總額為HK$100,604.60。(請注意：實際獲批之息率及還款額視乎個別貸款機構及客戶的財務狀況而定)
📣 還未提交故事？你與 高達HK$100,000現金獎 只差一步！
成功申請並提取貸款後，別忘了填寫【MoneyHero獎賞換領表格】，分享你的貸款故事，如何善用貸款改善理財，就有機會成為得獎者之一！
🎯 截止日期：2025年6月16日
📩 立即提交故事，贏取一年還款額（上限HK$100,000）
詳情請參閱常見問題部分
用戶在 Google 上的真實評價
了解點解成千上萬香港人都信賴 MoneyHero，幫自己搵到最啱嘅貸款方案
服務主動又貼心
“主動通知客戶核實獎賞及其進度值得讚賞”
— Ivan Chan
獎賞快靚正，值得一讚
“今次獎賞非常好 又攞卡到拎到獎賞 只需大約6星期。快靚正 唔使好似之前啲獎賞咁等好耐 要讚啊”
— Anna Lam
流程清晰 容易上手
“只要填足資料跟足指示， 很快便收到產品”
