TODO
American Express® I.T Cashback Card
Last Updated: Sep 2021
$ 150,000
Min. Annual Income
1.2 %
Local Spending - Cashback Rate
Enjoy 1.2% cashback for all spending
1.2 %
Overseas Spending - Cashback Rate
Enjoy 1.2% cashback for all spending
20% off in selected cinemas
First Year Annual Fee Waiver
Utilities Wallet Rebate
Annual Fee Waiver

Great for

  • Enjoy 1.2% Cashback on everyday purchases, locally and overseas.
  • Up to 15% savings at I.T stores all year-round and 20% savings on all all 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit.
  • Annual card fee is HK$980, and first year annual fee waiver for all applicants. Spend HK$25,000 annually and your annual card fee will be waived for the following year.

Need to know

  • Existing American Express I.T Cashback Cardmembers and applicants who have held the American Express I.T Cashback Card (Basic Card) at any time within the past 12 months from the date of this application are not eligible for the First Year Annual Fee Waiver.

Year-round rewards

CASH REBATE
Local Spending
1.2%
Enjoy 1.2% cashback for all spending
Overseas Spending
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Overseas)
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Local)
1.2%
Enjoy 1.2% cashback for all spending
Dining Spending
1.2%
Enjoy 1.2% cashback for all spending

Eligibility

Minimum Age
18 years old
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Min. Annual Income
HK$150,000

Fees

Annual fee
HK$980
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
37.67%
Cash Advance APR
39.87%

Other information

Credit card type
American Express

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