TODO
Fubon Balance Transfer Personal Loan
Update time: May 2022
$
561,128
Total Repayment (as low as)
$
11,690
Monthly Repayment (as low as)
5.93
%
APR (as low as)
Monthly Flat Rate: 0.25%
Privileged customers will enjoy an exclusive fixed Annualized Percentage Rate 5.15%; HK$0 handling fee
Loan amount up to 21 times of monthly salary. Tenor up to 72 months

Great for

  • Up to HK$5,300 supermarket cash coupon
    Clients who successfully apply for Fubon Balance Transfer Personal Loan via Fubon online platform or Fubon GO app and withdraw the loan on or before 30 April 2022, will be entitled to HK$300 cash coupon; HK$5,000 cash coupon with a specific amount

    Loan Amount Cash Coupon

     

    HK$500,000 or above

    HK$5,000
    HK$200,000 - $499,999 HK$2,000
  • Privileged customers will enjoy an exclusive fixed Annualized Percentage Rate 5.15%; HK$0 handling fee
  • Loan amount up to 21 times of monthly salary or HK$1,000,000 (whichever is lower)
  • Cash amount up to 10 times of monthly salary can be directly credited to your designated bank account
  • Tenor up to 72 months for your selection

Need to know

  • To enjoy the personalized interest rate, handling fee and/or other privileges, customers must submit the application of the loan and successfully drawdown on or before 30 April 2022
  • Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted and could be as low as Annualized Percentage Rate (“APR”) 5.15% (for 12-month tenor). Moreover, privileged customers will exclusively enjoy the offer of fixed APR 6.80%.
  • If customer inputs a tenor option which is not offered by Fubon Bank, the above monthly flat rate and APR will be determined according to the nearest tenor option available by Fubon Bank. The total repayment and monthly repayment amounts will also be calculated according to the monthly flat rate of the respective tenor option offered by Fubon Bank
  • The above APRs are a reference rate. They are calculated with the guidelines in the Code of Banking Practice accordingly. The APRs are expressed as an annualized rate which includes the loan’s basic interest rate
  • The interest rates and repayment amounts are for reference only
  • Terms and conditions apply. For details, please visit Fubon Bank website
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18 years old
<p>18 years old</p>
Min. Annual Income
HK$60,000
HK$60,000<br><br>

Fees

Handling Fee
1

Steps to Apply

1. Click "Apply Now"  via Fubon online platform or download Fubon GO App from App Store or Google Play.
2. Press "Apply for Personal Loan".
3. Select "Balance Transfer Personal Loan".
4. Submit application and wait for approval.

Required Documents

1. HKID
2. Mobile phone number
3. Residential or mailing address proof

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