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Standard Chartered Tax Season Personal Instalment Loan
Update time: Nov 2022
$
425,920
Total Repayment (as low as)
$
17,747
Monthly Repayment (as low as)
6.28
%
APR (as low as)
Monthly Flat Rate: 0.27%
[Smart way] APR as low as 1.65% (loan amount HK$1.5M or above and tenor of 12 months), 0% handling fee
[Online Application Express Service Pledge] Submit online application before noon on the business day, and SCB will follow up on the same day. SCB will provide the approval result on the same day.

Great for

  • [MoneyHero Exclusive Offer] MacBook Air with M2 Chip (valued at HK$9,499) / Up to HK$8,800 Apple Store Gift Card / Wellcome Shopping Voucher

    • From 1 to 30 November 2022, applicants who successfully apply loan amount of HK$200,000 or above via MoneyHero with loan drawdown within 3 months are entitled to an exclusive offer:
    Loan Amount Exclusive Offer:
    HK$800,000 or above
    • MacBook Air with M2 Chip (valued at HK$9,499); or
    • HK$8,800 Apple Store Gift Card / Wellcome Shopping Voucher
    HK$400,000 - HK$799,999
    • Bowers & Wilkins Zeppelin Wireless Speaker (valued at HK$6,780) ; or
    • HK$4,800 Apple Store Gift Card / Wellcome Shopping Voucher
    HK$200,000 - HK$399,999
    • HK$2,800 Apple Store Gift Card / Wellcome Shopping Voucher
    • All of the Rewards will be issued randomly in colour

    How to redeem MoneyHero exclusive offer?

    • Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKR1102-xxxxx)
    • Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
    • Detailed steps: How to redeem exclusive rewards from MoneyHero?
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
    • For more details about the promotion, please see Terms and Conditions
  • [SCB Welcome Offer] Up to HK$8,000 Cash Rebate
    From 23 November 2022 to 8 January 2023, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate, HK$1,000 cash rebate for a new client. A new client is who does not currently hold any Standard Chartered Credit Card and/or any loans.

    • Details of up to HK$7,000 Cash Rebate, HK$1,000 cash rebate for a new client:
      Loan Amount Basic Cash Rebate for clients with
      loan tenor of 12 months
      Basic Cash Rebate for clients with
      loan tenor 24 months or above
      Extra Cash Rebate (for a new client whose loan tenor is 36 months or above)
      HK$1,500,000 or above HK$300 HK$7,000 HK$1,000
      HK$600,000 - HK$1,499,999 HK$300 HK$3,000 HK$1,000
      HK$200,000 - HK$599,999 HK$300 HK$2,000 HK$1,000
      HK$50,000 - HK$199,999 HK$300 HK$500 HK$1,000
  • [SCB Limited Time Offer] HK$1,000 Cash Rebate

    • From 23 November 2022 till 8 January 2023, a client who successfully applied for the loan(s) online, chose a repayment period of 24 months or above and drawdown a loan amount of HK$400,000 or above on or before 31 March 2023 will be entitled to an extra HK$1,000 cash rebate
  • Product Features

    • Maximum loan amount of up to 18X monthly salary or HK$2,500,000 (whichever is lower)
    • Max Loan Repayment Tenure: 60 months; 0% handling fee
    • 7-Day Cooling Off Period is provided
    • With waiver on early redemption fee and charges
    • Online Service Pledge for application submitted before noon will be followed up within the same business day

Need to know

  • Things you need to know

    • The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
    • Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
    • Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
    • The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
    • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
20 years old
Min. Annual Income
HK$96,000

Steps to Apply

1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan

Required Documents

1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note

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