Fubon “EZ Cash” Personal Loan

Update time: Nov 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.14%

Great for

  • [MoneyHero Exclusive Offer] - Apply for the the drawndown amount and get up to HK$2,500 Apple Store Gift Card OR Wellcome Shopping Voucher

    • Exclusive Offer:
      • From now till 31 December 2023, successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero with a tenor of 12 months or above, and
      • Apply for the loan on Fubon Bank website or Fubon GO Mobile App, and
      • Enter the promo code “MHRL10” on Fubon Bank website or Fubon GO Mobile App to enjoy up to HK$7,000 Apple Store Gift Card OR Wellcome Shopping Voucher
      • Loan Amount Apple Store Gift Card OR Wellcome Shopping Voucher
        HK$150,000 or above HK$2,500
        HK$50,000 - HK$149,999 HK$2,000
    • How to redeem MoneyHero exclusive offer?
      • Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
      • Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:
        • loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and
        • contact details
      • The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
      • Eligible Customers are required to reach out to along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
      • Tips:
      • Terms and conditions apply.
  • Fubon Bank Offers - Enjoy up to HK$2,300 Cash Rewards

    • Online Application Offer: HK$300 Supermarket Cash Coupon
      • Apply and draw down the loan via Fubon Bank website to enjoy HK$300 supermarket cash coupon
    • Loan Drawdown: Up to HK$2,000 Supermarket Cash Coupon
      Successful loan drawdown with 12 months tenor or above can receive supermarket cash coupon.
    Loan Amount Supermarket Cash Coupon
    HK$180,000 or above HK$2,000
    HK$80,000 to HK$179,999 HK$800
  • Product Features

    • Accept all types of income proof: Applicable to all kinds of the latest 1-month income proof, including salary proof paid in cash
    • APR as low as 2.88%, monthly interest rate as low as 0.1386%. Daily interest as low as HK$9.2
    • HK$0 handling fee
    • Loan amount up to 8 times of monthly salary or a maximum of HK$200,000 (whichever is lower)
    • Repayment period of 6 to 48 months
    • No early repayment fee

Need to know

  • Things you need to know

    • Customers who submit application of the Fubon “EZ Cash” Personal Loan and successfully drawdown with loan amount HK$80,000 or above and tenor of 12 months or above on or before 31 December 2023 will be entitled up to HK$2,000 supermarket coupons (“Cash Coupon(s)”) offer. Besides, Customers who apply via Fubon Bank website or Fubon GO Mobile App and draw down the loan will be entitled extra supermarket cash coupon of HK$300. Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.
    • To enjoy the interest rate, and/or other privileges, customers must submit the application of the Fubon “EZ Cash” Personal Loan and successfully drawdown on or before 31 December 2023.
    • All applicants must be Hong Kong permanent residents over 18 years old and annual income at HK$60,000 or above.
    • Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. The actual APR may vary for individual customers and subject for final approval. The APR ranges from 2.88% to 34.10%, with repayment period of 6 to 48 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
    • Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
    • Customer is required to provide Telephone Banking Identification Number (“TIN”) for customer identity authentication when performing enquiry of the new personal loan account via the Fubon Bank Integrated Customer Service Hotline after successful approval of the loan. Please visit any Fubon Bank branches in person to apply if you do not have a TIN after loan drawdown. TIN will then be sent to you by mail.
    • The Bank will disburse full loan amount directly to the customer’s designated bank account within 4 -7 working days after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
    • The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
    • The interest rates and repayment amounts are for reference only
    • Terms and conditions apply. Please visit Fubon Bank website for details
    • To borrow or not to borrow? Borrow only if you can repay!


Minimum Age
18 years old
Min. Annual Income

Isn't the best product for you?

Compare more personal loans on MoneyHero