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安信定額私人貸款 | 低息、免入息證明、即時批核即時過數

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安信定額私人貸款
安信定額私人貸款實際年利率低至1.18%,貸款HK$10萬以下可免入息證明,網上申請安信貸款最快即時批核及轉數快轉賬,還款期長達72個月,即睇MoneyHero介紹安信定額私人貸款特點、收費和申請優惠。

安信 定額私人貸款

安信 定額私人貸款

最低實際年利率

1.18
%

最高貸款額

HK$80萬

手續費

0%

獎賞

高達HK$12,500獎賞,包括MoneyHero獨家HK$500 Apple Store 禮品卡 或 惠康現金券;及高達HK$12,000現金獎!2023年12月31日下午6時截止!
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏信息
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rel=\"noopener\">安信網頁</a>。 \t<p>&nbsp;</p> \t</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/prcr/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<em><span style=\"text-decoration: underline;\">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司\" ga-category=\"personal-loan\" da-action=\"product panel - clicked\" ga-label=\"/rp/prcr/pl\" target=\"_blank\">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2023年10月1日至2023年12月31日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li 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rel=\"noopener\">安信網頁</a>。 \t<p>&nbsp;</p> \t</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/prcr/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<em><span style=\"text-decoration: underline;\">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司\" ga-category=\"personal-loan\" da-action=\"product panel - clicked\" ga-label=\"/rp/prcr/pl\" target=\"_blank\">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2023年10月1日至2023年12月31日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li =\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2111 2999<br />放債人牌照號碼:759/2023</p></li> </ul>"]},"eligibility":[],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":800000.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, 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安信定額私人貸款特點

安信定額私人貸款可於網上申請,最快即時得知批核結果,申請貸款免手續費或行政費,實際年利率最低1.18%,指定貸款金額以下還可豁免入息證明。

安信定額私人貸款好處

無論新舊客戶,申請安信貸款HK$10萬以下均可免入息證明文件(申請人需符合信貸記錄要求),若現有客戶一年內曾提交入息證明並成功申請貸款,亦可免入息證明申請HK$10萬以上的貸款。

若貸款HK$30萬或以下,安信提供14日延遲還款寬限,每期還款可延期一次,最長14天,總次數不限,同時不影響信貸評級,不會罰款。

不論貸款額,安信均免收手續費或行政費,提早還款亦無需收取手續費,助貸款人節省利息開支。

客戶可直接在網上完成整個貸款申請流程,只需提供姓名、身份證等個人資料及電話號碼等聯絡資料,最快可即時得知貸款批核結果,確認貸款後7x24經轉數快即過數。貸款HK$5萬或以下更可直接在安信分行提取現金,無需等候。


安信定額私人貸款缺點

安信定額私人貸款最高貸款額只有HK$80萬,較銀行貸款計劃低,不適合需要大額資金周轉人士。

安信定額私人貸款批核時間及過數方法

網上申請安信定額私人貸款最快即時批核,7x24經轉數快存入貸款人的指定銀行戶口。

安信定額私人貸款的用途

安信定額私人貸款適合小額現金周轉,如裝修、升學、交稅等,且不設收入要求和免入息證明,適合收入不穩定或難以提供入息證明人士申請。

安信定額私人貸款詳情

最高貸款額 HK$80萬
還款期 3個月至72個月
手續費 0%

 

安信定額私人貸款申請資格

  • 年滿18歲
  • 香港居民
  • 不設收入要求,適合無固定收入或無法提供入息證明人士

安信定額私人貸款申請文件

  • 身份證
  • 入息證明
  • 住址證明
  • 貸款HK$10萬以下可豁免入息證明

安信定額私人貸款申請流程

  1. 於安信官網或手機應用程式選擇「申請私人貸款」
  2. 輸入姓名、身份證號碼和出生日期等個人資料、以及電話號碼和電郵地址等聯絡資料
  3. 最快即時獲知貸款批核結果
  4. 上載文件及確認貸款
  5. 接收貸款轉賬

請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算,非實際金額(詳見下方*)
N/A

總還款額 N/A

總利息 N/A
Image
噢!沒有相關搜尋結果
請修改或重設篩選項目

安信 定額私人貸款

安信 定額私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實質年利率

N/A

高達HK$12,500獎賞,包括MoneyHero獨家HK$500 Apple Store 禮品卡 或 惠康現金券;及高達HK$12,000現金獎!2023年12月31日下午6時截止!
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏資訊

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。

安信定額私人貸款還款方式

  • 銀行自動轉賬
  • PPS繳費靈
  • 轉數快 (FPS)
  • 7-11便利店以現金繳款
  • 親身到安信分行以現金或支票繳款
  • 郵遞劃線支票至安信

安信定額私人貸款常見問題

甚麼人適合申請安信定額私人貸款?

沒有固定收入或無法提供入息證明人士可選擇安信定額私人貸款。

申請安信定額私人貸款需要遞交甚麼證明文件?

 

申請人需提供身份證、入息證明和住址證明,貸款HK$30萬以下無需入息證明。

安信定額私人貸款的貸款批核時間有多久?

 

經網上申請貸款,填妥資料後最快即時有批核結果。

安信定額私人貸款經甚麼渠道放款?

 

安信會經轉數快過數至申請人的指定戶口。

安信定額私人貸款的還款期有多長?

 

安信貸款還款期由3個月至72個月。